Updated June 12th, 2018

Our picks for the best rewards credit cards have rewards programs for varying card needs, including if you're looking for airline miles, cash rewards, cards with points, or just searching for a card with no annual fee. So take a moment to review our list of the best rewards credit cards:   

Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card

Good for: Flat-rate travel rewards

Busy travelers valuing flexible miles redemptions may find Capital One® Venture® Rewards Credit Card is what they're seeking. The card earns unlimited 2x miles per $1 on all purchases and miles are redeemed for statement credits, giving you the option to book cheap travel through your preferred portal and redeem miles for statement credits after. You can also earn 50,000 miles after spending $3,000 on purchases within three months of account opening and 10x miles per $1 on Hotels.com purchases through a provided link, on top of securing a $100 application fee credit for Global Entry or TSA Pre✓®. Read our full Capital One® Venture® Rewards Credit Card review to learn more.

Chase Sapphire Preferred® Card
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Chase Sapphire Preferred® Card

Good for: Sign-up bonus and airline miles

Chase Sapphire Preferred® is considered a must-have card by many travelers, especially those who know how to stretch the value of their points: the card has one of the deepest roster of airline miles transfer partners we've come across. The card also offers one of the biggest sign-up bonuses in its class, worth up to $625. You can earn 50,000 points after spending $4,000 within three months, which is worth $500 cash back, or 25% more when redeemed for travel through Chase Ultimate Rewards®. Read our full Chase Sapphire Preferred® review to learn more.

Chase Sapphire Reserve®
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Chase Sapphire Reserve®

Good for: Premium travel

Chase Sapphire Reserve® was built from the ground up for premium travel. Notably, the 50,000 points sign-up bonus earned after spending $4,000 within three months is worth $750 redeemed for Ultimate Rewards® travel, plus the card packs in $300 worth of annual travel statement credits and a $100 credit toward paying Global Entry or TSA Pre✓®* application fees. Tack on 3x points per dollar for travel and dining (1x point per $1 on everything else) and you can start to see why this card deserves a spot on on our list. Read our full Chase Sapphire Reserve® review for more.

Bank of America® Premium Rewards® Credit Card
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Bank of America® Premium Rewards® Credit Card

Best for: Sign-up bonus

Cardholders earn a 50,000 points bonus after spending $3,000 within three months of approval -- that's worth $500 in travel rewards. Additionally, the card includes premium perks such as 2 points per $1 for travel and restaurants, has no foreign transaction fees, and offers $200 in travel statement credits. Bank of America banking customers may be best off as the banks Preferred Rewards program offers up to 75% bonus rewards. At the highest tier of the program, travel and restaurant purchases then earn 3.5 points per $1. That's a category-leading rate among competing cards. Read our full Bank of America® Premium Rewards® Credit Card review


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Discover it® Cash Back
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Discover it® Cash Back

Good for: Bonus cash back with no annual fee

Discover it® Cash Back earns a spot on this list mainly because the card offers cardholders up to 10% cash back in the first year. You always earn 5% cash back in rotating categories you activate (capped at $1,500 in spending each quarter) and Discover's will double all the cash back in the first year. That's $600 in cash rewards and 10% cash back with the match, assuming bonus categories are maxed out each quarter. Add in that there's no annual fee and you can start to see why we think it's one of the best rewards credit cards. Read our full Discover it® Cash Back review to learn more.

Bank of America® Cash Rewards Credit Card
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Bank of America® Cash Rewards Credit Card

Good for: Bonus rewards program with no annual fee

Bank of America® Cash Rewards Credit Card is a Swiss-army knife with a deep bench of perks for many needs, but we think it's one of the best credit cards for groceries and restaurants. You can earn cash back worth 3% for gas, 2% at grocery stores and at wholesales clubs (on the first $2,500 in combined bonus spending categories each quarter) and 1% on all other purchases. Bank of America Preferred Rewards members get a bigger cash back boost since they earn 25% to 75% bonus rewards. That works out to a sky-high gas yield of 5.25% (albeit capped) at the highest tier, which is unmatched for no-annual-fee credit cards we've seen. Read our full Bank of America® Cash Rewards Credit Card review to learn more.

Capital One® Quicksilver® Card - 0% Intro APR for 15 Months
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Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

Good for: Flexible cash-back rewards program

Capital One® Quicksilver® Cash Rewards Credit Card goes toe-to-toe with the best 1.5% cash back cards, and even offers a bonus of $150 when spending $500 within three months of account opening. But where the card really shines is that cash rewards can be redeemed at anytime for any amount, plus a 0% intro APR for 15 months. This customer-friendly approach, among other perks, explains why we believe it's a solid, all around option. Read our full Capital One® Capital One® Quicksilver® Card - 0% Intro APR for 15 Months review to learn more.

Bank of America® Travel Rewards Credit Card
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Bank of America® Travel Rewards Credit Card

Good for: Travel card with no annual fee

Lucrative travel card rewards programs typically beget high annual fees, but Bank of America® Travel Rewards Credit Card is one exception. All purchases earn 1.5 points per $1 and the card includes a big sign up bonus of 20,000 points after spending $1,000 within three months - that's a bonus worth $200 redeemed for travel statement credits. Tack on that there's no foreign transaction fee, no annual fee, and that Preferred Rewards members can earn 25% to 75% bonus travel rewards, and it's easy to see why this card is best-in-class. Read our full Bank of America® Travel Rewards Credit Card review to learn more.

Chase Freedom Unlimited®
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Chase Freedom Unlimited®

Good for: Flat-rate cash back and 0% intro APR offer

0% intro APR offers can amp up the value of a credit card, especially for cardholders getting out of debt faster with balance transfer strategies. Chase Freedom Unlimited® offers a 0% intro APR for 15 months on both balance transfers and purchases, in addition to unlimited 1.5% cash back and a $150 cash bonus after spending $500 within three months. This is also a popular companion card to Chase Sapphire Preferred® because rewards can be transferred from Chase Freedom Unlimited® and redeemed for more travel value with Chase Sapphire Preferred®. Read our full Chase Freedom Unlimited® review to learn more.

Citi® Double Cash Card

Citi® Double Cash Card

Good for: Flat-rate cash back and balance transfers

Citi® Double Cash Card is a precision tool and one of the highest cash-back credit cards for all purchases. You earn 1% cash back for purchases and 1% cash back when paying off balances, tallying to 2%, all-in. We've not come across a no-annual-fee credit card that earns this high of a rate for all purchases. What's more, it includes a long 0% intro APR for 18 months for balance transfers made within four months. We debt-minded Fools like that the cash back rewards program and 0% intro APR offer incentivizes cardholders to pay off debt balances. Read our full Citi® Double Cash Card review to learn more.


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