Based on the aggregated intelligence of 130,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank holding giant Goldman Sachs (NYSE:GS) has received a distressing two-star ranking.

With that in mind, let's take a closer look at Goldman's business and see what CAPS investors are saying about the stock right now.

Goldman Sachs facts

Headquarters (founded)

New York, N.Y. (1869)

Market Cap

$60.65 billion


Investment Banking and Brokerage

Trailing-12-Month Revenue

$22.22 billion


Chairman/CEO Lloyd Blankfein (since 2006)

COO Gary Cohn (since 2006)

3-Month Price Change



JPMorgan Chase (NYSE:JPM)

Citigroup (NYSE:C)

Morgan Stanley (NYSE:MS)

CAPS members bearish on GS also bearish on

General Motors (NYSE:GM)

CAPS members bullish on GS also bullish on

General Electric (NYSE:GE)


Sources: Capital IQ, a division of Standard & Poor's, and Motley Fool CAPS.

Over on CAPS, 260 of the 1,338 All-Star members who have rated Goldman -- some 19% -- believe the stock will underperform the S&P 500 going forward. These bears include goofyfool and kirkydu, both of whom are ranked in the top 7% of our community.

Last week, goofyfool took issue with the fact that Goldman "recently cut its dividend and diluted shareholder value by issuing more common stock." Our CAPS member concludes: "The recent run up in share price is completely unwarranted. With commercial real estate yet to hit the books, there's more pain ahead."

Two days later, kirkydu, in response to a Goldman bull, wrote that the company's recent earnings surprise seemed shifty at best:

Do you really believe that Goldman beat expectations? Obviously you read the headlines, not the 10k. They changed to calendar year and buried losses in December. Neat and convenient they did that right before an offering. With TARP repaid they can go back to looting, errr I mean bonusing for non-performance. [Goldman Sachs] will survive, but they will trade in a range for years from about 80 to 160 as their eps will not go up for a long time in any significant sustainable way.

What do you think about Goldman Sachs, or any other stock for that matter? Make your voice heard on Motley Fool CAPS today. More than 130,000 investors are waiting to hear what you have to say. CAPS is 100% free, so simply click here to get started.

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Google is a Motley Fool Rule Breakers recommendation. The Fool's disclosure policy always gets a perfect score.