Zions Bancorporation (NASDAQ:ZION) was the only bank to fail the recent bank stress tests administered by the Federal Reserve. It was also the smallest bank. Should small bank even be subjected to the process?

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer debate the effectiveness of the tests and why it's a good idea to include Zions and company.

David Hanson has no position in any stocks mentioned. Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.