While software has enabled life-changing efficiencies in many different industries, a few have been left behind. One of those industries is restaurants -- especially smaller mom-and-pop locations. That's a problem that Toast (NYSE:TOST) aims to solve. The company provides best-in-class payment hardware, as well as many software solutions to help restaurants run efficiently.

In this Nov. 13 video from their YouTube channel, Motley Fool contributors Brian Stoffel and Brian Feroldi discuss the bull and bear case for owning the software-as-a-service (SaaS) stock. They also run the company through each of their investing frameworks. With shares down 40% from all time-highs, what do these two think? Watch to find out. 

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.