Christy Bieber

Expert Contribution: Content Writer

FINANCIAL INDUSTRY WRITER SINCE 2008

NUMBER OF PUBLICATIONS: 4184 | LAST PUBLISH DATE: 04-22-2024

Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a Certificate in Business Management from the University of Rochester. In addition to writing for The Ascent and The Motley Fool, her work has also been featured regularly on MSN Money, CNBC, and USA Today. She also ghost writes textbooks, serves as a subject matter expert for online course design, and is a former college instructor.

Financial Areas of Expertise

Credit Cards, Banks, Brokers, Mortgages, Insurances, Personal Loans, Small Business, Investing, Retirement, Personal Finance

Featured in Renowned Media Publications

USA Today, Fox Business, Student Loan Hero, Lending Tree, Credit Karma, CNN Money, Credible, The Motley Fool

Professional Accomplishments

• CALI Award Winner

Education

• UCLA, JD

Christy's Recent Articles

• 3 Signs You're Putting Money in a Brokerage Account That Doesn't Belong There
  Apr 22, 2024
  Investing in the stock market can help your finances -- but only under the right conditions. Find out when money is best kept elsewhere.
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• Checking Out These Costco Deals Regularly Could Help You Save a Fortune
  Apr 22, 2024
  Costco offers deals beyond the doors of the warehouse club. Here's how you can also use your Costco membership to save with other merchants.
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• 3 Signs Costco's Entry Level Membership Is Your Best Option
  Apr 22, 2024
  Costco offers two membership tiers, Gold Star and Executive. Keep reading to learn whether it's worth springing for the Executive membership -- or not.
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• Will a Costco Membership Save You Money or Cost You Money? Here's How to Find Out
  Apr 22, 2024
  If you're considering joining Costco, there are three key questions to ask yourself to decide if it's the right move. Find out what they are.
  Read More
• These 3 CDs All Offer Rates Above 5.00% Right Now. Does It Matter Which One You Pick?
  Apr 19, 2024
  Choosing a CD requires careful consideration of many options. Check out three great choices with top APYs and learn how to pick between them.
  Read More
• CD Rates Are Doing Something They Haven't Done Since the 1980s -- and It's Good News for Savers
  Apr 18, 2024
  CD rates are higher for short-term CDs than longer-term ones for the first time in almost four decades. Read on to learn how to capitalize …
  Read More
• 3 Best Savings Accounts With High Rates and No Minimum Balance Requirements
  Apr 18, 2024
  There are three great savings accounts right now that you may want to consider. Check them out to see if one is right for you.
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• These Are the Money Moves I've Made That Have Improved My Happiness the Most
  Apr 18, 2024
  Saving up an emergency fund increased my happiness by giving me peace of mind. Learn about this and other moves that have made a big …
  Read More
• I Tried and Failed to Cut Spending on Dining Out. Here's What I'm Doing Instead
  Apr 18, 2024
  Instead of cutting back on restaurant spending, I've reassessed my spending priorities and made cuts in other areas instead. Find out why here.
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• These 2 Savings Accounts Offer High Rates -- and a Bonus if You Sign Up Soon
  Apr 18, 2024
  Both SoFi and Barclays are currently offering great savings account bonuses for new customers -- and other account perks, too. Check them out here.
  Read More
• 2 Reasons I'm Not Switching My Savings Accounts to Get Better Rates
  Apr 18, 2024
  Different savings accounts offer different rates. Learn why it may not be worth changing banks to get a higher APY on your saved cash.
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• Here's What Happens if Your Savings Account Balance Is Too High
  Apr 17, 2024
  It's good to have money in savings, but not too much. Read on for a few big downsides you could face if you do.
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• Interest Rates May Fall This Year. Try This to Keep Your High Rate
  Apr 17, 2024
  The Federal Reserve has signaled it wants to cut interest rates in 2024. Find out why opening a CD account might be a good idea.
  Read More
• Bought a Car in the Last Few Years? You May Really Need This Kind of Insurance
  Apr 17, 2024
  Used car prices peaked and fell, which means many people owe more than their car is now worth. Here's what this means for auto insurance.
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• Does Your Income Make You Upper, Middle, or Lower Class?
  Apr 16, 2024
  If you make between $58,021 and $94,000, you're middle class. Find out what the earning distribution looks like for upper, middle, and lower class.
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• 3 Signs You Absolutely Shouldn't Shop at Costco
  Apr 16, 2024
  Costco can be a great place to save money, but shopping there isn't right for everyone. Here are a few signs you should steer clear …
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• 3 Great Perks of Buying a Home as an Empty Nester
  Apr 16, 2024
  If your kids have left home, it may be a great time to buy a new home. Here are a few key perks of purchasing …
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• My Husband and I Have These Money Conversations Every Year. Should You Do the Same?
  Apr 15, 2024
  My husband and I want to make sure we're on the same page about money and making progress in building our net worth. Find out …
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• Buying a House? This Is the Single Most Important Number to Focus On
  Apr 15, 2024
  It's critical that potential homeowners don't devote too large a percentage of income to their mortgage costs. Read on to learn why.
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• 4 Questions to Ask Yourself Before Signing Up for a Credit Card With an Annual Fee
  Apr 14, 2024
  Some credit cards come with annual fees. Before you sign up for one, be sure you can afford it and whether the perks will justify …
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• Here's What Happens to the Money In Your Brokerage Account if You Die
  Apr 13, 2024
  If you have money left invested when you pass away, the people who benefit from it depend on the specifics of your account. Learn more …
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• Planning to Rent Forever? Here's How You Can Become Rich Anyway
  Apr 13, 2024
  It's easier for homeowners to become wealthy, due to forced savings and property appreciation. Learn how renters can achieve the same.
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• 5 Ways Credit Cards Can Help -- or Hurt -- Your Credit Score
  Apr 13, 2024
  Credit cards can help you to earn a good credit score, but they can also hurt your credit if you make mistakes, like paying late. …
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• What's the Most You Can Borrow With a Personal Loan?
  Apr 12, 2024
  The amount you can borrow when you get a personal loan depends on your income and which lender you use. Learn more here about maximum …
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• You Can Get a $200 Bonus if You Deposit $25K Into This Bank Account Now
  Apr 12, 2024
  New customers can earn a $200 bonus by depositing $25,000 into a Barclays savings account. Check out the offer and see if the bank is …
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• Should Your Money Be in a Brokerage Account or Savings Account? Here's How to Decide
  Apr 12, 2024
  If you have money to save or invest, it can be difficult to decide where it belongs. Asking yourself these questions will give you the …
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• 3 Signs You Should Switch to Costco if You're a Sam's Club Member
  Apr 12, 2024
  Costco and Sam's Club both have plenty to offer shoppers. Read on for a few key signs that suggest Costco could be a better option …
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• 4 Things I Consider Before Setting a Financial Goal
  Apr 11, 2024
  If I'm setting a financial goal, I consider the opportunity cost and more. Find out the key things to think about when deciding on money …
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• Should You Open a Separate Bank Account for Your Business?
  Apr 11, 2024
  Opening a separate bank account for your business can help you in many important ways. Learn why it's a good idea here.
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• 3 Items I'm Splurging on When Remodeling My House
  Apr 11, 2024
  Putting more money into certain materials used for a home remodeling project makes sense. Here's why.
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• 3 Reasons Seniors Still Need High Credit Scores
  Apr 11, 2024
  Just because you're retired doesn't mean you no longer need credit. Here's why your credit score still matters as a senior.
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• I'm in My 60s. Do I Need Long-Term Care Insurance?
  Apr 11, 2024
  Long-term care insurance can be important to protect against devastating loss. Find out if you should buy a policy if you're in your 60s.
  Read More
• 3 Ways You're Missing Out on Free Money
  Apr 11, 2024
  Free money is out there and available to you if you're willing to take it. Check out these three methods to find it.
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• 3 Ways to Spring Clean Your Finances and Simplify Your Financial Life
  Apr 9, 2024
  Are you finding it challenging to manage your money? Take a look at these steps that can simplify things and make your personal finances much …
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• 4 Ways Buying an Annual Amusement Park Pass Actually Saves Me Money
  Apr 9, 2024
  Buying an annual pass to an amusement park is a big upfront cost, but it offers savings all year long for more reasons than you …
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• Bought a Starter Home in the Past Few Years? Here's Why It May Be Hard to Upgrade
  Apr 9, 2024
  If you bought a starter home recently, it may be hard for you to afford a bigger house now. Keep reading to find out why.
  Read More
• Don't Make This Expensive Mistake With Your Costco Executive Membership
  Apr 8, 2024
  If you sign up for a Costco Executive membership, you may feel pressured to maximize your cash back. Here's why this could be a big …
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• Is Extreme Couponing a Good Way to Save on Groceries in 2024?
  Apr 7, 2024
  Extreme couponing can help you save on certain products, but it's not necessarily going to make a big difference in your grocery bill. Here's what …
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• 3 Common Pieces of Financial Advice I Won't Follow
  Apr 7, 2024
  Not all financial advice makes sense for every person. Read on for a few tips I don't follow -- and what I do instead.
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• 3 Ways I've Tried to Make Saving Money More Fun
  Apr 7, 2024
  Saving money can be a challenge, but there are ways to make it more of a game rather than a sacrifice. Here are three approaches …
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• These Are the 3 Biggest Downsides of Getting Minimum Auto Insurance
  Apr 6, 2024
  Minimum coverage auto insurance costs less money than full coverage auto insurance, but drivers pay the price if something goes wrong. Find out why.
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• Here's What Happens if You Take Out a Personal Loan You Can't Afford
  Apr 6, 2024
  Borrowing an unaffordable amount of money could have long-term financial consequences. Keep reading to learn more.
  Read More
• 3 Ways I Make Sure I Never Pay Credit Card Interest
  Apr 6, 2024
  Credit card interest is very expensive -- but you can avoid paying it with a few strategic moves. Find out here how to avoid interest …
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• Can You Refinance a Mortgage for Free?
  Apr 6, 2024
  There's no such thing as a truly free mortgage refinance. Take a look at what you need to know about no-closing-cost options.
  Read More
• Personal Loan vs. Credit Card: How Does Each Option Stack Up?
  Apr 5, 2024
  Personal loans and credit cards can both be helpful tools -- but how do they compare? Find out here.
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• How to Figure Out How Big Your Personal Loan Should Be
  Apr 4, 2024
  A personal loan can be a great way to fund a large purchase or expense. Keep reading for important questions to ask when determining the …
  Read More
• Doing This Could Save You a Fortune on Auto Insurance. Too Bad It's a Terrible Idea
  Apr 4, 2024
  Drivers who opt for liability-only auto insurance coverage pay much less than those with full coverage. Learn why liability-only coverage won't cut it.
  Read More
• Getting Your First Credit Card? Here's What to Know
  Apr 4, 2024
  Your first credit card is a big step that can impact your finances in a big way. Keep reading for the most important parts of …
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• Your CD Rate Matters More Than Your Savings Account Rate. Here's Why
  Apr 4, 2024
  Opening a CD means locking your money in for a set term. Keep reading to learn how important it is to find the right rate …
  Read More
• 2 Reasons I'll Never Budget Again
  Apr 4, 2024
  "Live on a budget" is common financial advice. But keep reading to learn why one writer is opting out of budgeting.
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• This Downside to Savings Accounts Should Matter to You Now More Than Ever
  Apr 4, 2024
  Savings accounts come with some great perks, but there's one big drawback to know about. Learn how it could make an impact in the current …
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• Here's How My HOA Ended Up Imposing a $5,000 Fine for a $30 Dead Bush
  Apr 3, 2024
  Laws on HOAs give associations a lot of power -- including daily fines for continuing violations. Here's how costly things can get.
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• 4 Credit Card Perks I Don't Want to Live Without
  Apr 3, 2024
  Some credit card benefits can noticeably improve your life and your vacations. Find out about some of my favorite credit card perks.
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• 4 Signs a Personal Loan Would Be Better Than a Credit Card for Your Big Purchase
  Apr 3, 2024
  If you're borrowing for a big purchase, you might consider a personal loan. Keep reading for the situations where a loan might beat a credit …
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• Just How Bad for You Is Credit Card Debt Anyway?
  Apr 2, 2024
  Credit card debt can be a huge problem. Keep reading to learn about why it's so bad for your finances.
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• These 3 Money Mistakes Will Set You Up for Total Financial Disaster
  Apr 2, 2024
  Some money mistakes are easier than others to overcome. These moves could set you up for real financial hardship.
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• Don't Even Think About Doing a Balance Transfer Until You've Done These 3 Tasks
  Apr 2, 2024
  Balance transfer cards can reduce the cost of credit card debt. Keep reading for your to-do list before applying for one of these credit cards.
  Read More
• Should You Get Worried if Your Investments Lose Money?
  Apr 2, 2024
  The value of investments can fluctuate, but don't panic. Find out how to tell when you actually have a problem.
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• The 1 Situation When Going Into Credit Card Debt Makes Sense
  Apr 2, 2024
  Credit card debt is usually expensive, but if you're taking advantage of a 0% APR offer for an important purchase, it may not be so …
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• Should You Buy a CD or Invest in the Stock Market? Here's How to Decide
  Apr 1, 2024
  There are huge differences between investing in a CD versus in stocks. Asking yourself these questions can help you choose which is right for you.
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• 3 Ways Meal Planning Can Save You a Lot of Money on Groceries
  Apr 1, 2024
  Meal planning is a great way to cut your food spending. Learn about some key ways it can help you cut costs at the supermarket.
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• What Can Your HOA Do if You Don't Follow the Rules?
  Apr 1, 2024
  HOAs may have more power than you think. Find out what the consequences could be if you fail to live up to the restrictions of …
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• Thinking About Building a Home? Consider These 4 Issues First
  Apr 1, 2024
  Building a home could mean you have to cope with cost overruns and find someplace to live during the process. Find out about these and …
  Read More
• Is the Costco Executive Membership a Waste of Money for You?
  Mar 31, 2024
  The Costco Executive membership could be a waste of money if you don't spend enough or take advantage of the perks. Here's how to decide …
  Read More
• Here's What Happens When Low-Income Earners Start Saving for Retirement Early
  Mar 31, 2024
  Saving for retirement may seem impossible if you have a limited income, but if you start early, you can end up with much more than …
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• 10 Brilliant Money Moves to Make in 2024 (No. 3 Is a Must)
  Mar 30, 2024
  The right place to put your money depends on your financial goals. Here are 10 really wise ways to use your cash in 2024.
  Read More
• This Is One Huge Reason I Wouldn't Be Interested in Becoming a Costco Member
  Mar 30, 2024
  I love Costco, but shopping in-store is the best way to take advantage of its deals. Learn why membership isn't a fit for my online …
  Read More
• 3 Signs You Should Sell Your 'Forever' Home
  Mar 28, 2024
  Just because you bought a home intending to live in it forever doesn't mean you must stay there. Watch for these ways to tell it's …
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• These Are the 3 Biggest Surprises You May Face When Going From Renting to Owning
  Mar 28, 2024
  If you're buying a home after years as a renter, your costs will change. Learn about a few potential financial shocks.
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• Here's What Americans Are Spending Their Money On. Are They Being Smart About Their Spending?
  Mar 28, 2024
  Wondering how your monthly expenses stack up to your peers? See how much money Americans are devoting to housing and more.
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• Do You Have Too Many Credit Cards? Here's How to Tell
  Mar 28, 2024
  Struggling to keep up with payments is just one sign you may have too many credit cards. Find out some other red flags here.
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• 3 Simple Tips to Stay Out of Credit Card Debt for Good
  Mar 27, 2024
  Follow a few simple principles to benefit from credit cards and not end up in debt. Find out more here.
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• Get a Big Tax Refund? Here's Why That's Actually Bad News
  Mar 27, 2024
  If you got a big tax refund, that means you gave the IRS an interest-free loan of your money. Find out why this comes at …
  Read More
• 3 Times Refinancing Your Home Makes No Sense
  Mar 27, 2024
  If you want a lower mortgage rate than you started with, refinancing is the answer. Keep reading for a few situations where you shouldn't bother, …
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• I've Owned Homes for 15 Years. Here Are the 3 Biggest Repair Expenses I've Faced
  Mar 27, 2024
  As a homeowner, repairs and maintenance are your responsibility. Read on for one writer's biggest repair bills of all time.
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• I'm Paying a Higher Mortgage Rate Than I Wanted. Here's Why I Got the Loan Anyway
  Mar 26, 2024
  My need to buy a home at a bad time left me stuck with an unattractive mortgage rate. Keep reading to learn why I still …
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• What Is a High Interest Rate on a Personal Loan?
  Mar 26, 2024
  An interest rate above the national average on a personal loan may be a high rate, but it depends on your financial credentials. Learn more …
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• Could This Be the Best Costco Gift for Newlyweds
  Mar 26, 2024
  Rather than giving newlyweds a gift that will sit on the shelf, this Costco gift could keep on giving. Find out what it is.
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• 3 Expenses You Should Never Put on a Credit Card
  Mar 26, 2024
  Credit cards can be a good way to pay some of your bills, but definitely not all. Keep reading for a few examples of expenses …
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• 3 Items I'm Saving on When Remodeling My House
  Mar 26, 2024
  When it comes to remodeling, I'm aiming to buy affordable light fixtures and a less expensive floor to save money. Will these techniques work for …
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• 3 Reasons Your Credit Card Isn't a Good Backup Plan for Emergencies
  Mar 26, 2024
  A credit card isn't a substitute for an emergency fund. Find out here why you shouldn't be relying on your cards in case things go …
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• If You're Missing These 4 Types of Auto Insurance Coverage, You Could Face Financial Disaster
  Mar 25, 2024
  Drivers need to have auto insurance beyond what's required. Find out about four crucial types of protection almost every driver should sign up for.
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• 3 Great Things to Do With Your Tax Refund
  Mar 25, 2024
  If you're getting a tax refund, you should use the money wisely. Here are three moves to make with that cash.
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• How Does Your Spending at Costco Compare to the Average Shopper?
  Mar 25, 2024
  The average Costco shopper spends around $100 to $150 per order. Find out more about what people are spending at the warehouse club.
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• Who Can Invest in an IRA?
  Mar 25, 2024
  Your ability to invest in an IRA depends on your income and whether you have access to a workplace plan. Learn more here.
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• I Have a Huge Tax Bill This Year. Here's Why I'm Glad
  Mar 25, 2024
  My accountant has told me I'm going to owe several thousand dollars when I submit my tax forms to the IRS. Read on to learn …
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• 3 Signs It's Time for You to Open a New Credit Card
  Mar 25, 2024
  Do you need a new credit card account? Keep reading for a few situations that indicate a new card might be right for you.
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• Doing a Home Remodel? You May Be Shocked at the Best Way to Save
  Mar 24, 2024
  A custom remodel can get expensive, especially if you're installing new cabinets. Keep reading to see why it may not be as costly as you …
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• Taking a Personal Loan to Pay Off Your Debt? Do These 4 Things First
  Mar 23, 2024
  A personal loan may help you reduce the interest rate on your debt. But you'll want to take these four steps before applying for a …
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• These Are the 2 Biggest Downsides of Cheap Auto Insurance
  Mar 23, 2024
  Looking for affordable auto insurance makes sense, but finding the cheapest policy could backfire if it means there's not enough coverage. Learn more here.
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• Think Interest Rates Will Fall? This Could Be a Better Place for Your Money Than a Savings Account
  Mar 23, 2024
  Many people believe interest rates will decline this year. If you're one of them, find out whether you should put your money into a CD …
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• How Quickly Can You Get Personal Loan Money Into Your Bank Account?
  Mar 23, 2024
  Personal loan money can often get into your bank account on the same day your loan is approved -- but you'll need to pick the …
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• How Much Income Do The Richest Americans Earn?
  Mar 23, 2024
  The top 20% of earners have incomes of $153,001 or more, but the top 5% have even higher earnings to report. Learn more here.
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• 3 Reasons I Prefer Owning My Home to Renting It
  Mar 22, 2024
  Owning a home comes with benefits you just won't get with renting. Find out some perks of being a homeowner that could convince you to …
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• Thinking of Becoming a Stay-at-Home Parent? Do These Crucial Financial Tasks First to Protect Your Future
  Mar 22, 2024
  Before you become dependent on your partner, there are some tasks you need to take care of to protect your financial future. Find out about …
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• Tax Refunds Are Higher This Year. Here's What Your Fellow Americans Are Getting Back
  Mar 21, 2024
  The IRS has indicated tax refunds are around 4.3% higher this year than during the prior filing season. Learn more about these big refunds here.
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• Need Customer Service Help With Taxes? Here's What the IRS Says to Do
  Mar 21, 2024
  Tax season can be confusing for a lot of people. But calling the IRS with a question can result in waiting on hold. Keep reading …
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• Is It Worth Opening a Brokerage Account if You Hardly Have Any Money to Put In It?
  Mar 20, 2024
  
