Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, pawn shop operator EZCORP (EZPW 2.46%) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at EZCORP's business and see what CAPS investors are saying about the stock right now.

EZCORP facts

Headquarters (founded)

Austin, Texas (1989)

Market Cap

$1.0 billion

Industry

Consumer finance

Trailing-12-Month Revenue

$968.2 million

Management

CEO Paul Rothamel (since 2010)

CFO Stephen Stamp (since 2010)

Return on Equity (average, past 3 years)

20.2%

Cash / Debt

$50.8 million / $208.0 million

Competitors

Cash America International

First Cash Financial Services

Xponential

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 96% of the 644 members who have rated EZCORP believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, Bryand1972, tapped EZCORP as a particularly solid bargain opportunity:

Just went under an 8 P/E for a company that is a consistent grower, has great fundamentals. This business model is never going away. It seems that management has had a few hiccups, stupid but correctable. Wall Street can't trust this company because they missed analysts expectations the last three times. Perhaps they are managing the company for the long term vs. quarterly numbers. Management has plenty of skin in the game as well. At this price, I'm a buyer.

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