You Should Be Aware of This 16-Month Deadline…

Every year the Social Security Board of Trustees releases its annual report on the long-term status of the Social Security Trust Funds. It discusses data that affects MILLIONS of Americans…yet their announcements often go unnoticed by main stream media…

On July 28th the Board reported their most recent findings:

In 2014 alone, over 59 million Americans will receive Social Security. Among them are 38 million retired workers; 9 million survivors and dependents, and 11 million disabled workers and dependents.

For many Americans, Social Security and Disability checks are what keep them afloat. At the very least, they depend on these checks for budgeting and for keeping their cash flow certain.

But that is about to change. In a very bad way.

Last year 11 million Americans collected a total of $140 billion in Social Security Disability benefits. That 11 million is up 40% from the number of people collecting in 2004.

That number is skyrocketing as our population ages and the baby boomers retire.

In a terrible turn-of-events, in late July of this year, the Board of Trustees announced that the Disability Trust Fund looks like it will run out by 2016, only about 16 short months from now.

The chart below shows that while Social Security will start to dwindle in 2033, the Disability Insurance Trust Fund will begin depleting in 2016 – less than 2 years from now!

At that point, the program will only be able to pay 81% of anticipated benefits to Americans.

That would reduce a monthly disability payment of $1,146 to $928. That’s a lot of money every month. It seems absolutely unfathomable that this could happen in less than two years, but it’s the truth.

Americans need to prepare, and they need to start playing catch up today.

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