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The 15 Highest-Yielding Insurance Stocks

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Dividend investing is popular again. Investors have taken to heart Jeremy Siegel's studies, which show that higher-yielding stocks tend to offer greater returns over time than low- or no-yield stocks.

The highest dividend yields can be very tantalizing. As long as a stock yielding 15% doesn't lose value, you'll make 15% in one year! In more cases than not, however, an astronomical yield is a bad sign for a stock. Since dividend yields and stock prices move in opposite directions, a high yield usually means that investors have begun to worry about the business, and driven down its stock price. However, certain types of companies, such as REITs, have to pay out most of their income as dividends, so their yields will be higher than "normal." Dividends are not guaranteed; you need to make sure that a business is generating enough cash to pay its dividend, or your investment could be disastrous.

I've already screened for the 25 Highest-Yielding Dividend Stocks. Now, I'm touring the market to find the highest-yielding stocks in each industry. Today, we're looking at the insurance industry, and screening for stocks with a market cap greater than $500 million.

Here are the top 15 highest yielding stocks the screen produced:



Market Cap (in millions)

Dividend Yield (%)

Payout Ratio (%)


OneBeacon Insurance Group (NYSE: OB  )





Aviva plc (NYSE: AV  )





Mercury General





Cincinnati Financial (Nasdaq: CINF  )





Sun Life Financial (NYSE: SLF  )





Old Republic International (NYSE: ORI  )





Arthur J Gallagher & Co. (NYSE: AJG  )





Fidelity National Financial (NYSE: FNF  )





Safety Insurance Group (Nasdaq: SAFT  )





Harleysville Group (Nasdaq: HGIC  )





Manulife Financial (NYSE: MFC  )





State Auto Financial (Nasdaq: STFC  )





American National Insurance (Nasdaq: ANAT  )





Unitrin (NYSE: UTR  )





Erie Indemnity (Nasdaq: ERIE  )




 Source: Capital IQ, a division of Standard & Poor's. N/M = not meaningful.

These stocks are a good place to start your research, but they're not formal recommendations. Remember, their seemingly irresistible yields could be ticking time bombs, so do your own due diligence. Also, make sure you diversify your picks across various sectors. As investors relearn every decade or so, you never want to put all your eggs in one basket -- no matter how tempting the dividends are.

Interested in any of these stocks? Hungry for more? If you want more thoroughly vetted suggestions, check out Jordan DiPietro's "The Best Dividend Stock. Period." or Jim Royal's "Dividend Play for a Lifetime."

Dan Dzombak did not have a position in any of the companies mentioned in this article. Fidelity National Financial is a Motley Fool Inside Value selection. Safety Insurance Group is a Motley Fool Stock Advisor recommendation. The Fool owns shares of Fidelity National Financial. The Fool's disclosure policy loves it some dividends.

True to its name, The Motley Fool is made up of a motley assortment of writers and analysts, each with a unique perspective; sometimes we agree, sometimes we disagree, but we all believe in the power of learning from each other through our Foolish community.

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Dan Dzombak

Dan Dzombak has written for The Motley Fool since 2008. He covers value investing, investing process, and success among other things. You can follow him on Facebook or Twitter by clicking the buttons below or head over to his blog at

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8/28/2015 4:03 PM
AJG $43.87 Down -0.37 -0.84%
Arthur J. Gallaghe… CAPS Rating: *****
CINF $52.79 Down -0.39 -0.73%
Cincinnati Financi… CAPS Rating: ****
FNF $36.88 Down +0.00 +0.00%
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OB $14.43 Up +0.02 +0.14%
OneBeacon Insuranc… CAPS Rating: *****
ORI $15.72 Down -0.01 -0.06%
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