The following video is from Friday's Motley Fool Money roundtable discussion with host Chris Hill and analysts Joe Magyer, Jeff Fischer, and Ron Gross. In this segment, the guys talk about how tough things become for retailers when the economy is down, and how, in times like these, low-income families suffer the most. Stores such as Wal-Mart (NYSE:WMT), which focus on very low prices, suffer, as well. We also hear about some of Wal-Mart's competitors, such as Target (NYSE:TGT), and learn how they're doing catering to different demographics.

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