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• If You're Struggling to Make Mortgage Payments, This Is the Worst Thing You Can Do
  Mar 20, 2024
  When you're having a hard time making payments, your lender is the first person you should tell. Find out why.
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• Unused Credit Card? Here's How to Decide Whether to Cancel It or Keep It
  Mar 19, 2024
  Closing an unused credit card can affect your finances, but these questions will help you decide if it's worth doing. Keep reading to find out …
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• My New HOA Sent Me a $15,000 Fine a Month After I Moved In. Here's What Happened
  Mar 19, 2024
  Shortly after moving to my new house, I received a letter with a big fine. Learn how I dealt with this unpleasant surprise.
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• I Broke This Cardinal Rule When Buying a House. Here's Why I Don't Regret It
  Mar 19, 2024
  When you make an offer to buy a house, it's always a good idea to make it contingent on an inspection. Find out why I …
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• Should You Keep Your Emergency Fund in a CD?
  Mar 18, 2024
  Keeping your emergency fund in a CD is typically not a good idea. Check out a few reasons why you could regret buying a CD …
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• Can You Deduct Your Mortgage Interest When You File Your Taxes?
  Mar 18, 2024
  When you can deduct interest, it saves you money since the government subsidizes some of the cost. But can you deduct mortgage interest? Find out …
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• Got a Raise This Year? This Is the Single Smartest Thing to Do
  Mar 18, 2024
  Getting a raise can make a huge difference in your financial life over the long term if you make this decision. Read on to learn …
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• Is a Costco Membership Worth It if You Can Only Shop at Costco.com?
  Mar 18, 2024
  If you don't have a Costco near you, you can shop at Costco.com -- but buying a membership just to do so may not be …
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• Saving for a Really Big Purchase? Be Aware of This Risk
  Mar 17, 2024
  If you have a large amount of cash in the bank, you may be risking loss. Keep reading to learn about FDIC insurance on deposit …
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• If You Have These Shopping Habits, Joining Costco Makes No Sense for You
  Mar 16, 2024
  Costco is a great option for some people to save money, but warehouse shopping won't work for everyone. Don't join if these are your buying …
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• Here's How to Decide Which Credit Card You Need to Pay Off First
  Mar 16, 2024
  Do you have multiple credit cards you owe money on? This step-by-step guide will help you figure out which to prioritize paying off.
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• Here's What Happens When You Invest Your Tax Refund
  Mar 16, 2024
  Investing your tax refund ensures you use the money wisely -- and it could help you grow rich. Find out how investing this money could …
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• When and Why Does an Insurer Decide to Total a Car?
  Mar 15, 2024
  An insurer totaling a car has financial consequences. Find out when an insurer decides this is the best course of action and what it means …
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• Thinking of Paying for Your Wedding With a Personal Loan? 3 Reasons You May Regret That Choice
  Mar 15, 2024
  The average cost of a wedding is around $30,000. Learn why borrowing that sum could be a bad move.
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• Buy a More Expensive Car? You May Be In for an Auto Insurance Surprise
  Mar 15, 2024
  Rest assured, a higher-cost car doesn't always cost more to insure. Find out why drivers may be in for a pleasant surprise after upgrading a …
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• Don't Overlook This Important Reason to Choose a CD Over a High-Yield Savings Account
  Mar 15, 2024
  CDs offer a major benefit that high-yield savings accounts don't. Keep reading to learn why it's worth considering, especially right now.
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• 4 Money Habits That Will Make You Rich
  Mar 15, 2024
  Want to be wealthy? Living within your means is one money habit that can help you make that happen. Find out some others here.
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• 3 Moves I've Made to Reduce My Monthly Expenses in 2024
  Mar 14, 2024
  Some simple changes to my budget have already reduced my expenses this year. See what I've done and if you can do the same.
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• 3 Hacks to Thrive Amidst $1 Trillion National Credit Card Debt
  Mar 13, 2024
  Credit card debt hit $1.13 trillion, with consumers adding $50 billion to balances in the fourth quarter of 2023. Here's how to keep from adding …
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• My New Home Was an HOA Foreclosure. Could Your HOA Take Your House?
  Mar 13, 2024
  Homeowners associations may have the right to take a home if fines and fees go unpaid. Keep reading to learn how this works.
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• Don't Be Surprised if Your Home Insurance Doesn't Cover These Losses
  Mar 13, 2024
  A homeowners policy will not pay for certain losses to a home. Find out what might be excluded from coverage to be prepared for potential …
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• I Get Dozens of Auto Insurance Quotes a Year for My Job. Here's What I've Learned About the Process
  Mar 11, 2024
  Getting auto insurance quotes may seem straightforward, but there's more to it than many people think. Here's what drivers should know.
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• The Surprising Way Becoming a Sam's Plus Member Saved Me Money
  Mar 11, 2024
  Sam's Club Plus comes with free shipping. Learn why this perk helped me save a lot of money.
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• Wondering How Big Your Mortgage Payment Will Be? Here's How to Find Out
  Mar 11, 2024
  Mortgage payments often include more than just principal and interest. Learn more here about what goes into a monthly mortgage payment.
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• Don't Be Surprised if Your Auto Insurance Doesn't Cover These Losses
  Mar 11, 2024
  Auto insurance should address many different things that go wrong with a vehicle, but not everything will be paid for. Learn what may not be …
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• Will Your Home Insurance Pay for Your New Roof? Here's How to Find Out
  Mar 11, 2024
  Homeowners insurance may pay for a new roof, but only if the damage is caused by a covered peril. Here's how to find out if …
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• The National Average Savings Account Rate Is Shockingly Low. Here's Where You Should Put Your Money Instead
  Mar 10, 2024
  The national average savings account rate is just 0.46%. Instead of earning such a low rate, consider putting your money in one of these two …
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• I Got Into a Minor Fender Bender. Here's Why I Reported the Accident to My Insurance Anyway
  Mar 10, 2024
  Recently, I was in a minor accident. I planned to just write a check to the other driver, but something changed my mind. Here's what …
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  If you want to have $100,000 in retirement income, you need to have around $2.5 million saved. Find out how the math works out.
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• Are You Late to Start Investing? Here's How to Catch Up
  Sep 17, 2023
  If you're behind on retirement savings, it's time to figure out how much you need to get caught up and prioritize investing for your future. …
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• This Is How Many Mortgage Quotes I Got When Shopping Around for My Home Loan
  Sep 16, 2023
  When I shopped around for a mortgage, I got five different quotes. Here's why I got so many, and why it pays off to compare …
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• These 5 Cold Medicines Don't Work as Well as We Thought. What Should You Buy Instead?
  Sep 14, 2023
  Five popular cold medicines contain an active ingredient that an FDA advisory panel recently determined most likely doesn't work. Look for these options instead.
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• Don't Waste Money on This Popular Cold Medicine That Doesn't Work
  Sep 14, 2023
  Phenylephrine is the main ingredient in many over-the-counter cold medicines. But, find out why you could be wasting your money if you buy them.
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• Here's Why (and How) I Kept My Credit Card Balance at $0 When Applying for a Mortgage
  Sep 14, 2023
  When I was applying for a mortgage, I made sure my credit report reflected that there was a $0 balance on my credit cards. Keep …
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• 4 Kids' Items I Only Buy Used -- and 3 Items I Only Buy New
  Sep 14, 2023
  I always buy used shoes, clothing, and baby toys for my kids but I will never purchase a used car seat or high chair. Find …
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• 4 Rich People Habits You Should Copy
  Sep 13, 2023
  Rich people use debt as a tool and focus on making smart investments to help get ahead. Here's what else you can learn from them.
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• 3 Reasons Not to Max Out a 401(k)
  Sep 12, 2023
  Maxing out a 401(k) may seem like a smart financial move, but there are plenty of reasons this may not be a great idea. Read …
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• How Much Would the Monthly Car Payment Be on a $50,000 Car?
  Sep 10, 2023
  The monthly car payment on a $50,000 car could be $724 or much more depending on your circumstances. Find out more here.
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• I'm Buying a House That Needs to Be Renovated and I Ran Into This Issue When Getting Insurance
  Sep 9, 2023
  The house I'm buying has a roof that's not in great shape, which made it challenging to buy homeowners insurance. Here's what I did.
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• 3 Habits of People Who Are Never Broke
  Sep 9, 2023
  People who are never broke use money in certain ways. Here's how you can embrace their tricks.
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• Pros and Cons of Incorporating Your Small Business
  Sep 9, 2023
  Incorporating a small business has many benefits, but there are also some downsides too. Here's what you need to know to decide whether to incorporate.
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• Will You Need Money in Reserve to Get Approved for a Mortgage?
  Sep 9, 2023
  Getting approved for a mortgage may require you to show that you have enough money to cover the bills for a few months after closing. …
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• Here's What Happens When Your Mortgage Loan Is Sent to Underwriting
  Sep 8, 2023
  Underwriting is a key step in getting a mortgage loan, but your pre-approved loan could be denied in the process. Learn more here.
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• I'm Closing on a Mortgage Soon So I'm Absolutely Making Sure to Avoid These Financial Moves
  Sep 8, 2023
  I want to make sure my mortgage loan goes off without a hitch. Read on to learn what I'm taking care not to do until …
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• 3 Types of Investment Accounts You Need to Know About
  Sep 8, 2023
  You can invest money in many different kinds of accounts. Read on for three accounts to explore, so you can decide which ones are right …
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• 3 Ways I Make Managing My Money Simple
  Sep 8, 2023
  I don't want to spend a lot of time managing my money, so I've adopted a few simple techniques to make it easy. Here are …
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• Pros and Cons of Starting a Business With a Partner Instead of Going Solo
  Sep 8, 2023
  If you're starting a small business, you'll have to go it alone or get a partner to help you make your company a success. Here's …
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• 3 Reasons You May Regret Getting a Personal Loan
  Sep 8, 2023
  A personal loan can be a great borrowing option, but you might regret it later. Discover why a personal loan may not always be a …
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• What Assets Can You Use to Get a Secured Personal Loan?
  Sep 7, 2023
  A secured personal loan allows you to pledge collateral to borrow. Here are some of the assets you can potentially use to get approved for …
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• 4 Huge Downsides of Running Your Own Company
  Sep 7, 2023
  Thinking of running your own company? Be sure to consider these downsides before you move forward.
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• 3 Things to Know About Shopping at Dollar Tree Online
  Sep 6, 2023
  You can buy Dollar Tree items online, but there are some things to know first -- including minimum quantity requirements. Find out more here.
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• Do You Need More Life Insurance if You Have Another Baby?
  Sep 6, 2023
  When adding a baby to the family, many people should consider increasing their life insurance coverage. Here's what you need to know.
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• 2 Stores Beat Trader Joe's in Consumer Popularity, and You'll Never Guess What They Are
  Sep 6, 2023
  Both Kroger and 7-Eleven have higher consumer popularity ratings than Trader Joe's. Find out why, along with some tips on picking the best stores.
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• Here Are 3 Reasons You Absolutely Should Share a Bank Account With Your Spouse
  Sep 6, 2023
  Sharing a bank account with your spouse makes a lot of sense. Be sure to check out these three reasons why research shows it's often …
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• 3 Tips to Make Shopping for Insurance Easier
  Sep 6, 2023
  When shopping for insurance, these pointers can help make the process faster, easier, and more effective. Give them a read before getting quotes for coverage.
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• Does Your Income Make You Upper Class, Middle Class, or Lower Class?
  Sep 5, 2023
  Where does your income fall relative to your fellow Americans? Find out how much the lower, middle, and upper classes are making.
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• 4 Reasons Never to Take Money Out of Retirement Accounts Early
  Sep 5, 2023
  If you're considering early withdrawal from your retirement accounts, you should rethink that decision. Find out more.
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• Here's What to Do if You're Ready to Buy a House and Don't Like Any That Are on the Market
  Sep 5, 2023
  It can be frustrating to not be able to find a home when you're ready to buy one. Check out five steps that could help …
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• Thinking of Becoming an Extreme Couponer? Here's What to Know Before Getting Started
  Sep 5, 2023
  There's more to this money-saving method than just clipping some coupons. Here's what you should be aware of if you're thinking of trying it out.
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• My New HOA Has These 4 Ridiculous Rules -- Here's Why I Don't Care and I'm Buying Anyway
  Sep 5, 2023
  Buying a home in an HOA neighborhood might mean you're subject to some extreme rules. Find out why I decided those restrictions were worth it …
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• 4 Reasons I Agreed to a Long Closing Time on the Home I'm Buying
  Sep 5, 2023
  I made an offer to buy a house in June, but the deal isn't closing until September. Read on to learn why I agreed to …
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• 4 Surprising Benefits of Becoming a Costco Member
  Sep 4, 2023
  Costco membership doesn't just offer the chance to get household products for less. Check out these four perks, including reduced insurance costs.
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• Why You Have to Pay More Social Security Tax if You Run Your Own Business
  Sep 4, 2023
  If you run your own business, you have no employer to pay Social Security tax for you so you have to pick up the slack. …
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• Should You Set Up Autopay on Your Credit Cards?
  Sep 4, 2023
  Autopay can help ensure you never miss a card payment, but it doesn't make sense for everyone to use this feature. Find out how to …
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• 4 Mistakes You Absolutely Must Avoid When Investing for the First Time
  Sep 4, 2023
  If you're getting started investing, you don't want to pick the wrong account or make any of these other major mistakes. Here's why.
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• How a Series of Small Deposits in Your Bank Account Could Cause You Some Financial Problems
  Sep 3, 2023
  Could making multiple deposits in your own bank account actually be a problem? Keep reading to learn about structuring.
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• I'll Soon Have Two Preschool Tuitions. Here's How I'm Planning for the Financial Hit
  Sep 3, 2023
  This is the last year that I won't have two kids in school. Take a look at how I'm preparing to cover the extra cost.
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• Could Your Food Bills Soon Be Lower Thanks to the USDA?
  Sep 3, 2023
  If you've been concerned about the rising cost of groceries, some actions taken by the USDA may help you to get a little financial relief. …
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• Here's How Much Money You Can Lose if You Keep Too Much in Savings
  Sep 3, 2023
  Having money in savings is a good thing, but having too much isn't, due to opportunity cost. Here's how much you could lose if you …
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• Here's Why I Pay More Than I Need to for Insurance
  Sep 3, 2023
  I buy more coverage than I need so I have better protection for my assets. Discover why the extra cost is well worth it.
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• One Simple Change Helped Me Cut My Online Spending
  Sep 2, 2023
  Many purchases made online are impulse buys. Here's one change I've made to significantly reduce the amount of money I spend on the internet.
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• What Are Junk Fees and Is Your Bank Charging Them?
  Sep 2, 2023
  Junk fees are a big problem, and the White House is coming after those who charge them. Here's what you need to know.
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• Will a Costco Membership Save You Money -- or Cost You More?
  Sep 2, 2023
  Costco memberships aren't always all they're cracked up to be. To find out if you'll save by joining the warehouse club, ask yourself these key …
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• 3 Signs You Aren't Ready to Start Investing
  Sep 2, 2023
  Investing is a good thing -- but not if you're unprepared financially. Here's how to tell you shouldn't put money into the market yet.
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• 4 Things New Costco Members Need to Know
  Sep 1, 2023
  If you're a new Costco member, you need to read this to learn some crucial shopping rules and about deals you may not know of. …
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• 3 Rules You Should Follow in Your Brokerage Account
  Sep 1, 2023
  If you have a brokerage account, you'll want to follow a few rules to make sure you build wealth. Here are three rules to help …
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• This Is the One Condition I Put Into the Purchase Contract When I Made an Offer on a Home
  Sep 1, 2023
  When I put in an offer to buy the house I'm purchasing, I made my offer contingent on securing financing. Here's why.
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• My Husband and I Are Both Self-Employed. This Is the Single Biggest Challenge
  Sep 1, 2023
  Since neither my husband nor I have health insurance through work, we're stuck buying an individual plan. This is expensive and the plans aren't great.
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• I Have to Be Careful Not to Make This Mistake at the Dollar Tree
  Aug 31, 2023
  I love shopping at Dollar Tree, but stuff is so cheap that it can be a problem. Here's how you can keep mindless spending in …
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• Insurance Is Becoming Extremely Expensive in My State. Here's What I'm Doing to Try to Keep Costs Down
  Aug 31, 2023
  Home insurance is increasingly costly in the Sunshine State. Keep reading to learn how I'm coping and how you can save on necessary coverage too.
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• 4 Reasons You Might Want to Choose a Roth IRA Instead of a Traditional Account
  Aug 31, 2023
  Roth IRAs have some key benefits over traditional IRAs. You can save tax breaks for retirement and take money out on your own schedule. Find …
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• Do Retirees Still Need an Emergency Fund Even Though They Aren't Depending on a Paycheck?
  Aug 30, 2023
  Even if you're retired, you should still have emergency savings. Here are a few key reasons why that's the case.
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• 3 Little-Known Ways to Save Money at Costco
  Aug 30, 2023
  Getting a Costco membership saves you money, but you can actually go beyond that and do more if you take advantage of these three tips. …
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• Is Your Personal Loan Interest Rate Above or Below Average?
  Aug 30, 2023
  How does your personal loan rate stack up with your fellow borrowers? Find out here, and learn some tips to get a great rate.
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• Here's Where the Money in Your Monthly Mortgage Payment Is Going
  Aug 30, 2023
  When you pay your mortgage, the money doesn't necessarily all just go to one place. Read on to learn where it ends up.
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• 3 Wealth-Building Moves I'm Not Willing to Try
  Aug 29, 2023
  I'm trying to grow my net worth, but there are some techniques I'm not interested in. Keep reading to learn what wealth-growing methods I'm avoiding.
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• 3 Reasons Retirement Savings Is My No. 1 Financial Goal
  Aug 29, 2023
  When it comes to future planning, there's nothing I'm more focused on than retirement. Here's why I'm not taking any chances with my golden years.
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• 'Lifestyle Creep' Isn't All Bad: 3 Things I'm Happy to Spend More on Now That I Earn More
  Aug 29, 2023
  As my income has gone up, I've been happy to increase my spending on a few key purchases. Keep reading to learn how lifestyle creep …
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• I Actually Made an Offer On a House Without Requiring an Inspection. Here's Why
  Aug 29, 2023
  It's typically important to make a home purchase contingent on an inspection. Keep reading to learn why one writer skipped this.
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• Do Couples With Joint Accounts End Up Happier?
  Aug 29, 2023
  Should you combine your bank account with your spouse? Here's what the research says about joint accounts and happiness.
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• 4 Things New Sam's Club Members Need to Know
  Aug 29, 2023
  Sam's Club membership can be a great option for bargain shoppers looking for warehouse deals. Here are four things you need to know as a …
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• I Decided Not to Pay Any Points on My New Mortgage Loan. Here's Why
  Aug 29, 2023
  When I recently applied for a mortgage to buy a home, I opted out of paying points for one key reason. Keep reading to learn …
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• This Is How Much the Average American Has Lost in Retirement Savings Over the Past Year
  Aug 29, 2023
  With the stock market down, many Americans lost money in 2022. Find out just how much, and also why it may not matter in the …
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• Thinking of Investing in a Roth IRA? This One Thing May Stop You
  Aug 28, 2023
  Roth IRAs have income limits. Here's how to tell if you make too much money to take advantage of this retirement account.
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• What Are the Monthly Payments on a $25,000 Personal Loan?
  Aug 28, 2023
  A $25,000 personal loan can come with payments of differing amounts depending on a few factors. Read on to learn how to calculate your monthly …
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• 5 Amazing Sam's Club Buys for Under $10
  Aug 27, 2023
  Sam's Club has some great items on sale for under $10 right now, including a rotisserie chicken as well as a dog bowl set and …
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• The People I'm Buying My House From Wanted Their Tenant to Stay for a Month After Closing. Here's Why I Said a Hard No
  Aug 26, 2023
  If you're thinking of buying a property with a tenant living in it, you should be aware of the potential risks and downsides. Here's what …
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• I'm Hoping My Next House Is My Forever Home, But Here's Why I'm Not Counting on It
  Aug 25, 2023
  I think I've found the perfect house to buy, but I've thought that before. Here's why you can't always count on your "forever" home to …
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• I Chose a 7/6 ARM for My New Mortgage Loan. Here's Why
  Aug 25, 2023
  Adjustable-rate mortgages can save you on interest for the first few years of your mortgage loan. Read on to learn why one writer opted for …
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• I Use My Credit Cards for Everything but I'd Never Do This
  Aug 25, 2023
  Although I charge all purchases on my credit card, I will not take a cash advance. Keep reading to learn why the drawbacks of cash …
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• Should You Get Pet Insurance on a Rescue Dog?
  Aug 25, 2023
  Getting pet insurance on a rescue dog is vitally important. Here's why pet owners should make sure their new family member has the right coverage.
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• Money Doesn't Belong in Your Savings Account if You're Using It for These 3 Things
  Aug 25, 2023
  If you are using money for retirement, healthcare expenses, or everyday expenses, it shouldn't be in savings. Read on to learn why.
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• How Much Money Would You Need Invested to Produce a $50,000 Retirement Income?
  Aug 24, 2023
  Want to live on $50,000 per year in retirement? Keep reading to learn how to calculate your investment target to make it happen.
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• 3 Great Camping Items You Can Find at the Dollar Tree
  Aug 24, 2023
  Camping doesn't have to cost you a fortune. Check out these Dollar Tree items that will help you prepare for your next trip.
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• Here's How Long It Takes for Your Savings Account to Double Due to Interest
  Aug 24, 2023
  It's important to know how quickly your savings can multiply so you can plan future financial decisions accordingly. Learn how you can figure it out.
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• 2 Signs You're Ready to Open Your First Brokerage Account
  Aug 24, 2023
  Opening up a brokerage account is an important life milestone. Here are a couple key signs that suggest you're ready to jump in.
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• Doing These 2 Small Things Could Make a Huge Difference in Your Finances
  Aug 24, 2023
  If you want to improve your financial situation, cut or lower a fixed expense and commit to shopping from a list. Find out more.
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• When Does It Make Sense to Delay Retirement Savings to Repay Debt?
  Aug 23, 2023
  Putting off retirement savings can come at a huge cost. Keep reading to learn how to tell whether focusing on debt first is a good …
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• 3 Questions to Ask Your Partner Before Opening a Joint Bank Account
  Aug 23, 2023
  Opening a joint bank account with a partner can help you get on the same page about shared money goals. Here are the questions you …
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• I Got Multiple Quotes From Mortgage Lenders. Here's How Big the Difference in Rates Was
  Aug 23, 2023
  If you're buying a home, it really pays to shop around with mortgage lenders. Read on for one writer's experience with rate shopping.
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• 3 Ways to Quit Spending on Junk You Don't Need
  Aug 23, 2023
  Impulse buying is incredibly common and it can make your financial life a lot harder. Read on to learn ways to stop wasting money on …
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• 3 Ways Emergency Savings Could Help You Avoid Serious Financial Trouble
  Aug 23, 2023
  An emergency fund helps you avoid major financial problems if you experience a loss of income or illness. Read on for three disasters it could …
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• Here's How Often You'd Have to Buy Gas at Costco for a Membership to Pay for Itself
  Aug 23, 2023
  Is a Costco membership worth paying for? Keep reading to learn how buying gas can make that membership fee a good investment.
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• What Are the Monthly Payments on a $10,000 Personal Loan?
  Aug 22, 2023
  If you take out a $10,000 personal loan, the amount you would need to pay each month will be determined based on two factors. Here's …
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• I Have 3 Credit Cards I Use Regularly. Here's How I Picked Them
  Aug 22, 2023
  Before deciding on which three credit cards to use, I took a few simple steps. Here's how I picked the right cards for me and …
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• This Seasonal Item Has Arrived at Costco, So Shop Now Before It's Too Late
  Aug 21, 2023
  Halloween costumes are now available at Costco. Here's how keeping track of popular seasonal items can save you time and money.
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• I Have a Credit Score of 811. Here's Why Getting a Mortgage Was Still a Challenge for Me
  Aug 21, 2023
  Getting a mortgage isn't easy when you're self-employed, as lenders get nervous when you don't have a traditional employer. Here's what you should do.
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• Want to Build Credit but Scared of Credit Card Debt? This Approach Could Work for You
  Aug 21, 2023
  Credit cards are one of the best ways to improve your credit score. Here's why you don't have to give up this benefit if you're …
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• My Trip to the Amusement Park Almost Cost Me a Surprise $1,000. Here's Why
  Aug 21, 2023
  On a recent trip to an amusement park, my phone fell out of my pocket on a roller coaster. Read on to learn the move …
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• My Housing Costs Will Go Up When I Buy My New House. Here's How I Made Sure I Was Ready
  Aug 20, 2023
  I'll soon be buying a new house that's going to cost more every month than my current home. To be sure I was ready, I …
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• 4 Great Costco Gifts for Newlyweds
  Aug 11, 2023
  If you're looking for a present for a newly married couple, let Costco help you. Check out these four gift ideas that any couple would …
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• 4 Mistakes You Can't Afford When Buying Insurance
  Aug 9, 2023
  Insurance is an important purchase. Keep reading to learn what not to do when you're getting a new policy of any kind.
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• 3 Dave Ramsey Tips to Follow (and 3 to Ignore) About Vacation Spending
  Aug 9, 2023
  Dave Ramsey gives a lot of advice about budgeting for your next trip. But is all his advice about saving on vacations worth following?
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• 3 Great Costco Gifts for a Baby Shower
  Aug 8, 2023
  A baby shower is a wonderful celebration, and these Costco gifts can help make the day even more special. Check out options any new parent …
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• 2 Reasons I Will Only Make Big Purchases With a Credit Card
  Aug 8, 2023
  I make all big purchases with a credit card for two key reasons. Learn more about how to take advantage of these major perks.
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• 4 Car Insurance Moves to Make if You're Getting a New Car
  Aug 8, 2023
  When buying a new ride, it's important to address key auto insurance issues, such as comparing rates on different vehicle models. Find out more.
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• 2 Reasons I Love Amazon Subscribe and Save
  Aug 8, 2023
  I love using Amazon's Subscribe and Save service for two key reasons. Learn what they are and how they can help you too.
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• 3 Signs You Have Too Much Money in Savings
  Aug 8, 2023
  Yes, it's possible to have too much in your savings account. Keep reading to learn how to tell, and what to do with excess saved …
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• 4 Reasons I Sometimes Buy From Amazon Even if an Item Is More Expensive
  Aug 8, 2023
  I often purchase items from Amazon even if I could get them cheaper elsewhere. Keep reading to learn why.
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• 3 Reasons I Always Pay for Vacations With a Credit Card
  Aug 8, 2023
  Whenever I book a vacation, I put it on a credit card. Here are three reasons why I do this, with the most important factor …
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• 5 Costs First-Time Home Buyers Need to Be Ready For
  Aug 7, 2023
  Some of the expenses of homeownership may come as a shock to first-time buyers. Take a look at five expenses you must be ready for.
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• 3 Great Reasons to Get a Personal Loan
  Aug 7, 2023
  Getting a personal loan could be a good idea if you are consolidating debt or avoiding more expensive borrowing. Check out these great reasons to …
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• 4 Home Inspection Issues That Should Be Deal-Breakers
  Aug 7, 2023
  A home purchase should be contingent on an inspection. Find out what to do if the inspection shows issues with the foundation or these other …
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• 4 Reasons I Worked Hard to Earn an 810 Credit Score
  Aug 7, 2023
  I have worked hard to get an 810 credit score so I can get affordable loans. Find out a few other perks I enjoy because …
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• 4 Questions to Ask Yourself Before Buying a Fixer-Upper
  Aug 7, 2023
  If you are considering buying a fixer-upper, be sure to ask yourself if you have the time. Find out what else you'll need to deal …
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• Where Should You Save Your Wedding Money?
  Aug 6, 2023
  When you're saving money for a wedding, you could save it in a high-yield savings account or a CD. Take a look at how to …
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• How to Find Items That Are Marked Down to 1 Penny at Dollar General
  Aug 6, 2023
  It's sometimes possible to get items at Dollar General for a cent. Here are four steps you'll need to take to make that happen.
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• The 5 Best Dollar Tree Products to Buy for Your Home
  Aug 4, 2023
  Dollar Tree has many great items for sale. Take a look at some products you may want to purchase to upgrade your home decor.
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• The 5 Best Dollar Tree Products to Buy for Your Kids
  Aug 4, 2023
  Dollar Tree has a ton of fun items for children. Here are five of the best products you can buy there to provide endless fun …
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• Is Living in a Gated Community Worth It?
  Aug 4, 2023
  Buying a house in a gated community can come at an added cost, but there are some perks. Keep reading to learn why a gate …
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• What Happens if You Break HOA Rules?
  Aug 4, 2023
  Homeowners associations come with strict rules that you'll have to follow. Keep reading to learn what consequences you'll face if you don't.
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• I'm Considering Buying a Fixer-Upper. Here's Why
  Aug 4, 2023
  I'm going to be purchasing a home soon. Keep reading to learn why I'm not ruling out a fixer-upper.
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• 3 Questions to Ask Yourself Before Buying a Condo
  Aug 3, 2023
  Owning a condo comes with restrictions and fees. Keep reading to learn how to decide whether a condo might be right for you.
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• Here's What Happens if You Forget to Cancel Insurance Coverage
  Aug 3, 2023
  Policyholders may still be able to cancel coverage retroactively and get back some of the premiums paid. Check out what policyholders need to know.
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• Watch Out for This Pitfall When Deciding What You Want in a Home
  Aug 3, 2023
  When deciding what you want in a home, you don't want to focus on features that are easy to modify. Read on to learn what …
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• Moving With Toddlers Sucks. Here's How I Made It Easier
  Aug 3, 2023
  When I moved with my young children, I gave them jobs and abandoned all screen-time rules. Read on to learn what else I did to …
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• 4 Reasons I'd Rather Increase My Income Than Cut My Expenses
  Aug 3, 2023
  If you want to save more for financial goals, you'll either need to earn more or spend less. Read on to learn why one writer …
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• I'm Looking at These 4 Things When I'm Picking a Mortgage Lender
  Aug 3, 2023
  There are a lot of important considerations when you select a mortgage lender. Read on to see which ones this writer is focusing on.
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• 3 Reasons Not to Keep Your Savings in Your Checking Account
  Aug 3, 2023
  Your checking account might seem like a good place to keep all your cash, but this is a bad idea. Read on to learn why …
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• Here's What to Do if You Lose Your Debit Card
  Aug 2, 2023
  If you lose your debit card, you need to contact your bank ASAP to avoid being held responsible for charges. Find out more here.
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• 4 Little-Known Perks of a Costco Executive Membership
  Aug 2, 2023
  If you become a Costco Executive member, you can get exclusive discounts and cash back. Find out about more little-known perks of an Executive membership.
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• How Big of a Savings Account Balance Is Too Big?
  Aug 2, 2023
  If you have an emergency fund that's larger than it should be or you have money you won't need in the short term, your account …
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• Watch for This One Overlooked Number if You Get an Offer on Your Home
  Aug 1, 2023
  If you're selling your home, there's a crucial number you need to pay attention to. Read on to learn why a buyer's deposit matters for …
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• These 3 Costs Caught Me By Surprise in My Recent Home Sale
  Aug 1, 2023
  When I recently sold my home, I was surprised to pay a transfer fee to the homeowners association, as well as a fee for a …
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• Here's What to Do About Your Student Checking Account When You Graduate
  Aug 1, 2023
  When you graduate, your student account could be converted by your bank or you could decide to move your money elsewhere. Learn more here.
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• Don't Forget to Budget for These Unexpected Expenses When Starting a Business
  Aug 1, 2023
  You'll have a lot of costs to worry about when you start your own business. Keep reading for a rundown of some bills you might …
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• What the Property History Can Tell You When a Home Goes for Sale
  Aug 1, 2023
  When a home goes up for sale, you should look at the property history to see when it last sold and what price it sold …
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• Here's What Happens When You Pay Investment Fees
  Aug 1, 2023
  When you pay investment fees, you'll eat into your returns. Keep reading to learn the impact of fees on your invested money.
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• 3 Signs You Should Avoid Costco Shopping at All Costs
  Aug 1, 2023
  Shopping at Costco can allow you to get great deals, but some people should avoid the warehouse club. Find out more.
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• There Are No Houses for Sale in the Neighborhood I Like. Here's How I May Have Found One to Buy Anyway
  Aug 1, 2023
  I have been struggling to find a house to purchase. Read on to learn how I may have solved my problem by approaching people who …
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• 3 Ways Banks Make Money Off Broke People
  Jul 31, 2023
  Banks draw a lot of revenue from people who struggle with their finances. Keep reading to learn how they extract fees from people who can …
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• Thinking About Starting a Business With a Friend? Be Sure to Ask These Questions First
  Jul 31, 2023
  You and a friend might have a great business idea, but are you ready to get it off the ground? Read on to see what …
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• 4 Problems I've Run Into When Buying a Home -- and How I Overcame Them
  Jul 31, 2023
  Buying a house sometimes comes with supply issues and low appraisals. Read on to learn how one writer copes using some creative approaches.
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• Running Your Own Business? Don't Forget to Make a Retirement Savings Plan
  Jul 31, 2023
  When you're a small business owner, you won't have an employer to provide a 401(k). Here's why it's important to create your own plan.
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• What Do Sellers Have to Tell You When They List a House for Sale?
  Jul 30, 2023
  Most states have required seller disclosures, and sellers also must disclose material defects. Find out what buyers need to know.
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• How Much Should Retirees Have in Their Savings Account?
  Jul 30, 2023
  Retirees need to have enough cash savings to cover daily expenses for a while, in case of a market downturn. Learn more in this guide.
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• How Much Should Retirees Have in their Checking Account?
  Jul 30, 2023
  Retirees should have a few months' worth of living expenses in checking and a few years' worth of living expenses in savings. Here's why.
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• Are You a Good Fit for an HOA Neighborhood?
  Jul 30, 2023
  HOA neighborhoods come with perks such as extra amenities. But there may also be restrictions and added fees you must contend with. Find out more.
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• The Person I Sold My Property to Couldn't Close on Time. Here's What We Did
  Jul 29, 2023
  When we sold some land recently, our buyer had to delay the closing. Read on to learn how we coped.
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• 4 Signs You Aren't Ready for a Joint Bank Account
  Jul 29, 2023
  If you and your partner haven't yet had serious financial conversations or you don't have joint goals, a shared bank account may not be for …
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• 3 Things I Love (and Hate) About Running My Own Business
  Jul 29, 2023
  I love the freedom and flexibility that comes with running my own business. Keep reading to learn what I hate about being self-employed.
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• Don't Forget to Make This Call if Your Credit Card Has an Annual Fee
  Jul 29, 2023
  If your credit card comes with an annual fee, you should call your card company and ask it to waive the fee each year. Find …
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• I'm Thinking of Buying a House That Needs Remodeling. Here's What I'm Doing First
  Jul 29, 2023
  Before I purchase a home that needs to be remodeled, I'm having a contractor come through to give me an estimate on the fixes. Read …
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• Here's What to Look for in a Kid's Bank Account
  Jul 29, 2023
  When choosing a bank account for your kids, there's a few key features you want. Keep reading to learn what they are and why they're …
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• 4 Clauses That Need to Be In Your Partnership Agreement When You're Starting a Business
  Jul 28, 2023
  Every partnership agreement should include a description of how duties will be distributed as well as a death and disability clause. Read on to learn …
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• This Is the First Thing I Look at When a Home Comes on the Market
  Jul 28, 2023
  When a home I think I might like comes on the market, I always take this first step. Read on to learn how it's saved …
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• Here's When You'll Owe Taxes After Selling a House
  Jul 28, 2023
  You may or may not have to pay taxes on a home sale. Read on to learn how capital gains taxes work for selling your …
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• Watch Out for This Pitfall if You Put Your Home Sale Proceeds in the Bank
  Jul 28, 2023
  If you add the proceeds from the sale of your house to your bank account, be sure the amount isn't more than $250,000. Keep reading …
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• Can You Use a Personal Loan for a Car Down Payment?
  Jul 28, 2023
  Using a personal loan for a car down payment may not be allowed, and it can be a bad idea for your finances. Read on …
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• Are You Really Throwing Away Money When You Rent?
  Jul 28, 2023
  When you rent a property, you're paying for a place to live. But, you do need to consider both the pros and cons of renting. …
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• What Is 'Penny Day' at Dollar General?
  Jul 28, 2023
  You can sometimes buy items for just $0.01 at Dollar General. Find out how penny day works to score this great bargain.
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• My Recent Home Sale Was the Easiest Closing Ever. Here's Why
  Jul 28, 2023
  We were able to use a remote notary for our recent home closing, so we did not have to go anywhere and no one had …
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• Here's What Happens if You Have Life Insurance Through Work
  Jul 28, 2023
  Some employers offer life insurance coverage, but there are pros and cons to getting it. Here's what to know about employer-provided life insurance.
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• I Swore I'd Never Remodel a House Again. This Is What Changed My Mind
  Jul 28, 2023
  When many homes in my neighborhood were too pricey and remodeled in a way I didn't like, I decided to remodel a home on my …
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• Here's When Switching Banks Makes Sense
  Jul 28, 2023
  Switching banks can be a big project. Learn more why you need to make a switch if you are currently paying high fees.
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• I'm Going to Make an Offer to Buy a Home Soon. Here's What I Did First
  Jul 27, 2023
  Before making an offer to buy a house, I got pre-approved for a home loan. Read on to learn why this makes my offer stronger …
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• Here's How to Tell When Your Kid Is Ready for Their Own Bank Account
  Jul 27, 2023
  Many banks allow children to have accounts -- but are your kids ready to open their own? Here's how to decide.
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• What Happens if a Home Seller Lies in Their Listing?
  Jul 27, 2023
  If a home seller lies in their listing, the seller could sometimes be sued for fraud, misrepresentation, or failure to disclose a material defect. Learn …
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• This Is My Biggest Secret to Retirement Saving Success
  Jul 27, 2023
  I want to make sure I am saving enough for retirement, so I've automated my transfers to tax-advantaged accounts. Here's why you should try this …
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• 6 Car Insurance Add-Ons That Could Be Worth Paying For
  Jul 27, 2023
  Buying the right auto insurance coverage is essential for motorists. Read on for the add-ons drivers should consider purchasing.
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• 5 Things Never to Buy at the Dollar Tree
  Jul 27, 2023
  Although I love shopping at my local Dollar Tree, there are certain items I will not buy there including batteries, aluminum foil, and pet food. …
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• When Is the Right Time to Get Life Insurance Coverage?
  Jul 27, 2023
  The right time to get life insurance coverage is when you're young and healthy. Read on to learn other considerations for choosing when to buy …
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• When Should Your Company Raise Prices? 4 Things to Help You Decide
  Jul 26, 2023
  When you run your own small business, there's a lot to consider when setting prices. Take a look at what to keep in mind before …
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• Here's What Happens if an Insurer Denies Your Claim
  Jul 26, 2023
  When an insurer denies a claim, it may be possible to appeal the denial or even file a lawsuit. Read on to learn what else …
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• Costco Members May Not Know They Can Save on This Banking Service
  Jul 26, 2023
  Paper checks can cost a good amount of money. Take a look at how Costco members may be able to save on them at the …
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• 4 Travel Card Features You Shouldn't Live Without
  Jul 26, 2023
  If you travel often and sign up for a travel credit card, it should have some important benefits. Keep reading to learn what to look …
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• 5 Tips for Starting a Business With Your Spouse -- Without Ruining Your Marriage
  Jul 26, 2023
  Running a business with your spouse comes with a lot of potential pitfalls. Keep reading to learn how to ensure it doesn't impact your relationship.
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• Here's What Happens When You Delay Retirement Savings
  Jul 26, 2023
  Putting off retirement savings makes it a lot harder for you to invest enough for your future. Read on for three consequences of delaying.
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• Every Document You Need to Buy a House and Why You Need Them
  Jul 25, 2023
  When you're buying a house, you need many different documents. Here's what not to forget if you want the mortgage application process to go smoothly.
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• 4 Signs You Aren't Ready for a Credit Card
  Jul 25, 2023
  Getting a credit card can be a great financial move if you're in the right place to do so. Here are some signs you may …
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• 5 Signs Your Kid Is Ready for a Credit Card
  Jul 25, 2023
  Kids can't get a credit card without a parent until they are 18, or 21 if they have no independent income. Find out if you …
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• Changing Insurance Companies Can Be a Hassle. Here's Why You May Want to Do It Anyway
  Jul 25, 2023
  Changing insurance companies requires shopping for a new policy and canceling an old one. Keep reading to learn why it's worth the time it takes.
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• Can You Open a Bank Account for a Kid Who Is Under 18?
  Jul 25, 2023
  Kids cannot open a bank account on their own, but you can open a custodial account or a joint account with their name on it. …
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• 3 Things Home Insurance Doesn't Cover That Could Come as a Surprise
  Jul 25, 2023
  Homeowners insurance typically excludes coverage for some natural disasters. Keep reading to learn what you might need separate coverage for.
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• Here's What Happens When You Get Approved for a Personal Loan
  Jul 25, 2023
  After you're approved for a loan, you'll need to sign loan documents and have the funds deposited into your bank account. Read on for what …
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• This Is the Biggest Downside of Grocery Delivery
  Jul 25, 2023
  When it comes to grocery delivery, shoppers picking up the wrong items can be a real problem. Learn how to minimize this issue.
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• Should You Let Someone Be an Authorized User on Your Credit Card?
  Jul 25, 2023
  Letting someone be an authorized user can help them build their credit, but you could be responsible for any charges they incur. Find out more.
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• Starting a Small Business? Don't Forget This Important Step
  Jul 25, 2023
  If you are starting a business, you'll want to register your domain name. That way, you can develop an online presence.
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• What's the Difference Between a Secured and Unsecured Personal Loan?
  Jul 24, 2023
  Both unsecured and secured personal loans allow you to borrow money to use for almost any purpose. Read on to learn how they differ.
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• 4 Signs Costco Is Better for You Than Sam's Club
  Jul 24, 2023
  
