Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, insurance company Sun Life Financial (NYSE: SLF) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Sun Life's business and see what CAPS investors are saying about the stock right now.

Sun Life facts

Headquarters (Founded) Toronto, Canada (1999)
Market Cap $18.2 billion
Industry Life and health insurance
Trailing-12-Month Revenue $25.31 billion
Management

CEO Donald Stewart (since 1999)

CFO Colm Freyne (since 2009)

Return on Equity (Average, Past 3 Years) 6.1%
Cash/Debt $70.4 billion / $10.3 billion
Dividend Yield 4.7%
Competitors

Manulife Financial (NYSE: MFC)

Prudential Financial (NYSE: PRU)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 89% of the 167 members who have rated Sun Life believe the stock will outperform the S&P 500 going forward. These bulls include billybob4148 and witness1260.

Just last week, billybob4148 tapped Sun Life as a rather timely opportunity: "Great financial company, nice dividend, TONS of cash on hand, insurance companies in general getting beat up due to Japan disaster, I expect this company to come back."

In fact, Sun Life currently boasts a particularly juicy dividend of 4.7%. That's higher than that of other life insurance stocks like Manulife (3%), MetLife (NYSE: MET) (1.7%), and Prudential (1.9%).

CAPS member witness1260 elaborates on the bull case:

They have little debt and are primed to grow. They've already seen above-average earnings growth, and I think that's just the beginning. Solid margins absolutely help. Throw in the P/E and Price to Book, and this stock is way on sale.

What do you think about Sun Life, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!