Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, consumer banking services specialist BofI Holding (AX 0.45%) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at BofI and see what CAPS investors are saying about the stock right now.

BofI facts

 

 

Headquarters (founded)

San Diego, Calif. (1999)

Market Cap

$409.6 million

Industry

Savings and loans

Trailing-12-Month Revenue

$93.8 million

Management

CEO Gregory Garrabrants (since 2010)

CFO Andrew Micheletti (since 2001)

Return on Equity (average, past 3 years)

17.1%

Competitors

Bank of America (BAC 1.70%)

E*TRADE Bank

ING Bank

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 97% of the 148 members who have rated BofI believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, All-Star BlazerMania, succinctly summed up the BofI bull case for our community:

Excellent loan portfolio, one of the best I've ever seen. Lean cost structure without the headache of handling cash and managing retail branches. Strong deposit growth will fuel continued high-quality loan growth, and at only $400 million market cap there is a long way for this one to run.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.