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• Thinking About Hiring? 5 Interview Questions to Ask Your First Employee
  Jul 24, 2023
  Before you hire someone, you want to make sure they are a good fit for your organization. Read on for five interview questions to ask …
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• Here's What Happens if You Stop Making Credit Card Payments
  Jul 24, 2023
  If you stop making credit card payments, you will incur added interest costs, late fees, and other consequences. Read on to find out more.
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• 3 Big Reasons to Say No to a Sam's Club Visit
  Jul 24, 2023
  Sam's Club offers great products at affordable prices. But take a look at some circumstances where it simply makes no sense to go to the …
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• Running a Business? Here Are the Pros and Cons of a Remote Workforce
  Jul 24, 2023
  There are benefits to running a remote workforce, including the ability to hire from anywhere. But you can't ignore these downsides either.
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• Here's What Happens if You Retire Without Enough Retirement Savings
  Jul 24, 2023
  If you don't save enough money for retirement, you could struggle to afford basic necessities. Here's what else might happen.
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• 4 Signs Sam's Club Is Better for You Than Costco
  Jul 24, 2023
  Sam's Club could be a better warehouse club than Costco, depending on a few key factors. Find out what you need to know.
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• 4 Reasons Businesses Fail -- and How You Can Avoid This Fate
  Jul 24, 2023
  Many small businesses have to close their doors within the first five years. Here are some common reasons companies fail, and tips on how to …
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• Does It Make Sense to Buy a Car With a Personal Loan?
  Jul 24, 2023
  Using a personal loan for a car purchase usually doesn't make sense, as a car loan can offer a lower rate. Here's what you need …
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• I Ran Into This Big Problem When I Did Whole Foods Grocery Pickup
  Jul 24, 2023
  When I tried to pick up my groceries the other day, the Amazon servers were down so I couldn't get my food. Here's what happened.
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• A Car I Was Test Driving Crashed. Here's What Happened
  Jul 23, 2023
  When I test drove a car, the "self-parking" feature failed and it crashed. Keep reading to learn if it had an impact on my bank …
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• 4 Reasons Your Auto Insurance Coverage May Disappoint You After an Accident
  Jul 23, 2023
  Auto insurance is supposed to cover financial loss after a crash. Read on to learn why your coverage may not be all it's cracked up …
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• Here's What Happens if You Stop Making Personal Loan Payments
  Jul 23, 2023
  If you neglect your loan payments, you could go into default and your account could be sent to collections. Here's what you need to know.
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• I've Never Bought a CD Before. Here's Why I'm Thinking of Buying One Now
  Jul 23, 2023
  I have traditionally kept money in savings accounts so I could access it when I want to. Find out why I'm now thinking of buying …
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• Can You Use a Personal Loan for a Home Down Payment?
  Jul 23, 2023
  You may be thinking about using a personal loan to fund your home down payment. Read on to learn why this is a bad idea …
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• Financing Big Purchases With Credit Cards Makes Sense in This Situation
  Jul 23, 2023
  Credit cards have high interest rates and aren't normally the best option for financing purchases. Read on to learn one exception to this rule.
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• 4 Tips for Getting the Most Bang for Your Buck at Starbucks
  Jul 23, 2023
  If you love Starbucks coffee but don't want to spend a fortune on it, these four tips can help you get the most bank for …
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• What Happens if Someone Bought Life Insurance and Their Family Didn't Know It?
  Jul 23, 2023
  If a person bought life insurance without their family's knowledge, the life insurer might track down beneficiaries. Here's what happens if it can't.
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• 3 Things That Surprised Me the Most About Running My Own Business
  Jul 22, 2023
  Running a company involves different tasks and concerns than you may anticipate. Keep reading to learn what work fell to me that I wasn't expecting.
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• My Net Worth Crossed Over the $1 Million Mark. Here's Why I Still Can't Spend a Lot
  Jul 22, 2023
  I still have to be careful with my spending because a lot of my money is in real estate and retirement accounts. Read on to …
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• 3 of the Top-Rated TVs at Sam's Club
  Jul 22, 2023
  Sam's Club has three great TVs that have earned top marks. But how do the prices on these models compare to Costco and other competitors? …
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• 5 Reasons Expensive Products Should Always Be Bought With a Credit Card
  Jul 22, 2023
  If you're buying something expensive, you should pay with a credit card. Check out five big reasons why, including fraud and purchase protections.
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• Are You Ready to Hire an Employee for Your Small Business?
  Jul 22, 2023
  Hiring an employee is a major milestone for many businesses. Read on for five questions to ask to help you decide if you're ready to …
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• Here's What Happens if Your Loved One Died With Life Insurance
  Jul 22, 2023
  When someone dies with life insurance, their beneficiaries can make a claim with the insurer and receive the death benefit. Here's how it works.
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• Does It Make Sense to Use a Personal Loan to Pay for Your Wedding?
  Jul 22, 2023
  Weddings come at a big cost, and a personal loan can make them more expensive. Read on to learn why they might be a good …
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• 3 Life Insurance Insurance Add-Ons That Could Be Worth Paying For
  Jul 22, 2023
  Life insurance companies offer many add-ons for policyholders. Read on to learn about a few that are worth buying.
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• 4 Reasons Why Suze Orman Believes Owning a Home Is One of the 'Greatest' Forms of Financial Independence
  Jul 22, 2023
  Suze Orman believes owning your own home outright should be a key financial goal. But, is her advice actually correct? Read on to find out.
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• I'm Thinking of Selling My Almost-New Car at a Loss. Here's Why
  Jul 21, 2023
  I bought a car about 18 months ago and I normally drive my vehicles into the ground. Read on to learn why I might sell …
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• This Is the Biggest Reason I Won't Ever Carry a Credit Card Balance
  Jul 21, 2023
  Carrying a credit card balance would make it harder for me to live within my means for the future. Here's why I simply won't do …
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• This Is the One Big Thing Ramit Sethi Misses About the Rent vs. Buy Debate
  Jul 19, 2023
  Ramit Sethi has some good advice about deciding whether to rent or buy a home. But read on for one crucial factor that must be …
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• 4 Money Rules to Follow if You Want to Be a Millionaire
  Jul 19, 2023
  Becoming a millionaire doesn't have to be difficult. Following these guidelines can help set you on the path to a seven-figure net worth.
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• Can You Keep Your Student Checking Account After Graduation?
  Jul 16, 2023
  Generally, your student checking account will eventually convert to a regular account. Here's what this change could mean and how to prepare.
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• Does It Ever Make Sense to Choose a Bank With a Monthly Maintenance Fee?
  Jul 15, 2023
  Some banks charge monthly maintenance fees on accounts. Here's when it may be worth paying them.
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• Have a Surprise Expense Your Emergency Fund Can't Cover? Here Are Your 4 Best Options
  Jul 15, 2023
  If you have an unexpected emergency and no emergency fund, you have a few choices to handle it. Read on to learn what to do.
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• Does It Pay to Make a Car Insurance Claim After a Minor Accident?
  Jul 15, 2023
  If you have a minor accident, you may not want to make an auto insurance claim. Here's what you need to consider.
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• Here's What Happens When You Make a Small Down Payment on a House
  Jul 14, 2023
  If you make a small down payment, you may incur extra costs and have fewer lenders to choose from. Learn more about the pitfalls of …
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• Don't Rely on Your Emergency Fund to Cover These 4 'Surprise' Expenses
  Jul 14, 2023
  Some "unexpected" expenses aren't really surprises at all. Here are a few things you should be saving for separately rather than tapping your emergency fund.
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• Ask Yourself This Question to Decide Whether to Save or Invest
  Jul 14, 2023
  When answering this question, your timeline is important. Read on to learn how to choose where your money goes.
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• Here's Why I Don't Spend Time Switching Savings Accounts
  Jul 13, 2023
  Savings account interest rates can change over time. Although I could chase higher rates, read on to learn why I don't bother.
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• How Much Could a $5,000 Credit Card Balance Cost You Over Time?
  Jul 13, 2023
  A $5,000 credit card balance could cost you thousands of dollars in interest over time if you only make minimum payments. Find out just how …
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• 4 Factors That Affect Your Auto Insurance Premiums
  Jul 13, 2023
  Car insurance premiums can be impacted by driving history, other drivers on the policy, and more. Learn more about major factors affecting premium prices.
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• 3 Reasons Personal Loans Can Be Better Than Credit Cards
  Jul 13, 2023
  A personal loan can be used to finance purchases just as a credit card can. But find out why a personal loan may be a …
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• Here's How I Make the Most of My Credit Card Rewards
  Jul 13, 2023
  Some credit cards offer you the chance to cash back or other perks. Read on to learn how I use mine to grow my net …
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• Have You Asked Your Auto Insurer About These 4 Discounts?
  Jul 13, 2023
  Many discounts may be available for auto insurance, such as for safe driving or driving a car with extra safety features. Check out some discounts …
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• Here's Why I Have 5 Savings Accounts
  Jul 13, 2023
  Does it make sense to have multiple savings accounts? Here's why I put my money in five different ones.
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• Here's Why I Don't Trust Home Appraisals -- But Have to Get One Anyway
  Jul 12, 2023
  Home appraisals are required by lenders. Read on to learn why one writer has serious questions about the accuracy of them.
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• I Charge Everything But I Won't Use My Credit Card to Do This
  Jul 12, 2023
  Although I always put purchases on a credit card, I would never charge investments on my card. Read on for a few reasons why.
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• How Much Could a $1,000 Credit Card Balance Cost You Over Time?
  Jul 12, 2023
  A $1,000 credit card balance could end up being more expensive than you think. Read on for the math to see how much interest charges …
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• Here's Why I Keep an Extra $1,000 in My Bank Account
  Jul 12, 2023
  I don't want to get hit with overdraft fees, so I always keep an extra $1,000 in my checking account. Find out more.
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• Dave Ramsey Said You Don't Need This Auto Insurance Coverage. Here's Why He's Wrong
  Jul 12, 2023
  Dave Ramsey doesn't believe drivers need rental car insurance. Keep reading to learn why this coverage could be a good idea.
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• Could Investing Just $10 a Day Change Your Life?
  Jul 12, 2023
  Investing $10 a day may not seem like a lot, but it could leave you very wealthy over time thanks to the power of compound …
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• Do You Really Need Roadside Assistance From Your Car Insurer?
  Jul 12, 2023
  Roadside assistance is an optional add-on with most car insurers. But here's why you might be better off looking elsewhere.
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• I Had a Disastrous Experience With a Home Inspection. Here's What Happened
  Jul 12, 2023
  We had a home inspector make a mistake in estimating the cost of repairing a pool. Here's how much it cost us.
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• How Quickly Can You Get a Personal Loan?
  Jul 12, 2023
  Getting a personal loan can sometimes happen fast, but it's important to choose a lender based on many factors. Here's what you need to keep …
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• Will Closing a Bank Account Affect Your Credit?
  Jul 11, 2023
  You've probably heard that you shouldn't close credit cards or your credit score could be damaged -- but what about bank accounts? Here's what to …
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• Should You Invest in the Market if You Have Debt to Pay?
  Jul 11, 2023
  Whether to invest when you're in debt depends on the kind of debt you have as well as other factors. Here's how to decide.
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• Here's What Happens When You Wait a Decade to Start Investing
  Jul 11, 2023
  If you wait to start investing, it becomes a lot more difficult to accomplish your financial goals. Find out why it's so important to start …
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• Why You May Want a Bank With Local Branches
  Jul 11, 2023
  Having a bank with local branches can allow you access to a safe deposit box, notary, and other customer perks. Find out more.
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• The Pros and Cons of Opening a Joint Brokerage Account With Your Spouse
  Jul 11, 2023
  A joint brokerage account shows you if you're on track with shared investing goals. Keep reading to learn why getting one might (or might not) …
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• These 3 Factors Affect What You'll Pay for Your Personal Loan
  Jul 11, 2023
  Your personal loan payments will be determined based on a few different factors. Read on to learn which ones.
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• Here's Why You Should Always Report a Multi-Car Accident to Your Insurer
  Jul 11, 2023
  When multiple cars get into a collision, reporting the crash is important so insurers will be able to determine who is to blame. Find out …
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• 3 Key Differences Between No-Fault and Fault Car Insurance
  Jul 10, 2023
  Some states are no-fault states when it comes to car insurance, but others are fault states. Read on to learn the difference between the two.
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• Don't Be Distracted By These Issues When You're Looking for a House
  Jul 10, 2023
  When you're looking for a house, you don't want to be turned off by cosmetic issues that are easy to fix. Find out more.
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• Why I Opened a Joint Bank Account Before I Got Married
  Jul 10, 2023
  My husband and I bought a house together prior to getting married. Here's how having a joint bank account helped with the process.
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• These Are the 3 Biggest Money Mistakes You Can Make as a New College Grad
  Jul 10, 2023
  Congratulations on finishing college. Read on for the money moves you don't want to make.
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• I Always Sell My Homes Myself, but Sale by Owner Isn't for Everyone. Here's Why
  Jul 10, 2023
  Selling your home yourself can save you money but there's a lot more effort involved. Here's why it isn't the right choice for everyone.
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• I Always Buy These 4 Items Through Amazon Subscribe and Save
  Jul 10, 2023
  Amazon Subscribe and Save offers me the chance to get good prices on items I buy, while also saving myself a lot of hassle. Here's …
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• I Ask Myself These 3 Questions Every Year About My Credit Cards
  Jul 10, 2023
  I want to make sure I'm using the right credit cards, so I ask some key questions every year. Here's how to know your credit …
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• I Backed Into a Curb and Ended Up With a $1,000 Bill. Here's Why I Didn't Make an Auto Insurance Claim
  Jul 10, 2023
  When I hit a curb, my tailpipe was damaged and since it's part of another piece, it ended up costing $1,000. Here are the key …
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• Here Are the Best and Worst Reasons to Buy a Home
  Jul 9, 2023
  Buying a home is a big commitment and a big expense. Read on to learn why you should -- and shouldn't -- buy a home.
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• Here's Why I Don't Want to Keep Too Much in My Emergency Fund
  Jul 9, 2023
  While I want to have money for emergencies, I don't want to put too much money into an account that I try never to touch. …
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• Should You Open a Brokerage Account if You Don't Know How to Pick Stocks?
  Jul 9, 2023
  You should absolutely invest even if you don't know how to pick stocks. Read on for a simple way to invest that allows you to …
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• When Does It Make Sense to Pay Off a Personal Loan Early
  Jul 9, 2023
  Paying off a personal loan early is a good idea under certain circumstances. Here's when it's worth it.
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• Here's Where You Should Keep the Money You're Saving for a Down Payment
  Jul 9, 2023
  If you're saving money for a home down payment, you should make sure it's earning interest and safe from being spent. Find out why.
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• These Are the 2 Worst Reasons to Get a Personal Loan
  Jul 9, 2023
  There are some good reasons to get a personal loan. But the worst reason is to fund a lifestyle that you can't afford to live. …
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• When Are You Ready to Buy a House After Graduating From College?
  Jul 8, 2023
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• Why You May Not Want to Buy a House in a Golf Course Neighborhood
  Jul 8, 2023
  Buying a house in a golf course neighborhood may seem fun, until problems arise with paying for the course's upkeep. Read on to learn more.
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• This Is the Minimum Amount I Will Put Down When Buying a House
  Jul 8, 2023
  When I buy a house, I will not put down less than 20%. Learn why I make sure I'm putting at least that much money …
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• This One Move Has Made the Biggest Difference in Increasing My Brokerage Account Balance
  Jul 8, 2023
  Automating my investing and making sure money transfers to my brokerage account regularly made a huge difference in my account balance. Read on to learn …
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• This Is the Most Frustrating Part About Searching for a New Home
  Jul 8, 2023
  Searching for a new home can be really annoying when you've seen everything on the market. Here's how it's impacting my home-buying process.
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• Does It Ever Make Sense to Break a CD Early?
  Jul 7, 2023
  If you withdraw money from a CD before the term ends, you will pay a penalty. But, if rates have gone up a lot, it …
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• What Is Wedding Insurance and Should You Buy It?
  Jul 7, 2023
  Wedding insurance can cover a couple in case the wedding is canceled or postponed and can also offer liability protection. Learn more here about coverage.
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• We Spent More on My Engagement Ring Than We Did on Our Wedding. Here's Why
  Jul 5, 2023
  While a wedding is a one-day event, I hope to hand my ring down to my children or grandchildren one day. Find out more about …
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• This Is My Single Biggest Priority When Choosing a Neighborhood
  Jul 4, 2023
  When choosing a neighborhood, location is what I focus on. Here's why location can make or break your home.
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• This Is the Biggest Rule I Set for Myself Before Shopping at Costco or Sam's Club
  Jul 4, 2023
  Before I head out to Costco or Sam's Club, I do this one thing. Find out my rule that I must follow so I don't …
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• 3 Ways to Make the Most of Your First Real Salary
  Jul 4, 2023
  When you get your first real job, you should try to maximize your money by investing some of it. Here's what else you should do.
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• This Housing Cost Is More Than My Mortgage
  Jul 4, 2023
  My property tax bill is extremely high. Here's why it is so important to take taxes into account when buying a home.
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• 4 Times It Makes No Sense to Use a Personal Loan
  Jul 4, 2023
  A personal loan can be a good way to borrow, but you don't want to use a loan for certain things such as buying investments …
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• 3 Ways a Balance Transfer Could Backfire
  Jul 3, 2023
  A balance transfer can help you pay off credit card debt more easily but it could also come with problems. Here's how.
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• 2 Reasons Why I Have a Taxable Brokerage Account
  Jul 3, 2023
  I have a taxable brokerage account for a few reasons, including that I want to invest more than I can put into tax-advantaged accounts. Find …
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• 3 Reasons Why You Need to Start Investing Right Now
  Jul 3, 2023
  Investing now can ensure financial security in the future. Keep reading to learn why it pays to open a brokerage account ASAP.
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• 4 Reasons You Could Be Denied a Mortgage Loan -- and What to Do if It Happens
  Jul 3, 2023
  You could be denied a mortgage loan due to low credit, a recent job change, too much debt, or other issues. Find out what to …
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• 5 Simple Ways to Update Your House Before Listing It for Sale -- for Under $100
  Jul 3, 2023
  If you're selling your house, simple updates could help -- such as changing out cabinet hardware or mulching. Read on for more ways to update …
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• 3 Reasons You Should Look Beyond Your Mortgage Cost When Deciding if You Can Afford Your Home
  Jul 2, 2023
  A mortgage is just the start of the monthly costs you'll have to deal with as a homeowner. Take a look at a few key …
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• Here's Why I Keep My Emergency Fund in a High-Yield Savings Account
  Jul 2, 2023
  My emergency money is in a high-yield savings account so it is accessible if I need it -- but not too accessible. Find out more.
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• 4 Savings Accounts Almost Everyone Should Have
  Jul 2, 2023
  It makes sense for most people to have multiple savings accounts, including an emergency fund. Read on for three other accounts you should have.
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• Have You Been Sharing a Costco Membership? Here Are Your Options Now That Costco Is Cracking Down
  Jun 29, 2023
  Costco is taking steps to prevent members from allowing others to use their cards at self checkout. Here's what to do if you can no …
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• 4 Ways to Save Up a Home Down Payment ASAP
  Jun 29, 2023
  When you're trying to save up a home down payment quickly, techniques such as reducing your current housing budget could help. Find out more.
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• This $1,000 Surprise Expense Made Me Glad I Have a Big Emergency Fund
  Jun 28, 2023
  I recently backed my car into a curb and the damage ended up costing me $1,000. But, learn why I didn't have to go into …
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• When Are CDs the Best Place for Your Cash?
  Jun 27, 2023
  CDs can be a good place for your money if you don't need the money immediately. Here's what you need to know.
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• Costco Is Following Netflix's Lead and Customers Aren't Going to Be Happy
  Jun 27, 2023
  Costco is cracking down on people using cards that don't belong to them in self-checkout. Learn what this means for you.
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• How Much Money Should You Invest in CDs?
  Jun 25, 2023
  CDs provide a higher rate of return than a typical savings account, but there are tradeoffs. Find out here how much to put into them.
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• How Much Should You Care About Mortgage Rates When You're Buying a House?
  Jun 25, 2023
  You should pay attention to mortgage rates, but it shouldn't be the major determining factor in deciding whether to buy a house. Find out why.
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• How Much Is a Monthly Mortgage Payment on a Million Dollar House?
  Jun 25, 2023
  A monthly mortgage payment on a million-dollar house depends on your interest rate, property taxes, and other factors. See some examples here.
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• If You're Selling a Car That's Underwater, Don't Make This Mistake
  Jun 25, 2023
  When you're selling a car that you owe more on than it's worth, you will have to pay off the full balance. Don't assume you …
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• If There's Only One Piece of Financial Advice You Should Follow, It's This
  Jun 24, 2023
  Start saving money when you're young. If you wait, it'll get hard to build wealth over your lifetime. Keep reading to learn why.
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• I Sold My Home Before Buying a New One. Here's What I Did With the Profits
  Jun 24, 2023
  I sold my home and I'm waiting to find a new property to purchase. Read on to learn where I put the money to keep …
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• I Purposefully Choose a Savings Account Password I'll Forget. Here's Why
  Jun 24, 2023
  If the money in your savings account is too accessible, you might use it for the wrong reason. Read on to see how I've ensured …
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• These Are the 3 Most Important Things to Consider When Buying a New House
  Jun 24, 2023
  When buying a new house, consider the price, the location, and the ongoing costs you'll have to incur to live there. Learn why these things …
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• My Friend Made a Huge Mistake When Buying a New Car, and It's Costing Her Thousands
  Jun 24, 2023
  My friend bought a new car before selling her old one. Read on to find out how it's impacting her purchase and her finances.
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• New College Grads: This One Move Will Set You Up to Retire Rich
  Jun 24, 2023
  Automatic transfers can make it a lot easier to get rich. Read on to see why it's worth making this easy move as soon as …
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• How a Small Wedding Saved Us $23,000 and Helped Us Buy a House
  Jun 24, 2023
  When we got married, we used the bulk of the money our parents had saved for a wedding to put a down payment on a …
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• How Much Would Your Credit Score Actually Affect Your Monthly Mortgage Payment?
  Jun 23, 2023
  Your credit score can have a huge impact on your mortgage payment, adding potentially hundreds of dollars. See how much extra low credit could cost …
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• I Never Feel Guilty About Spending Money on Vacations. Here's Why
  Jun 23, 2023
  Taking vacations is important to me. Here's how I prioritize saving for them, so I don't have to feel guilty about their cost.
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• These Costco Products Are a Must-Buy for Summer
  Jun 23, 2023
  Costco has many great items available that can help you enjoy your summer more, including fun outdoor toys for kids. Check out some worthwhile finds.
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• How Much Would Borrowing an Extra $100,000 Add to Your Monthly Mortgage Bill?
  Jun 23, 2023
  The cost of your mortgage payment depends on the interest rate and other factors. See how much your payment would go up if you borrowed …
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• 4 Costco Products That Could Be Huge Disappointments
  Jun 22, 2023
  Costco has some great products, but not everything purchased there is going to delight you. Check out some products that could end up being duds.
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• How Much Money Should You Be Saving Every Month at Age 50?
  Jun 22, 2023
  Your monthly savings goal at age 50 depends on your goals for retirement and how much you already have saved. Find out how to calculate …
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• Renovations Are Costly and Difficult. Here Are 4 Tips to Negotiate With a Contractor
  Jun 21, 2023
  Need some work on your home? Read on to learn how to manage a home improvement project and get a fair price.
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• Should You Get Ahead on Personal Loan Payments?
  Jun 21, 2023
  Paying a personal loan off early can make sense in certain circumstances. Read on to learn when it's worth doing.
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• 4 Perks of Buying Tires at Sam's Club
  Jun 19, 2023
  Buying tires at Sam's Club comes with some great perks you won't want to pass up -- including the guaranteed best "all-in" price. Find out …
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• 5 Dollar Tree Items That Make Great Gifts
  Jun 17, 2023
  Dollar Tree offers some great products, including items you can offer as a special gift to friends and family. Check out gift options that won't …
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• 5 of the Best Men's Gifts to Buy at Costco
  Jun 16, 2023
  Costco offers great gift options for men, including TVs, air fryers, and more. Check out five great presents to buy at Costco.
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• This Is How Much You Need to Have in Savings Before Launching a Business
  Jun 15, 2023
  If you're thinking about launching your own business, make sure you have the right amount of money in savings. Here's how much to save.
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• With a New Debt Deal in Place, Here's How SNAP Requirements Have Changed
  Jun 15, 2023
  Childless workers between the ages of 50 and 54 will now be subject to new SNAP requirements. Find out more here.
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• 5 Reasons You Really Do Need to Care About Your Credit Score (Even if You Aren't Borrowing)
  Jun 15, 2023
  You may think your credit score matters only if you're planning to borrow money, but read on to learn why that's not the case.
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• I Hate Budgeting. Here's What I Do Instead
  Jun 15, 2023
  Budgeting is not something I find to be fun. Rather than setting a budget, I've taken a different approach by automating my finances. Find out …
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• I'll Only Buy Patio Furniture from Sam's Club. Here's Why
  Jun 15, 2023
  Sam's Club is my favorite place to buy patio furniture because the prices are good and the pieces have proved to be really durable. Find …
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• This Is the Biggest Financial Decision People Ever Make, According to Ramit Sethi
  Jun 15, 2023
  Finance expert Ramit Sethi says your choice of partner has a major impact on your finances. Here's why he's right.
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• Invited to a Wedding? Here's Dave Ramsey's Advice to Make Attending More Affordable
  Jun 14, 2023
  During this wedding season, some advice from Dave Ramsey could help make it more affordable to attend your friend's special days.
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• 3 Reasons I'd Never Work With a Financial Advisor to Manage My Money
  Jun 14, 2023
  I won't hire a financial advisor to help with my finances. Read on to learn why I handle this task on my own.
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• 5 Things I Buy at the Dollar Tree Instead of Costco
  Jun 14, 2023
  Both the Dollar Tree and Costco have great deals on many items. But, find out which products have me sticking to the Dollar Tree to …
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• 4 Reasons You Definitely Want to Bundle Your Insurance Policies
  Jun 14, 2023
  Bundling insurance policies can come with generous discounts and other benefits. Learn why bundling coverage may make sense.
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• Denied Life Insurance? Here's What Dave Ramsey Said to Do Next
  Jun 14, 2023
  Being denied life insurance can leave loved ones unprotected. Read on for some Dave Ramsey suggestions to address this scenario.
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• Dave Ramsey Said This Purchase Is a 'Horrible Financial Decision.' Here's Why He's Right
  Jun 14, 2023
  Is buying a timeshare a good idea? Read on to learn finance guru Dave Ramsey's perspective.
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• 5 Dollar Tree Deals to Decorate Your Home
  Jun 13, 2023
  The Dollar Tree has great items that can make your home look better. Read on for a few of my favorite items.
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• How to Tell if You're Investing Enough for Retirement
  Jun 13, 2023
  Investing for retirement is crucial, but how do you know if you're putting enough money away? Read on for steps that will help you figure …
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• Just Married? Have You Had the Life Insurance Talk Yet?
  Jun 13, 2023
  Newly married couples should have a discussion about life insurance before taking on joint financial obligations. Here's why.
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• 3 Reasons You Definitely Don't Want to Bundle Your Insurance Policies
  Jun 12, 2023
  Bundling insurance policies may seem to make sense on the surface. But read on to learn the reasons you should avoid it.
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• 3 Ways to Decide Which Financial Goals to Focus on First
  Jun 12, 2023
  When you have multiple financial goals, you'll need to prioritize. Read on for three ways to decide what to focus on first.
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• 3 Ways Debt Consolidation Can Make Debt Payoff Easier
  Jun 12, 2023
  Debt consolidation can make it easier to pay off debt. Find out three big reasons why, including that you can reduce the number of payments …
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• 3 Small Changes That Can Make a Big Impact on Your Finances
  Jun 12, 2023
  You don't need to make big lifestyle changes to succeed financially. Making these three moves will have a big impact without requiring any drastic action.
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• 4 Money-Saving Moves I've Given Up On
  Jun 11, 2023
  Saving money is a good thing, but some efforts to keep more cash in your bank account can backfire. Here are four frugal habits I …
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• Getting My Son's Birthday Cake at Sam's Saved Me a Fortune. Here's Why
  Jun 11, 2023
  I could've gotten a cake at the local bakery. Read on to find out why I opted for Sam's Club instead.
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• Here's What Happens if You Drive Without Car Insurance
  Jun 11, 2023
  Driving without car insurance can have serious consequences. Read on to learn why it's a bad idea to drive uninsured.
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• 3 Signs Your Sam's Club Membership Is a Waste of Money
  Jun 10, 2023
  A Sam's Club membership costs $50 or $110 per year depending on which tier you choose. Find out three signs that this money is being …
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• I'll Definitely Buy Pet Insurance in the Future -- but Will Skip This Type of Coverage
  Jun 10, 2023
  I don't have pet insurance for my dog, but I will get it for future dogs. Read on to learn which coverage doesn't make sense …
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• This Is the Best and Worst Financial Advice My Father Gave Me
  Jun 10, 2023
  My dad taught me a lot about money, but not all of his advice was useful. Here's the advice I followed -- and the advice …
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• Why I'll Never Have Another Car Payment Again
  Jun 10, 2023
  I've committed to not borrowing to buy a car ever again. Read on to learn why paying cash for a vehicle has become a financial …
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• Here's What Happens if You Don't Have Enough Auto Insurance
  Jun 10, 2023
  Driving underinsured is risky because it could be a violation of the law and leave motorists vulnerable to substantial financial loss. Find out more.
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• 5 Things You Must Do After a Car Accident
  Jun 10, 2023
  After a motor vehicle accident, it's important drivers take steps to comply with the law and protect their rights. Here's what to keep in mind …
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• These Were My Favorite Stores as an Extreme Couponer
  Jun 10, 2023
  Extreme couponing allows you to get items for very little money by using coupons. Read on to learn which stores were one extreme couponer's go-tos.
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• These 3 Dollar Tree Items Will Keep My Kids Busy for Hours
  Jun 9, 2023
  Dollar Tree offers great products for kids. Here are a few of our favorite items to buy that keep my kids entertained.
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• Here's What Happens if You Total Your Car
  Jun 9, 2023
  When a car is totaled, it's beyond repair. Read on to learn three things that happen after a car is declared totaled.
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• 4 Things You Must Not Do After a Car Accident
  Jun 9, 2023
  After a car accident, drivers involved should remain at the scene of a crash. Learn more about why, as well as some other things you …
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• 4 Tips for Splitting Expenses if One Partner Makes More
  Jun 9, 2023
  Many couples split expenses rather than combining your finances. Read on to learn the best way to have a discussion and decide what's fair.
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• Should You Let Your Kids Move in to Help Them Save for a Home?
  Jun 9, 2023
  Saving for a down payment on a house can be a challenge, but if your kids live with you to cut their costs, it may …
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• These 4 Walmart Items Will Provide Hours of Summer Fun
  Jun 9, 2023
  Walmart has fun summer items that people of all ages will love. Check out four of them, including a water table, an electric scooter, and …
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• How My Credit Cards Made My Recent Vacation Much More Pleasant
  Jun 9, 2023
  On a recent vacation, two of my credit cards improved my travel experience dramatically. Here's how they helped.
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• Here Are Your Options if You Can't Pay Your Mortgage
  Jun 8, 2023
  If you can't pay your mortgage, you should talk with your lender or explore other options such as refinancing. Learn more about possible solutions here.
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• 8 Costco Perks You Can't Afford to Pass Up
  Jun 8, 2023
  Costco has more than just cheap groceries and inexpensive products for your home. Check out eight perks you shouldn't miss out on as a Costco …
