Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, regional bank Synovus Financial (NYSE: SNV) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Synovus' business and see what CAPS investors are saying about the stock right now.

Synovus facts

Headquarters (Founded)

Columbus, Ga. (1888)

Market Cap

$2.01 billion

Industry

Regional banks

Trailing-12-Month Revenue

$160.41 million

Management

CEO Kessel Stelling Jr. (since 2010)

CFO Thomas Prescott (since 1996)

Return on Equity (Average, Past 3 Years)

(29.1%)

Dividend Yield

1.6%

Competitors

SunTrust Banks (NYSE: STI)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 87% of the 412 members who have rated Synovus believe the stock will outperform the S&P 500 going forward. These bulls include All-Star JakilaTheHun, who is ranked in the top 0.05% of our community, and cnbcgb.

Late last year, JakilaTheHun listed several of Synovus' positives: "Strong capital ratios ... slowly reducing problem loans, and most fundamentals show that the bank is improving."

Over the next five years, in fact, Synovus is expected to grow its bottom line at a rate of 9% annually. That's slightly faster than much larger bank stocks like SunTrust (7.2%), Citigroup (NYSE: C) (6%), and US Bancorp (NYSE: USB) (6.3%).

CAPS member cnbcgb elaborates on Synovus as a bankable buyout target:

I think it gets bought. The southeast is growing and will come back strong, eventually. They recently consolidated their multiple charters which could be for the cost savings as stated, but it also is something they would need to do before being acquired. They've always used the multiple charters as a big selling point that gives customers multiple protections for multiple pots of money. However, multiple charters makes the financials hard to understand. I immediately thought they may be prepping to be acquired when I heard they were consolidating the charters. I could be wrong because they did need every bit of cost cutting they could get, and consolidating the charters did yield that result. Either way, I think this bank is through the worst of it.

What do you think about Synovus, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Try any of our Foolish newsletter services free for 30 days.

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