There are thousands of credit cards out there, so how do you know which are the best for you? Most people look for similar things when choosing which cards to apply for. We all want reasonable interest rates. Some people want to earn reward points for their spending. However, what turns off many people are the annual fees associated with a lot of the most popular cards.
A lot of people simply don't fly enough to justify an airline miles card with a $100 (or more) fee. Or, they don't spend enough at department stores to earn them enough rewards to justify paying for the card. There is some hope, though. If you have built up good credit, and are willing to do a little research, you can find what you're looking for, without an annual fee or other hidden costs.
Here are some of the best no-fee cards and the benefits they have to offer. Some important areas to focus on when choosing a credit card involve the interest rate you will pay on a balance (APR), what sort of cash back bonuses you would receive, and any additional services that can be quite helpful in managing your finances, like free monthly FICO scores.
Should you get any credit card at all?
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