Social Security is an important part of the financial security of millions of Americans. But how does Social Security fit into your overall financial plan for retirement?

In the following segment from their video guide to investment planning, Motley Fool director of investment planning Dan Caplinger talks with Fool markets/IP bureau chief Mike Klesta about how to incorporate Social Security into a personal financial plan. Dan notes that while many retirees rely almost entirely on Social Security, it's far better to have Social Security make up just a portion of your financial resources, with retirement accounts and other savings playing a key role as well. Yet even though MetLife (NYSE:MET)Prudential (NYSE:PRU), and a host of other insurance companies offer annuities that provide some protection against running out of money, Social Security's most helpful attribute is that it provides lifelong income that never runs out. That makes Social Security a key aspect of your retirement security.

Are you getting everything you can from Social Security?
If you want to make sure that Social Security gives you all the benefits that you're entitled to receive, then we want to help. In our brand-new free report, "Make Social Security Work Harder for You," our retirement experts give their insight on making the key decisions that will help ensure a more comfortable retirement for you and your family. Click here to get your copy today.

Dan Caplinger, Mike Klesta, and The Motley Fool have no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.