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Missed Analyst Estimates by 9% or more (Alphabetical)

                                     First Call
                                     Consensus    Actual  Earnings
Company Name                  Ticker  Estimate     EPS    Surprise %

Burnham Pacific Properties    BPP       0.26       0.20      -23.1%
Electronics Boutique          ELBO      0.14       0.11      -21.4%
Mity-Lite                     MITY      0.26       0.23      -11.5%
National Med. Health          NMHC      0.10       0.08      -20.0%
Overseas Shipholding          OSG       0.10       0.00     -100.0%
Pennwood Bancorp Inc.         PWBK      0.11      -0.19     -272.7%
Quicksilver Resources         KWK       0.13       0.07      -46.2%
Rehabilicare Incorporated     REHB      0.11       0.06      -45.5%
Resource America Inc.         REXI      0.13       0.06      -53.8%
Titan Exploration             TEXP      0.14       0.06      -57.1%

                                     First Call
                                     Consensus    Actual  Earnings
Company Name                  Ticker  Estimate     EPS    Surprise %

Pennwood Bancorp Inc.         PWBK      0.11      -0.19     -272.7%
Overseas Shipholding          OSG       0.10       0.00     -100.0%
Titan Exploration             TEXP      0.14       0.06      -57.1%
Resource America Inc.         REXI      0.13       0.06      -53.8%
Quicksilver Resources         KWK       0.13       0.07      -46.2%
Rehabilicare Incorporated     REHB      0.11       0.06      -45.5%
Burnham Pacific Properties    BPP       0.26       0.20      -23.1%
Electronics Boutique          ELBO      0.14       0.11      -21.4%
National Med. Health          NMHC      0.10       0.08      -20.0%
Mity-Lite                     MITY      0.26       0.23      -11.5%

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