Bank of America® Cash Rewards Credit Card
Apply Now On Bank of America's Secure Website
Terms and Conditions Show More
Bonus Offer $150 after you spend at least $500 on purchases in the first 90 days of account opening
Annual Fee $0
Purchase APR
Intro: 0%, 12 billing cycles
Reg: 13.99% to 23.99%, variable
Balance Transfer APR
Intro: 0%, 12 billing cycles for balance transfers made in the first 60 days
Reg: 13.99% to 23.99%, variable
Credit Requirement Excellent/Good
  • No annual fee 
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter 
  • No changing categories and no expiration on rewards 
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account 
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
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