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• I Signed Up for an Airline Credit Card Even Though I Won't Use Most of Its Features. Here's Why
  Jun 8, 2023
  Although I don't often check bags or require upgrades to first class, I still got an airline credit card. Read on to learn how it …
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• I Was Afraid My House Wouldn't Sell for One Simple Reason
  Jun 8, 2023
  After I bought my house, my HOA dues began increasing rapidly. Here's why I was worried it would come back to haunt me.
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• I'm Paying a Fortune for Camp for a 4-Year-Old. Here's Why It's Worth It
  Jun 8, 2023
  My son will be attending camp this summer, and I'm paying a lot of money for it. Read on to learn why it's important for …
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• 4 Ways People Waste Money at Sam's Club
  Jun 7, 2023
  Sam's Club is a great place to shop, but many end up wasting money there. Learn about ways people waste cash, including buying items that …
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• 3 Insurance Myths You Shouldn't Buy Into
  Jun 7, 2023
  It's important to make informed choices to get the right insurance protection. Check out three myths consumers can't afford to believe when getting covered.
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• This Is the No. 1 Thing to Remember About Higher Mortgage Rates
  Jun 7, 2023
  Mortgage rates are higher now than they were during the pandemic, but there's an important thing to remember if you're worried about it. Find out …
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• 4 Money Mistakes My Parents Made That I Won't Repeat
  Jun 7, 2023
  As I was growing up, I watched my parents struggle with money. Keep reading to learn how I've avoided their errors to give myself a …
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• 4 Huge Red Flags That Suggest You Aren't Ready for a Mortgage
  Jun 7, 2023
  Making the decision to get a mortgage can alter your financial life forever. Here are some signs that suggest you aren't ready to make that …
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• 6 Affordable Father's Day Gifts From Costco
  Jun 5, 2023
  Check out six affordable Father's Day gifts from Costco for under $100, including new earbuds, a travel hammock, and more.
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• 4 Dos and 4 Don'ts of Applying for a Mortgage
  Jun 5, 2023
  When applying for a mortgage, you should always get multiple quotes but you should avoid switching careers. Read on for a few mortgage moves to …
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• 4 Tips for Getting Your First-Ever Mortgage as a First-Time Buyer
  Jun 5, 2023
  Buying your first home can be a financial challenge. Read on for some tips to get the right mortgage.
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• Should You Buy a New Car Now? Here's How to Decide
  Jun 4, 2023
  Buying a car is a big decision. Before you jump into purchasing one, check out three questions you need to ask yourself.
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• Here's Why I Decided to Hire a Mover Instead of Moving Myself
  Jun 4, 2023
  When I recently relocated, I decided to hire a mover instead of doing it myself. Take a look at three key reasons why.
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• Here's What I Looked for When Getting Moving Quotes
  Jun 4, 2023
  I considered price, insurance coverage, reviews, and how well the movers communicated. Find out why these factors were important while quote shopping.
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• 5 Tips for Getting the Best Mortgage for Your Situation
  Jun 4, 2023
  Getting the right mortgage requires improving your credit, considering your goals for the loan, and shopping around with different lenders. Find out more.
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• Just How Big Should Your Monthly Mortgage Payment Be?
  Jun 4, 2023
  Your monthly mortgage payment should be 25% or less of your income. But take a look at why you may want to get even more …
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• I Sold My Home Myself. Here's How I Set the Price
  Jun 4, 2023
  When I sold my house, I tracked what other properties were selling for and looked at time on the market. See what else I used …
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• The People I Was Selling My Home to Had Nonsense Reasons for Asking for Money Off. Here's How I Handled It
  Jun 4, 2023
  When I sold my home, the buyers tried to get a credit after a home inspection for things they claimed were wrong. Here's what I …
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• Why You Should Try Having 4 No-Spend Days a Month in 2023
  Jun 3, 2023
  Spending money can become a bad habit. Here's how to break the cycle so you have more cash in savings.
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• Should You Move Your Stuff Yourself or Hire Help After Selling Your Home?
  Jun 3, 2023
  If you are relocating, you will have to decide how to move your possessions. Asking these few key questions can help you decide what's best …
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• 2 Types of Mortgages to Steer Clear Of
  Jun 3, 2023
  Some types of mortgages present a really big risk. Read on to learn two mortgage types in particular you should avoid at all costs.
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• I Sold My Home for 8% More Than I Paid for It. Here's Why I Didn't End up Making Much of a Profit
  Jun 3, 2023
  Although I recently sold my home for a notable gain, I had to pay a real estate commission and other costs. Find out more.
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• Here's What Happens After You Get an Offer When You're Selling Your House
  Jun 3, 2023
  If your house is on the market, you're ready to receive offers from buyers. Read on to learn how the process works when you receive …
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• I Won't Buy a New House That Doesn't Have These Features
  Jun 3, 2023
  I'm currently in the market for a new house and there are a few features I absolutely insist on for my purchase. Here's what I'm …
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• 4 Steps I Took Before Putting my House on the Market
  Jun 2, 2023
  I put my house on the market recently and took four steps in order to make sure my house was likely to sell. Find out …
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• Here's What I Do With the Money in My Checking Account
  Jun 2, 2023
  When money goes into my checking account, it's used for one of four things. Read on to learn where deposited funds end up.
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• I Paid $4,000 to Move 15 Minutes Down the Road. Here's Why
  Jun 2, 2023
  I recently paid a fortune to professional movers for a short move. Take a look at why it was worth every penny.
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• Sold Your Home? Don't Forget to Check These Tasks Off Your To-Do List
  Jun 2, 2023
  If you've sold your home, here's how to ensure you cut ties with your old address.
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• Here's What Happens if You Spend Too Much on Your House
  Jun 2, 2023
  Spending too much on a house can have a devastating impact on your finances over the long term. Read on to learn what can happen …
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• Here's What Happens After You Get Pre-Approved for a Mortgage
  Jun 2, 2023
  When you get pre-approved for a mortgage, you get the opportunity to borrow at a designated rate if all goes well. Here's what this could …
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• Here's What Happened to My Credit Score After I Applied for a New Mortgage Loan
  Jun 1, 2023
  My credit score went down slightly after I applied for a mortgage since I ended up with five new inquiries on my credit report. Read …
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• Here's What I'm Doing to Get Ready to Apply for a New Mortgage
  Jun 1, 2023
  I'll be applying for a mortgage soon. Take a look at the steps I'm taking to make sure I get the best possible mortgage rate.
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• I Applied for a Mortgage and Got Dozens of Phone Calls The Next Day. Here's Why (And How to Stop It)
  Jun 1, 2023
  The day after I applied for a mortgage, I got 42 phone calls from potential lenders -- and they're continuing to today. Check out why.
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• Why I Don't Keep More Than $20,000 in Savings
  Jun 1, 2023
  I want enough money in my savings account to cover three to six months of living expenses, fund vacations, and pay for big purchases. Find …
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• Here's What I'm Excited -- and What I Dread -- About House Hunting
  Jun 1, 2023
  I'm looking to buy a new house soon. I'm looking forward to some things like visiting open houses but I'm dreading the offer process. Here's …
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• Here's What Happens After You Make an Offer to Buy a Property
  May 31, 2023
  If you make an offer to buy a property, it'll be up to the seller to respond to your offer. Read on to learn what …
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• I Broke This Cardinal Rule of Real Estate, But It Turned Out Alright
  May 31, 2023
  Experts recommend owning a home for at least two years before selling, but I sold earlier. Read on to learn how it worked for me.
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• Here's What Happens if There Are Problems With a Home Inspection
  May 31, 2023
  If there are issues with a home inspection, you may have a few options. Keep reading to learn what you can do in this circumstance.
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• I Didn't Plan to Ever Get A Mortgage Again. Here's Why I Changed My Mind
  May 31, 2023
  When I decided to increase my housing budget, it became necessary to get a mortgage. Read on to learn why I didn't want to spend …
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• 3 Top Reasons Lenders Deny Mortgage Applications
  May 31, 2023
  Lenders deny applications for many reasons, but some of the most likely include bad credit, too much debt, and problems with the home appraisal. Find …
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• 3 Essential Mortgage Terms You Need to Know When Shopping for a Home Loan
  May 31, 2023
  Mortgage shopping comes with a lot of unfamiliar terminology. Keep reading to learn some definitions that will make it easier.
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• 4 Amazing Sam's Club Buys Under $100
  May 31, 2023
  Sam's Club has some great items for under $100, including a kiddie splash pool with a slide and more. Check out these awesome buys.
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• 3 Surprising Facts About Shopping at Costco
  May 31, 2023
  You may not know that Costco doesn't take manufacturer coupons. Find out more about this rule and other interesting Costco facts.
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• How Your High-Schooler's Summer Job Could Set Them Up to Be a Millionaire
  May 30, 2023
  Working during the summer is common, but investing the money in a Roth IRA could make a huge difference for your high schooler's future. Read …
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• How a New Credit Card Could Help You Save on Summer Travel
  May 30, 2023
  If you'll be traveling a lot this summer, it may be worth looking into whether it makes sense for you to get a new credit …
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• 5 Products You Should Be Buying at the Dollar Tree Right Now
  May 30, 2023
  Dollar Tree has tons of great options for summer fun. Check out these five items to purchase now.
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• We Tried to Grow a Garden to Save Money on Fruits and Veggies. Here's How That Worked Out
  May 29, 2023
  A few years ago, my husband and I decided to try to grow a garden in order to save money on fruits and veggies. Read …
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• 4 Tips to Boost Your Credit Before Applying for a Mortgage
  May 29, 2023
  Increasing your credit score is often possible if you make the right moves. Here's what to focus on ahead of seeking a mortgage pre-approval.
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• 5 Ways to Keep Cool This Summer Without a Huge AC Bill
  May 29, 2023
  Summer often means big utility bills, but there are ways you can stay cool while keeping AC costs down. Check out these options.
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• These Are 4 Costs I'm Asking About When I Go to Open Houses
  May 29, 2023
  I don't want to be surprised by any monthly housing costs, and home listings and mortgage calculators don't always tell the whole story. Find out …
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• America Is Facing a Retirement Crisis. Here's Why
  May 29, 2023
  Americans are not saving enough for retirement, and the shortfall will have expensive consequences. Here's what the problem is and how it could be solved.
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• Don't Buy More House Than You Can Afford. Do This Instead
  May 29, 2023
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• These 3 Decisions Will Determine if You Become Rich or End Up Broke
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• How to Get Started With Extreme Couponing
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  Apr 21, 2023
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  Apr 21, 2023
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• Dave Ramsey Said These Are the Biggest Downsides of High-Yield Savings Accounts. Can You Overcome Them?
  Apr 20, 2023
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  Apr 14, 2023
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  Apr 14, 2023
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• Dave Ramsey Identified 5 Habits of the Average Millionaire. How Many Do You Follow?
  Apr 14, 2023
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  Apr 13, 2023
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  Apr 13, 2023
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  Apr 13, 2023
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• Suze Orman Says to Start Here if You Want to Reduce Your Financial Stress
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• Dave Ramsey Said to Avoid These Debt Payoff Strategies. Here's Why He's Wrong
  Apr 12, 2023
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• These 2 Beloved Stores Have the Highest Satisfaction Rates in 2023. Do You Shop at Them?
  Apr 12, 2023
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• Suze Orman Says to Wait to Buy a Car Until Your Credit Score Hits This Number
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• 4 Things Never to Buy With a Personal Loan
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• Dave Ramsey Says This Money Mistake Leads to 'More Debt and Stress.' Is He Right?
  Apr 11, 2023
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• Dave Ramsey Said to 'Save Yourself a Financial Headache' by Doing This When Buying a Car
  Apr 11, 2023
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  Apr 11, 2023
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• Why Ramit Sethi Wants You to Stop Saying You're Bad With Money
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• Do You Spend More or Less on Utilities Than Your Fellow Americans?
  Apr 11, 2023
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  Apr 10, 2023
  I love my bank in large part because of its mobile banking app. Keep reading to learn about one issue I have with it, though.
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• Dave Ramsey Warns Not to Overlook This Crucial 401(k) Form
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• Stimulus Update: These Proposals Would Restore and Expand Stimulus Funding
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• Dave Ramsey Says This Common Car-Buying Tactic Is a 'Bad Idea.' Is He Right?
  Apr 10, 2023
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• This Is the Hardest Part of Selling a House as a Parent
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• Don't Follow This Dave Ramsey Advice About Getting Out of Debt
  Apr 10, 2023
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• Dave Ramsey Says He ‘Always’ Recommends This Retirement Account if It's Available to You
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• Dave Ramsey Warns This Money Mistake Guarantees 'That Your Money Won't Grow Enough to Keep Up With Inflation Long Term'
  Apr 9, 2023
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• Here's How I'm Teaching My 3-Year-Old About Money
  Apr 9, 2023
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• Should You Try Out These 5 Dave Ramsey Money Hacks?
  Apr 9, 2023
  Dave Ramsey has recommended some money hacks including making a budget and tracking transactions. Learn more to decide if you should give them a try.
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• Should Parents Follow These 6 Dave Ramsey Tips to Save on Childcare?
  Apr 7, 2023
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• Stimulus Update: Will Future Stimulus Payments Come Faster Than Your Last Ones?
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• Here Are 6 Very Specific Steps You Can Take to Get a Cheap Car Loan
  Apr 6, 2023
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• Dave Ramsey Said Not to Worry About Your Bank Collapsing. Here's Why
  Apr 4, 2023
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• Stimulus Update: IRS Data Shows Smaller Checks Are Coming This Year. Is It Because of Stimulus Changes?
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  IRS data for the week of March 24, 2023 shows that the average tax refund check is considerably lower this year compared to last. Read …
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• Ramit Sethi Says This Quick Investment Decision Can Make You Hundreds of Thousands of Dollars
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• Want to Hit the Road? There's a Loan for That
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• How to Fill an Adorable Easter Basket for $11.25 at the Dollar Store
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• I've Sworn off Buying New Toys for My Kids in 2023. Here's What We're Doing Instead
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• This Simple Dave Ramsey Tip Can Help You Spend Less at Home
  Mar 27, 2023
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• Does Dave Ramsey Think You Should Be Saving for College for Your Kids? The Answer May Surprise You
  Mar 26, 2023
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• Costco, BJ's, or Sam's: Which One Do Americans Love the Most?
  Mar 26, 2023
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• Buying a New Car? These 5 Suze Orman Tips Could Help
  Mar 26, 2023
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• This Is Dave Ramsey's 'Quick-and-Dirty Answer' to How Much Car Insurance You Need
  Mar 25, 2023
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• Dollar General Is Adding This Surprising Item to Stores. Should You Shop There for It?
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  Mar 25, 2023
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• What Is a Rolling Recession, and Are We in One? Here's What Dave Ramsey Thinks
  Mar 24, 2023
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• Need Some Extra Money? Here Are 4 Ways Dave Ramsey Says You Can Pile Up Cash
  Mar 24, 2023
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• Here's Why Dave Ramsey Thinks Putting Too Much in Savings Is Riskier Than Investing
  Mar 24, 2023
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• Suze Orman Says This Is the Biggest Risk in a Recession. Here's How You Can Prepare
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• This Is One of Dave Ramsey's Best Tips Ever for Cutting Spending
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• Just How Much Does the Average American Spend on Home Maintenance Each Year?
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• Life Insurance Buyers Must Answer These 2 Questions
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• Anti-Debt Dave Ramsey Said a Personal Loan Is the Solution to This Problem
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  Dave Ramsey normally doesn't believe in borrowing. But find out why getting a personal loan could be the best approach if you're underwater on a …
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• Suze Orman Warns You Should Steer Clear of This 'Tempting Gimmick'
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• Dave Ramsey Said This Is a Big Problem With Going the 'Cheapest Route' When Buying Car Insurance
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• Here's Why I Don't Really Care About My Brokerage Firm
  Mar 21, 2023
  I don't spend a lot of time worrying about picking my brokerage firm because I don't need very many features. Here's why my choice of …
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• Dave Ramsey Said There Are Only 2 Situations Where You Should Borrow From Your 401(k). Is He Right?
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• Dave Ramsey Said This Is the 'Best Way' to Grow Your Retirement Account Balance. Is He Right?
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• Stimulus Update: This Biden Tweet Shows Restoring This Payment Is a Top Priority
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• Do You Have Enough Pet Insurance Coverage?
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• Here's How Much Homeowners Insurance You Need
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• Here's How Long It Will Take You to Save for a Wedding
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• Overinsured: How to Know if You Have Too Much Homeowners Insurance Coverage
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• Here's Just How Much Housing Affordability Has Been Impacted by Interest Rates
  Mar 14, 2023
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• You May Need to Factor in This Unexpected Homeownership Cost. Don't Forget It
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• Stimulus Update: Some Americans Could Soon Get Ongoing $1,000 Stimulus Checks
  Mar 13, 2023
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• These Are Dave Ramsey's 10 Best Pieces of Advice
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• Buying a Home? Here's All the Dave Ramsey Advice You Need to Listen to (and Ignore)
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• I Have a Credit Score of 807: Here's How I Got There
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  My credit score is currently 807. I earned it in a few different ways, including paying bills on time and regularly requesting credit line increases.
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• Underinsured: How to Know If You Have Enough Car Insurance Coverage
  Mar 10, 2023
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• Silicon Valley Bank Collapses in Biggest Failure Since Great Recession
  Mar 10, 2023
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• Stimulus Update: President Biden Calls for These Stimulus Payments to Start Again
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• Should You Follow These 2 Dave Ramsey Tips for Saving on Homeowners or Renters Insurance?
  Mar 8, 2023
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• What's a Credit Card Loan? Should You Use One?
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• Stimulus Update: It Is Not Too Late to Claim Missed Stimulus Checks on Your Tax Returns
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• Want to Invest? Here's Why Graham Stephan Believes You Can Copy Other People
  Mar 6, 2023
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• Dave Ramsey Said to Ask Yourself 5 Questions Before Making a Purchase at Costco. Is He Right?
  Mar 4, 2023
  Costco can save you money, but only if you think about storage and your budget ahead of time. Read on to learn how to avoid …
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• This Is the Amount of Term Life Insurance Dave Ramsey Always Recommends. Is He Right?
  Mar 4, 2023
  Dave Ramsey says to set a life insurance death benefit equal to 10 to 12 times the policyholder's income. But is this good advice?
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• Dave Ramsey Warns That New Costco Shoppers Make These Rookie Mistakes. Can You Avoid Them?
  Mar 4, 2023
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• Here's Why Dave Ramsey Thinks It 'Really Does Pay' to Get Life Insurance Now Instead of Later
  Mar 4, 2023
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• Here's Why Ramit Sethi Thinks Lots of People Love Feeling Anxious About Money
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  Ramit Sethti says people like to feel anxious about money because it's the way they are used to feeling. Here's how to overcome this anxiety.
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• Dave Ramsey Said Not to Skip This Step if You're Trying to Get Your Finances in Order
  Mar 3, 2023
  Dave Ramsey recommends having an accountability partner when trying to get your finances in order. Here's why he advocates for this.
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• Following This Dave Ramsey Advice Means You Won't Have to Stress About Car Repair Costs
  Mar 3, 2023
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• Should You Follow This 'Helpful Tip' From Dave Ramsey to Simplify Your Financial Life?
  Mar 3, 2023
  Dave Ramsey recommends setting up direct deposit for your savings in order to make your financial life simpler. Here's why this is good advice.
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• 7 Reasons You're Paying High Car Insurance Rates, According to Dave Ramsey
  Mar 3, 2023
  Dave Ramsey has identified seven reasons why some drivers may face high car insurance premiums. Here's what to watch out for.
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• Dave Ramsey Said This Simple Money Move Will Allow You to Enjoy Your Money More. Is He Right?
  Mar 2, 2023
  Dave Ramsey said making a budget enables you to enjoy your money more. Find out why this is great advice.
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• Dave Ramsey Said to Be Careful Not to Make This Common Credit Card Mistake
  Mar 2, 2023
  Dave Ramsey said not to confuse the minimum payment on a credit card for the full amount due. Find out why this could be a …
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• Ramit Sethi Says to Make This Move in 2023 if Money Is Important to You
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  Sethi suggests finding a community in 2023 with people who can help you stay motivated to improve your wealth-building efforts. Find out what makes this …
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• Ramit Sethi Says You Don't Need to Follow These 5 Common Tips to Get Rich. Is He Right?
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• Ramit Sethi Outlined 4 Paths to Becoming a Millionaire. Which Is Right for You?
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• Dave Ramsey Said There Are 3 Reasons You Need Term Life Insurance. Is He Right?
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  Ramsey believes people need life insurance if they have people depending on their income, if they have outstanding debt, or if they are not self-insured. …
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• Dave Ramsey Said This Is 'One Heck of a Poor Money Management System.' Is He Right?
  Mar 2, 2023
  Dave Ramsey said using credit cards to cash flow your spending is a poor money management system. Here's why this isn't necessarily the case.
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• These Are the Average Life Insurance Costs by Age, According to Dave Ramsey
  Mar 2, 2023
  Dave Ramsey has identified some average life insurance policy costs by age. Find out what these averages mean for policyholders.
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• Ramit Sethi Says There Are 3 Non-Obvious Signs of a New Investor. Do Any Apply to You?
  Mar 2, 2023
  Sethi says signs of a new investor include confusing expensive purchases for good investments and confusion about potential future returns, among other things. Read on …
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• Dave Ramsey Said This Is the 'Quickest and Easiest Way to Lower Your Car Insurance Premiums.' Should You Do It?
  Mar 2, 2023
  Ramsey recommends a higher deductible to lower car insurance premiums. While this can result in lower costs, be sure to first consider the downsides.
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• This Is the Minimum Suze Orman Thinks You Should Be Investing for Retirement
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  Suze Orman recommends saving a minimum of 10% and ideally 15% of income. Find out how you can work up to that amount.
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• Stimulus Update: IRS Says You Can Still Claim One Type of Stimulus Money This Tax Filing Season
  Mar 1, 2023
  While the IRS said there were no new stimulus payments in 2022, it is still possible to qualify for expanded eligibility for premium tax credits. …
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• Dave Ramsey Says to File Your Taxes Early. Should You Listen to Him?
  Mar 1, 2023
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• The Surprising Truth About Minimum Coverage Car Insurance
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• Dave Ramsey Warns You to Avoid This 'Risky Real Estate Trend.' Should You Listen to Him?
  Mar 1, 2023
  Some lenders offer down payment loans. Here's why Dave Ramsey said you should avoid that real estate trend.
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• Dave Ramsey Said You Absolutely Must Do This Before Buying a Home
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• Should You Follow These 4 Dave Ramsey Tips for Saving on Home Renovations?
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  Dave Ramsey suggests ways to save on renovations, including DIYing repairs when possible. But here's why not all of his advice is worth listening to.
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• Considering Multi-Generational Living? Address These Issues First
  Feb 27, 2023
  If you're intending to live with family members like your parents or adult children, there are some things to consider before jumping in and buying …
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• I'm Looking for a New Home. Here's How I'm Trying to Find the Perfect Place
  Feb 27, 2023
  To make sure I get the right property this time, I'm visiting my chosen neighborhood often. Find out some of the things I'm looking for.
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• Dave Ramsey Said This Is One of the 'Quickest Ways' to Save on Home Expenses. Can You Try It Out?
  Feb 27, 2023
  According to Dave Ramsey, lowering your heating bill can be a quick and easy way to reduce what you're spending on housing costs each month. …
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• Have a Teen Driver in Your Family? Dave Ramsey Said These Tips Will Help You Save on Car Insurance Coverage
  Feb 27, 2023
  Insuring a teenage driver can be really expensive. Keep reading to learn how buying an older used car and getting a student discount can help.
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• 4 Travel Expenses I Won't Skimp On
  Feb 27, 2023
  When it comes to taking trips, there are certain things that are worth paying for. These include a hotel with a good location and a …
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• Dave Ramsey Has 2 Tips for Saving Money at Costco. Will They Work For You?
  Feb 26, 2023
  Costco offers great prices, but Ramsey said you'll save money only if you compare prices and buy things you know you'll use. Read on to …
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• One Redditor Has Some Important Advice for Aldi Shoppers About the 'Aisle of Shame'
  Feb 26, 2023
  If you're a new Aldi shopper, you'll want to know about the Aisle of Shame. Read on to learn about how you can find an …
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• This Is How Much House Dave Ramsey Says You Can Afford to Buy
  Feb 26, 2023
  When it comes to purchasing a home, Dave Ramsey is clear -- you should keep mortgage payments to 25% or less of take-home income. Find …
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• 3 Things I Love (and Hate) About the Admirals Club Airline Lounge
  Feb 26, 2023
  The Admirals Club lounge is the American Airlines lounge. Here are the things I love and dislike about it.
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• Dave Ramsey Recommends This Home-Buying Strategy to 'Give Your Home’s Value the Most Room to Grow'
  Feb 26, 2023
  Dave Ramsey suggests buying a cheaper home in a good neighborhood. Check out why this is a solid strategy if you want your home's value …
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• Dave Ramsey Used to Have This Big Worry About Budgeting. Do You Share It?
  Feb 26, 2023
  Dave Ramsey was afraid budgeting meant he'd never have fun with money again. Here's the truth about making a budget, though.
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• Here's Why I Don't Trust Online Home Estimates
  Feb 26, 2023
  Online home price estimates can sometimes be misleading. Here's why I don't trust them to present an accurate picture.
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• 5 Tips for Scoring Travel Savings from Costco
  Feb 25, 2023
  Costco offers vacation packages, including limited-time deals. Check out some tips for scoring travel savings from the warehouse club.
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• Suze Orman Warns You're Leaving Money on the Table if You Make This 401(k) Mistake
  Feb 25, 2023
  Suze Orman warns auto-enrolling in your 401(k) could mean you don't earn the full employer match. Take a look at why this is a big …
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• Dave Ramsey Said This Is the 'Trick' to Saving Money at Costco or Sam's Club
  Feb 25, 2023
  Dave Ramsey says you need a "game plan" before going shopping if you want to save at Sam's or Costco. Find out why.
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• Suze Orman Says There Are 6 Retirement Must-Dos for 2023. How Many Are You Doing?
  Feb 25, 2023
  Suze Orman says there are steps you should take this year to prepare for future retirement. Keep reading to see what you should consider.
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• Dave Ramsey Said This Is the 'Biggest Money Suck' When It Comes to Saving. Here's How You Can Avoid It
  Feb 25, 2023
  If you're trying to save, Dave Ramsey said debt payments are the biggest money suck that could be an obstacle. Learn more here.
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• Dave Ramsey Said to Skip These 6 Items at Costco. Should You?
  Feb 24, 2023
  Costco can be a great place to buy items at a good price, but here's why Dave Ramsey believes some items aren't worth buying -- …
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• Dave Ramsey Says Life Insurance Has One Job. Here's What It Is
  Feb 24, 2023
  Dave Ramsey believes the sole job of life insurance is to replace income after the death of a policyholder. Find out why this matters.
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• Dave Ramsey Said This Is a 'Fantastic' Way to Organize Your Money. Is He Right?
  Feb 24, 2023
  Dave Ramsey recommends the envelope system as a way to organize money. Check out the pros and cons to this system.
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• Stimulus Update: This Biden Tweet Highlights 3 Factors That Determine the Likelihood of a Fourth Check
  Feb 24, 2023
  President Joe Biden sent out a recent tweet addressing gas prices, inflation, and wage changes. Find out how all three factors can impact the likelihood …
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• This Is the No. 1 Thing I Dislike About Selling a House
  Feb 24, 2023
  Selling a house can be a hassle because buyers don't always make rational decisions. Here's what I've experienced when I've sold houses in the past.
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• Dave Ramsey Said This Extra Cost Is Well Worth It if You're a Renter
  Feb 24, 2023
  Renters insurance is absolutely worth paying for if you are a renter. Here's why Dave Ramsey says covering this added cost is crucial.
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• Dave Ramsey Said There Are 9 Things You Should Buy at Costco or Sam's Club. Is He Right?
  Feb 23, 2023
  Costco and Sam's Club both have a lot of great products. Look for these nine items to save money.
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• Get Some Gift Cards This Year? Here's What Suze Orman Says to Do With Them
  Feb 23, 2023
  Suze Orman recommends using your gift card to buy essentials or selling your cards to get cash. Read on to find out if you should …
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• Dave Ramsey Said This Credit Card Feature 'Straight up Sucks'
  Feb 23, 2023
  Dave Ramsey says compound interest on credit cards sucks when it is being used against you. Here's what this means.
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• This Is the Craziest Rule My HOA Has
  Feb 23, 2023
  I live in a neighborhood with a homeowners association that has lots of rules. Keep reading for the weirdest rule it enforces for homeowners.
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• These Are the Two Retirement Accounts Ramit Sethi Loves
  Feb 21, 2023
  Ramit Sethi loves 401(k) accounts and Roth IRAs. Take a look at some of the big benefits of these two types of investment accounts.
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• My HOA Dues Went Up. Here's Why I Don't Mind
  Feb 21, 2023
  Homeowner's association dues can fluctuate year to year. Find out why an increase in fees can be worthwhile.
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• We Made This Mistake Once Before Buying an Insurance Policy and We'll Never Do It Again
  Feb 20, 2023
  When we bought insurance, we didn't read the reviews. Read about how we ended up having to cancel the policy and have been fighting for …
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• Should You Move in With Your Parents to Save for a Home Down Payment?
  Feb 20, 2023
  Saving up for a down payment is a crucial part of buying a home. Cutting current costs by moving in with your parents can make …
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• This Store Edged Out Trader Joe's as the Most Popular Grocery Store in 2022. Here's Why Customers Love It So Much
  Feb 19, 2023
  Aldi is the most popular grocery store among all adults, with Trader Joe's coming in second. Find out why customers love Aldi so much.
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• Dave Ramsey Warns This Is 'One of the WORST Financial Products Out There.' Is He Right?
  Feb 17, 2023
  Dave Ramsey believes whole life insurance is a terrible financial product. Find out why he's absolutely correct that whole life policies are to be avoided.
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• Stimulus Update: Will Your State Send You a Stimulus Check in 2023?
  Feb 17, 2023
  Many states sent out payments in 2022 -- but will more stimulus checks be authorized across the United States this year? Read on to learn …
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• You Need Home Insurance Before Closing on a Home. Here's Why
  Feb 17, 2023
  Lenders require home buyers to have home insurance in place, and buyers also shouldn't risk their investment. Learn more about why home insurance is essential.
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• 4 Must-Have Fashion Accessories Sold at Dollar Tree
  Feb 17, 2023
  The Dollar Tree offers scarves, socks, and other fashion items you'll love -- for only $1.25. Check out some of its must-have accessories.
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• These Are My 3-Year-Old's Favorite Dollar Tree Items
  Feb 16, 2023
  The Dollar Tree has many wonderful items for kids. Take a look at my 3-year-old's five favorites for other parents to check out.
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• 3 Home-Buying Mistakes New Parents Can't Afford to Make
  Feb 16, 2023
  New parents need to make smart choices when buying a property, including considering the school district. Read on for three mistakes it's crucial they avoid.
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• Dave Ramsey Recommends Curbside Pickup for Groceries. Here's Why He's Right
  Feb 16, 2023
  Curbside pickup helps you cut out impulse buys, saves time and allows easier price comparison. Keep reading to learn more about why you should try …
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• If Your Credit Score Is Lower Than You'd Like, a New Credit Card Could Help Fix It. Here's How
  Feb 16, 2023
  A new credit card could help you develop a positive payment history and improve your score. Find out more here about how this works.
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• Be Careful Before You Follow This Suze Orman Advice
  Feb 16, 2023
