According to a recent survey from the Transamerica Center for Retirement Studies, less than 60% of Americans said they were "somewhat" or "very" confident that they will be able to retire comfortably.

The sad reality in America is that many people are saving too little for retirement or, worse yet, not saving at all. There are plenty of excuses for not doing so. For example, many people think they're too young to need to worry about it, or too old to get started. And others think they simply can't afford to save. Here are 10 common excuses people give for not saving for their retirement, and why they are just that: excuses. 

How one Seattle couple secured a $60K Social Security bonus -- and you can too
A Seattle couple recently discovered some little-known Social Security secrets that can boost many retirees' income by as much as $60,000. They were shocked by how easy it was to actually take advantage of these loopholes. And although it may seem too good to be true, it's 100% real. In fact, one MarketWatch reporter argues that if more Americans used them, the government would have to shell out an extra $10 billion... every year! So once you learn how to take advantage of these loopholes, you could retire confidently with the peace of mind we're all after, even if you're woefully unprepared. Simply click here to receive your free copy of our new report that details how you can take advantage of these strategies.