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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Oct. 6, 2024 | By Kristi Waterworth

CDs vs. Treasury Bonds: Which Is the Better Place for Your Savings Right Now?

Looking for the best place to put your long-term savings right now? CDs and Treasury bonds are both good options. Find out how to decide inside.
Oct. 6, 2024 | By Chris Neiger

A Perfect 850 Credit Score Is Overrated. Here's Why

Perfection isn't the goal. Read on to find out what credit score will give you the best rates and offers.
Oct. 6, 2024 | By Kailey Hagen

3 Great CDs to Check Out in October 2024

CD rates are expected to fall soon, but great offers still exist. Read on for some of the best CDs you can find right now.
Oct. 6, 2024 | By Kristi Waterworth

How Does Your Salary Stack Up to the Average American's?

Have you ever wondered if your pay matches that of your peers? Read on to see where you stand.
Oct. 6, 2024 | By Lyle Daly

4 Reasons Your Credit Card Could Get Declined -- and How to Fix Them

It's frustrating when your credit card gets declined. Find out why this can happen and what you can do to fix it.
Oct. 6, 2024 | By Natasha Etzel

Buying a Home Soon? Experts Suggest Stashing Away This Much for Repair Costs

Most homeowners pay a mortgage, property taxes, and home insurance -- but that's not all. Here's how much you should save for home repairs and maintenance.
Oct. 6, 2024 | By Maurie Backman

The 3 Smartest Places to Put Your Money in October 2024

Putting your money to work could leave you with more of it. Take a look at some great options to explore this month.
Oct. 6, 2024 | By Emma Newbery

Here's How Much Money It Takes to Be Rich

Americans view a net worth of $2.5 million as rich and $778,000 to be financially comfortable. Find out how you can become rich -- or at least richer.
Oct. 6, 2024 | By Natasha Etzel

3 Reasons to Open a High-Yield Savings Account in October

Have you been thinking about opening a high-yield savings account? Don't delay. Find out why you may want to open an HYSA during October.
Oct. 6, 2024 | By Danielle Antosz

Startup Success: How to Fund Your Business Without Going Broke

Business grants, loans, credit cards, partnerships, and crowdfunding can help you grow your business with minimal risk. Learn how to fund your business here.
Oct. 6, 2024 | By Maurie Backman

3 Hidden Benefits of Joining Costco Everyone Should Know About

Costco offers more than just discounted groceries. Discover why signing up for a membership could benefit you big time.
Oct. 6, 2024 | By Danielle Antosz

Thinking of Canceling Your Oldest Credit Card? You Might Regret That

Before you cancel an old credit card, make sure you know how it will impact your credit score and what you can do instead. Find out more here.
Oct. 6, 2024 | By Emma Newbery

Millennials Are Out-Saving Boomers, Analysis Shows

Millennials could be better placed than boomers when it comes to retirement. Find out how to maintain the same quality of life once you stop work.
Oct. 6, 2024 | By Lyle Daly

How I'm Going to Save Over $2,500 From Opening 3 New Credit Cards

Credit card rewards are an underrated way to save money. Learn how I'm saving over $2,500 thanks to three new rewards cards I recently opened.
Oct. 5, 2024 | By Maurie Backman

Here's How Easy It Is to Get Your Costco Executive Membership Reimbursed

If you shop at Costco enough, you can get your membership for free. Here's what it takes to breakeven at the warehouse club.
Oct. 5, 2024 | By Natasha Etzel

Do You Need More Than One Credit Card? Here's How to Decide

Do you need help deciding whether to apply for a second credit card or stick with one card? Find out whether you can benefit from getting another credit card.
Oct. 5, 2024 | By Danielle Antosz

This Is How Much Money You Can Make With $20,000 in a High-Yield Savings Account

You'll earn around $800 per year in interest if you put $20,000 in a HYSA today. But there might be better options. Keep reading to learn more.
Oct. 5, 2024 | By Natasha Etzel

Want to Save Money? Here's How Your Credit Card Can Help

Are you looking to maximize your savings on everyday purchases? Find out how your credit card can save you more money when you shop.
Oct. 5, 2024 | By Ben Gran

Here's How Much Less Your Savings Account Is Worth After the 0.50% Rate Cut

Can you still earn high yield on your savings after the Fed's 0.50% rate cut? A few banks still have competitive APYs. See how to maximize your money.
Oct. 5, 2024 | By Lyle Daly

3 Smart Reasons to Open a New Credit Card Before 2025

There's still time to make impactful money moves before 2025. Discover how opening a credit card could help you get ahead financially.
Oct. 5, 2024 | By Kristi Waterworth

Forget Home Depot's 12-Foot Skeletons: Check Out These 4 Halloween Decorations at Costco

Halloween is upon us once again and it's time to decorate for the big night. Check out this selection of hot animatronics from Costco.
Oct. 5, 2024 | By Lyle Daly

Interest Rates Are Falling. Are Your Credit Card Rewards Safe?

Interest is one of the ways credit card companies make money. See if falling interest rates could cause card issuers to cut back on their rewards programs.
Oct. 5, 2024 | By Steven Porrello

Costco vs. Sam's Club: Whose Gift Cards Are Better?

Costco and Sam's Club both offer great deals on gift card bundles. Find out which warehouse club has the best offering for you.
Oct. 5, 2024 | By Ashley Maready

Here Are the 4 Credit Cards Tori Dunlap Uses and Why They Might Be Right for You

Credit card lifestyles of the rich and famous? Read on to see which credit cards Financial Feminist Tori Dunlap recommends.
Oct. 5, 2024 | By Cole Tretheway

Is $10,000 Too Much to Keep in a Savings Account?

How much savings is too much? Find out when to keep $10,000 in a savings account vs. putting it somewhere else.