Based on the aggregated intelligence of 130,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank card transaction processor Heartland Payment Systems (NYSE:HPY) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Heartland's business and see what CAPS investors are saying about the stock right now.

Heartland facts

Headquarters (founded)

Princeton, New Jersey (2000)

Market Cap

$305.53 million


Business Services

Trailing-12-Month Revenue

$1.54 billion


CEO Robert Carr (since 2000)

CFO Robert Baldwin, Jr. (since 2000)

Return on Equity (average, last three years)


Dividend Yield



First Data

Global Payments (NYSE:GPN)

Bank of America (NYSE:BAC)

CAPS members bullish on HPY also bullish on

Buffalo Wild Wings (NASDAQ:BWLD)


CAPS members bearish on HPY also bearish on

RadioShack (NYSE:RSH)

Coldwater Creek

Sources: Capital IQ, a division of Standard & Poor's, and Motley Fool CAPS.

Over on CAPS, fully 387 of the 406 members who have rated Heartland -- some 95% -- believe the stock will outperform the S&P 500 going forward. These bulls include my Foolish colleague Rich Smith (TMFDitty), who is ranked in the top 0.5% of our community, and AZAstro.

Last month, Rich highlighted Heartland's recent security issues as a possible opportunity to pounce on:

It would be a no-brainer but for the litigation risks. As far as those go, the example of ChoicePoint suggests to me that Heartland will pull through -- or get bought out by someone who recognizes the value, and is big enough to absorb the risks more easily.

In a pitch from two weeks later, AZAstro helps our community process that contrarian opinion:

Going out on a limb here. Overall fundamentals are very sound. Minimal debt. Excellent growth potential and good earnings growth, up to the point of having their security problem back in November... Visa (NYSE:V) removed them from their approved list of vendors due to the data security problem. Company is moving swiftly to bridge the problem, and problems should be a thing of the past.

What do you think about Heartland Payment Systems, or any other stock for that matter? Make your voice heard on Motley Fool CAPS today. More than 130,000 investors are waiting to hear what you have to say. CAPS is 100% free, so simply click here to get started.

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Heartland, Buffalo Wild, and Loopnet are Motley Fool Hidden Gems picks. LoopNet is also a Rule Breakers recommendation. The Fool owns shares of Buffalo Wild. The Fool's disclosure policy always gets a perfect score.