  Suze Orman suggested you "stop wasting money" on making your life easier. This is advice you should not follow. Here's why.
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• The Surprising Rule My Husband and I Set for Ourselves Before Buying a House
  Feb 16, 2023
  When my husband and I purchased a property, we made sure we could each afford it independently on our own salaries. Here's why.
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• Are You Ever Too Old to Become a Millionaire?
  Feb 15, 2023
  Becoming a millionaire is a life dream for many people, but does there come a point when it's too late? Find out what you need …
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• Every Car Dealer Makes You Do This One Key Thing Before Driving Off the Lot
  Feb 15, 2023
  All car buyers are required to have proof of insurance before leaving the dealer. Read on to find out what buyers need to know.
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• This Is Dave Ramsey's 'Secret to Staying on Top of Your Budget.' Is He Right?
  Feb 15, 2023
  Dave Ramsey says tracking expenses is key to staying on top of your budget. He's right for a few different reasons.
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• Airline Lounge Access Is My Favorite Credit Card Feature. Here Are 3 Reasons Why
  Feb 14, 2023
  Airline lounge access is a key feature I look for in credit cards because it makes traveling much more pleasant. Check out three reasons why …
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• Should You Follow These 5 Dave Ramsey Tips for Buying an Engagement Ring?
  Feb 14, 2023
  Dave Ramsey recommends spending around a month's salary on a ring and asking for discounts. Learn more about these and other tips.
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• Dave Ramsey Said This Account Is the 'Buffer Between You and All the Craziness Life Throws.' Do You Have a Good Buffer?
  Feb 14, 2023
  Dave Ramsey says an emergency fund can help shield you from unexpected life events. Find out if your emergency fund is big enough.
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• I'm Going to Owe the IRS Money This Year. Here's Why I'm Happy About That
  Feb 14, 2023
  Owing the IRS money means I didn't overpay my taxes during the year. Read on to learn why tax refunds aren't necessarily the boon they …
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• This Is a Surefire Way to Regret Buying Your Home
  Feb 14, 2023
  Buying a home is likely one of the biggest purchases of your life. But, if you make this choice, you could really end up regretting …
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• Are Savings Accounts the Best or Worst Place for Your Money?
  Feb 14, 2023
  Savings accounts can be a great place to keep some of your money -- but a bad place for other cash. It depends on your …
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• Stimulus Update: President Biden's State of the Union Shows Stimulus Money Isn't Off the Table for Some Americans
  Feb 13, 2023
  In the State of the Union, President Biden voiced his support for bringing back the expanded Child Tax Credit included. Read on to learn more.
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• Buying Theme Park Passes Saves My Family a Ton of Money. Here's Why
  Feb 12, 2023
  Theme park passes can be a better deal if you plan to visit more than once -- and they can give you an activity to …
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• Stimulus Update: IRS Says You May Want to Hold Off on Filing Taxes if You Got a 2022 Stimulus Check
  Feb 10, 2023
  If you received a state stimulus check, the IRS said it may be a good idea to delay filing your tax return until the agency …
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• Here's Why Mark Cuban Thinks Bitcoin Is a Better Investment Than Gold
  Feb 7, 2023
  Should you invest in Bitcoin or gold? Find out the key reasons why billionaire Mark Cuban thinks Bitcoin is a better choice.
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• When Is the Best Time to Buy Life Insurance, According to Dave Ramsey?
  Feb 7, 2023
  Is there a certain time that's better to buy life insurance coverage? Check out what Dave Ramsey thinks.
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• Should Single People Buy Life Insurance? Here's What Dave Ramsey Thinks
  Feb 7, 2023
  Is life insurance only for people with families? Here's why Dave Ramsey's advice on this issue could be important to follow.
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• 3 Reasons Not to Buy a House in 2023
  Feb 6, 2023
  Is 2023 the right time to purchase a property? Check out three reasons why it might not be.
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• Stimulus Check Update: These 3 Numbers Tell You All You Need to Know to Find Out if Another Stimulus Check Is Coming in 2023
  Feb 6, 2023
  Inflation, unemployment, and the performance of the economy as a whole will determine if more stimulus money arrives. Find out more here.
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• Here's How Long Dave Ramsey Thinks Your Term Life Insurance Policy Should Last
  Feb 6, 2023
  Term life policies offer coverage for a set period of time. Dave Ramsey has some advice on how long a policy should remain in effect. …
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• Dave Ramsey Said the Cheaper Version of Life Insurance Is the Better Option. Here's Why He's Right
  Feb 5, 2023
  Term life insurance is cheaper than whole life insurance. Find out why Dave Ramsey also thinks it's the best option for most people.
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• Should You Change Home Insurers in 2023?
  Feb 5, 2023
  Homeowners can change their home insurance coverage. Find out how policyholders can decide if making a switch is a good idea.
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• Dave Ramsey Has 2 Rules for Using Savings to Repay Credit Card Debt. Should You Follow Them?
  Feb 5, 2023
  If you're considering paying down credit card debt with your savings account balance, check out Dave Ramsey's advice first.
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• Should Home Sellers Offer This Mortgage-Lowering Incentive to Find More Buyers?
  Feb 5, 2023
  Home sellers may find it harder to find a buyer right now due to high mortgage rates. Find out how offering this incentive could potentially …
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• 4 Credit Card Rules to Follow in 2023 and Beyond
  Feb 5, 2023
  Credit cards can be a great financial tool if used properly. Be sure to follow these four credit card rules in 2023 and beyond.
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• Dave Ramsey Said You Really Need Life Insurance in This Situation
  Feb 5, 2023
  Life insurance is something many people should buy. Read on for one situation when Dave Ramsey believes it's especially important to have coverage.
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• Every Driver Should Be Shopping for Car Insurance Now. Here's Why
  Feb 4, 2023
  Drivers who haven't already compared car insurance options should do so ASAP. Read on for a few simple reasons why.
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• 3 Reasons You Should Still Try to Invest if You Have Loan Debt
  Feb 4, 2023
  If you're trying to pay off loans, you may think you aren't ready to invest. Read on to learn why that's not necessarily the case.
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• Is This 'Boring' Strategy the Best Way to Build Wealth? Here's What We Think
  Feb 4, 2023
  Building wealth doesn't have to be hard. Check out this "boring" strategy proposed by Graham Stephan that could be your ticket to financial security.
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• The Cost of Living Is Rising. Here's How to Make Sure You Won't Run Out of Money in Retirement
  Feb 4, 2023
  The cost of living has been going up due to inflation and other factors such as rising interest rates. Find out how you can still …
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• 2 Must-Follow Tips From Dave Ramsey to Move House on a Budget
  Feb 3, 2023
  Moving can be really expensive. Keep reading for finance expert Dave Ramsey's advice on how to make the process cost less.
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• 3 Dollar Tree Items Any Parent Would Love
  Feb 3, 2023
  Want to keep your kids happy without breaking the bank? Check out these Dollar Tree items that should be on every parent's wish list.
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• Charged Too Much on Your Credit Cards Over the Holidays? Here's How to Pay It Off Fast
  Feb 3, 2023
  Many people end up in debt during the holidays. If you're one of them, read on for steps to get your credit card bills back …
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• Do Stay-at-Home Parents Need Life Insurance? Here's What Dave Ramsey Thinks
  Feb 3, 2023
  Buying life insurance is usually something people do when loved ones rely on their income. Read on to learn why stay-at-home parents need it too.
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• Dave Ramsey Warned You'll Only Make 'Snail-Like' Progress on Your Financial Goals in This Situation
  Feb 3, 2023
  If you want to get serious about paying off debt and saving for the future, Ramsey says this approach isn't the right one. Read on …
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• This Dave Ramsey Advice to Save on Groceries Could Backfire
  Feb 2, 2023
  Saving money on groceries is a worthy goal, but not every effort to reduce food spending makes sense. Here's one Dave Ramsey suggestion you should …
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• Stimulus Check Update: Joe Biden Makes an Announcement About a May Deadline That Could Impact 2023 Stimulus Checks
  Feb 2, 2023
  President Joe Biden has announced that the COVID-19 emergency will end on May 11, 2023. Read on to find out what this means for stimulus …
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• This Is the Most Troubling News in Years About Americans' Savings Accounts
  Feb 1, 2023
  Americans had been saving more during the pandemic -- but that trend has sadly reversed. Read on to find out what happened.
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• Dave Ramsey Said This Is One of the Easiest Ways to Save on Groceries. Is He Right?
  Feb 1, 2023
  You don't have to just accept your food budget is too high. Here's a simple solution to reduce your spending.
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• You'll Never Guess the Average Grocery Cost for a Family of 4
  Feb 1, 2023
  Groceries can be more expensive than you might think. Read on to find out what the typical family would spend on the USDA's thrifty food …
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• How to Actually Succeed at Your Financial Resolutions This Year
  Jan 31, 2023
  If you're noticing you're already starting to give up on financial resolutions, it may be time to make a change. Here's how.
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• Dave Ramsey Admits to Making This Common Costco Shopping Mistake. Are You Making It, Too?
  Jan 31, 2023
  Costco can be a great place to save money, but not if you make this common error that even Dave Ramsey has fallen victim to. …
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• Suze Orman and Dave Ramsey Both Recommend the Same Account for Your Retirement Savings. But Are They Right?
  Jan 30, 2023
  When it comes to the best retirement account, Suze Orman and Dave Ramsey are in agreement. But read on to find out if using this …
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• Dave Ramsey Said He's a Member of Costco and Sam's Club. Should You Sign Up?
  Jan 30, 2023
  Warehouse clubs offer some membership perks. Dave Ramsey has signed up to take advantage of them. Read on to find out if you should do …
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• 4 Borrowing Rules Rich People Follow but Others Often Don't
  Jan 29, 2023
  Rich people borrow money -- but they do it in a different way than others. Here are four borrowing rules rich people often follow.
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• Could This Be the Cheapest Day to Do Your Grocery Shopping?
  Jan 28, 2023
  Being strategic about when you do your grocery shopping could potentially help you save money. Read on to find out why.
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• Want to 'Win With Money?' Here's How Dave Ramsey Says to Do It
  Jan 28, 2023
  Winning with money requires doing one simple thing, according to Dave Ramsey. Keep reading to check out his advice.
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• Is Switching Banks Worth the Effort?
  Jan 28, 2023
  Switching banks can be a hassle, but there are times when it makes sense to do it. Check out these tips for how to decide.
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• It's Easier to Borrow Money When You Don't Really Need It. Here's Why
  Jan 28, 2023
  It's an ironic fact, but the more you may need to borrow, the less likely a lender is to give you a loan. Read on …
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• This Dave Ramsey Tip Can Help You Get Name-Brand Products for Less Than Generics
  Jan 27, 2023
  If you prefer name-brand items, check out this advice from Dave Ramsey that could help you get them without busting your budget.
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• Dave Ramsey Says This Is the Key Difference Between Rich and Broke People. Is He Right?
  Jan 27, 2023
  Ramsey believes rich people and broke people have differing mindsets on a key money issue. Keep reading to learn the difference.
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• I Want to Save Thousands More in 2023. I Won't Be Cutting My Budget to Do It. Here's Why
  Jan 27, 2023
  Saving more money is a big goal of mine this year -- but budget cuts won't be the approach I'm taking. Read on for the …
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• I'm Paying My Taxes on a Credit Card in 2023. Here's Why
  Jan 26, 2023
  I'll be paying my 2022 taxes on a credit card for one simple reason. Read on to find out why.
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• Stimulus Update: You Need to Read This IRS Warning About Stimulus Checks
  Jan 26, 2023
  The IRS issued an important warning about how the absence of stimulus checks will affect your 2022 taxes. Read on for more information.
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• This Is the Single Best Thing About Being a Successful Freelancer
  Jan 26, 2023
  I have been working as a freelance writer for more than a decade, but there's one thing I really love about being successful at working …
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• Can You Change Your Car Insurance Coverage Whenever You Want?
  Jan 25, 2023
  If you're thinking of changing providers, you may be wondering if you have to wait out your current policy period. Read on to find out …
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• 4 Dave Ramsey Tips You Should Stop Following in 2023
  Jan 25, 2023
  Dave Ramsey has some good advice, but he also has some tips you definitely shouldn't follow. Here's some advice to ignore in 2023 and beyond.
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• 3 Reasons to Buy a House in 2023
  Jan 25, 2023
  Buying a house this year could make sense for a number of reasons. Keep reading to learn why it's worth considering.
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• Warren Buffett Says This Sets Really Successful People Apart
  Jan 24, 2023
  If you want to be successful, should you adopt this habit Warren Buffett says will set you apart from your peers? Read on to find …
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• 3 Big Downsides of Waiting to Buy Life Insurance
  Jan 24, 2023
  Don't wait to buy life insurance. Read on to find out why doing so can cost consumers money -- or worse.
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• Here's Why Mark Cuban Wants Bitcoin to Go Down a Lot Further
  Jan 23, 2023
  Mark Cuban is a big fan of Bitcoin, but he wants the price of the virtual currency to fall further. Keep reading to find out …
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• Why Dave Ramsey Doesn't Think You Should Want a Tax Refund
  Jan 22, 2023
  Getting a tax refund might seem like a windfall, but it's not. Read on to learn why one financial guru says you shouldn't want one.
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• Stimulus Update: Watch the Mail to See if Your 2022 Stimulus Check Will Be Taxed
  Jan 20, 2023
  Some states sent out stimulus money in 2022. If you receive a 1099 MISC form from your state, you may have to pay federal taxes …
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• Why Buying Too Little Life Insurance Could Be One of Your Biggest Financial Mistakes
  Jan 19, 2023
  Buying too little life insurance could be a bad financial choice that’s hard to undo. Keep ready to find out why.
  Read More
• Stimulus Update: Could This Surprising New Cost Justify More Stimulus Money?
  Jan 18, 2023
  As Americans have found themselves struggling with a new expense, is it possible help will be on the horizon? Read on to learn more.
  Read More
• Should You Cancel Your Life Insurance in 2023?
  Jan 18, 2023
  Canceling life insurance is a good idea only for those who no longer need coverage. Find out if that's the case this year.
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• 3 Best Reasons to Buy Life Insurance Today
  Jan 17, 2023
  Anyone who doesn't have life insurance should seriously consider purchasing a policy ASAP. Read on to find out why.
  Read More
• Are You Paying Too Much for Life Insurance?
  Jan 17, 2023
  Life insurance policies can sometimes be more expensive than they need to be. Here are some signs a policy has unnecessarily high premiums.
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• This Fee Can Cost You Hundreds of Thousands of Dollars. Here's How to Avoid It
  Jan 16, 2023
  Ramit Sethi warns that investment management fees can eat heavily into your returns. Find out how to avoid paying these unnecessary costs.
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• Here Is One Really Compelling Reason to Try to Buy a House
  Jan 16, 2023
  Trying to buy a house can be worthwhile for many reasons. Find out one of the biggest.
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• 3 Little-Known Perks of Life Insurance
  Jan 16, 2023
  Life insurance pays out a death benefit if the policyholder passes, but it can offer other important benefits as well. Check out some little-known perks.
  Read More
• Stimulus Update: This Joe Biden Tweet Is Great News -- but Not if You're Hoping for Another Stimulus Check
  Jan 16, 2023
  President Biden recently tweeted that his economic plan was working and the unemployment rate is at a 50-year low. Read on to see how this …
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• My Husband Has a $1 Million Life Insurance Policy. Here's Why I'm Not Happy With It
  Jan 16, 2023
  My husband has a substantial amount of life insurance, but I don't like the policy he has. Read on to learn the important reason I'm …
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• Why I Opted Out of Buying More Life Insurance After Having a Second Child
  Jan 15, 2023
  Often, it makes sense to buy more life insurance after the birth of a child. But I decided not to move forward with purchasing additional …
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• Does a College Student Need Life Insurance?
  Jan 13, 2023
  College students may need life insurance if they have dependents, or expect to some day. Read on to see when a student should buy insurance.
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• Do Parents Have a Chance of Getting More Stimulus Money in 2023?
  Jan 13, 2023
  The expanded Child Tax Credit is one of few forms of stimulus money that actually could become available in a divided Congress. Here's why.
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• Are You Paying Too Much for Life Insurance?
  Jan 13, 2023
  Life insurance isn't something most people should go without -- but paying too much doesn't make sense either. Here are some signs a policy costs …
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• Don't Have Life Insurance? Here Are the 5 First Steps to Take
  Jan 13, 2023
  Not having life insurance can be a huge financial mistake. Read on to learn some steps to take for those who currently lack a policy.
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• 65% of Americans Think Owning a Home Today Is Harder. Here's What to Do If You're One of Them
  Jan 12, 2023
  Owning a home has long been the American dream, but many people believe it's harder to achieve now. Here's what you can do to buy …
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• Can You Change Life Insurance Providers?
  Jan 12, 2023
  Changing life insurance providers is something policyholders are allowed to do -- but it can be complicated and may cause some issues. Read on to …
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• 10 Places That Offer Free Stuff on Your Birthday
  Jan 12, 2023
  Want to celebrate your birthday without spending much cash? Check out all these places that will give you free stuff on your special day.
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• Dave Ramsey Says You Must Take These 3 Steps Before Closing on a Home
  Jan 12, 2023
  If you're purchasing a property, you'll need to check some tasks off your to-do list before closing. Here's what you'll need to do.
  Read More
• Are You Ready to Start Your Own Business? Ask Yourself These 4 Questions to Find Out
  Jan 11, 2023
  Starting a small business requires more than just a good idea. Find out how to be sure you're really ready to manage all aspects of …
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• 4 Mortgage Mistakes You Absolutely Can't Afford With Rates so High
  Jan 11, 2023
  Mortgage interest rates are pretty high right now. Read on for some home buying errors you definitely don't want to make right now.
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• Can You Shop Around for Life Insurance Like Car Insurance?
  Jan 11, 2023
  Life insurance is an important purchase, but is it one you should shop around for like you do with other kinds of coverage? Read on …
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• Should You Add More Life Insurance in 2023?
  Jan 11, 2023
  Increasing life insurance coverage could be important if life circumstances have changed. Check out this guide to decide if buying more coverage makes sense.
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• Coffee Isn't Making It Hard to Reach Your Financial Goals, but This Mistake Is
  Jan 11, 2023
  Many people believe wasting money on little purchases prevents them from accomplishing goals. Read on for Humphrey Yang's take.
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• Getting Expensive Vet Care? Here's How to Make Sure Your Pet Insurance Will Pay
  Jan 11, 2023
  Pet insurance can pay for the costs of expensive veterinary care -- but you need to make sure the treatment is covered. Here's how.
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• 4 Kirkland Products Reddit Users Can't Get Enough Of
  Jan 11, 2023
  Kirkland products are sold at Costco and have many fans. Keep reading for some Kirkland products that Reddit users really like.
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• Buying Life Insurance in 2023? Here's How Much Coverage You'll Need
  Jan 10, 2023
  Thinking about buying life insurance coverage in the new year? This formula can help determine how much coverage to buy.
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• Should Your Small Business Offer a Retirement Plan?
  Jan 10, 2023
  If you are running a company, you may want to offer a retirement plan. Read on for some considerations to help you decide.
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• Graham Stephan Says This Is How You Can ‘Beat the Market.’ Is He Right?
  Jan 10, 2023
  Graham Stephan has some investing advice for people looking to beat the market. Should you listen to it?
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• I Wouldn't Even Consider Buying a House in This One Situation
  Jan 10, 2023
  Buying a house can be a good investment, but not always. Read on for one situation where I absolutely wouldn't consider buying.
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• 5 Simple Steps to Take Now to Get Recession-Ready
  Jan 9, 2023
  A recession may soon be coming, according to many financial experts. These five steps will help you get ready for it.
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• Stimulus Update: IRS Announces Average Payments of $1,232 Sent to Millions. Here's Who Is Getting Them
  Jan 9, 2023
  In January, the IRS announced that it was sending around 12 million refunds to people who were owed money due to the American Rescue Plan …
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• 3 Signs You Should Sign Up for Amazon Prime
  Jan 9, 2023
  Amazon Prime offers many benefits to members. Here are three reasons to consider signing up.
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• Trying to Save a Down Payment While Renting? This Dave Ramsey Advice Could Help
  Jan 9, 2023
  Saving up a down payment can be hard -- especially if you're already paying rent, too. Check out this advice from Dave Ramsey that could …
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• I've Saved a Fortune on Vet Bills by Doing One Simple Thing
  Jan 9, 2023
  Keeping veterinary costs down is important to me since I don't have pet insurance. Read on to learn how I reduced my spending.
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• Dave Ramsey Says This Is Your 'Best Option' for Your 401(k) When Leaving Your Job
  Jan 9, 2023
  If you're leaving your job, you'll need to decide what to do about your 401(k). Here's what Dave Ramsey suggests.
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• How Strategically Timing Your Credit Card Payments Could Increase Your Credit Score
  Jan 9, 2023
  Paying your credit card at the correct time could lead to a lower balance being reported. Here's what you need to know.
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• 4 Household Items I Always Buy at the Dollar Tree
  Jan 9, 2023
  The Dollar Tree has more stuff for your home than you realize. Keep reading for some staples you'll find there at a better price than …
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• According to Ramit Sethi, These Are the Real Questions You Should Be Asking When Buying a Home
  Jan 8, 2023
  Buying a home is a big decision. Ramit Sethi believes many people ask the wrong questions when deciding. Here's what you should consider instead.
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• Why Pet Owners May Need a Life Insurance Policy
  Jan 8, 2023
  Anyone who has a pet they have committed to care for may want life insurance to help cover pet care costs. Keep reading to find …
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• Dave Ramsey Warns There's a Big Downside to Investing in a Traditional IRA or 401(k)
  Jan 8, 2023
  Many people invest for retirement in a traditional IRA or 401(k). Read on for a potential drawback of these accounts.
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• 6 Unexpected Products to Buy at Costco
  Jan 8, 2023
  Costco has lots of household items you'd expect, like paper towels and generic medications. Read on for some unusual items you'll find.
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• I Vowed Never to Live in an HOA Neighborhood Again. Here's Why I Changed My Mind
  Jan 8, 2023
  I don't like having to live with an HOA, but I've reconsidered. Keep reading to learn why.
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• 5 Mistakes New Business Owners Need to Avoid
  Jan 8, 2023
  If you're starting a business, you don't want to make mistakes that jeopardize your company's future. Read on for five errors to watch out for.
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• Should You Follow These 3 Dave Ramsey Tips to Help Your House Sell This Winter?
  Jan 8, 2023
  If you're selling your house during the winter months, you may face some added challenges. Keep reading for some helpful advice.
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• 2 Gmail Features You Should Be Using to Better Manage Your Money
  Jan 8, 2023
  Gmail is a popular email tool. Read on and learn about its features to help you more effectively manage your money.
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• Here Are the Biggest Changes Americans Are Making Due to Inflation
  Jan 8, 2023
  Inflation has prompted Americans to make changes to their lifestyle. Read on to find out some of the big modifications people have made.
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• 3 Signs You're Using the Wrong Credit Card
  Jan 8, 2023
  The credit card you're using may not belong in your wallet. Read on for some signs that suggest you've got the wrong card.
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• Dave Ramsey Warns Your Home Purchase Could 'Soon Become a Nightmare' if You Make This Home-Buying Mistake
  Jan 7, 2023
  Buying a house is probably the biggest purchase of your life. Don't make this huge mistake Dave Ramsey warns about.
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• My Two Kids Are Authorized Users on My Credit Cards. Here's Why
  Jan 7, 2023
  Both my son and my daughter are authorized users on my credit cards even though neither child has reached age four. Here's my simple reason …
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• Dave Ramsey Has Three Rules for Becoming a Homeowner. One of Them You Should Break
  Jan 7, 2023
  If you want to become a homeowner, there are some things you need to do first. Read on for Dave Ramsey's suggestions.
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• 7 Must-Know Differences Between 401(k)s and Roth IRAs
  Jan 7, 2023
  A 401(k) and a Roth IRA both enable you to save for retirement, but there are important differences. Read on for seven ways these two …
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• 5 Sam's Club Features You Aren't Taking Advantage of but Should
  Jan 7, 2023
  Sam's Club is a popular warehouse club but not all members make the most of the club's offerings. Here are some perks you'll want to …
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• Dave Ramsey Says You Should 'Never' Buy a House in This Situation. Here's Why He's Right
  Jan 7, 2023
  You don't want to regret your home purchase -- so don't move forward with buying in these circumstances.
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• Dave Ramsey Says These Are Some of the Biggest Red Flags in a Home Inspection. Is He Right?
  Jan 6, 2023
  Home inspections are crucial before buying property. Here's what to look for if a house you're interested in is being inspected.
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• Dave Ramsey Warns About 'Sneaky Fees' Associated with These Mortgage Loans. Should You Steer Clear?
  Jan 6, 2023
  Are you planning to get a mortgage soon? If so, read on for Ramsey's warning about fees that you may not expect -- and that …
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• Dave Ramsey Says You Could Potentially Sell Your Home Faster During the Winter. Is He Right?
  Jan 6, 2023
  Winter isn't known as the best time of year for selling homes -- but Dave Ramsey says you may be able to sell faster if …
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• Stimulus Update: 3 Factors That Will Determine the Chances of Another Stimulus Check This Year
  Jan 6, 2023
  There are three big factors that can affect the likelihood of another direct payment coming in 2023. Read on to find out what they are.
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• This Is the Most Important Reason to Get Pre-Approved According to Dave Ramsey. But Is He Right?
  Jan 6, 2023
  Ramsey said getting pre-approved is helpful to be ready to make an offer when you find a home. Read on to learn more.
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• Dave Ramsey Says These Are the Pros and Cons of Condo Ownership. Is He Right?
  Jan 5, 2023
  A condo is an alternative to a single-family home. Here's what Dave Ramsey thinks are the biggest benefits and downsides of owning one.
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• Dave Ramsey Says This Method of Coming Up With a Home Down Payment is a 'Horrible Idea.' Is He Right?
  Jan 5, 2023
  Saving a down payment can be challenging. Read on to learn about one approach that Dave Ramsey is against.
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• Airline Travel Has Been Terrible. Will It Get Better in 2023?
  Jan 5, 2023
  The Department of Transportation is considering a new rule that would make it easier for airline passengers to protect their rights. Could this help improve …
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• Dave Ramsey Says This Aspect of Buying a Home Is 'Kind of a Bummer.' Are You Prepared to Cope With It?
  Jan 5, 2023
  Buying a home can come with all kinds of unexpected costs. Read on for some disappointing expenses you should plan for.
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• 3 Little Known Perks of a 30-Year Mortgage
  Jan 4, 2023
  A 30-year mortgage can have some significant advantages. Here are three little-known benefits to think about when deciding on a home loan.
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• 2 Reasons Dave Ramsey Is Dead Wrong About Where to Invest Your Retirement Money
  Jan 4, 2023
  Dave Ramsey recommends mutual funds for retirement investing. Find out why you should absolutely not listen to him.
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• Stimulus Update: Yesterday Was an Important Day in Congress. What Does It Mean for the Prospect of New Stimulus Checks?
  Jan 4, 2023
  On Tuesday, the 118th Congress officially started. Read on to find out what this means for the potential passage of more stimulus legislation.
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• Here's Why Dave Ramsey Says 'Recessions Are Kind of Like Hurricanes'
  Jan 3, 2023
  A storm could be blowing through the economy -- here's how to make sure you're prepared for it.
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• 3 Reasons Why You Should Absolutely Not Take Out a Long Car Loan
  Jan 3, 2023
  You may need a car loan to purchase a vehicle, but you shouldn't take out a loan with a very long payoff timeline. Check out …
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• Dave Ramsey Says to Take 6 Steps Before Starting a Business. Is He Right?
  Jan 3, 2023
  You can't just jump into running a company if you want to be successful. Keep reading to learn what Dave Ramsey says to do first.
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• Dave Ramsey Says This Is the Key to Business Success. Is He Right?
  Jan 2, 2023
  If you're running a business or thinking of starting one, you need to read this advice from Dave Ramsey. Find out how it could help …
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• Buying a House This Winter? Check Out This Must-Follow Dave Ramsey Advice
  Jan 2, 2023
  Buying a house isn't as common in the winter. Keep reading for advice to make it a success.
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• Stimulus Update: Does This Tweet From President Biden Mean More Money Is Coming in 2023?
  Jan 2, 2023
  President Biden's tweet could be an optimistic sign for those hoping for more stimulus money. Here's why.
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• Americans Do Not Have Enough Savings. Here's What You Can Do About It
  Jan 2, 2023
  It's important to have money saved to provide financial security, but many people don't. Find out how to bulk up your account if your balance …
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• Dave Ramsey Thinks There's 'a Lot for Americans to Worry About When It Comes to Their Money.' Is He Right?
  Jan 2, 2023
  Worrying about money isn't fun -- but Dave Ramsey thinks there's lots of justification for concern right now. Read on to find out why.
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• 4 Ways to Protect Yourself for the Next Airline Meltdown
  Jan 2, 2023
  Southwest Airlines canceled thousands of flights around Christmas. How can you protect yourself from future airline problems?
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• How I Plan to Save $1,800 More in 2023 Than in 2022
  Jan 1, 2023
  I want to increase the amount I'm saving next year, and I've identified the best way for me to do that. Keep reading to learn …
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• Suze Orman Doesn't Like New Year's Resolutions. Here's What She Recommends Instead
  Jan 1, 2023
  Don't set resolutions for yourself without checking out her advice.
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• Dave Ramsey Says You Never Want a Mortgage in This Situation
  Jan 1, 2023
  If you're thinking of taking out a mortgage to buy a home, it's important to read this advice from Dave Ramsey first.
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• This Is How I Decide How Big My Savings Account Balance Should Be
  Jan 1, 2023
  Keeping money in savings is important, but I don't want a bigger savings account balance than necessary. Here's how I decide how much to save.
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• You're Making a Big Mistake if You Aren't Taking Advantage of This Costco Feature
  Jan 1, 2023
  Costco offers grocery delivery, including same-day delivery, two-day delivery, and cold and frozen delivery. Here's why you should take advantage of this.
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• 4 Reasons I Won't Keep Even $1 Extra in My Savings Account
  Dec 31, 2022
  I have money in my savings account to cover emergencies and short-term purchases. Here's why I won't put even $1 extra into the account.
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• Can You Score Tax Credits for Buying an Electric Vehicle? Ask Yourself These Questions to Find Out
  Dec 31, 2022
  There are new tax credits for electrical vehicles. Will you qualify for them? Here's how to tell.
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• This Was the Biggest Home Buying Mistake I Ever Made
  Dec 31, 2022
  When I purchased a home, the survey said part of the land was on conservation. I didn't pay attention to what that meant and it …
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• Will You Have to Say Goodbye to These 10 Costco Favorites in 2023?
  Dec 31, 2022
  Costco could be discontinuing 10 popular products in 2023. Here are the items you may not find on the shelves in the new year.
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• Dave Ramsey Loves IRAs for 4 Reasons -- So Should You Listen to Him and Open One?
  Dec 31, 2022
  Dave Ramsey is a big fan of IRAs. Find out four reasons why he loves the accounts and get some advice on whether they are …
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• Dave Ramsey and Mark Cuban Have Both Given Really Bad Advice About Credit Cards. Don't Listen to It
  Dec 31, 2022
  Both Dave Ramsey and Mark Cuban suggest not using credit cards. Check out why following their advice could come at a cost.
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• Suze Orman Has an Important Warning Every Home Buyer Needs to Hear
  Dec 31, 2022
  If you're thinking about buying a house, Suze Orman has a warning you should read about one mortgage type. Here's why you need to take …
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• Looking to Save on Liquor? Reddit Users Love These Costco Deals
  Dec 31, 2022
  Costco sells alcoholic beverages at many of its warehouse clubs. Check out these Reddit favorites if you want to save on cocktail costs.
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• Could This Group of Workers Be Hit Hardest by a Recession?
  Dec 30, 2022
  A coming recession could affect a certain group of workers more than others. Here's how to tell if you're likely to be one of those …
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• Dave Ramsey Said Debt Consolidation Could Cause You to Stay in Debt Longer for One Simple Reason
  Dec 30, 2022
  Debt consolidation can be a great way to pay off debts more easily -- but Dave Ramsey says it could doom you to being in …
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• Can You Wait to Buy Pet Insurance Until Your Dog Gets Sick?
  Dec 30, 2022
  Putting off the purchase of pet insurance until you need it may sound like a good move -- but here's why it's a big mistake.
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• Your Pet Insurance Probably Won't Cover Required Vaccines. Here's Why
  Dec 30, 2022
  Pets are required to get certain annual shots, like rabies. Here's why pet insurance likely still won't cover them.
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• Stimulus Update: IRS Says $3,600 Payments Are Gone, but $2,000 Is Still on the Table
  Dec 30, 2022
  You may not receive as large of a payment when you submit your 2022 taxes, but that doesn't mean the government isn't offering help at …
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• These 2 Costco Tricks Let You Shop at the Club Without a Membership
  Dec 30, 2022
  Costco offers many great products, but not everyone wants to sign up. Here are two ways you can get items from the club even without …
