Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, auto loan provider Credit Acceptance (Nasdaq: CACC) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Credit Acceptance's business and see what CAPS investors are saying about the stock right now.

Credit Acceptance facts

Headquarters (Founded) Southfield, Mich. (1972)
Market Cap $2.01 billion
Industry Consumer finance
Trailing-12-Month Revenue $425 million
Management Founder/Chairman Donald Foss
CEO Brett Roberts
Return on Equity (Average, Past 3 Years) 36.6%
Competitors First Investors Financial Services Group

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 74% of the 87 members who have rated Credit Acceptance believe the stock will outperform the S&P 500 going forward.  

Just last week, one of those bulls, morowulf, tapped Credit Acceptance as a timely trade:

I think this stock may make a big move in the next few weeks. It has been forming a classic cup and handle pattern over the past 6 months. In the past couple of weeks it has been forming the handle to shake-off weary investors before the next big move. It has consistent EPS growth, high ROE, and the number of outstanding shares have been decreasing. If it doesn't blow up first because of their risky loans or because of their high leverage, I think this one could trade as high as $200 based upon EPS growth.

What do you think about Credit Acceptance, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Want to see how well (or not so well) the stocks in this series are performing? Follow the new TrackPoisedTo CAPS account.