The following video is part of our "Motley Fool Conversations" series, in which senior analyst Anand Chokkavelu, CFA, discusses topics around the investing world.

The world of Wall Street can be murky and confusing, partially on purpose. Recently, there was a $25 billion settlement involving the top five mortgage servicers, including Citigroup. Anand sees the settlement as a net good for investors and potential investors in Citigroup, but he highlights a maneuver Citigroup made that you shouldn't miss. It effectively allows Citi to have its cake and eat it, too.

The financial heavies are getting a lot of press these days. And much of it is negative. But there's one small bank that's flying under the radar. It has some of the best operational numbers you'll ever see. The Motley Fool featured it in its brand-new free report: "The Stocks Only the Smartest Investors Are Buying." We invite you to download a free copy. Just click here to find out the name of the bank Warren Buffett would be interested in if he could still invest in small banks.