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FiveCentNickel.com is a personal finance blog that provides financial advice, tips, tricks, news, bank rates and commentary.

Recent articles


Zeroing In on Target-Date Funds

Target-date funds may be the CliffNotes version of investing -- but you may earn the same poor grade for your retirement test.


10 Steps on the Career Ladder

As the job market begins to show improvement, job seekers need to manage their career opportunities more effectively.



9 Things I Wonder About IPOs

Here’s how to understand what may be going on behind the scenes when a company goes public.

Student Loan Reality Check

Seven questions can help you decide if taking on debt to pursue your education will be a wise investment.



5 Reasons to Be Optimistic About the Economy

Beyond the usual week-to-week gyration of data points, there are a number of trends that seem to have real significance for the economy -- and many of these happen to be positive.







The Side Effects of Credit Cards

Perhaps credit card disclosure should not just list a series of numbers and financial terms, but should also include a description of the possible side effects of excessive borrowing.





How to Raise Money-Smart Kids

Seven in ten college seniors who graduated in 2012 had student loan debt with an average of $29,400.