3 Social Security Secrets You Probably Don't Know

Social Security is an essential part of most people's financial planning for retirement. But many people don't know everything they should about the Social Security program.

In the following video, Dan Caplinger, The Motley Fool's director of investment planning, looks at three Social Security secrets that few people know. Dan points out that only 70% of the program's 57 million beneficiaries are retired workers, with disabled workers, survivors, and dependents making up the remainder. He also notes that some state and local government workers don't participate in Social Security, instead having their own separate pension plans. Dan concludes with a reminder that divorced spouses can claim benefits under an ex-spouse's work history under certain circumstances, as long as they were married 10 years or more and meet other requirements.

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Some bonus investing advice for 2014 
The Economist  compares this disruptive invention to the steam engine and the printing press.  Business Insider  says it's "the next trillion dollar industry." And everyone from BMW, to Nike, to the U.S. Air Force is already using it every day. Watch The Motley Fool's  shocking video presentation  today to discover the garage gadget that's putting an end to the Made In China era... and learn the investing strategy we've used to double our money on these 3 stocks.  Click here  to watch now!

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