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We think you're the best person to manage your money -- that's what financial independence means to us. So, we want to make it easy for you to do it yourself. Here's a quick to-do list that will help you save big bucks now and live comfortably in the future. Let's get started!

		Credit Card Rate Tricks If your current lender is charging you more than 12% interest, it's time to re-neg-oti-ate, Fool. Learn How »
1. Dial Away Your Debt
	It's true. You can lower your credit card interest rates with one phone call. Learn More »

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	2. Get More From Your Savings Don't stash your short-term cash savings under your mattress. Earn higher yields on CDs, money markets, and more. Learn More »

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3. Invest for Less
	Make sure your broker isn't charging you too much. Compare rates and hire a new one in only 60 seconds. Learn More »

		Save More for Retirement Get the scoop on changes to IRAs and 401(k) plans that can help you save more for retirement. Learn More »
	4. Retire Early Thanks to recent tax law changes, you can start pitching in more to your retirement accounts. Learn More »

		30-year Mortgage Rate 7.02% Source: Freddie Mac Refinance Now! LendingTree MortgageIT
5. Refinance and Save
	When interest rates drop, some homeowners have the opportunity to save big money. Learn More »

For more money-saving tips to aid your journey to Financial Independence, visit our Personal Finance area.