Don't be lulled into complacency by the calm August winds.

We're heading into the high season for Atlantic tropical storms and hurricanes. Although the five named storms so far -- Andrea, Barry, Chantal, Dorian, and Erin -- haven't amounted to much, you don't want to be caught off guard if No. 6 becomes the headline-grabber.

Physical safety is, of course, your top priority: Make sure everyone in the family knows the evacuation/reunion plan by heart, and prepare your home for a foul-weather assault. (See FEMA's hurricane advice at www.ready.gov/hurricanes.)

But your disaster-proofing drill shouldn't stop there. Here are five things you can do ahead of time to keep a personal crisis from turning into a long-term financial one.

5 Things To Do Before a Big Storm Hits from The Motley Fool.

Tornado survivor Dayana Yochim is the Motley Fool's consumer finance expert and a champion weather-event worrywart. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.