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• Should You Follow These 3 Dave Ramsey Tips for Avoiding Costly Mistakes During a Market Downturn?
  Dec 30, 2022
  When the stock market is going down, you could find yourself at risk of expensive investing errors. Read on for advice to help you avoid …
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• Dave Ramsey Describes This Type of Retirement Account as a "Sweater That Protects Your Investments from the Elements." Is He Right?
  Dec 29, 2022
  Having your money in the right retirement account can make a big difference. Read on for one account in particular that helps protect your investments.
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• Paying Cash for a Home Is a Terrible Idea. Here's Why I Did It Anyway
  Dec 29, 2022
  Forgoing a mortgage means tying up money in an illiquid asset. But here's why I made that move even though it's often a bad financial …
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• 4 Costco Products Your Pet Will Adore
  Dec 29, 2022
  Costco doesn't just have great products for your human family members. Here are some great pet items that your animal companions will love.
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• My Dog's Life-Saving Surgery Wouldn't Have Been Covered by Pet Insurance, But Here's Why I Wish I Had a Policy Anyway
  Dec 29, 2022
  I paid for a very expensive surgery out of pocket for my dog. Read on to see why pet insurance would've helped, even without surgery …
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• This 52-Week Saving Challenge Could Help You End 2023 a Lot Richer
  Dec 29, 2022
  A 52-week saving challenge can help you to end the year with much more money than you started. Here's one challenge you may want to …
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• Airline Lounge Access Pays for Itself for Our Family. Here's Why
  Dec 29, 2022
  I recently signed up for a credit card with a $450 annual fee in order to get airline lounge access. Read on to see why …
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• I Returned an Ancient Keurig to Costco. Here's What Happened
  Dec 28, 2022
  I recently returned a Keurig to Costco that I had bought many years ago. Read on to see how Costco's friendly return policy put money …
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• Dave Ramsey Recommends These Side Hustles. Could They Help You Bring in More Cash?
  Dec 28, 2022
  A side hustle can help you bring in extra money. Here are some side gigs recommended by finance guru Dave Ramsey.
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• Want to Accomplish Your Financial Goals in 2023? Here's Suze Orman's Best Advice to Help Make That Happen
  Dec 28, 2022
  The start of a new year is a prime time to set financial goals. Read on for advice from Suze Orman to help you to …
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• Is Your Bank Account Balance Higher or Lower Than the Average American's?
  Dec 28, 2022
  Having money in your checking account can help provide you with financial security. Find out how your account balance compares to the typical American's.
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• This Gmail App Helped Me Become Way More Productive as a Freelancer
  Dec 28, 2022
  I installed the Sortd app on my Gmail account and it has changed many aspects of my work life. Finding the right software could help …
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• Stimulus Update: Here's Why the Average Household Could Have an Extra $200 a Month, According to President Biden
  Dec 27, 2022
  President Biden recently tweeted out some good news, explaining why the average household may have around $200 per month more wiggle room compared to summer. …
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• Should You Sign Up for Netflix Once Password Sharing Comes to an End?
  Dec 27, 2022
  Netflix is expected to start charging for account sharing in 2023. Read on to learn if you should keep using the streaming service once there …
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• 4 Ways to Pay Down Your Debt Faster in 2023
  Dec 27, 2022
  Paying down debt can take time and effort, but read on to see how these tricks can help you become debt-free more quickly in the …
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• I Don't Care How Much My House Is Worth. Here's Why
  Dec 27, 2022
  My house is not an investment -- it's where I live. Read on to learn why my home's value doesn't matter to me.
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• The Average American Has Less Savings This Year. Here's Why
  Dec 27, 2022
  Average savings account balances have declined, according to a recent survey. Read on for several big reasons why that's happened.
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• I Bought My Dream Lot to Build On. Here's Why I'm Selling It
  Dec 26, 2022
  A few years ago, my husband and I bought a lot to build a house on. Read on to see why we're not finishing that …
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• I'm Shopping at Sam's Club More Than Ever. Here's Why
  Dec 26, 2022
  Sam's Club has always been my favorite warehouse club. But I'm shopping there more than ever because of this new benefit. Read on to learn …
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• 70 Million Americans Are Making a Dangerous Move With Their Credit Cards
  Dec 26, 2022
  Credit cards can be used wisely, but if you're charging everyday expenses, you could be setting yourself up for disaster. Read on to learn why.
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• Why Selling Your Car to Get Rid of Your Loan Payment Might Be Worth It
  Dec 26, 2022
  Car loans can be really expensive. Here's why you may be missing out on an opportunity to build wealth if you're devoting a lot of …
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• If You're Buying a House, Here's What Graham Stephan Thinks You Should Do to Get the Most Out of Your Purchase
  Dec 26, 2022
  Buying a house can be a challenge, especially in today's market. Read on for some advice from Graham Stephan to make the most out of …
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• Dave Ramsey Says This Is a Crucial Factor to Be a Successful Investor. Is He Right?
  Dec 25, 2022
  Investing can be lucrative, but you need to make sure you set yourself up for success. Find out Dave Ramsey's advice on one key factor …
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• This Is One Common Tech Device I'll Never Buy Again
  Dec 25, 2022
  After spending several hundred dollars on printers and ink over the years, I've decided to just say no to buying another one. Here's why.
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• Dave Ramsey Says Home Buyers Should "Find a New Lender" in This Situation
  Dec 25, 2022
  If you're thinking of buying a home, read on for one major red flag that suggests you need a new lender.
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• These Are the Worst Trader Joe's Items, According to Reddit
  Dec 25, 2022
  There are many great products sold at Trader Joe's -- but not all products are worth buying. Read on for the worst products in the …
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• Are Your Days of Freeloading Netflix Over? Here's How to Transfer Your Profile
  Dec 25, 2022
  Netflix is putting an end to password sharing. While you may not get the service for free any more, read on to learn how you …
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• The Hardest Part of Investing Is This, According to Graham Stephan. And He's Right
  Dec 25, 2022
  Investing can be a great way to build wealth, but there are some challenges involved. Read on for one of the biggest, according to Graham …
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• I'm Absolutely Not Opening any New Credit Cards in 2023. Here's Why
  Dec 24, 2022
  I've sworn off credit cards in case I end up having to get a mortgage to buy a new home. Read on to find out …
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• These Are Dave Ramsey's 5 Best Tips for Cutting Travel Costs. Should You Follow Them?
  Dec 24, 2022
  Travel can be expensive, but these Dave Ramsey hacks can help you reduce the cost of your trips. Here's why they're worth considering.
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• This Is Gen Xers' Favorite Grocery Store Chain
  Dec 24, 2022
  There are many different grocery stores out there. But which one do Gen Xers like shopping at the most? Read on to find out.
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• How Personal Loans Can Help You Solve a Common Debt Payback Dilemma
  Dec 24, 2022
  It can be hard to decide in what order to pay back your loans. Read on to learn how a personal loan can help you …
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• This Big Home-Buying Mistake Was the Reason I Sold My Home
  Dec 24, 2022
  When I purchased a home, I didn't think about how it would work for me over the long term. Read on to learn why I …
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• There's Actually One Good Reason to Pay Off Your Mortgage Early. Suze Orman Explains What It Is
  Dec 24, 2022
  Paying off your mortgage early doesn't make financial sense. Read on for Suze Orman's reason for prepaying a home loan.
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• Should You Buy a House in 2023? Here's How to Decide
  Dec 23, 2022
  There's a lot to think about before moving forward with a home purchase. Here are some key considerations.
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• Should You Start a Savings Challenge in 2023?
  Dec 23, 2022
  The start of a new year is often a time when people participate in savings challenges. But should you take part? Read on to decide.
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• 5 Ways Credit Cards Can Actually Save You Money
  Dec 23, 2022
  Credit cards have a bad reputation and are often viewed as a costly type of debt. But there are five ways becoming a card member …
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• A Down Market Is the Perfect Time to Make This Money Move, According to Suze Orman
  Dec 23, 2022
  With the stock market down, Suze Orman believes it's a good time for a Roth IRA conversion. Is she right?
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• I Wouldn't Consider a Travel Credit Card That Didn't Offer This Perk
  Dec 23, 2022
  Travel cards can offer many different features. Here's why airline lounge access is the most important benefit that cards offer.
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• IRA Balances Are Decreasing. Here Are 5 Tips to Help Keep Your Retirement Savings Stable
  Dec 23, 2022
  Recent data shows IRA balances are going down. Read on for ways to keep yours stable in the face of a market downturn.
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• 4 Reasons You Might Be Denied if You Apply for a Credit Card
  Dec 23, 2022
  Getting denied a credit card you apply for isn't fun. Read on for some reasons why this might happen to you.
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• Getting a Mortgage? Dave Ramsey Says to Do This 'Before You Step Foot in a Lender's Office'
  Dec 22, 2022
  Dave Ramsey recommends making sure you're financially ready to buy before seeing a lender about a home loan. Here's why you should follow this advice.
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• I Finally Signed Up for an Airline Credit Card for One Simple Reason
  Dec 22, 2022
  I resisted getting an airline credit card for a long time because we used to shop around for airline tickets. Here's why having a co-branded …
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• 5 Items Dave Ramsey Says to Skip at Costco or Sam's Club
  Dec 22, 2022
  Sam's Club and Costco have plenty of great deals, but finance expert Dave Ramsey says to steer clear of these items. Read on to find …
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• I Decorate for Every Season Using Dollar Tree Items. Here's How
  Dec 22, 2022
  I love to decorate for different seasons, but don't want to spend a fortune. The Dollar Tree enables me to make that happen. Read on …
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• How Much Does the Average American Have Saved?
  Dec 22, 2022
  It's important to have money saved to protect your financial future. Read on to learn how much the average American has in savings.
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• Pet Insurance Could Be a Bad Buy. You May Want to Get It Anyway
  Dec 21, 2022
  Pet insurance protects your animal companions, but research suggests paying for a policy doesn't always pay off. Here's why you may want to buy it …
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• Dave Ramsey Says This Is 'Money Well Spent' if You're Selling Your Home. Is He Right?
  Dec 21, 2022
  If you're thinking about selling your home, Dave Ramsey said having it inspected is an expense worth paying first. Here's why he suggests this.
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• Dave Ramsey Says This Is the 'Biggest Problem Most Folks Run Into' at Costco or Sam's Club
  Dec 21, 2022
  Sam's Club, Costco, and other warehouse clubs can be great places to shop, but Dave Ramsey warns of a common problem many members run into. …
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• This App Saved Me $31 the Day After I Installed It
  Dec 21, 2022
  I installed the Honey app and it immediately saved me $31 the next day. Here's how it works and why I'm glad I added it …
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• This Money Mistake Is 'Recipe for Financial Disaster,' According to Dave Ramsey
  Dec 21, 2022
  Dave Ramsey believes you're setting yourself up for "financial disaster" if you don't make an important move with your money. Read on to find out …
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• How I'm Setting My Kids Up to Buy Cars for Cash on Their 16th Birthdays
  Dec 21, 2022
  Buying a car can be a huge expense for a teenager, but my kids won't have to worry about where the money comes from thanks …
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• 4 Trader Joe's Treats That Belong on Your Holiday Table
  Dec 21, 2022
  This holiday season, check out these top Trader Joe's items that can make your events a little more festive -- and delight your taste buds.
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• Could This Reddit Advice Be the Best Costco Money-Saving Tip Ever?
  Dec 20, 2022
  Warehouse stores like Costco are designed to save you money -- but it's important to be smart about how you shop if you want to …
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• Want Better Credit in 2023? Take These 5 Steps Now
  Dec 20, 2022
  Better credit could be within your reach in 2023 if you make smart choices now. Here are five steps you absolutely need to take ASAP.
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• Kevin O'Leary Calls This 'One of the Deadliest Killers of Small Businesses'
  Dec 19, 2022
  Kevin O'Leary recently highlighted one of the biggest problems that can affect entrepreneurs. Find out what he believes it is.
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• This Simple Trick Can Help You Get Free Items at CVS
  Dec 19, 2022
  CVS offers some great bargains. Here's how you can end up getting items for free at the pharmacy.
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• Which Side Are You On in This Reddit Costco Controversy?
  Dec 19, 2022
  Redditors have shared some tips for shopping at Costco -- but there's conflicting advice on an important issue. Both sides have merit. Read on to …
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• I Meant to Cut My Vacation Costs. Instead, I Ended Up Spending Over $100,000
  Dec 18, 2022
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• Dave Ramsey Says Rent-to-Own Homes Usually Cost More Than Regular Rentals. Here's Why
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• 3 Tips From Dave Ramsey to Help You Save on Pet Care
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• Stimulus Update: This Stimulus Payment Is the Biggest to Date. But, Who's Getting a Check?
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• Alliant Credit Union Just Raised Its Savings Rate. Should You Take Advantage?
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• Dave Ramsey Says Asking Yourself This Question Can Help You Become Debt-Free
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• Dave Ramsey Says to Steer Clear of Debt Settlement Companies for These 3 Reasons
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• This Is the No. 1 Question Ramit Sethi Asks People Who Are in Debt
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• Why Dave Ramsey Thinks 'Good Credit' Is an Oxymoron
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• Is October a Good Time to Buy a House?
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• Stimulus Update: The Average Household Should Get a $8,581 Check in 2022 -- But Will It Happen?
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• Stimulus Update: Billions of Dollars in Stimulus Payments Will Be Delivered Soon. Here's What You Need to Know About Them
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• Dave Ramsey Warns These Are Some of the Sneakiest Bank Fees You Could Pay
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• 6 Tips for Picking the Perfect Neighborhood
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• Dave Ramsey Urges You to End This 'Toxic Relationship.' Should You Listen?
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• Is Your Credit Card Charging You Any Of These 9 Fees Dave Ramsey Warns You About?
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• 3 Steps to Stress-Free Home Buying
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• Dave Ramsey Says This Common Debt Payoff Approach Is 'Like a Dog Chasing Its Tail'
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• Dave Ramsey Says There Are 4 Big Reasons to Steer Clear of Store Cards
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• You Should Listen to This Warning About Rewards Cards from Dave Ramsey
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  Sep 9, 2022
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  Sep 9, 2022
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  Sep 8, 2022
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  Sep 8, 2022
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  Sep 8, 2022
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• Worried Rising Prices Will Drain Your Bank Account? Here's How Dave Ramsey Suggests Avoiding Overdraft Fees
  Sep 7, 2022
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• 3 Types of Car Insurance Dave Ramsey Recommends Buying
  Sep 7, 2022
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• Dave Ramsey Recommends Renting Instead of Buying in These 3 Situations
  Sep 7, 2022
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• Does Paying a Little Extra On Your Credit Cards Really Make a Difference in Debt Payoff?
  Sep 7, 2022
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• 4 Key Things to Look for in a Home Inspection Report
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• Stimulus Update: Thousands of Surprise Stimulus Payments Are Going Out Soon. Here's Who's Getting One
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• Dave Ramsey Warns About This 'Old Bait and Switch' When Opening a New Bank Account. Here's How to Avoid It
  Sep 6, 2022
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  Sep 5, 2022
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• 4 Best Ways to Score an Affordable Mortgage Even When Rates Are Higher
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• 3 Things to Make Sure Your Pet Insurance Covers
  Sep 5, 2022
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• Here's Why Dave Ramsey's Wrong About How Many Credit Cards You Should Have
  Sep 4, 2022
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  Sep 3, 2022
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• 9 Steps to Getting the Perfect Mortgage as Rates Rise
  Sep 3, 2022
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  Sep 3, 2022
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• How I Make Sure Refinancing My Mortgage Doesn't Cost Me Money
  Sep 3, 2022
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• Suze Orman Warns That Homeowners Are 'Setting Themselves Up for Heartache' if They Don't Make This Smart Insurance Move
  Sep 2, 2022
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• Dave Ramsey Thinks Personal Loans are 'Absolutely Not' Worth Taking Out. Here's Why He's Wrong
  Sep 2, 2022
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• 5 Ways to Save Money on Pet Care
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• This Weird Tip From Suze Orman Can Help You Avoid Raiding Your Emergency Savings
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  Sep 1, 2022
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• Should You Increase Your Emergency Savings Due to Inflation? Here's What Suze Orman Thinks
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• 3 Common First-Time Home Buyer Mistakes
  Sep 1, 2022
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• 4 Things I'd Never Use a Personal Loan to Buy
  Sep 1, 2022
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• 5 Tips to Stop Overspending on Your Credit Cards
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• Why I Changed the Due Dates on My Credit Cards
  Aug 31, 2022
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• Can't Afford to Buy a House Where You Live? Here Are Dave Ramsey’s Tips to Survive a Competitive Housing Market
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• This Is Suze Orman's Best Advice for Investing in a Bear Market
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• 2 Super Quick Tricks to Decide How Much House You Can Afford
  Aug 31, 2022
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• Common Life Insurance Myths You Can't Afford to Fall For
  Aug 30, 2022
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• 3 Reasons Not to Buy the Best House in the Neighborhood
  Aug 30, 2022
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• You Should Have This Type of Personal Loan Right Now
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• Here's Why Dave Ramsey Warns You to 'Read the Fine Print' When Opening a New Bank Account
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• No 401(k)? Here's How Dave Ramsey Recommends Saving for Retirement
  Aug 30, 2022
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• Why I Never Take My Paychecks Early
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• Could This Simple Step Help You Save More for Retirement? Suze Orman Thinks So
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  Suze Orman has a simple suggestion to help you get motivated if you aren't saving enough for retirement. Learn how following her tips could make …
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• 4 Pet Insurance Myths You Can't Afford to Fall For
  Aug 29, 2022
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• This Suze Orman Tip Could Make a Huge Difference In Your Savings Account Balance
  Aug 29, 2022
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• Stimulus Update: Financial Help Is Still Coming From the Biden Administration. Will You Get A Check?
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• Thinking of Buying a Used Vehicle? Here's Why Graham Stephan Says You Should Wait
  Aug 25, 2022
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• Stimulus Update: There's Bipartisan Support for One Particular Type of Stimulus Payment
  Aug 24, 2022
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• Why Graham Stephan Says You Should 'Never Bet Against Stocks'
  Aug 24, 2022
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• 5 Tips From Dave Ramsey to Pay Off Your Credit Card Faster
  Aug 23, 2022
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• Suze Orman Says This Is the Smartest Move in the Current Economy
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• Overdraft Fees Are Costing Americans $8 Billion. Are You One of the Impacted?
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• This Is the Best Way to Cope with Inflation, According to Suze Orman
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• Dave Ramsey's a Big Fan of NeoBanks. Here's What They Are, and Why You Might Want to Use One
  Aug 21, 2022
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• 3 Reasons to Buy Clothes at Target
  Aug 21, 2022
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• Parents: This Suze Orman Advice Could Make Your Teen a Millionaire
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• Debt Has a Bad Rep. Here's Why Graham Stephan Thinks It's a Good Thing
  Aug 20, 2022
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• Watch Out for This Pitfall if You're Using a Personal Loan to Refinance Debt
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  Refinancing debt using a personal loan can sometimes save you money but you need to be careful about your payoff timeline. Find out more here.
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• Dave Ramsey's 4 Best Tips for Managing Money in a Recession
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• Stimulus Update: Almost Half of States Are Providing Stimulus Checks or Other Relief. Is Yours?
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• Suze Orman Says You Can Save $10 a Week by Asking Yourself This Question
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• 8 Common Bank Fees to Avoid
  Aug 18, 2022
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• 3 Ways I Save On Kids' Toys So I Don't Bust My Budget
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• The Average American Spends This Much Raising a Child
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• The 3 Best Alternatives to Personal Loans, According to Dave Ramsey
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• 5 Kinds of Insurance You Need but May Not Have
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• Want to Save an Extra $100 a Month? Here's How Suze Orman Says to Do It
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  Aug 16, 2022
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• Dave Ramsey Says to Consider These 2 Key Issues When Picking Your Bank
  Aug 16, 2022
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• Are Outlet Stores Worth It? Here's What Dave Ramsey Thinks
  Aug 16, 2022
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• 4 Tips for Choosing the Right Personal Loan
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• Dave Ramsey's 6 Best Tips for Affordable Back-to-School Shopping
  Aug 15, 2022
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• Why Paying for Summer Camp for My 2-Year-Old Was Worth It
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  I recently spent $165 to send my two-year-old to a week-long camp that lasted for three hours every morning. The money was well spent.
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• A Friend Asked Me to Cosign a Loan. Here's Why I Said No
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• 4 Credit Card Habits That Will Ruin Your Credit Score
  Aug 15, 2022
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• My Kids Don't Have Life Insurance. Here's Why
  Aug 15, 2022
  Many companies promote life insurance for children. But read on to learn why buying a policy often doesn't make financial sense.
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• Stimulus Update: People Are Still Missing Stimulus Checks. Are You Owed Money?
  Aug 12, 2022
  The Government Accountability Office indicates some Americans are still missing stimulus checks and more outreach is needed to reach them. Read on to find out …
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• Almost a Third of Home Sales Are Cash Deals. Should You Pay Cash for a House?
  Aug 12, 2022
  Many homeowners pay cash, but this requires tying up a lot of money. Here's why buying a home in cash is usually a bad idea.
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• Deciding on a Mortgage? Be Ready to Make This Tradeoff
  Aug 11, 2022
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• Starting a Home-Based Business? Be Sure to Let Your Insurance Company Know
  Aug 11, 2022
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• These Are the Most Common Problems That Delay Home Sales
  Aug 11, 2022
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• Why Wealthy People May Want Whole Life Insurance
  Aug 10, 2022
  Whole life insurance usually isn't needed, but sometimes it could pay for wealthy people to purchase it. Here's why.
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• 4 Ways to Make Buying Your First Home Easier
  Aug 9, 2022
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• Will You Regret Not Getting Pet Insurance?
  Aug 8, 2022
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• This Is the Single Biggest Reason to Make a Big Down Payment on a Home
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• Dave Ramsey Says Taking on This Type of Debt Is ‘Like Trying to Bail Yourself Out of a Sinking Boat With a Bucket Full of Holes.’ Is He Right?
  Aug 7, 2022
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• 4 Things to Know About Making a Claim After a Car Accident
  Aug 7, 2022
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• Does Your Bank Offer This Time- and Money-Saving Perk?
  Aug 6, 2022
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• 4 Easy Ways to Avoid Overdraft Fees
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• This Trick Could Save the Average Homeowner $69,228
  Aug 6, 2022
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• 3 Signs You're Paying Too Much for Life Insurance
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• Homeowners Have Higher Net Worths, but You Can Still Get Rich if You Rent
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• 3 Insurance Policies Most People Don't Need
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• 4 Reasons I'm Not Worried About a Recession
  Aug 5, 2022
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• What Happens to Your Debt if You Die Without Life Insurance?
  Aug 4, 2022
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• Stimulus Update: How to Check to See if You're Getting Another Payment
  Aug 4, 2022
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• Should You Buy Pet Insurance That Covers Routine Care?
  Aug 4, 2022
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• Here's What Happens if You're Hit by an Uninsured Driver
  Aug 4, 2022
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• Stimulus Update: The Answers to These 3 Questions Determine if You're Likely to Get More Stimulus Money
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• There's One Big Reason Rich People Get Mortgages Even for Houses They Can Easily Afford
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• Why Is Your Monthly Mortgage Payment Higher Than Just Principal and Interest Payments?
  Aug 3, 2022
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• Should You Keep Money in Savings When Inflation Is Surging?
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• Stimulus Update: Millions Will Receive Money This Month. Are You One of Them?
  Aug 2, 2022
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• Does Car Insurance Cover the Belongings in Your Car After a Crash?
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• This Is One Type of Insurance You Never Want to Get
  Aug 2, 2022
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• Why Checking Your Credit Score Isn't Enough to Protect Your Identity
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• Should You Invest in Life Insurance? Here's What Suze Orman Thinks
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• Suze Orman Says to Take These 4 Steps Before Buying a Home With a Low Down Payment
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• 2 Numbers That Determine What Your Mortgage Will Cost You
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• Why Retirees May Want Several Years of Living Expenses in the Bank
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• Your Savings Account Probably Raised Its APY. Here's Why That's Not Good News
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• Dave Ramsey Described This Mortgage as 'One of the Worst Options Out There.' Here's Why
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• Why Graham Stephan Believes the Most Recent Crypto Crash Is 'Different'
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• How to Decide Whether to Put Money in Savings or Your Brokerage Account
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• Why You Shouldn't Always Trust Home Appraisals -- but They Matter Anyway
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• I Missed This Clause in My Home Inspector's Contract, and It Cost Me a Fortune
  May 23, 2022
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• My New Car Is 3 Times More Expensive Than My Old One. Here's What Happened to My Insurance
  May 23, 2022
  I bought a car that cost much more, but it didn't cause my insurance rates to go up very much. Read on to find out …
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• 3 Types of Optional Auto Insurance That Are Probably Worth Buying
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• These Overlooked Home Maintenance Costs Can Add Up to Thousands Per Year
  May 23, 2022
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• 3 Reasons I'll Buy Pet Insurance for My Next Dog
  May 23, 2022
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• 4 Secrets to Using a Credit Card to Build Credit
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• Can a Pet Insurer Deny Coverage Due to a Pre-Existing Condition?
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• Does It Ever Make Sense to Skip Life Insurance if You Have Dependents?
  May 22, 2022
  Most people with dependents should have life insurance, but there is a possible exception. Here's what consumers should know.
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• This One Thing Can Make All the Difference in How Happy You Are With Your Home
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  When you're buying a home, this one factor could make a huge difference in how happy you are with the property over the long term.
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  Auto insurance covers many kinds of losses that occur involving a vehicle, but there are exceptions. Here are four times insurance won't provide coverage.
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  May 21, 2022
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• I Made Lots of Mistakes With My First Home Purchase. Here's Why I Don't Regret It
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  When I purchased my first home, I made some mistakes like not shopping around for a mortgage. But everything turned out well in the end.
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• 3 Things to Know About Your Car Insurance Deductible
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• Why I Waited to Get Married Before Making My Husband an Authorized User On My Credit Cards
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  My husband bought a $1 million whole life insurance policy, so the protection is more expensive than it needs to be and canceling would come …
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• 4 Signs a Robo-Advisor Is a Better Fit Than a Brokerage Account
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  May 11, 2022
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• This Money Mistake Cost Me Hundreds Last Year
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• A Balance Transfer Could Backfire Big Time in This Situation
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• My 2-Year-Old Has $95,000 in Available Credit. Here's Why
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• Stimulus Update: Why Some Americans Could See Bigger Checks in the Coming Months
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• The Federal Reserve Just Raised Rates. Here's How Suze Orman Says to Handle It
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• The Federal Reserve Raised Interest Rates. How Does This Affect the Chances of Another Stimulus Check?
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• The Federal Reserve Just Raised Rates. Here's Dave Ramsey's Advice for Handling It
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• Your Credit Card Could Be More Expensive After the Rate Hike. Here's How to Handle It
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• The Fed Just Delivered Some Bad News for People With Debt
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• Stimulus Update: Could Your Next Check Be for $240 per Year or $100 per Month?
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• 3 Reasons Dave Ramsey Is Wrong About Credit Cards
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• Suze Orman Recommends These 2 Steps to Protect Against Life's Uncertainties
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• 4 Groups of People Who Can Claim More Stimulus Money When Filing Taxes
  Feb 19, 2022
  Another stimulus check probably isn't coming, but certain Americans can claim more 2021 stimulus funds. Here are four groups who could be in line for …
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• 3 Ways I Make Saving Money Fun
  Feb 19, 2022
  Saving money doesn't have to be a drag. Here's how I've learned to actually enjoy setting aside money for the future.
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• 4 Ways Credit Cards Can Make You Poorer
  Feb 18, 2022
  If you don't use credit cards in a responsible way, they could hurt your finances. Here are four ways that can happen.
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• What Tax Breaks Can You Claim for Retirement Investing?
  Feb 17, 2022
  By investing for retirement, you can score tax breaks. Learn about your options for getting government help in saving for your later years.
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• Why You May Need to File a 2021 Return Even if You Usually Don't Have To
  Feb 17, 2022
  Filing a tax return can be a burden, but it may be worth it if you missed out on stimulus money in 2021.
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• Stimulus Update: 5 Types of Financial Relief You Can Still Claim in 2022
  Feb 17, 2022
  If you file a 2021 tax return during the 2021 filing year, you may be able to claim several different types of financial relief authorized …
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• 3 Ways Credit Cards Can Make You Richer
  Feb 17, 2022
  Credit cards are often viewed as costing people money, but in some cases, they can improve your financial life. Find out how.
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• Today's Mortgage Rates -- February 16, 2022: Rates Rise for Fixed-Rate Options
  Feb 16, 2022
  If you're in the market for a new house, be sure to check out today's average mortgage rates so you can find out what you …
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• Stimulus Check Update: The IRS Has Sent Out Billions Since January 24
  Feb 15, 2022
  The IRS issued a news release on Feb. 14, 2022 indicating it had already sent out 4 million refunds totaling more than $10 billion. These …
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• Suze Orman's 3 Steps to Getting the Right Mortgage
  Feb 14, 2022
  A mortgage is probably going to be your biggest debt, so you need to find the right loan. Here's how Suze Orman says to do …
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• Today's Mortgage Rates -- February 14, 2022: Rates Up for Fixed-Rate Loan Options
  Feb 14, 2022
  Mortgage rates have been ticking up, but remain affordable. Check out today's average rates to see how rates trended today.
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• 3 Ways to Lower Your Credit Card Interest Rate
  Feb 13, 2022
  Many credit cards have high interest rates, but you aren't necessarily stuck paying a fortune. Here are three ways to potentially reduce your borrowing costs.
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• Here's How Much Dave Ramsey Thinks Homeowners Can Afford to Spend on Their Mortgage Costs
  Feb 13, 2022
  You don't want to spend too much of your income on your mortgage. Here's what Dave Ramsey thinks you can probably afford.
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• This Is the Best Way to Make Sure You Stick to Your 2022 Financial Resolutions
  Feb 13, 2022
  Setting resolutions does no good if you don't keep them. Here's how to make sure you can stick with yours all year long.
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• Thinking of Selling in 2022? Here's How to Prep Your House
  Feb 12, 2022
  Getting your home ready for sale involves decluttering and more. Here's how to make sure you're ready.
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• Why Filing Your Taxes ASAP Is a Smart Move
  Feb 12, 2022
  Don't wait to submit your tax returns. The sooner you act, the sooner you can start benefiting from your refund.
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• 4 Ways to End 2022 With a Better Credit Score Than You Started With
  Feb 12, 2022
