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no tax deduction: Original post by Mark Kennan of Demand Media Roth individual retirement accounts (IRAs) have been around since 1997, offering the ability to save money on an after-tax basis. However, despite the promise of tax-free distributions, Roth IRAs do have their drawbacks. Knowing these drawbacks can help you determine whether a Roth IRA should be part of your investment strategy for saving for retirement…

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