Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, men's tailored and casual clothing Jos. A. Bank Clothiers (Nasdaq: JOSB) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Jos. A. Bank's business and see what CAPS investors are saying about the stock right now.

Jos. A. Bank facts

Headquarters (founded) Hampstead, Md. (1905)
Market Cap $1.1 billion
Industry Apparel retail
Trailing-12-Month Revenue $987.9 million
Management CEO R. Neal Black (since 2008)
CFO David Ullman (since 1995)
Return on Equity (average, past 3 years) 18.9%
Cash/Debt $263.9 million / $0
Competitors Brooks Brothers
Macy's
The Men's Wearhouse

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 89% of the 490 members who have rated Jos. A. Bank believe the stock will outperform the S&P 500 going forward.

A couple of months ago, one of those Fools, All-Star tad40, succinctly summed up the bull case for our community:

[Jos. A. Bank] is a solid and stable company with a long history of being financially prudent. In recent years, the company has grown revenues and earnings consistently, and it looks to continue to do the same into the near future. Additionally, it sports a strong balance sheet with a lot of cash and no debt. These factors alone make it a strong consideration for a good investment. The valuation of the company sweetens the deal even more.

If you want market-beating returns, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future. Of course, despite a strong four-star rating, Jos. A. Bank may not be your top choice.

We've found another retailer we are incredibly excited about -- excited enough to dub it "The Motley Fool's Top Stock for 2012." We have compiled a special free report for investors to uncover this stock today. The report is 100% free, but it won't be here forever, so click here to access it now.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.