What do People's United Financial (PBCT) President and CEO John Barnes, and Directors John Bottomley and Nancy McAllister have in common?

They are all career bankers who understand credit quality. 

And its this concentration of credit focus at the very top of the organization that creates the type of credit culture to propel a bank for generations. Look no further than the stocks recent performance for proof.

PBCT Chart

In the video below, Motley Fool contributor Jay Jenkins talks us through the credit culture at People's United, explaining how the results are a result of leadership from the top to the bottom.