Cash America International
The 10-second takeaway
For the quarter ended Dec. 31 (Q4), Cash America International beat expectations on revenues and missed slightly on earnings per share.
Compared to the prior-year quarter, revenue improved significantly, and earnings per share improved.
Margins shrank across the board.
Revenue details
Cash America International reported revenue of $463.3 million. The nine analysts polled by S&P Capital IQ wanted to see revenue of $430.0 million. Sales were 26% higher than the prior-year quarter's $368.8 million.
Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions.
EPS details
Non-GAAP EPS came in at $1.20. The six earnings estimates compiled by S&P Capital IQ forecast $1.22 per share on the same basis. GAAP EPS of $1.18 for Q4 were 7.4% higher than the prior-year quarter's $1.10 per share.
Source: S&P Capital IQ. Quarterly periods. Figures may be non-GAAP to maintain comparability with estimates.
Margin details
For the quarter, gross margin was 24.8%, 3,260 basis points worse than the prior-year quarter. Operating margin was 14.7%, 190 basis points worse than the prior-year quarter. Net margin was 8.2%, 120 basis points worse than the prior-year quarter.
Looking ahead
Next quarter's average estimate for revenue is $388.1 million. On the bottom line, the average EPS estimate is $1.22.
Next year's average estimate for revenue is $1.62 billion. The average EPS estimate is $5.07.
Investor sentiment
Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on Cash America International is outperform, with an average price target of $62.50.
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