These insurers also make the list of the best car insurance companies in Maine:
- Concord Group Insurance, which charges men $879 per year and women $798 per year on average
- Countryway Insurance, where the average annual premium is $1,192 for female drivers and $1,298 for male drivers
Best for drivers with prior accidents
Drivers with an accident history may want to consider Concord Group Insurance. Its average annual premium of $1,139 for drivers with a single accident is less than half the state average of $2,590 for these drivers.
These companies also offer some of the best car insurance in Maine to drivers with accidents on their record:
- Geico, where drivers with one accident pay $1,263 per year for Maine auto insurance
- MMG Insurance, where these drivers pay about $1,471 annually
Best for drivers with prior speeding tickets
Concord Group Insurance also offers cheap auto insurance in Maine to drivers with speeding tickets. Those with a single speeding ticket only pay $1,013 with Concord, well below the $2,434 state average.
Drivers with speeding tickets can also find cheap car insurance quotes in Maine with these companies:
- Geico, where drivers with one speeding ticket pay about $1,202 per year
- MMG Insurance, where these drivers pay an average annual premium of $1,502
Best for young drivers
The average 18-year-old driver pays $5,634 for Maine auto insurance. But those who choose Concord Group Insurance only pay about $1,740 per year.
These companies also offer affordable car insurance in Maine to teens:
- Geico, where the average 18-year-old driver pays about $2,388 per year
- Countryway Insurance, which charges teens about $2,541 per year on average for Maine auto insurance
Best for senior drivers
Seniors pay about $1,699 annually for Maine auto insurance on average. But those who go with Geico can knock over $1,000 off that bill. Geico only charges the average 65-year-old about $639 per year.
These companies also offer great deals on Maine auto insurance to seniors:
- Concord Group Insurance, where seniors pay about $807 annually
- Travelers, which charges 65-year-old drivers about $1,063 annually
Best for drivers looking for minimum coverage
Maine minimum car insurance runs drivers about $643 per year. That's not bad, but those looking for the best possible deal should check out Geico. It offers this coverage for just $258 per year.
Drivers can also find cheap liability car insurance in Maine with these companies:
- Concord Insurance, where minimum Maine auto insurance costs $355 per year
- Patriot Insurance, which charges drivers $374 per year for state minimum coverage
Best for drivers with poor credit
Bad credit raises the average Maine auto insurance premium to $3,374 per year. Once again, Concord Group Insurance is able to offer these drivers a much lower rate. Its average annual premium for this group is just $1,188.
Drivers with poor credit can also find affordable Maine auto insurance with these companies:
- Geico, which charges these drivers about $1,282 per year
- Countryway Insurance, where drivers with bad credit pay about $1,851 per year
Average car insurance cost in Maine compared to the national average
How much is car insurance in Maine? That depends on the individual driver's age, driving record, vehicle make and model, credit score, and more.
But typically, Maine auto insurance rates are pretty close to the national average, except for those with an accident on their record. These drivers tend to pay below-average rates. Here's a look at how average Maine auto insurance rates for several of the driver profiles above stack up to the rest of the country.
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