  Improving your credit score by 2023 is within reach if you take these four key steps.
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• Home Buyers in 2022 Should Avoid These Major Mortgage Mistakes
  Feb 12, 2022
  Borrowing more than you can afford is just one of several mistakes you should aim to avoid in 2022. Here’s what to look out for.
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• Will 2022 Be the Year You Pay Off Your Debt?
  Feb 12, 2022
  Taking the right steps could potentially leave you debt free by 2023. Will this approach work for you?
  Read More
• Does Refinancing Your Personal Loan Make Sense in 2022?
  Feb 12, 2022
  Personal loans can be refinanced, but it only makes sense in specific circumstances. Find out if refinancing is the right move for you.
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• How a Personal Loan Could Help You Save Money While Paying Off Debt
  Feb 12, 2022
  If you're trying to repay your debt, a personal loan might actually lower your costs. Find out when and how this approach could work.
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• 3 Money Mistakes I Made With My First Child That I Won't Repeat
  Feb 12, 2022
  Children are expensive, and money mistakes don't help. Here are some errors I made with my first child that I learned from and won't repeat.
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• 4 Signs a Personal Loan Is a Better Option Than a Credit Card
  Feb 11, 2022
  A predictable payoff schedule is just one benefit of using a loan over a credit card for big purchases. Find out more signs that a …
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• How to Have an Unforgettable Valentine's Day Without Breaking the Bank
  Feb 11, 2022
  Having an amazing holiday doesn't mean you have to spend a fortune. Here's how to make the day special without busting your budget.
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• Current Mortgage Rates -- February 11, 2022: Rates Continue Their Upward Climb
  Feb 11, 2022
  Would-be home buyers can find out today's average mortgage rates here. Read on to see what a home loan would cost you.
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• Will 2022 Be the Year You Start Investing?
  Feb 11, 2022
  This year could be the one you start putting your money to work for you, if you're financially ready and you take a few key …
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• Will 2022 Be the Year You Get on the Path to Homeownership?
  Feb 11, 2022
  There are a few key steps to take to becoming a homeowner. Find out if you're ready to take the big leap in 2022.
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• Stimulus Update: 3 Crucial Facts to Know About 2022 Stimulus Checks
  Feb 10, 2022
  Millions of Americans are hoping for more stimulus money this year. If you're one of them, there are three key facts to be aware of.
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• 6 Reasons a Personal Loan Is Ideal for Debt Consolidation
  Feb 10, 2022
  Personal loans have benefits other debt consolidation loan options lack. Find out why a personal loan is often the right choice for dealing with debt.
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• Are You at Risk of a Big Investing Mistake This Year?
  Feb 9, 2022
  Certain investing mistakes come with outsized costs. Find out if you're at risk of making one of these expensive errors.
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• Current Mortgage Rates -- February 9, 2022: Rates Tick Up
  Feb 9, 2022
  If you're thinking about buying a house, it's worth keeping tabs on mortgage rates to see what a loan might cost. Here are average mortgage …
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• Should Refinancing Your Mortgage Be on Your To-Do List in 2022?
  Feb 8, 2022
  Refinancing a home loan can sometimes save money, but that's not always the case. Follow these tips to see if refinancing should be on your …
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• Is It Worth Paying a Fee to Close a Brokerage Account?
  Feb 8, 2022
  Many brokerage firms charge hefty fees to close an account, but paying to end a bad relationship could be well worth your money. Here's why.
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• Is the DIME Method the Best Way to Calculate Your Life Insurance Needs?
  Feb 7, 2022
  The DIME method takes debt and other factors into account to help policyholders buy the right amount of life insurance. Find out if it's the …
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• Current Mortgage Rates -- February 7, 2022: Rates Rise
  Feb 7, 2022
  If you're planning to buy a home soon, check out today's average mortgage rates for Feb. 7, 2022.
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• Do You Really Need Both Collision and Comprehensive Insurance?
  Feb 6, 2022
  Collision and comprehensive auto insurance both pay to repair or replace your car -- so is it really necessary to get both, or would drivers …
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• Should You Try a 52-Week Saving Challenge in 2022?
  Feb 6, 2022
  Could this challenge leave you richer by the end of the year? Find out if it would work for you.
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• 3 Reasons You Could Regret Waiting to Buy Life Insurance
  Feb 6, 2022
  Putting off buying life insurance coverage could make it difficult to get covered at all. Learn about this issue and other reasons consumers may regret …
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• Here's When Suze Orman Says You Need Life Insurance
  Feb 5, 2022
  Buying life insurance is a big decision. Personal finance guru Suze Orman has some advice on when consumers should make it happen.
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• Thinking of Investing in Crypto This Year? Take These 4 Steps First
  Feb 5, 2022
  Investing in cryptocurrency means putting money into higher-risk assets. You'll want to check some other tasks off your to-do list before moving forward.
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• Should You Pay Extra on Your Mortgage in 2022?
  Feb 5, 2022
  Paying extra on your home loan can help you become debt-free faster, but you may not want to do it in all circumstances. Find out …
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• How You Can Leave Bank Fees Behind Forever in 2022
  Feb 5, 2022
  Bank fees are a waste of money. Follow these tips to make them a thing of the past.
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• Coinbase Users Can Get Their Tax Refunds in Crypto Through TurboTax
  Feb 4, 2022
  Want to invest your tax refund in cryptocurrency? With Coinbase and TurboTax, you can get your refund directly deposited into your crypto account.
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• Suze Orman Says You Should Rent Instead of Buy in These 4 Situations
  Feb 4, 2022
  Renting can pay off in certain circumstances. Find out when personal finance guru Suze Orman believes you're better off forgoing homeownership.
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• Stimulus Checks 2022: Will a Fourth Check Be Coming?
  Feb 4, 2022
  A fourth stimulus check is unlikely in 2022. Here's what you need to know about government efforts to provide additional COVID-19 financial relief.
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• 4 Investing Resolutions to Stick to in 2022
  Feb 4, 2022
  Limiting investment fees is just one of the resolutions to make in 2022. Read on to find out other ways to optimize your brokerage account …
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• Stimulus Checks 2022: Will the American Rescue Plan Affect Stimulus Money?
  Feb 2, 2022
  The American Rescue Plan Act was passed in 2021. Will it affect stimulus payments for struggling families in 2022?
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• Today's Mortgage Rates -- February 2, 2022: Rates Up for Most Loans
  Feb 2, 2022
  Mortgage rates change over time. Check out today's average rates for Feb. 2, 2022 to understand how much a typical buyer would pay for a …
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• Thinking About Changing Jobs in 2022? Take These 5 Financial Steps Now
  Feb 1, 2022
  Changing jobs can impact many aspects of your finances, including retirement savings. Be sure you're ready for a career change by making these five moves.
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• Should You Boost Your Emergency Fund in 2022?
  Feb 1, 2022
  A bigger emergency fund makes sense if your financial situation is more precarious or other things have changed in your life. Learn more here.
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• Today's Mortgage Rates -- January 31, 2022: Rates Up for Most Loans
  Jan 31, 2022
  Did mortgage rates move up or down on the last day of January? Find out here.
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• I'm Having a Second Child in 2022. Here's How I'm Preparing Financially
  Jan 31, 2022
  A baby changes your finances in important ways. Here are some steps I'm taking to get ready for my next child.
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• Homeowners Should Make This Insurance Move ASAP in 2022
  Jan 29, 2022
  It's important for homeowners to check insurance coverage each year. That's especially true in 2022.
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• Why You Shouldn't Care Which Cryptocurrencies Are the Most Popular
  Jan 29, 2022
  Cryptocurrencies can be a good investment, but you shouldn't choose which coins to invest in based on popularity. Here's why.
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• Should You Rethink Your Budget in 2022?
  Jan 29, 2022
  Is your budget no longer working for you? Here are some signs that it's time to do a refresh.
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• These Are the Biggest Upsides of Buying a Home With a Strong HOA
  Jan 28, 2022
  HOAs restrict what you can do with your home and HOA fees add to monthly costs. But there are benefits of buying a house with …
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• Current Mortgage Rates -- January 28, 2022: Rates Down for Most Loans
  Jan 28, 2022
  Did mortgage rates go up or down on Jan. 28, 2022? Check out today's average mortgage rates to find out.
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• 4 Biggest Mistakes When Buying Life Insurance
  Jan 28, 2022
  Getting the wrong type of policy is one of several big mistakes consumers make when buying life insurance. Learn more about common errors here.
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• 3 Reasons Pre-Approval Can Pay Off When Shopping for a Home
  Jan 27, 2022
  Mortgage pre-approval can help you out during the home-buying process. Here are three benefits of getting approved.
  Read More
• Will Suze Orman's Roll-Down Debt Repayment Method Work for You?
  Jan 26, 2022
  The debt roll-down method is a different approach to repaying your debt. Could it be the ticket to becoming debt free?
  Read More
• Current Mortgage Rates -- January 26, 2022: Rates Down for Most Loans
  Jan 26, 2022
  What rate can you expect to pay if you borrow to buy a home today? Check out today's average mortgage rates for Jan. 26, 2022 …
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• Thinking of Buying a House in 2022? Check These Tasks Off Your To-Do List
  Jan 26, 2022
  Before you commit to a mortgage, you need to be financially prepared. Completing these tasks will help ensure you're ready.
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• Dave Ramsey Recommends Taking These 7 Steps Before Buying a Home
  Jan 25, 2022
  Are you ready to buy a home? Dave Ramsey says you need to do these seven steps first.
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• Current Mortgage Rates -- January 24, 2022: Rates Up Across the Board
  Jan 24, 2022
  How did mortgage rates change recently? Find out average mortgage rates for Jan. 24, 2022.
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• Millions of Americans Can Claim More Stimulus Money Starting Today
  Jan 24, 2022
  If you're owed stimulus money from 2021, you can claim it starting today by submitting a tax return to the IRS. Learn more here.
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• Suze Orman and Dave Ramsey Have Both Given This Bad Mortgage Advice
  Jan 24, 2022
  Both Dave Ramsey and Suze Orman suggest taking out a mortgage that comes with a huge opportunity cost. Here's what you should know.
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• I Switched Insurance Companies Last Year. Here's What I Learned
  Jan 24, 2022
  Changing insurance companies was a hassle but worth the effort. Here's what I learned during the process.
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• This Is Barbara Corcoran's Best Advice on Buying a Home
  Jan 23, 2022
  Shark Tank star and finance expert Barbara Corcoran recommends focusing on location when buying a home. Here's why.
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• Is the Interest Rate the Only Thing That Matters When Applying for a Personal Loan?
  Jan 23, 2022
  When applying for a personal loan, remember to look beyond the interest rate to determine total costs. Here's why.
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• This Is the Kind of Mortgage Warren Buffett Recommends
  Jan 23, 2022
  Warren Buffett recommends taking out a 30-year mortgage. Here's why.
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• Why Planning for No-Spend Days in 2022 Could Change Your Finances
  Jan 23, 2022
  No-spend days can help you save money during the day -- and beyond. Here's what you need to know.
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• Stimulus Check Update: President Biden Feels Strongly About Providing This Stimulus Money in 2022
  Jan 20, 2022
  President Joe Biden spoke about his plans to provide more stimulus money in a press conference on Jan. 19, 2022. Here's what he had to …
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• Today's Mortgage Rates -- January 19, 2022: Rates Up for Most Loans
  Jan 19, 2022
  Is it a good time to get a home loan? Check out today's average mortgage rates for Jan. 19, 2022.
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• Stimulus Check Update: Petition for Fourth Stimulus Check Now Tops 3 Million Signatures
  Jan 18, 2022
  Americans are still in need of more stimulus money -- and a Change.org petition requesting a fourth stimulus check shows how strong the demand is.
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• Today's Mortgage Rates -- January 17, 2022: Rates Up for All Fixed-Rate Loans
  Jan 17, 2022
  Are mortgage rates trending up or down? Find out the answer and check out today's average mortgage rates.
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• Current Mortgage Rates -- January 14, 2022: Rates Up for Most Loans
  Jan 14, 2022
  If you're thinking about buying a home, check out today's average mortgage rates for Jan. 14, 2022 to estimate loan costs.
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• Stimulus Update: Millions of Americans Can Claim More Stimulus Money Starting January 24, 2022
  Jan 13, 2022
  The IRS will begin accepting tax returns on Jan. 24, 2022. If you're still owed stimulus money from 2021, you'll want to submit one to …
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• Current Mortgage Rates -- January 12, 2022: Rates Up for Fixed-Rate Loans
  Jan 12, 2022
  How did mortgage rates change on Jan. 12, 2022? Find out here.
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• Stimulus Update: $5,000 in Stimulus Money Can Soon Be Claimed by These Americans
  Jan 11, 2022
  Some Americans will soon be able to claim $5,000 in stimulus money. Find out if you're one of them.
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• Want to Be Rich? Here Are the Money Rules You Must Follow
  Jan 11, 2022
  Many wealthy people follow particular money rules. Adopt them for yourself if you want to be rich.
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• Current Mortgage Rates -- January 10, 2022: Rates Up Across the Board
  Jan 10, 2022
  Buying a home soon? Here are today's average mortgage rates so you can find out what a fixed or adjustable-rate loan might cost.
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• Here's Why Barbara Corcoran Doesn't Think You Should Wait to Buy a Home Until Housing Prices Fall
  Jan 9, 2022
  Home prices are high right now, but Shark Tank star Barbara Corcoran doesn't believe this should deter you from purchasing a property. Here's why.
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• Warren Buffett's Mortgage Advice Beats Dave Ramsey's Any Day of the Week. Here's Why.
  Jan 9, 2022
  Billionaire Warren Buffett and personal finance guru Dave Ramsey have very different philosophies on mortgage debt. Here's why Buffett's view is better.
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• Are Stimulus Checks Off the Table in 2022?
  Jan 9, 2022
  New variants could lead to more stimulus funds, but how likely is it that another check will come? Find out here.
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• Stimulus Update: There's Bipartisan Support for a $68 Billion Stimulus Bill
  Jan 6, 2022
  Lawmakers from both sides of the aisle are discussing more stimulus money -- but who would be eligible for it?
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• Today's Mortgage Rates -- January 5, 2022: Rates Creep Higher
  Jan 5, 2022
  If you're buying a home soon, check out today's average mortgage rates for Jan. 5, 2022 to get an idea of what you'll pay for …
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• Stimulus Update: You May Be Able to Claim More Stimulus Money Starting at the End of This Month
  Jan 4, 2022
  It's possible you could take action to get additional stimulus funds beginning at the end of January 2022. Here's how.
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• Current Mortgage Rates -- January 3, 2022: Rates Down for Most Loans
  Jan 3, 2022
  How are mortgage rates trending at the start of January? Check out fixed and adjustable rates here.
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• Today's Mortgage Rates -- December 31, 2021: Rates Up for Fixed-Rate Loans
  Dec 31, 2021
  How did mortgage rates trend on the last day of 2021? Find out what you need to know.
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• Stimulus Update: How Much Stimulus Money Will You Get in 2022?
  Dec 29, 2021
  Will you be eligible for another coronavirus relief payment in 2022? Here's what you need to know.
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• Today's Mortgage Rates -- December 29, 2021: Rates Up for Most Loans
  Dec 29, 2021
  Buying a home soon? Check out today's average mortgage rates for Dec. 29, 2021.
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• Today's Mortgage Rates -- December 27, 2021: Rates Up for the 30-Year Loan
  Dec 27, 2021
  If you're hoping to buy a house soon, check out today's average mortgage rates for Dec. 27, 2021.
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• This New Car Insurance Program Is Saving Drivers 22% on Average -- and Making Roads Safer
  Dec 25, 2021
  Telematics technology reduces insurance premiums and makes drivers safer -- but are motorists interested?
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• Why I'm Buying More Life Insurance in 2022
  Dec 25, 2021
  Life changes may call for the purchase of additional life insurance coverage. Here's why I'm buying more next year.
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• 5 Signs a Robo-Advisor Is the Best Way for You to Invest
  Dec 25, 2021
  Robo-advisors are an alternative to discount brokerage firms. Are they the right way for you to invest?
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• Why Dave Ramsey Recommends Against Buying Life Insurance for Kids
  Dec 24, 2021
  Dave Ramsey believes there's no financial reason to buy life insurance for kids. Here's why he thinks insurance for children is marketing hype.
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• Stimulus Update: This IRS Tip Helps Ensure You Got All Your Stimulus Money
  Dec 23, 2021
  Many Americans were entitled to multiple stimulus payments in 2021. The IRS recently provided some important advice on making sure you got all you were …
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• This Is Elon Musk's Single Best Piece of Crypto Advice
  Dec 23, 2021
  Elon Musk is a well-known crypto advocate who owns Bitcoin, Ethereum, and Dogecoin. But this is his best piece of crypto advice.
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• 3 Pros and 3 Cons of Guaranteed Issue Life Insurance
  Dec 22, 2021
  Guaranteed issue life insurance is available to virtually everyone. Read on to find out about its good points and its downsides.
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• This Is the Bare Minimum Suze Orman Thinks You Should Put Down on a Home
  Dec 22, 2021
  While a 20% home down payment is ideal, many people pay less. But, if you're listening to Suze Orman's advice, you won't go below a …
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• Current Mortgage Rates -- December 22, 2021: Rates Up for Most Loans
  Dec 22, 2021
  If you're considering buying a home, check out today's average mortgage rates for Dec. 22, 2021.
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• Don't Assume a Chronic Condition Always Means Life Insurance Is Out of Reach
  Dec 22, 2021
  While it can be harder to buy life insurance with a medical condition, it's still possible. Here's what consumers need to know.
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• Don't Make This Huge Home-Buying Mistake
  Dec 21, 2021
  Many homeowners are eager to get an offer approved, even if it means setting themselves up for financial disaster later.
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• 3 Reasons Rich People Buy Life Insurance
  Dec 21, 2021
  Life insurance replaces income or services a deceased person provides, but what if the person already has plenty of assets? Would buying coverage still be …
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• Don't Buy a Home Unless You Can Easily Cover These 2 Expenses
  Dec 21, 2021
  Buying a home comes with some important up-front costs. Be sure you're ready for these two big expenses.
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• Current Mortgage Rates -- Dec 20, 2021: Rates Down for the 30-Year Loan
  Dec 20, 2021
  Mortgage rates affect the costs of homeownership. Check out today's average mortgage rates for Dec. 20, 2021.
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• Dave Ramsey Recommends Following These 5 Habits of Millionaires
  Dec 20, 2021
  Staying away from debt and reading often are just two millionaire habits Dave Ramsey suggests people adopt. Learn more here.
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• Today's Mortgage Rates -- December 17, 2021: Rates Fall for Most Loans
  Dec 17, 2021
  Did mortgage rates move up or down on Dec. 17, 2021? Check out today's average rates to find out.
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• Stimulus Update: $575 Million in Payments on the Way by January. Will You Get One?
  Dec 16, 2021
  Around 803,000 people will be getting a stimulus payment delivered between Dec. 10, 2021 and Dec. 31, 2021. Find out who is eligible.
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• Today's Mortgage Rates -- December 15, 2021: Rates Up for Most Loans
  Dec 15, 2021
  If you're looking to become a homeowner, check out today's average mortgage rates for Dec. 15, 2021.
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• Stimulus Update: The Last 2021 Stimulus Check Is on the Way Tomorrow
  Dec 14, 2021
  Most American parents will get their last coronavirus stimulus check of 2021 tomorrow. Here's what you should know.
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• 3 Surprising Costs You Could Incur After Buying a Condo
  Dec 13, 2021
  A condo can be a good investment, but high association fees or special assessments could come as a surprise. Here's what you should know.
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• Today's Mortgage Rates -- December 13, 2021: Rates Down for Most Loans
  Dec 13, 2021
  If you're buying a home, you should check out today's average mortgage rates for Dec.13, 2021.
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• How a Credit Card Could Help Fund Your Retirement
  Dec 13, 2021
  Is it really possible for a credit card to make saving for your future easier? Absolutely, if you follow this advice.
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• 4 Car Buying Mistakes That Could Make Your Insurance More Expensive
  Dec 13, 2021
  Don't want to pay more for car insurance? Make sure to avoid some common mistakes, such as not prioritizing safety features.
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• Should You Follow Dave Ramsey's Most Controversial Advice?
  Dec 13, 2021
  Dave Ramsey has advised not worrying about your credit score. But this controversial advice can set you up for a lot of challenges.
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• The Pros and Cons of Automating Your Credit Card Payments
  Dec 12, 2021
  Credit card companies allow you to set up automatic payments, but consider the pros and cons before doing so.
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• This Is How I Picked the Perfect Credit Card
  Dec 12, 2021
  Evaluating my spending habits was just one of the steps I took to pick the perfect card. Here's what else I did.
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• 3 Signs It's Not the Right Time to Refinance
  Dec 12, 2021
  Refinancing your home can save you money under the right circumstances. If these three red flags apply, it's not the best move for you.
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• 4 Ways to Pay Off Your Credit Cards Faster
  Dec 12, 2021
  Want to pay off your credit cards ASAP? Refinancing or a balance transfer are just two possible ways that could work for you.
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• Having a Child? Now Is the Time to Get Life Insurance
  Dec 12, 2021
  The birth of a child means taking on new financial commitments. Learn why buying life insurance should be one of them.
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• This Is the Biggest Reason a Home Equity Loan May Not Be the Best Way to Consolidate Debt
  Dec 11, 2021
  A home equity loan can lower the cost of your debt, but it may not be the best loan option. Learn why.
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• Why Do Mortgage Lenders Want an Appraisal Before You Buy or Refinance?
  Dec 11, 2021
  Mortgage lenders want to make sure your home is valued highly enough to act as collateral. Here's why an appraisal is key to doing that.
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• Should You Open a New Savings Account in the New Year?
  Dec 11, 2021
  Opening a new savings account could help you earn more interest or accomplish your financial goals. But is it the right time for you to …
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• Can You Have Too Much Life Insurance?
  Dec 11, 2021
  Having sufficient life insurance is important but there's no reason to pay for unnecessary coverage. Here's how consumers can decide if they're buying too much …
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• Why I Don't Care About the Interest Rate on My Credit Cards
  Dec 10, 2021
  When I look for a credit card, I don't pay any attention to the APR. Here's why this number doesn't matter to me.
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• Stimulus Check Update: Here's Who Qualifies for a $1,400 Check in 2022
  Dec 9, 2021
  Some Americans could claim a $1,400 stimulus check next year. Here's how to know if you're one of them.
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• Ramit Sethi's 3 Favorite Credit Card Hacks
  Dec 9, 2021
  Can you make the most of your credit cards? Ramit Sethi has some tips to help.
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• Does Whole Life Insurance Ever Make Sense?
  Dec 9, 2021
  Whole life insurance is more expensive and generally has a bad reputation. But are there ever times when consumers should buy it?
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• Report Says Warren Buffett Has Millions in This Type of Account. Should You Open One, Too?
  Dec 9, 2021
  Billionaire investor Warren Buffett has invested heavily in a Roth IRA. This type of account isn't just for the super-rich.
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• 3 Reasons to Buy Term Life Insurance ASAP
  Dec 9, 2021
  Buying term life insurance right away could be a smart financial decision. Here are three reasons why that's often the case.
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• 3 Pros and 2 Cons of Buying a New Construction Home
  Dec 9, 2021
  Buying a new construction home lets you customize your property, but there are downsides. Read about pros and cons here.
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• Why Group Life Insurance at Work Often Isn't Enough
  Dec 8, 2021
  Is it worth buying additional life insurance for those who get coverage as a workplace benefit? In most cases, the answer is yes.
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• Current Mortgage Rates -- December 8, 2021: Rates Up for Fixed-Rate Loans
  Dec 8, 2021
  How much would a fixed or adjustable-rate mortgage cost the typical buyer today? Check out average mortgage rates for Dec. 8, 2021 to find out.
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• Why You Should Open an IRA Even if You Have a 401(k)
  Dec 8, 2021
  An IRA has some advantages a 401(k) doesn't offer. Learn about them here.
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• 3 Numbers to Know Before Applying for a Mortgage
  Dec 8, 2021
  It's crucial to ensure you're ready before applying for a home loan. Knowing these three numbers will help you do that.
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• Why Do Life Insurers Require a Medical Exam?
  Dec 7, 2021
  Almost all life insurers require a medical exam to determine risk. Learn more about why this is so essential.
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• 3 Things to Know About Jumbo Loans
  Jun 16, 2021
  If you are trying to qualify for a jumbo loan, you may need a larger down payment, and your loan may look different than a …
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• The 3 Most Important Questions to Ask Before Getting a Mortgage
  Jun 16, 2021
  You can't afford unpleasant surprises when it comes to your home loan. Keep reading to make sure you know the three most important questions to …
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• Stimulus Check Update: Homeowners Could Be Entitled to More Money
  Jun 15, 2021
  The American Rescue Plan provided money to help struggling homeowners, along with the $1,400 stimulus checks. Learn what you need to do to be eligible …
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• 4 Reasons a Seller May Reject Your Offer
  Jun 15, 2021
  There are a number of reasons a seller may reject your offer to buy a home. Keep reading to make sure you don't get in …
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• Today's Mortgage Refinance Rates -- June 15, 2021: Rates Down for 15-Year Loans
  Jun 15, 2021
  If you're considering refinancing your home loan, check out average mortgage rates for 30-year, 20-year, and 15-year fixed-rate refinance loans.
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• Today's Mortgage Rates -- June 14, 2021: Rates Fall for Most Loans
  Jun 14, 2021
  Average mortgage rates can change over time. Here's what happened to average mortgage rates on June 14, 2021.
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• 4 Factors That Affect Your Personal Loan Interest Rate
  Jun 14, 2021
  How much will you pay for a personal loan? It depends on four different things.
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• What Happens if You Back Out of a Home Sale After Making an Earnest Money Deposit?
  Jun 14, 2021
  An earnest money deposit shows you are acting in good faith and intend to go through with an offer. Find out what happens if you …
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• The 3 Most Important Numbers Mortgage Lenders Look At
  Jun 13, 2021
  Mortgage lenders consider three big factors when deciding whether to give you a loan. Keep reading to learn what they are and why they matter.
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• Building a New Home? Why You Should Minimize Allowances in Your Construction Contract
  Jun 13, 2021
  A home-building allowance gives you a set amount of money for a specific component of your home, such as lighting. Keep reading to learn why …
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• 3 Ways to Make Your Budget More Livable
  Jun 13, 2021
  Living on a budget can be a big challenge, but you can make it easier with these three tips.
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• 3 Ways Biden Plans to Help Americans Buy Homes
  Jun 12, 2021
  June is National Homeownership Month. Here's how President Biden plans to help Americans purchase homes.
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• 4 Reasons You May Want to Sell Your Home After You Retire
  Jun 12, 2021
  If you're a retiree or close to retiring, you may want to think about downsizing or relocating. Keep reading to learn four reasons why selling …
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• Current Mortgage Refinance Rates -- June 11, 2021: Rates Fall
  Jun 11, 2021
  Did average mortgage refinance rates go up or down today? Find out here.
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• Why You Should Apply for a Travel Card This Year
  Jun 11, 2021
  With the pandemic hopefully coming to an end, now may be a great time to apply for a travel card.
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• Study Shows Stimulus Checks Reduced Financial Hardships for American Families
  Jun 10, 2021
  Stimulus checks led to a decline in material hardship among low-income households, with fewer families facing financial insecurity or food insufficiency.
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• 8 Factors That Affect Your Auto Insurance Premium
  Jun 10, 2021
  When you shop for car insurance, your age, driving record and vehicle can all affect the premiums you pay for car insurance.
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• Stimulus Update: 36 Million Families to Receive IRS Letters About Upcoming Deposits
  Jun 10, 2021
  The IRS is alerting millions of American families about upcoming stimulus money. Here's what to do if you get a letter.
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• Today's Mortgage Refinance Rates -- June 10, 2021: Rates Down for Most Loans
  Jun 10, 2021
  Average mortgage refinance rates are down for most loans on June 10, 2021. Here's what you should know about today's average rates.
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• I Have More Car Insurance Than My State Requires. Here's Why
  Jun 10, 2021
  I buy more coverage than the minimum required in order to better protect my assets. You may want to consider doing the same.
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• Current Mortgage Rates -- June 9, 2021: Rates Down for Most Loans
  Jun 9, 2021
  Thinking of borrowing for a home? Check out average mortgage rates on June 9, 2021.
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• These 4 Things Will Cause Your Auto Insurance to Go Up
  Jun 9, 2021
  Doing any of these four things will send your auto insurance rates soaring. Keep reading to learn what not to do as a driver.
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• Today's Mortgage Refinance Rates -- June 8, 2021: Rates Down for Most Loans
  Jun 8, 2021
  How are mortgage refinance rates trending? Read this if you're a homeowner thinking about refinancing.
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• Current Mortgage Rates -- June 7, 2021: 30-Year Loans Tick Down While Most Rates Rise
  Jun 7, 2021
  How are mortgage rates trending as we move beyond the first week of June? Find out here.
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• These 3 Things Determine How Much a Personal Loan Will Cost You
  Jun 7, 2021
  If you're applying for a personal loan, three factors will play a role in how much your loan will cost over time. Keep reading to …
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• Why Your Mortgage Lender's Customer Service May Not Matter as Much as You Think
  Jun 6, 2021
  Many mortgage lenders resell loans. As a result, customer service may not matter as much since you may not be dealing with your lender for …
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• There's Great News About Americans' Credit Card Debt
  Jun 5, 2021
  Credit card debt has declined by a substantial amount. Here's what you need to know.
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• Which of These 3 Options Is the Best Way to Tap Into Your Home Equity?
  Jun 5, 2021
  A cash-out refinance loan, a home equity loan, and a home equity line of credit all allow you to tap into your home's equity. But …
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• 4 Skills to Learn as Soon as You Buy Your Own Home
  Jun 5, 2021
  Knowing how to unclog a drain, fix a tripped circuit, turn off the water supply, and change HVAC filters are all essential skills. Here's why.
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• Today's Mortgage Rates -- June 4, 2021: Rates Up for Most Loans
  Jun 4, 2021
  Did mortgage rates move up or down on June 4, 2021? Find out here.
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• White House Press Secretary Makes Clear Stimulus Checks Are No Longer a Priority
  Jun 4, 2021
  The White House press secretary has indicated that Biden believes it's time to move on from stimulus checks.
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• Can Your Emergency Fund Ever Be Too Big?
  Jun 4, 2021
  A hefty emergency fund is a good thing, but there are times when you could end up with too much in your savings. Here's what …
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• 3 Trends Home Buyers Should Watch in June
  Jun 3, 2021
  Thinking of buying a home in June? Be sure to keep an eye on these key trends.
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• What to Know Before Buying a FSBO Home
  Jun 3, 2021
  Thinking about buying a "for sale by owner" (FSBO) home? Keep reading to make sure you're fully prepared for what's to come.
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• 2 Big Differences Between Personal Loans and Payday Loans
  Jun 3, 2021
  Payday loans and personal loans differ in terms of both the fees you'll owe and the payoff time. Here's what you need to know.
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• Current Mortgage Refinance Rates -- June 3, 2021: Rates Are Mixed
  Jun 3, 2021
  Mortgage refinance rates are mixed on June 3, 2021 with some trending up and others down. If you are considering refinancing a current home loan, …
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• Should You Buy a House Even if It Isn't Your Dream Home?
  Jun 3, 2021
  Many people have to settle for a property that isn't their dream home. Should you be one of them?
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• Today's Mortgage Rates -- June 2, 2021: Most Rates Are Up
  Jun 2, 2021
  On June 2, 2021, most mortgage rates are up, with the 20-year down slightly. Find out what it might cost you to borrow for a …
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• Stimulus Check Update: There's Some Bad News About a Fourth Stimulus Check
  Jun 1, 2021
  Joe Biden's recent budget proposal did not include a fourth stimulus check. That's bad news for Americans hoping for another payment.
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• Current Mortgage Refinance Rates -- June 1, 2021: Rates Are Mixed
  Jun 1, 2021
  How are mortgage refinance rates trending on the first day of June? Find out here.
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• Today's Mortgage Rates -- May 31, 2021: Most Rates Are Down
  May 31, 2021
  On May 31, 2021, mortgage rates are mostly down. Homeowners should review today's average rates before applying for a loan.
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• Democrats Argue for Ongoing Stimulus Checks in Infrastructure Plan
  May 28, 2021
  Some Democrats believe recurring stimulus checks are necessary. Here's what you need to know about the likelihood of getting ongoing direct payments.
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• Current Mortgage Refinance Rates -- May 28, 2021: Rates Are Mixed
  May 28, 2021
  Mortgage refinance rates are mixed on May 28, 2021, with some up and others down. Here's what you should know about how rates are trending …
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• You Need an Emergency Fund Before You Start Investing. Here's Why
  May 27, 2021
  While you may be eager to get your money into the stock market, you need an emergency fund first. Here's why.
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• Stimulus Check Update: The IRS Just Sent Out More Than 1.8 Million Additional Checks
  May 27, 2021
  More stimulus money continues to be delivered to eligible Americans. Here's what you need to know about the recent batch of 1.8 million checks.
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• Today's Mortgage Refinance Rates -- May 27, 2021: Rates Are Mixed
  May 27, 2021
  
