"My wife and I have several IRAs, of both the traditional and Roth varieties. "

-- Robert Brokamp, five minutes ago

Do I really need to say anything more than this? Thanks for playing, Bro. Game over.

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Think you're done with the Duel? You're not! Go back and read the other three arguments, and then vote for a winner .

Fool contributor Tim Beyers has two IRAs and is doing just fine, thanks. Tim owns shares of the Julius Baer International Equity fund. You can find out what else is in his portfolio by checking Tim's Fool profile . The Motley Fool has an ironclad disclosure policy .