Assuming you're Josh and Millicent, based on the information in the case study, your calculator should look like this:

Format for printing

Am I saving enough? What can I change?

PERSONAL INFORMATION                   YOU       SPOUSE
=========================================================
Current Age                             35           33
Yearly Income                      $42,000      $30,000
Self-Employed?                    LEAVE BOXES UNCHECKED
Age at Retirement                       55           53
Monthly Wages After Retirement      $1,500       $1,000
For How Many Years                       7            9
Inflation: Your Expenses                 4%
Rate of Growth: Your Income              4%
Age at Which You Might Die              95           95
Funds Desired at Death             $15,000

Federal Tax Rate          Before Retirement        After
                                        25%          25%
State Tax Rate                           7%           7%


MONTHLY LIVING EXPENSES WHEN RETIRED
=========================================================
$0 for 0 years
$0 for 0 years
$5000 for the remainder of retirement


SOCIAL SECURITY 
=========================================================
Check "Ignored"


YOUR PENSION OR DEFINED BENEFIT PLAN   YOU       SPOUSE
=========================================================
Monthly Pension Payment             $1,500       $1,000
Years You Will Receive Payments         40           42
First Payment Adjusted for Inflation 
                                       CHECK BOTH BOXES
Rest Payments Adjusted for Inflation 
                                  LEAVE BOXES UNCHECKED


YOUR FUTURE, ONE-TIME INVESTMENTS
=========================================================
Enter "0" in all boxes


YOUR MONTHLY SAVINGS (NOT TAX-DEFERRED)
=========================================================
                          Current    Rate of    Monthly  
                          Balance    Return   Investments
                          -------------------------------
First Savings Account:    $10,000        4%         $35
Second Savings Account          0        0            0


MONTHLY SAVINGS (TAX-DEFERRED)
=========================================================
Enter "0" in all boxes EXCEPT:        
                                 Monthly Investment
                          Current    Yours     Employers
                          -------------------------------
Your 401k                 $70,500     $500         $210
Spouse's 401k             $50,250     $350          $75
Your IRA*                  $6,000       $0
Spouse's IRA*              $2,000       $0
Your Roth IRA*             $2,000   $2,000
Spouse's Roth IRA*         $2,000   $2,000

*For IRAs, this is a yearly, not monthly, contributed 
amount.

RETURN DATA
=========================================================
Enter "0" in all boxes EXCEPT         
                                     Return    Return at
Now     Retirement
                          -------------------------------
Your 401k                               9%           8%
Spouse's 401k                           8%           7%
Your IRA                                9%           8%
Spouse's IRA                            8%           7%
Your Roth IRA                           9%           8%
Spouse's Roth IRA                       8%           7% 

QUESTIONS TO ANSWER
=========================================================
Check "Am I saving enough? What can I change?

Back to the Couples Case Study