

We assumed the government was looking out for us...
Worked hard for decades, thinking that when we retired Social Security would supplement whatever pension we might still receive and dividends from the savings we'd accumulated.
Boy, were we wrong...
I could go on and on about how evil the government is. I could write pages about how immoral it was for politicians to take loans from the Social Security trust fund to pay for expensive programs wanted by this or that interest group so that when their reelection campaign came up, funding it would be a breeze.
But frankly, my rant wouldn't be productive. What's done is done.
Of course the situation may not be quite as bad as the media would have you believe; Social Security and Medicare aren't going to disappear altogether.
According to the most recent Board of Trustees report, Medicare and Social Security's surplus funds will run out in 2024 and 2036, respectively.
After that, retirees will still receive their monthly checks and Medicare coverage -- but at a lower rate.
The same trustees predict that through 2085, Social Security will be able to pay out 75% of the benefits estimated today, and Medicare will function at about 90% when its surplus is gone.
Because after all, a 25% haircut on income we assumed was ours -- income we assumed we were working to receive -- means a 25% more difficult time financially when we retire.
It's true that politicians are clamoring to come up with a fix, or change the system to make it more solvent. But they've made it clear they're not the best people to trust with your retirement...
The only person you can trust to secure a wealthy retirement is YOURSELF.
I'm convinced that even if you're retiring within the next five years, there are steps you can take today to make your golden years more enjoyable.
So to help you take the reigns of your own retirement, and to make it more wealthy and enjoyable than you're expecting, we've compiled some of the most effective tips from top retirement experts, along with an exciting and unique opportunity to receive even more first-rate portfolio advice as you prepare to retire.
Simply click below to read on.
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