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In Lesson 6, we looked at some of the various lifestyle issues you might encounter in retirement -- things like where you'll live and how you'll fill all those hours previously devoted to work; what grade of sunscreen you'll need; whether, at age 72, you really are too old to launch a new career with a grunge rock band; and the question of life on other planets. We've really started to dream the most possible of dreams. On the other side, we've also examined what kind of money we'll have available, and should be starting to see how our future savings matches up with our future spending. Now that you've answered all those thorny questions, you're all set to go, right? Not quite. There is something that has often caused the best-laid plans of mice and men to go awry. The potential pitfall? Medical insurance (if the title of this lesson didn't give it away). Insurance is often the greatest deterrent to retirement prior to age 65. Far too frequently, insurance is an unanticipated bugaboo that keeps many folks employed long past the time they really want. It's something that many people don't think about until they need it, least of all in relation to retirement. But never fear -- we're on it! Cruising down the road to retirement, we're making sure we don't miss this caution sign. Like a policeman camouflaged in the bushes with a radar gun, medical insurance can result in some heavy fines.
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