Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, consumer banking services specialist BofI Holding (NASDAQ:BOFI) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at BofI and see what CAPS investors are saying about the stock right now.

BofI facts



Headquarters (founded)

San Diego, Calif. (1999)

Market Cap

$409.6 million


Savings and loans

Trailing-12-Month Revenue

$93.8 million


CEO Gregory Garrabrants (since 2010)

CFO Andrew Micheletti (since 2001)

Return on Equity (average, past 3 years)



Bank of America (NYSE:BAC)


ING Bank

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 97% of the 148 members who have rated BofI believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, All-Star BlazerMania, succinctly summed up the BofI bull case for our community:

Excellent loan portfolio, one of the best I've ever seen. Lean cost structure without the headache of handling cash and managing retail branches. Strong deposit growth will fuel continued high-quality loan growth, and at only $400 million market cap there is a long way for this one to run.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.

Fool contributor Brian Pacampara has no position in any stocks mentioned. The Motley Fool recommends BofI Holding. The Motley Fool owns shares of Bank of America and BofI Holding. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.