The Top Real Estate Crowdfunding Sites

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Published on: Sep 05, 2019 | Updated on: Nov 26, 2019

The Jumpstart Our Business Startups Act has made real estate investing more accessible than ever through crowdfunding portals. These are the best platforms for investing in real estate today.

Crowdfunding platforms have made institutional quality, high yield commercial real estate investing more accessible than ever. Today it’s possible to invest in real estate online with only a few clicks. While there are many platforms to choose from, picking the best one depends on what you're looking for.

See below for our top real estate crowdfunding reviews. While all of the platforms below rate highly according to our methodology, pay attention to the different features that matter most for you. Some are better for non-accredited investors while others provide access to tax friendly 1031's, self-directed IRA funding, or Opportunity Zones. Deal flow and ease of diversification can vary widely.

And please remember, no investment is risk-free. Crowdfunding can be an excellent path to wealth but is less liquid than other options like equities. Deals are often sensitive to broader economic trends well beyond your control. Patience is important.

Our Top Picks

  1. RealtyMogul
  2. RealCrowd
  3. Fundrise
  4. CrowdStreet
  5. Cadre
75

RealtyMogul

3.8 / 5 stars

Summary

One of the most popular real estate crowdfunding platforms, RealtyMogul has a diverse investment mix available to investors that includes individual properties, funds, 1031 exchanges, and private REITs

3.8 / 5 stars

Highlights
    • Mogul REITs offer easy diversification at a low price
    • Extensive 1031 support is unique among portals
    • Emphasis on conservative value-add is appealing

Bankruptcy Protection 8/ 10

Deal Flow 6/ 10

Deal Transparency 3/ 5

Diversified Fund Options 4/ 5

Due Diligence 8/ 10

Ease of Use 9/ 10

Fees & Commissions 7/ 10

Investment Minimums 3/ 5

Investor Resources 9/ 10

Leadership 4/ 5

Non-accredited Investor Offerings 4/ 5

Platform Financials 3/ 5

Skin in the Game 3/ 5

X Factors 4/ 5

Total 75 / 100

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70

RealCrowd

3.5 / 5 stars

Summary

RealCrowd has excellent deal flow and diverse investments, including funds. Due diligence is thorough and transparent. While it lacks deals for non-accredited investors, it is a good choice for higher net worth investors.

3.5 / 5 stars

Highlights
    • Diverse Deal Flow
    • Excellent Investor Resources
    • Transparent Due Diligence

Bankruptcy Protection 8/ 10

Deal Flow 9/ 10

Deal Transparency 5/ 5

Diversified Fund Options 0/ 5

Due Diligence 9/ 10

Ease of Use 7/ 10

Fees & Commissions 7/ 10

Investment Minimums 3/ 5

Investor Resources 10/ 10

Leadership 4/ 5

Non-accredited Investor Offerings 0/ 5

Platform Financials 4/ 5

Skin in the Game 0/ 5

X Factors 4/ 5

Total 70 / 100

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73

Fundrise

3.6 / 5 stars

Summary

Fundrise's core offerings are diversified funds, either commercial properties in the case of its eREITs, or real estate transactions in its eFunds. Their unique structure makes it one of the most accessible options for non-accredited investors.

3.6 / 5 stars

Highlights
    • Excellent Non-Accredited Options
    • Broad Regulation A Access
    • Easy, low-cost diversification

Bankruptcy Protection 8/ 10

Deal Flow 5/ 10

Deal Transparency 3/ 5

Diversified Fund Options 3/ 5

Due Diligence 7/ 10

Ease of Use 8/ 10

Fees & Commissions 8/ 10

Investment Minimums 5/ 5

Investor Resources 8/ 10

Leadership 4/ 5

Non-accredited Investor Offerings 4/ 5

Platform Financials 3/ 5

Skin in the Game 4/ 5

X Factors 3/ 5

Total 73 / 100

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71

CrowdStreet

3.5 / 5 stars

Summary

Crowdstreet is one of the largest and most experienced crowdfunding portals. With excellent deal flow and an early track record of impressive returns, they offer a lot for accredited individuals who only want to work in one platform.

3.5 / 5 stars

Highlights
    • Excellent deal flow
    • Impressive early track record
    • Diverse exposure to real estate classes

Bankruptcy Protection 8/ 10

Deal Flow 9/ 10

Deal Transparency 5/ 5

Diversified Fund Options 3/ 5

Due Diligence 6/ 10

Ease of Use 9/ 10

Fees & Commissions 8/ 10

Investment Minimums 3/ 5

Investor Resources 10/ 10

Leadership 2/ 5

Non-accredited Investor Offerings 0/ 5

Platform Financials 4/ 5

Skin in the Game 0/ 5

X Factors 4/ 5

Total 71 / 100

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72

Cadre

3.6 / 5 stars

Summary

A low volume, high investment minimum, high quality platform that favors quality over quantity. Skin in the game of every deal is the type of alignment we like to see. Significant experience with Opportunity Zones puts them ahead of peers.

