This video is part of our "Motley Fool Conversations" series, in which advisor James Early and business community connector Matt Trogdon discuss topics across the investing world.

In today's edition, James and Matt talk about the risks in investing in bank stocks. Many are difficult for investors to understand and haven't benefited as well from the favorable market environment as they should have. James offers two bank stocks that are particularly guilty of being cryptic, as well as two bank stocks he likes.

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This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.