Based on the aggregated intelligence of 145,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, homeowners' insurance specialist Universal Insurance Holdings
With that in mind, let's take a closer look at Universal's business and see what CAPS investors are saying about the stock right now.
Universal Insurance facts
|
Headquarters (Founded) |
Fort Lauderdale, Fla. (1990) |
|
Market Cap |
$218.7 million |
|
Industry |
Property and casualty insurance |
|
Trailing-12-Month Revenue |
$196.0 million |
|
Management |
CEO Bradley Meier (since inception) |
|
Return on Equity (Average, Past 3 Years) |
72.8% |
|
Cash/Debt |
$275.0 million / $45.3 million |
|
Dividend Yield |
9.5% |
|
Other Highly Rated Insurance Stocks |
Berkshire Hathaway |
|
CAPS Members Bullish on UVE Also Bullish on |
Johnson & Johnson |
|
CAPS Members Bearish on UVE Also Bearish on |
Assured Guaranty |
Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.
On CAPS, 96% of the 455 members who have rated Universal believe the stock will outperform the S&P 500 going forward. These bulls include LibbyLoo00 and All-Star kkotwani, who is ranked in the top 0.25% of our community.
Late last month, LibbyLoo00 kindly informed Fools that Universal "is doing great in [Florida] and now that they are expanding into other states all the better." Our CAPS member continues:
Super low PE ... plus super low price to book, sales & cash flow. Strong past growth and hefty free cash flow for its size. I'm concerned about this year's earnings slip and will watch it. But the company appears well managed and adds policies in large numbers (again, for its size).
In a pitch from earlier that month, kkotwani chipped in with some bullish ratios, which remain relatively unchanged:
Current market cap is just 200 Million dollars. Very small company with huge room for growth.
Now some valuation numbers
Current P/E: 6.1
P/B: 1.69
P/S: 1.09
...
Wow, ideal from all perspectives. Cheap, with huge cash in hands and sales equal to its market value.
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