SoFi (SOFI -0.85%) and Upstart (UPST -1.50%) are preparing themselves for a potential recession. That could mean decreasing lending activity or tightening lending standards. In this video, contributor and finance professor Parkev Tatevosian considers each company's short- and long-term prospects and decides which is his top stock to buy. 

*Stock prices used were the afternoon prices of May 21, 2023. The video was published on May 23, 2023.