The stock market can make you rich. All it takes is a bit of starting capital plus some time and patience. Sure, the Dow Jones Industrial Average (DJINDICES:^DJI) drops once in a while, as in the massive crash of 2008. But the Dow always comes back stronger than before.

In the video below, Mike Klesta grills Fool analyst Anders Bylund on why you should leave emergency money in your savings account and let stocks or market-tracking funds like the SPDR Dow Jones Industrial Average ETF (NYSEMKT:DIA) handle your retirement nest egg.

Spoiler alert: Compounding returns really are magical in the long run.