Bank of America (NYSE:BAC) has just ended day 31 of its hearing over the $8.5 billion settlement with investors of some mortgage-backed securities. But with more testimony needed, there will be yet another delay in resolving the bank's troubles. With both Bank of New York Mellon (NYSE:BK) and American International Group (NYSE:AIG) playing big roles in the hearing, investors may be wary of the pending outcome. In the video below, Motley Fool contributor Jessica Alling discusses the current setbacks and why they may actually be a good thing for investors.