3.6 / 5 stars

Highlights
    • Skin the game on every deal
    • Emphasizes fewer high quality deals over volume
    • Significant experience with opportunity zones

Bankruptcy Protection 8/ 10

Deal Flow 5/ 10

Deal Transparency 4/ 5

Diversified Fund Options 2/ 5

Due Diligence 9/ 10

Ease of Use 9/ 10

Fees & Commissions 8/ 10

Investment Minimums 2/ 5

Investor Resources 9/ 10

Leadership 4/ 5

Non-accredited Investor Offerings 0/ 5

Platform Financials 3/ 5

Skin in the Game 5/ 5

X Factors 4/ 5

Total 72 / 100

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Best For Conservative Exposure: RealtyMogul

RealtyMogul is one of the original real estate crowdfunding platforms. The leadership team at RealtyMogul takes a thorough, risk appropriate, and investor-centric approach. They often negotiate lower fees and voting rights for deal backers, and maintain unusually strong voting rights themselves in some real estate deals to support investors when deals go sideways.

The platform focuses on typically lower risk value-add opportunities, particular multifamily, but also has a strong pipeline of conservative 1031 exchange investments. The team participates in both of their private REITs - something we like to see. While volume is lower than we'd like to see, the availability of private REITs creates readily available options for non-accredited investors.

Read our complete review of RealtyMogul

Best For Deal Transparency: RealCrowd

RealCrowd is one of the most popular real estate crowdfunding platforms. It has an active and diverse deal flow that provides many options to investors. Their deal review pages are the most comprehensive and useable we've seen, providing excellent and accessible data on the sponsor, diligence reports, financials, and other supporting documents.

While it currently only serves accredited investors, RealCrowd's platform offers deals with $25,000 minimum investments, among the lowest you’ll ever see for single asset investments.

RealCrowd’s fee structure is also attractive. It doesn’t charge fees to investors directly, instead sponsors pay to feature deals on its platform and to have the investment facilitated with individuals.

Read our complete review of RealCrowd

Best For First Time Investors: Fundrise

Fundrise takes a unique approach to crowdfunded real estate investments. While most platforms act as a marketplace connecting sponsors and investors, Fundrise instead builds diversified funds with low investment minimums. These significantly lower the barrier to entry for many individuals. Three main benefits to this approach include:

  1. Low minimums empower non-accredited investors
  2. Easy diversification
  3. The creation of investment objective funds (Income, Balanced, and Growth), much like popular target-date funds for retirement.

Fundrise also offers an opportunity zone fund for those looking to defer capital gains.

While Fundrise does make it easy for anyone to invest in real estate, drawbacks to their approach include not only a heavy reliance on their own vetting process to screen for high quality deals and sponsors, but also an inability to avoid or emphasize certain properties individually. The eREIT structure may also make fees less transparent, which can dampen long term returns.

Read our complete review of Fundrise

Best One-Stop Shop: Crowdstreet

Crowdstreet is one of the largest and most diverse platforms. The team has an excellent and thorough review process for individual properties and sponsors. Each deal has a comprehensive details page that outlines property and sponsor specifics. Every deal also features a webinar before accepting investments where investors can ask questions directly either of Crowdstreet or the sponsor.

In addition to the largest deal volume among the platforms, Crowdstreet stands out for their wide range of features. They offer managed portfolios, facilitate self-directed IRA investments, have presented Opportunity Zone investments, provide their own blended portfolio for quick diversification, and have a robust investor room. We'd like to see more offers to support non-accredited investors, but see Crowdstreet at the best one-stop-shop for those with more capital.

Read our complete review of Crowdstreet

Best For Opportunity Zone Investing: Cadre

Cadre is a polished, lower-volume real estate crowdfunding platform that's best suited for accredited investors seeking the tax advantages of opportunity zones. While Cadre does offer non-Opportunity Zone investments, their expertise in this area stands out as a particular strength.

Slightly higher fees buys investors a platform with exceptional due diligence and project alignment. Management takes a stake in every deal - great for alignment. Volume is lower and minimums are higher than average, making Cadre a best fit for concentrated placements by high net worth individuals.

Read our complete review of Cadre

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