Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, insurance giant Aflac (NYSE: AFL) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Aflac's business and see what CAPS investors are saying about the stock right now.

Aflac facts

Headquarters (founded) Columbus, Ga. (1955)
Market Cap $18.7 billion
Industry Life and health insurance
Trailing-12-Month Revenue $23.2 billion
Management Chairman/CEO Daniel Amos
President/CFO Kriss Cloninger III
Return on Equity (average, past 3 years) 20.7%
Cash/Debt $2.2 billion / $4.2 billion
Dividend Yield 3.3%
Competitors AIG
MetLife
Prudential

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 96% of the 1,954 members who have rated Aflac believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, rtcresap, succinctly summed up the bull case for our community:

Insurance company with a very low combined ratio, meaning that there's a whole lot of premiums coming in and very little of it going out in claims. That's why it's been increasing shareholder value at such a high clip. Did I mention how much of their business comes from Japan? ... [Y]ou almost don't even need actuaries with the type of safe bets AFLAC is making. At 1.3 times book value, it's a safe bet to outperform.

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