Sorry to have not visited or participating in the discussions here for the past several months. It turns out that the strategy that we espouse doesn't require all that much discussion or attention once you get your plan in place. I happily watched the "credit crunch" and the "sub-prime meltdown" and the recent "correction" from a distance while steadily paying off my own mortgage and steadily adding to my 401K and private index accounts. This left a lot of time for my job, enjoying time with the three cheesettes (who are growing up way too fast), and some cycling, some guitar playing and some trout fishing. It feels great not to have to check my stock quotes multiple times a day anymore.