In the following video, Motley Fool financial analyst Matt Koppenheffer takes a quick look at PNC Financial (NYSE:PNC) and its latest earnings report. He tells us that the dust hasn't settled yet on all of the moving parts with this bank, which makes it difficult to get a clear picture. There is upside for the bank -- it's growing its loans, and its fee business looks better than last year. But it has been affected by the same narrowing net interest margin trend affecting the business at large this quarter.

Fool contributor Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool owns shares of PNC Financial Services. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.