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• The 4 Worst Reasons to Renovate Your Home
  May 27, 2021
  Home renovations can make sense for a lot of reasons. Keep reading to make sure you aren't renovating your home for any of these four.
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• 1 Overlooked (but Important) Reason Not to Pay Off Your Mortgage Early
  May 27, 2021
  When you repay your mortgage ahead of schedule, you tie up a lot of money in an asset that you can't easily access. This could …
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• Stimulus Check Update: 3 Reasons a Fourth Check Is Still a Possibility
  May 26, 2021
  A fourth stimulus check is still on the table, and support for it is growing. Here are three reasons why it may be a possibility.
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• 3 Lessons I'm Teaching My Toddler for Better Money Management
  May 26, 2021
  Lessons that my son is learning as a toddler will hopefully help him manage money later in life. Keep reading to learn more.
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• Today's Mortgage Rates -- May 26, 2021: Rates Are Mixed
  May 26, 2021
  How did mortgage rates change on May 26? Check out how mortgage rates are trending today.
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• 3 Home-Buying Techniques That Could Backfire
  May 26, 2021
  Making a low offer or playing hardball after an inspection are just a couple of the home-buying techniques that could end up making it harder …
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• How to Get Out of Debt and Stay Out for Good
  May 25, 2021
  By making a debt payoff plan, building an emergency fund, and living on a budget, you might be able to get out of debt and …
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• Today's Mortgage Refinance Rates -- May 25, 2021: Rates Down Again
  May 25, 2021
  Mortgage refinance rates are down a bit on May 25, 2021. Check out average mortgage refinance rates today to see more about how they are …
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• These Are My 3 Best Financial Habits
  May 25, 2021
  Checking my credit score, paying my credit cards in full every month, and living on a budget are three habits that have led to financial …
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• This 1 Simple Trick Helps Me Keep My Credit Utilization Below 10%
  May 24, 2021
  Maintaining a low credit utilization ratio is key to earning a good credit score. Keep reading to learn how a credit limit increase could help …
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• Today's Mortgage Rates -- May 24, 2021: Rates Are Mixed
  May 24, 2021
  Home buyers should take note of how mortgage rates are trending as average interest rates could affect the cost of their loan. Here's what you …
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• Thinking About a No-Closing-Cost Mortgage? Do This First
  May 24, 2021
  There's usually a catch when it comes to no-closing-cost loans. Keep reading to make sure you're not taken by surprise.
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• 2 Features I Insist on When Picking an Online Broker
  May 24, 2021
  I won't do business with an online broker that charges a commission or doesn't allow me to trade in fractional shares. Here's why.
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• Selling a House? Why You May Not Want to Accept a Contingent Offer
  May 24, 2021
  Contingencies can offer some protection to buyers. However, an offer with too many contingencies is more likely to fall through. Don't let that happen to …
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• 2 Ways to Reduce the Interest on Credit Card Debt
  May 23, 2021
  Stuck in credit card debt? A balance transfer credit card or a personal loan could be the answer. Keep reading to see which option might …
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• 3 Reasons to Get Pre-Approved for a Mortgage Before You Start Shopping for a Home
  May 23, 2021
  Getting pre-approved for a mortgage can make the home-buying process less stressful. Keep reading to learn more.
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• Why I'm On My Third Forever Home
  May 23, 2021
  Many people want to buy a forever home, but life doesn't always work out as planned. Keep reading to learn why I'm on my third …
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• 3 Signs You Have Too Many Credit Cards
  May 23, 2021
  If you're missing payments or can't meet the demands of a rewards program, then you may have too many cards. Keep reading to learn more.
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• 5 Ways to Lower Your Mortgage Closing Costs
  May 22, 2021
  When you get a mortgage, closing costs can add up to thousands of dollars. But you may have options to reduce the costs of buying …
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• This Is the Biggest Reason Payday Loans Are so Dangerous
  May 22, 2021
  Payday loans have many downsides, including high fees. But there's one big reason why they can be really dangerous. Keep reading to learn more about …
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• Starting July 15, Most Parents Will Have an Extra $250 a Month. Here's What to Do With Yours
  May 22, 2021
  Millions of households will get more money from the federal government starting in July. Here's what to do with your Child Tax Credit.
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• 2 Big Problems That Could Derail Your Home Purchase After an Accepted Offer
  May 22, 2021
  A low appraisal and problems during the home inspection could potentially derail your home purchase after closing on your new home. Keep reading to learn …
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• 3 Reasons Never to Max Out Your Credit Cards
  May 21, 2021
  Spending up to your credit card's limit is called maxing it out. Here are three big reasons why you should avoid doing that.
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• 2 Reasons You Really Need an Emergency Fund Before Buying a Home
  May 21, 2021
  If you're considering buying a home, it's imperative that you have an emergency fund first. Find out two big reasons why this is essential.
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• Current Mortgage Rates -- May 21, 2021: Rates Down for Most Loans
  May 21, 2021
  Thinking of buying a home? Here's how average mortgage rates are trending for fixed and adjustable-rate mortgages on May 21, 2021.
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• Pros and Cons of Using a Home Equity Loan to Consolidate Debt
  May 21, 2021
  A home equity loan can be used to consolidate debt, but it isn't always the best option. Learn about the pros and cons, as well …
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• Sold Your Home? 4 Steps to Take Before Closing
  May 20, 2021
  When you've sold your home, remember to cancel your insurance and turn off utilities. Learn more about these and other steps you should take after …
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• 3 Alternatives to Vacation Loans
  May 20, 2021
  Borrowing for a vacation can leave you with financial regrets. Here are three alternatives to taking out a loan that are worth considering.
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• Current Mortgage Refinance Rates -- May 20, 2021: Rates Are Mixed
  May 20, 2021
  Mortgage refinance rates are mixed on May 20, 2021. Check out today's average rates for fixed-rate refinance loans.
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• The 4 Costs That Make Up Your Monthly Mortgage Payment
  May 20, 2021
  Your monthly mortgage payments can include principal, interest, taxes, and insurance. Here's what to know about these costs of homeownership.
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• 39 Million Households to Get More Coronavirus Stimulus Money Starting July 15
  May 19, 2021
  More COVID-19 relief is coming beginning in July, but fewer Americans qualify for it. Keep reading to see if you're eligible for this stimulus relief.
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• 3 Reasons to Put Your Tax Refund Into an Emergency Fund
  May 19, 2021
  Getting a tax refund? Here's why putting that money into an emergency fund could be a smart financial choice.
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• 2 Home-Buying Myths You Shouldn't Buy Into
  May 19, 2021
  If you believe that you need great credit or a huge down payment to buy a home, you may be surprised to find that isn't …
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• Current Mortgage Rates -- May 19, 2021: Rates Mixed
  May 19, 2021
  How are mortgage rates trending on May 19, 2021? Check out today's average rates here.
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• Thinking of Building a Brand-New Home? Do This First
  May 19, 2021
  Building a brand new home can come with a lot of surprise costs. To make sure you're prepared, you may want to save up around …
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• 4 Times a Credit Card Annual Fee Is Worth Paying
  May 19, 2021
  Credit card annual fees can be worth paying under the right circumstances. Here are a few situations where paying a fee could be a smart …
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• 4 Homeownership Expenses That Caught Me Off Guard
  May 18, 2021
  When I bought a home, there were some additional costs that came as a big surprise. Keep reading to help prepare you for unexpected homeownership …
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• Stimulus Check Update: Some Americans Will Get More Money Starting July 15
  May 18, 2021
  Americans who are eligible for the child tax credit will begin getting their first direct payments on July 15. Here's what you need to know.
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• Today's Mortgage Rates -- May 18, 2021: Rates Up Again
  May 18, 2021
  How are mortgage rates trending on May 18, 2021? You can check out today's average rates here.
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• Managing My Money Takes Just 20 Minutes a Month. Here's How
  May 18, 2021
  I don't spend much time managing my finances anymore because I automated most of my money tasks. Learn how I did it.
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• Today's Mortgage Refinance Rates -- May 18, 2021: Rates Up Again
  May 18, 2021
  On May 18, 2021, mortgage refinance rates are up a bit compared with yesterday. See today's average refinance rates for fixed-rate loans.
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• Buying a New Home? 4 Steps to Take Before Closing Day
  May 18, 2021
  If you're purchasing a new home, you need to make sure you're prepared before you move in. These four steps can help you be ready.
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• Is a Single-Family Home the Right Choice for You?
  May 18, 2021
  Single-family homes are an alternative to townhouses and condos. If you're house hunting, here's how to decide if you should move into one.
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• 3 Signs You're Ready to Move Up From Your Starter Home
  May 17, 2021
  If you have the money to make higher monthly payments and are outgrowing your space, you may be ready to move up from your starter …
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• Which Debts Count When Your DTI Is Determined for a Mortgage?
  May 17, 2021
  Your debt-to-income ratio can determine if you're approved for a home loan. All of the debts that you owe can count towards this calculation.
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• Current Mortgage Rates -- May 17, 2021: Rates Tick Up
  May 17, 2021
  Mortgage rates affect what you pay to borrow to buy a home. Check out how rates are trending on May 17, 2021.
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• Current Mortgage Refinance Rates -- May 17, 2021: Rates Up a Bit
  May 17, 2021
  Homeowners should follow trends in mortgage refinance rates to determine if and when refinancing makes sense. Check out average mortgage refinance rates for May 17, …
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• California Residents May Be Eligible for an Additional $600 Stimulus Check
  May 16, 2021
  The California governor is proposing another $600 stimulus payments for eligible families. Here's what you need to know.
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• 2 Downsides of Refinancing Your Mortgage
  May 16, 2021
  Refinancing your mortgage can be a smart move if it saves you money, but there are some downsides. Here are two and how you can …
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• Biden Warns You Could Lose Unemployment if You Turn Down Job Offers
  May 16, 2021
  President Biden is making it clear that jobless workers can't keep unemployment benefits if they turn down suitable work that is offered. Keep reading to …
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• How to Avoid Going Overboard on Home Upgrades
  May 16, 2021
  Building or remodeling a home? Make sure you don't go overboard and spend more than you can afford. Here's how to ensure you don't regret …
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• 4 Ways to Get the Lowest Monthly Mortgage Payment
  May 15, 2021
  Want to keep your mortgage costs low? Here are the steps to get you there, including saving up a big down payment.
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• Why You Shouldn't Feel Bad if You Have to Tap Your Emergency Fund
  May 15, 2021
  Dipping into your emergency fund can be stressful, but that's what the money is there for. Here's why you shouldn't feel guilty if you need …
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• Are You Buying and Selling a Home? Here's How to Make It Easier
  May 14, 2021
  Planning to both buy and sell a property at the same time is no easy task. Read on for some ways to make it easier.
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• Today's Mortgage Refinance Rates -- May 14, 2021: Mortgage Rates Tick Up
  May 14, 2021
  Mortgage refinance rates are up a bit today. Learn more about how this could affect the interest rate you'll pay if you get a new …
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• 5 Big Mortgage Refinancing Mistakes
  May 14, 2021
  Refinancing can reduce your mortgage costs. But mistakes, such as not shopping around or focusing too much on monthly payments, can cut into your savings.
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• 3 Things Your Mortgage Lender Will Want to Know
  May 14, 2021
  When you buy a house, mortgage lenders want to know about your credit history. Here's what they'll look for.
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• Stimulus Check Update: Watch for This IRS Letter in the Mail
  May 13, 2021
  You should receive an IRS payment letter, Notice 1444-C, detailing the amount of your third stimulus check. Here's what you need to know.
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• Current Mortgage Refinance Rates -- May 13, 2021: Mortgage Rates Tick Up
  May 13, 2021
  What happened with average mortgage refinance rates on May 13, 2021? Check out how rates are trending.
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• This Is the Single Best Financial Decision I Ever Made
  May 13, 2021
  Do you get to the end of the month and wonder why there's nothing left to put in your savings? This writer had the same …
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• 3 Ways I Make Sure I Never Miss a Credit Card Payment
  May 13, 2021
  Missing a credit card payment has serious financial consequences. Here's how I make sure it doesn't happen to me.
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• Today's Mortgage Rates -- May 12, 2021: Rates Are Mixed
  May 12, 2021
  How did average mortgage rates change on May 12, 2021? Find out here.
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• Experts Say Not to Close Credit Cards. Here's Why I Did Anyway
  May 12, 2021
  Closing a credit card is often a bad idea. I did it anyway. Here's why.
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• This One Phone Call Saves Me $95 Every Year
  May 11, 2021
  My credit card company charges an annual fee, but I call to ask them to waive it. This is usually a success and saves me …
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• Stimulus Check Update: More Than $2 Billion Worth of Stimulus Checks Remain Unclaimed
  May 11, 2021
  An estimated 1.25 million stimulus checks were either uncashed or returned to the government. Here's what you need to know.
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• Current Mortgage Refinance Rates -- May 11, 2021: Mortgage Rates Down Slightly
  May 11, 2021
  Mortgage refinance rates were down a bit on May 11, 2021.
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• 3 Ways I've Slashed My Grocery Bill -- and Made Shopping Easier
  May 11, 2021
  Bulk buying, batch cooking, and joining a CSA have helped me to reduce grocery costs. Here's why.
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• I Chose a Cash-Out Refinance Over a Home Equity Loan. Here's Why
  May 11, 2021
  A cash-out refinance loan presents several benefits over a home equity loan in certain situations. Find out why a cash-out refi was a better option …
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• How My Husband and I Solved Our Biggest Money Fight
  May 11, 2021
  My husband and I don't fight about money any more because we each get some fun money to spend without question. Here's how our budget …
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• Today's Mortgage Rates -- May 10, 2021: Rates Mixed
  May 10, 2021
  Buying a home? Here's what you need to know about how mortgage rates are trending on May 10, 2021.
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• Buying a Home? Here's What to Do if the Inspection Turns Up Problems
  May 10, 2021
  A home inspection is an important part of the home buying process. Here are your options for dealing with home inspection issues.
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• 5 Ways to Improve Your Chances of Selling Your Home
  May 10, 2021
  Selling your property? Here are five things to do now to maximize the chances of finding a buyer.
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• 4 Ways to Put a Permanent End to Overspending
  May 9, 2021
  Living on a budget and imposing a 24-hour rule are just two of the techniques to avoid overspending. Learn more here.
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• Why You Need an Appraisal if You're Refinancing Your Mortgage
  May 9, 2021
  Looking to refinance? Don't be surprised if you have to get an appraisal. It's often part of the process that will protect your lender.
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• Building a Home? This Could Be Your Biggest Budget Buster
  May 8, 2021
  Building a home is expensive. And if your allowances are too low, it's easy to go over budget. Learn more about construction allowances and how …
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• Current Mortgage Rates -- May 7, 2021: Rates Down for Most Loans
  May 7, 2021
  On May 7, 2021, mortgage rates were down for most loans. Check out today's average rates to find out more about how rates are trending.
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• Current Mortgage Refinance Rates -- May 6, 2021: Rates Down Across the Board
  May 6, 2021
  If you can reduce the interest on your home loan, refinancing may be a smart financial move. Find out current mortgage refinance rates here.
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• Why I'd Never Buy Mortgage Life Insurance -- and You Probably Shouldn't Either
  May 6, 2021
  Mortgage life insurance pays off your mortgage if you pass away, and it sometimes covers mortgage costs if you have a disability. Here's why I …
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• Current Mortgage Rates -- May 5, 2021: Rates Are Mixed
  May 5, 2021
  Anyone considering purchasing a home should monitor mortgage rate trends. Here's what happened with mortgage rates on May 5, 2021.
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• Stimulus Check Update: Some Good News (and Potential Bad News) About $1,400 Checks
  May 4, 2021
  Stimulus checks may have caused the largest increase in household income on record. Here's what you should know.
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• Current Mortgage Refinance Rates -- May 4, 2021: Rates Remain Largely Stable
  May 4, 2021
  Thinking of refinancing your home loan? Here's how mortgage refinance rates trended on May 4, 2021.
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• 5 Documents to Prepare Before Applying for a Mortgage
  May 4, 2021
  Applying for a mortgage? Make sure to get these five documents ready, including W-2s and pay stubs.
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• Current Mortgage Rates -- May 3, 2021: Rates Are Mixed
  May 3, 2021
  As May gets underway, how are mortgage rates trending? Find out here.
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• The 1 Big Reason I'd Never Buy a House Without a 20% Down Payment
  May 3, 2021
  Buying a home without a 20% down payment comes with some risks. Read on to learn why this may not be the best option for …
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• Coronavirus Stimulus Bills Delivered a Big Tax Cut to Most Americans
  May 1, 2021
  The American Rescue Plan Act will result in many Americans paying no taxes at all and others paying a very low rate in 2021. Here's …
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• Why You Need to Budget More for a Rental Car If You're Taking a Trip
  May 1, 2021
  A shortage of semiconductors coupled with the fact that many rental car companies sold off their fleets means that rental car prices are way up. …
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• 3 Mortgage Loans I'd Never Consider
  May 1, 2021
  One writer would say no to balloon mortgages, interest-only mortgages, and 40-year fixed-rate loans. Find out why and what alternatives you could consider.
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• Thinking of Taking On a Big Mortgage Loan? Do This First
  May 1, 2021
  Are you planning to take out a mortgage with a high monthly payment? Don't do it until you take this step.
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• Stimulus Check Update: Could Biden's Latest Plan Provide More Financial Help Than a Fourth Stimulus Check?
  Apr 30, 2021
  In his first joint address to Congress, President Biden made no mention of a fourth stimulus check. But the plans he's outlined could be more …
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• Today's Mortgage Refinance Rates -- April 30, 2021: Rates Tick Up
  Apr 30, 2021
  How are average mortgage refinance rates trending on the last day of April? Find out here.
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• 4 Ways to Save Time When Shopping for a Mortgage
  Apr 30, 2021
  Want to make shopping for a mortgage easier? Try these four ways to save time when searching for a home loan.
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• Biden Wants to Cut the Average Family's Childcare Costs by $14,800
  Apr 29, 2021
  Child care is expensive. President Joe Biden has a plan to cut your costs by capping payments at a percentage of your income. Keep reading …
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• Will Biden's New American Families Plan Lead to Paid Time Off?
  Apr 29, 2021
  President Biden wants to guarantee workers sick time and family leave. Keep reading to learn more and to see if paid leave could be on …
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• Current Mortgage Refinance Rates -- April 29, 2021: Rates Tick Up
  Apr 29, 2021
  What are average mortgage refinance rates on April 29, 2021? Find out here.
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• Don't Buy Into These Common Mortgage Myths
  Apr 29, 2021
  Many people think you need perfect credit or a large down payment to get a mortgage. But that's not the whole story. Here are three …
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• Current Mortgage Rates -- April 28, 2021: Rates Rise for Most Fixed-Rate Loans
  Apr 28, 2021
  On April 28, 2021, average mortgage rates are mostly up for fixed-rate loans. Find out if now is a good time to apply for a …
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• Stimulus Update: Democrats Aim to Make $300 Monthly Payments Permanent for Parents
  Apr 27, 2021
  The most recent coronavirus stimulus bill provides an expanded child tax credit that will result in temporary monthly relief for many parents. Some democrats want …
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• Current Mortgage Refinance Rates -- April 27, 2021: Rates Trend Down
  Apr 27, 2021
  Average mortgage refinance rates are down on April 27, 2021. Learn more about how much a loan at today's rates could cost you.
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• How Much Money Could a 15-Year Mortgage Save You on an Average Home?
  Apr 27, 2021
  A 15-year mortgage for a median-price home could save you more than $90,000. Keep reading to see why that may not be your best option.
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• Today's Mortgage Rates -- April 26, 2021: Rates Trend Lower on Fixed-Rate Options
  Apr 26, 2021
  On April 26, 2021, the average interest rates on mortgage loans are down for fixed-rate loans. Read on to see today's average rates.
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• Current Mortgage Rates -- April 23, 2021: Rates Fall Slightly
  Apr 23, 2021
  On April 23, 2021, mortgage rates are down a bit. See what the average home buyer would pay for a mortgage loan today.
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• 5 Savings Accounts Everyone Should Have
  Apr 23, 2021
  It's a good idea to have different savings accounts for different purposes. Here are five types you should have, including an emergency fund and a …
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• 3 Common Personal Loans I'd Never Take Out
  Apr 22, 2021
  Many people get personal loans for a vacation, wedding, or home improvement. Here's why I would say no to all of these.
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• Dating With Debt? When and How to Tell a Partner What You Owe
  Apr 22, 2021
  Debt can be a difficult subject to talk about, but it's best to raise it sooner rather than later if you see a future with …
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• Current Mortgage Refinance Rates -- April 22, 2021: Rates Tick Down
  Apr 22, 2021
  Mortgage refinance rates moved downward on April 22, 2021. Homeowners considering refinancing should check out today's average rates for more info.
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• 2 Features I Insist Upon in a Savings Account
  Apr 22, 2021
  When searching for an online savings account, focus on the APY and the method of moving money around. Here's what to look for.
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• Suze Orman: 'Don't You Dare' Do This With Your Stimulus Check
  Apr 22, 2021
  Suze Orman has some advice about what not to do with your stimulus check -- and it may surprise you.
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• Buying a Brand New Home? Maintenance May Cost More Than You Think
  Apr 22, 2021
  New construction homes can still have maintenance costs. Keep that in mind when you set your home-buying budget.
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• Could Your Housing Costs Fall if Lawmakers Successfully Restore This Tax Deduction?
  Apr 21, 2021
  A restored SALT deduction could potentially save you money on housing -- but only if you have an expensive property tax bill.
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• Current Mortgage Rates -- April 21, 2021: Rates Tick Down
  Apr 21, 2021
  Thinking about buying a home? Here's what happened to average mortgage interest rates on April 21, 2021.
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• Could a Credit-Builder Loan Be the Ticket to Improving Your Credit Score?
  Apr 20, 2021
  A credit-builder loan helps you both build credit and save money. Here's how they work.
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• Stimulus Check Update: Here's How $850 Billion in Direct Payments Have Helped Americans
  Apr 20, 2021
  Three stimulus checks have been delivered, providing around $850 billion to eligible Americans. Here's how this money has helped.
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• This Is the Biggest Reason I've Failed at Financial Goals
  Apr 20, 2021
  Setting the wrong timeline can make it difficult, even impossible, to succeed at financial goals. Here's why.
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• Current Mortgage Refinance Rates -- April 20, 2021: Mortgage Refinance Rates Down for Most Loans
  Apr 20, 2021
  On April 20, 2021, mortgage refinance rates were down for the 15-year and 30-year loan options. Check out how average refinance rates trended today.
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• 4 Ways to Get the Lowest Rates on a Personal Loan
  Apr 20, 2021
  Personal loan interest rates can vary widely. Here's how to find a loan at the most competitive rate.
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• Is Spring 2021 the Right Time to Buy a Home?
  Apr 19, 2021
  Should you buy a home right now? Here are some factors to consider.
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• Watch Out for These Red Flags When Applying for a Personal Loan
  Apr 19, 2021
  Some personal loan lenders are better than others. Watch out for these red flags when you apply for a loan.
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• Current Mortgage Rates -- April 19, 2021: Rates Tick Down
  Apr 19, 2021
  On April 19, 2021, mortgage rates fell for all loans. Take a look at today's average interest rates for mortgage loans.
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• 4 Good Uses For Your Stimulus Check
  Apr 18, 2021
  Most Americans received a $1,400 stimulus check. Here are four good uses for yours.
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• Answer This Question Before You Even Think About Buying a Home
  Apr 17, 2021
  Before you start thinking about buying a property, you need to consider how long you want to live there. If you'll be moving again soon, …
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• Thinking of Selling a House Without a Real Estate Agent? Ask These 3 Questions First
  Apr 17, 2021
  Selling your home without a real estate agent is doable, but it can be complicated. Ask yourself these questions to see if you're up to …
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• How I'm Reworking My Budget to Plan for a Post-Pandemic Life
  Apr 17, 2021
  With the COVID-19 pandemic hopefully coming to an end soon, I'll be making these big changes to my household budget.
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• The 2 Big Reasons We've Stopped Making Extra Mortgage Payments
  Apr 16, 2021
  We used to pay extra on our mortgage. We stopped, for two big reasons.
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• Ask Yourself These 3 Questions to Choose the Best Debt Payoff Plan
  Apr 16, 2021
  There are a few popular debt-payoff strategies. These questions can help you decide which is best for you.
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• Current Mortgage Refinance Rates -- April 16, 2021: Rates Mixed
  Apr 16, 2021
  On April 16, 2021, average mortgage refinance rates are mixed. Take a look at average rates today if you're thinking of refinancing.
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• How Much Money Could You Lose by Not Shopping Around for Mortgage Rates?
  Apr 16, 2021
  Loan rates and terms can vary by lender. Here's how much it could cost you if you don't shop around.
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• Making an Offer to Buy a House? Be Sure to Include These 2 Clauses
  Apr 16, 2021
  An offer to buy a home should include an inspection contingency and an appraisal contingency. Here's why.
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• Stimulus Check Update: Extra Plus-Up Payments Will Continue Arriving Weekly
  Apr 15, 2021
  If you're entitled to a plus-up payment, the IRS will continue sending these out weekly as it processes tax returns from 2020.
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• 3 Home Repairs You Shouldn't Try to DIY
  Apr 15, 2021
  There are home repair fixes you shouldn't try on your own -- including plumbing, electrical work, and foundation work.
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• Today's Mortgage Refinance Rates -- April 15, 2021: Rates Trend Down
  Apr 15, 2021
  Mortgage refinance rates are down on April 15, 2021. Find out more about what this change in rates could mean for your ability to refinance …
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• 3 Secrets to Making Smart Financial Decisions
  Apr 15, 2021
  Making the best choices about money can be a challenge. Here are three secrets to ensuring you're happy with your financial decisions.
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• Shopping for a Home? Be Ready to Make an Earnest Money Deposit
  Apr 15, 2021
  If you're thinking about buying a home, make sure you have between 1% and 3% of the home's value to put down as a deposit. …
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• 4 Reasons Not to Cosign a Personal Loan
  Apr 15, 2021
  Cosigning a personal loan can have financial consequences. Here are four big reasons why you may not want to do it.
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• 4 Questions to Ask Before Doing a Balance Transfer
  Apr 14, 2021
  Thinking of doing a balance transfer? Consider your goals, the fees, the amount you can transfer, and your ability to repay the loan before you …
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• Today's Mortgage Rates -- April 14, 2021: Rates Tick Down for Most Loans
  Apr 14, 2021
  Mortgage rates are down for most loans on April 14, 2021. Find out more here about average mortgage rates today.
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• This Simple Mistake Could Cost You Your Mortgage Approval
  Apr 14, 2021
  Don't put your home loan in jeopardy by taking on new debt before you close on your home loan.
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• Steps to Getting Mortgage Pre-Approval
  Apr 14, 2021
  Shopping for a home? Be sure to take these 3 steps to get mortgage pre-approval before you make an offer.
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• Stimulus Check Update: Here's What to Know if You're Claiming a Stimulus Check on Your Taxes
  Apr 13, 2021
  If you didn't receive one of the first two stimulus payments, you can claim it on your tax return. Here's what to know about that …
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• Why You Shouldn't Roll Closing Costs Into Your Mortgage
  Apr 13, 2021
  When you get a mortgage, you may have the choice to borrow to cover your closing costs. But here's why that may not be the …
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• Today's Mortgage Refinance Rates -- April 13, 2021: Rates Fall
  Apr 13, 2021
  Mortgage refinance rates ticked down on April 13, 2021. Read on to see what average rates are today.
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• Don't Forget These 3 Added Expenses if You're Upsizing Your Home
  Apr 13, 2021
  A larger mortgage payment is not the only extra expense of upsizing a home. You'll need to factor higher utility costs and other costs into …
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• Store Cards Are a Bad Deal. Here's Why I Opened One Anyway
  Apr 13, 2021
  Store credit cards tend to have higher interest rates than other cards, and their rewards programs are rarely as good. I found a good reason …
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• Today's Mortgage Rates -- April 12, 2021: Rates Mixed
  Apr 12, 2021
  On April 12, 2021, average mortgage rates are down for some loans and up for others. Take a look at average rates today to see …
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• 3 Questions to Ask Before Refinancing
  Apr 12, 2021
  Thinking about refinancing your home loan? Ask yourself three key questions first, including how much you'll save and how much closing costs will be.
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• How Refinancing to a 30-Year Mortgage Can Backfire
  Apr 12, 2021
  If you refinance to a thirty-year loan, you could end up increasing payment costs over time. Read on to see why this may not be …
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• A Fourth Stimulus Check Could Spring 7.3 Million Americans Out of Poverty
  Apr 11, 2021
  Millions more Americans would escape poverty if the Biden administration signed a fourth stimulus check into law.
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• Does It Ever Make Sense to Get a Subprime Mortgage Loan?
  Apr 11, 2021
  A subprime mortgage loan has a high rate of interest. Generally, you should explore other options before considering one. Read on to learn more.
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• Why the Idea of a 'Forever' Home Is Overrated
  Apr 11, 2021
  Many people dream of buying their forever home, but this doesn't always make a lot of sense -- financially or personally.
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• Struggling to Decide Which Debts to Pay First? You May Not Have To
  Apr 11, 2021
  Most debt payoff plans require you to decide what order you want to pay off your debts. This option means you don't have to.
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• Biden Facing Pressure to Include a Fourth Stimulus Check in Upcoming Infrastructure Bill
  Apr 10, 2021
  President Biden is working on a big stimulus bill. Will it include another COVID-19 relief check?
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• Could Your Stimulus Check Help You Refinance Your Home?
  Apr 10, 2021
  Your stimulus check could help you pay closing costs to make refinancing more affordable. Learn more here.
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• Investing Your Stimulus Check? Here's What to Look for in a Broker
  Apr 10, 2021
  Investing a stimulus check can be a smart financial move -- but you want the right broker.
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• Current Mortgage Rates -- April 9, 2021: Rates Down for Most Loans
  Apr 9, 2021
  Are you thinking about getting a mortgage to buy a home? Mortgage rates are down for most loans on April 9, 2021.
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• 4 Mistakes That'll Make Your Budget Impossible to Follow
  Apr 9, 2021
  Underestimating your financial needs and wants in your budget can make it too hard to stick to. Here's what you need to know to set …
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• 3 Financial Decisions I Made a Decade Ago That Have Really Paid Off
  Apr 9, 2021
  I committed to never carrying a credit card balance, to saving for emergencies, and to automating my savings. These decisions have paid off.
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• 5 Tips for Finding a Home to Buy When You Live Out of Town
  Apr 8, 2021
  Long distance house-hunting can be tough, but a good real estate agent and video tours can help. Here are some other ways to make your …
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• Stimulus Check Update: Here's How Americans Plan to Use Their Third Check
  Apr 8, 2021
  The IRS is distributing stimulus checks to eligible Americans. Here's how they plan to use them.
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• Current Mortgage Refinance Rates -- April 8, 2021: Rates Tick Down
  Apr 8, 2021
  Mortgage refinance rates were down a bit for all loans on April 8, 2021. Check out today's average rates to help you decide if refinancing …
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• Current Mortgage Rates -- April 7, 2021: Rates Tick Down
  Apr 7, 2021
  On April 7, 2021, mortgage rates fell slightly. Home buyers should take a look at today's average rates to find out what they could expect …
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• Forget the Fourth Stimulus Check -- Many Families Have More Money Coming Anyway
  Apr 6, 2021
  You could see up to $3,600 per child, with payments coming as early as July. Here's what you need to know about getting the Child …
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• Stimulus Check Update: You Could Get a 'Plus-Up' Payment if One of These 3 Things Is True
  Apr 6, 2021
  Americans who saw an income drop in 2020; who had a baby that year; or who added a new dependent could be entitled to more …
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• 2 Situations Where a Personal Loan Is Better Than a Credit Card
  Apr 6, 2021
  A personal loan can be a better option than a credit card if you're consolidating a lot of debt or need to pay off your …
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• Current Mortgage Refinance Rates -- April 6, 2021: Rates Rise Again
  Apr 6, 2021
  On April 6, 2021, mortgage refinance rates were up for all loans. If you're thinking about refinancing your home loan, check out today's average rates.
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• Current Mortgage Rates -- April 5, 2021: Rates Down for Most Loans
  Apr 5, 2021
  On April 5, 2021, mortgage rates were down for most loans. If you're buying a home, check out what today's average rates are.
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• 3 Trends Home Buyers Should Watch in April
  Apr 5, 2021
  If you're looking to get a mortgage and buy a home soon, here's what you need to know about the changing housing market this spring.
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• 4 Reasons a Fourth Stimulus Check Probably Isn't Going to Happen
  Apr 4, 2021
  Lawmakers aren't likely to authorize a fourth coronavirus stimulus check. Here's why.
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• When Is It OK to Splurge With Your Stimulus Check?
  Apr 4, 2021
  Coronavirus stimulus checks have started arriving. Here are some ways you might want to spend your direct payment.
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• 3 Signs You Should Save Your Stimulus Check
  Apr 3, 2021
  If you're current on bills, not in a ton of debt, or don't have an emergency fund, it's a good idea to save your stimulus …
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• Current Mortgage Refinance Rates -- April 2, 2021: Rates Tick Up
  Apr 2, 2021
  On April 2, 2021, mortgage refinance rates moved up, continuing their recent trend. Check out today's average rates if you're looking into refinancing your home …
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• Will You Regret Paying off Debt With Your Stimulus Money?
  Apr 1, 2021
  Paying off debt is usually smart. But you could regret sending your stimulus money to your creditors in one particular situation.
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• Today's Mortgage Refinance Rates -- April 1, 2021 Rates See Little Change
  Apr 1, 2021
  Mortgage refinance rates moved up for some loans and down for others on April 1. Check out today's average rates if you're thinking about refinancing …
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• Today's Mortgage Rates -- March 31, 2021: Rates Mixed
  Mar 31, 2021
  On the last day of March, average mortgage rates are mixed. Home buyers can still find competitive rates, even though they have climbed from last …
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• Today's Mortgage Refinance Rates -- March 30, 2021: Rates Tick Down Slightly
  Mar 30, 2021
  What happened to average mortgage refinance rates on March 30, 2021? Find out how rates are trending here.
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• Current Mortgage Refinance Rates -- March 29, 2021: Rates Down for Most Loans
  Mar 29, 2021
  Thinking about refinancing your home loan? Here's what average mortgage refinance rates look like on Monday March 29, 2021.
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• Today's Mortgage Rates -- March 29, 2021: Rates Drop for Most Loans
  Mar 29, 2021
  On March 29, 2021, mortgage rates were down for most loans. Find out today's average rates if you're considering borrowing to buy a home.
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• 4 Things Dave Ramsey Is Dead Wrong About
  Mar 28, 2021
  Dave Ramsey gives some bad advice about S&P 500 returns, mutual funds, and more. Here are five things the personal finance guru gets wrong.
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• Here's What Happened When I Accidentally Missed a Credit Card Payment
  Mar 28, 2021
  Late credit card payments can lead to fees and damaged credit. But here's what happened when I missed a payment.
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• The Only Reason I'd Ever Take Out a Personal Loan
  Mar 27, 2021
  Personal loans can be used for many things, but there's only one reason I'd ever consider one.
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• 3 Signs It's Time to Downsize Your Home
  Mar 26, 2021
  Downsizing can have some significant financial and personal benefits. Is it time for you to make the move?
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• Current Mortgage Rates -- March 26, 2021: Rates Down on Fixed-Rate Loans
  Mar 26, 2021
  Mortgage rates are down for fixed-rate loans on March 26, 2021. Find out more here about today's average mortgage rates.
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• Here's How Much the Monthly Payment Would Be for a Median-Priced Home
  Mar 25, 2021
  If you want to buy a median-priced home, what would it cost you? Read on to see what your likely monthly payment would be.
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• Current Mortgage Refinance Rates -- March 25, 2021: Rates Mostly Hold Steady
  Mar 25, 2021
  What happened to mortgage refinance rates on March 25, 2021? Here's what you should know about interest rates today.
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• 3 Reasons I'll Never Give Up My Credit Cards
  Mar 24, 2021
  Many people are against using credit cards, but I'll never give mine up. Here are three big reasons why.
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• Current Mortgage Rates -- March 24, 2021: Rates Increase Again for Fixed-Rate Loans
  Mar 24, 2021
  On March 24, 2021, mortgage rates were up again on fixed-rate loans. Here's what you should know about borrowing to buy a home at today's …
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• The 3 Best Financial Decisions I've Made During the Pandemic
  Mar 24, 2021
  The pandemic has caused economic havoc, but these smart financial decisions helped me stay in a good position financially.
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• Current Mortgage Refinance Rates -- March 23, 2021: Rates Continue Rising
  Mar 23, 2021
  Mortgage refinance rates were up again on Tuesday. Read on to see what the average interest rates are on mortgage refinance loans.
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• Current Mortgage Rates -- March 22, 2021: Rates Begin the Week Up Again
  Mar 22, 2021
  Mortgage rates are up again on March 22, 2021. Check out today's average rates if you're looking to buy a home.
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• 4 Surprising Expenses My Emergency Fund Has Covered
  Mar 20, 2021
  Emergency funds can help you out of all sorts of sticky situations. Here are four unexpected expenses that I used mine to pay for.
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• Current Mortgage Refinance Rates -- March 19, 2021: Rates Still Moving Upward
  Mar 19, 2021
  Mortgage refinance rates went up again on March 19, 2021. Here's what you should know.
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• 3 Signs You'll End Up With Financial Regrets
  Mar 19, 2021
  Short-term thinking is one way you'll end up with regret over how you handled your money. Read on to see if you're making smart financial …
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• We Made This Major Borrowing Mistake When Building Our Home
  Mar 19, 2021
  When we built a home, we got a construction loan but not one that converted to a permanent mortgage. Here's why this was a problem.
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• Stimulus Check Update: Paper Checks Are Now in the Mail
  Mar 18, 2021
  The IRS has mailed out 150,000 paper checks already, so many people will soon get their third stimulus payment delivered.
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• Today's Mortgage Refinance Rates -- March 18, 2021: Rates Continue Upward Trend
  Mar 18, 2021
  Mortgage refinance rates continued creeping upward on March 18. Here's what you need to know about average mortgage refinance rates today.
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• We Reduced Our Property Taxes Without Moving. Here's How
  Mar 18, 2021
  Our property taxes are much lower than they were when we moved in because we appealed the appraised value of our house. Here's how it …
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• I Switched to an Online Bank and I'm Never Going Back. Here's Why
  Mar 17, 2021
  My online bank account allows me to deposit larger checks and I don't have to maintain a certain minimum balance. That's why I'm sticking with …
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• I'm Opening 2 New Credit Cards This Year. Here's How I Picked Them
  Mar 17, 2021
  Before you add a new credit card to your wallet, make sure it fits your needs. Here are the three features that helped me pick …
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• 3 Money Conversations I Had Before Marriage to Reduce Money Fights
  Mar 16, 2021
  Money is a leading cause of relationship strife. These three conversations have helped make sure that's not the case for me and my husband.
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• Have an Adjustable-Rate Mortgage? It Could Really Pay to Refinance Now
  Mar 16, 2021
  An adjustable-rate mortgage is a riskier mortgage product -- especially right now. Here's why refinancing soon could make more sense than ever.
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• $1,400 Stimulus Payments Hit Bank Accounts -- Use This Tool to Find Out Where Yours Is
  Mar 15, 2021
  Stimulus checks are already being sent out. Read on to see how to find yours and what to do if you're still waiting.
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• 2 Mistakes I Made When Hiring a Real Estate Agent
  Mar 15, 2021
  Real estate agents can provide great advice when you're buying or selling a home. But I made two mistakes that left me unhappy with my …
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• Today's Mortgage Rates -- March 15, 2021: Rates Mixed
  Mar 15, 2021
  Mortgage rates were mixed on March 15, 2021, with the 30-year rate rising. You can still secure an affordable mortgage loan, but shouldn't wait as …
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• Should You Refinance Your Mortgage Now?
  Mar 15, 2021
  It may be a good time to refinance your mortgage if you can qualify for low interest rates. Here's what you need to know.
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• 3 Bank Fees I Absolutely Refuse to Pay
  Mar 14, 2021
  Monthly maintenance fees can needlessly drain your bank account. Here's why I refuse to pay these costs, and what you can do to avoid these …
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• There's a Surefire Way to Pay Off Your Mortgage Early -- but It's Not for Everyone
  Mar 13, 2021
  Refinancing to a shorter repayment timeline could ensure you pay down your mortgage debt faster, but there's a big tradeoff.
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• These Were the Most Popular Home Upgrades During the COVID-19 Lockdown
  Mar 13, 2021
  If you've remodeled your kitchen or office space during the pandemic, you're not alone. Here are the upgrades Americans have focused on.
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• One Surprising Factor Driving Up the Cost of Brand-New Homes
  Mar 13, 2021
  It's almost always more expensive to construct a new home than buy an existing one -- but you could pay an even higher premium this …
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• COVID-19 Has Home Buyers Searching for All-Digital Mortgage Loans
  Mar 12, 2021
  With Americans staying at home to reduce their COVID-19 exposure, it's not surprising a growing number are interested in all-digital mortgage loans.
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• Over Half of Homeowners Planned Home Improvements During the COVID-19 Lockdown
  Mar 12, 2021
  COVID-19 had Americans fixing up their homes. But renovations can be expensive and might not add value. Is an upgrade project right for you?
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• Current Mortgage Rates -- March 12, 2021: Rates Continue Trending Higher
  Mar 12, 2021
  Mortgage rates continued their upward climb on Friday. Here's what you need to know about average mortgage rates on March 12, 2021.
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• The Average Credit Score Among New Mortgage Borrowers Is Higher Than Ever
  Mar 12, 2021
  Most people taking out a mortgage have very good credit. In fact, the average credit score among borrowers obtaining home loans is the highest it's …
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• Stimulus Check Update: $1,400 Checks Are on the Way -- Here's Who Will Get Paid First
  Mar 11, 2021
  Those with direct deposit information on file can expect to get their payments first. Here's what that means for you.
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• 4 Ways to Finance Your Home Improvements
  Mar 11, 2021
  You can finance your home improvements with a cash-out refinance loan, but it's not the only option. Explore four ways to finance upgrades to your …
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• Current Mortgage Refinance Rates -- March 11, 2021: Rates Keep Moving Upward
  Mar 11, 2021
  On March 11, 2021, mortgage refinance rates were up. This is in keeping with a recent trend, although rates remain low by historical standards.
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• 3 Signs You Need to Boost Your Emergency Fund Now
  Mar 11, 2021
  Concern about a possible future job loss is just one sign you should save up a bigger emergency fund. Here are some others.
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• Stimulus Bill Passes House, Clearing Final Hurdle Before Biden's Signature
  Mar 11, 2021
  On Wednesday, the House of Representatives passed the Senate's version of President Biden's coronavirus relief bill. Now it goes to the president's desk for his …
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• 3 Reasons You May Regret a 15-Year Mortgage
  Mar 11, 2021
  A 15-year mortgage can save you money on total interest costs, but you may find the monthly payments are too high. Here's why this type …
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• A Personal Loan Beats Out a Balance Transfer Card in This Situation
  Mar 11, 2021
  Personal loans and balance transfer cards can both help you pay down debt, but a personal loan is a better choice if you may need …
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• More People Refinanced Last Year Than During the 2003 Refinance Boom
  Mar 10, 2021
  2020 was a popular year for mortgage loans. In fact, more people took out home loans than during the last refinance surge in 2003. Here's …
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• Americans Paid Off $108 Billion in Credit Card Debt Last Year -- The Most Ever
  Mar 10, 2021
  During the COVID-19 pandemic, Americans paid off more credit card debt than ever. Here's why our collective credit card balances have fallen.
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• Current Mortgage Rates -- March 10, 2021: Rates Up for Most Loans
  Mar 10, 2021
  On March 10, mortgage rates rose for most loans. These rates, while no longer at the record lows of last year, remain very competitive.
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• Americans Took On $182 Billion in New Mortgage Debt in 2020. Here's Why
  Mar 10, 2021
  Americans took on billions of dollars in new mortgage debt recently. And low interest rates are not the only reason for the surge in home …
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• 4 Reasons I Make Every Purchase With a Credit Card (Beyond Rewards)
  Mar 10, 2021
  Earning credit cards is just one reason to use a card for most or all of your purchases. Here are four other reasons I pay …
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• 4 Conversations to Have Before Taking Out a Wedding Loan
  Mar 10, 2021
  Before you take a wedding loan, you should discuss a few key issues, including whether it's really necessary.
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• Americans Are Overlooking the Biggest Part of the Stimulus Bill
  Mar 9, 2021
  Many people are focused on the $1,400 checks. But for parents, the new bill could contain an even more generous form of ongoing aid.
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• 1 Good Reason to Buy a House With a Small Down Payment
  Mar 9, 2021
  Buying a house with a small down payment can cause a lot of stress and added expense. But it might be worth it if you …
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• Parents Could Be Entitled to Up to $5,000 per Child Under the New Coronavirus Stimulus Bill
  Mar 9, 2021
  The coronavirus relief bill provides generous support for families. Read on to see who will qualify for the full amount.
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• Stimulus Check Update: Why You May Want to File Taxes ASAP to Get the Correct Amount
  Mar 9, 2021
  Stimulus checks will be distributed soon. Some taxpayers should file a 2020 tax return ASAP to get the correct amount of money.
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• Current Mortgage Refinance Rates -- March 9, 2021: Rates Continue Upward Trend
  Mar 9, 2021
  On March 9, 2021, mortgage refinance rates ticked up again. Many homeowners can still save by refinancing, even though rates are up slightly compared with …
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• Mortgage Rates Hit Highest Level Since July
  Mar 8, 2021
  Mortgage rates are on the rise. With demand for new loans stalling, read on to see if there are still opportunities to borrow at an …
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• Stimulus Checks and More: Here's What's in the COVID Relief Bill That Just Passed the Senate
  Mar 8, 2021
  The Senate has passed a COVID-19 relief bill authorizing $1,400 stimulus checks and more. Find out what is -- and is not -- included in …
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• Current Mortgage Rates -- March 8, 2021: Rates Mixed, but Up on Most Loans
  Mar 8, 2021
  On Monday March 8, mortgage rates rose on most loans. Rates are up from historic lows, but still very competitive.
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• Stimulus Bill Passes Senate After Compromise on Unemployment
  Mar 6, 2021
  After a lengthy delay due to a dispute over unemployment benefits, President Biden's $1.9 trillion coronavirus stimulus bill passed the Senate on Saturday afternoon.
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  Mar 5, 2021
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• Current Mortgage Refinance Rates -- March 5, 2021: Rates Down Slightly
  Mar 5, 2021
  Mortgage refinance rates fell slightly today. This is good news as they've been trending up.
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• AOC Blasts New Limits on Stimulus Checks, Says They're Less Generous Than Trump's
  Mar 4, 2021
  Progressive Rep. Alexandria Ocasio-Cortez blasted her conservative Democratic colleagues for narrowing eligibility for coronavirus stimulus checks.
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  Mar 4, 2021
  The Senate is moving forward with a procedural vote on the coronavirus relief bill. But Republicans are planning ways to slow down its passage.
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• Today's Mortgage Refinance Rates -- March 4, 2021: Rates Up Again for Most Loans
  Mar 4, 2021
  On March 4, 2021, mortgage refinance rates are up for most loans. If you're thinking about refinancing your home loan, check out today's average rates.
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• Today's Mortgage Rates -- March 3, 2021: Rates Mixed
  Mar 3, 2021
  Average mortgage rates were mixed, but moved up for half of loan types on March 3, 2021. They still remain competitive based on historical standards, …
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• Why I Shop for a New Savings Account Twice Per Year
  Mar 2, 2021
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  Mar 2, 2021
  When I applied for my last mortgage, the entire process was done digitally. I'll make sure any future lenders I work with also offer this …
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• 3 Ways to Effortlessly Boost Your Emergency Fund
  Mar 2, 2021
  Want to increase the amount you've got saved for emergencies without dramatic spending cuts? Try these three techniques, including a cash back rewards card.
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• Stimulus Check Update: Changes Could Still Be Coming
  Mar 2, 2021
  The Senate is debating the stimulus bill this week. There could still be some changes to the legislation passed by the U.S. House of Representatives.
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• Today's Mortgage Refinance Rates -- March 2, 2021: Rates Are Up Again
  Mar 2, 2021
  On March 2, 2021, mortgage rates continued moving upward. Relative to historical standards, they remain competitive.
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• The Last Stimulus Check Had a Major Economic Impact
  Mar 1, 2021
  Coronavirus stimulus checks can prompt increased spending. Here's how the last direct payment affected the economy.
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• For the First Time, Outstanding Mortgage Loan Debt Tops $10 Trillion
  Mar 1, 2021
  Mortgage loan debt is higher than ever, topping $10 trillion. Learn more about what this new record high mortgage debt means.
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• Today's Mortgage Rates -- March 1, 2021: Rates Continue to Climb
  Mar 1, 2021
  On March 1, 2021, mortgage rates were up a bit. Learn more about how much it would cost to borrow at today's average rates.
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• Why I Waived Escrow on My Mortgage
  Mar 1, 2021
  I paid a fee with my mortgage lender to waive escrow. If you're considering doing the same, here are three reasons why I did it.
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• 3 Money Mistakes I Made as a New Parent
  Feb 28, 2021
  As a new parent, I made three big money mistakes, including purchasing a lot of unnecessary items. Here's how you can avoid these mistakes.
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  Feb 28, 2021
  Tracking my net worth helps keep me motivated and allows me to see if I'm on track to accomplish financial goals. Here's why you should …
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• Judge Says CDC's Eviction Ban Is Unconstitutional. Here's What That Means for Renters
  Feb 27, 2021
  A judge just ruled that a CDC order limiting a landlord's ability to evict tenants is unconstitutional. This could allow landlords to initiate legal proceedings …
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• House to Vote on Stimulus Bill Today With $1,400 Checks
  Feb 26, 2021
  Biden's coronavirus stimulus bill is getting a vote today. The legislation, which authorizes $1,400 checks for most Americans, is sure to pass.
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• Current Mortgage Rates -- February 26, 2021: Rates Up on Fixed-Rate Loans
  Feb 26, 2021
  On Feb. 26, mortgage rates rose for fixed-rate loan options. Rates remain competitive, despite the fact they've been on the upswing.
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• When Is Putting Your Stimulus Money Into a Savings Account the Best Move?
  Feb 26, 2021
  Americans already received two coronavirus stimulus payments and a third is likely on the way. Here's when it makes sense to put money into savings.
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• Why Home Warranties Aren't All They're Cracked Up to Be
  Feb 25, 2021
  Home warranties promise to cover the components of your home, but they're actually service contracts and they may have lots of added fees and exclusions.
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• Will a Dispute Over Minimum Wage Slow Down the Passage of Stimulus Checks?
  Feb 25, 2021
  Democrats are moving forward to pass a coronavirus stimulus bill, but a fight over minimum wage could derail their efforts to act quickly.
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• Current Mortgage Refinance Rates -- February 25, 2021: Rates Rise Again
  Feb 25, 2021
  Mortgage refinance rates went up on Feb. 25. While recent increases in rates may be discouraging to homeowners, remember that rates are still near record …
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• 3 Reasons to Avoid PMI
  Feb 25, 2021
  If you can, avoid PMI because it makes your monthly payments more expensive without providing any direct benefit to you. Learn more here.
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• 22.6 Million Americans Can Cover Their Bills Through July If They Get a $1,400 Stimulus Check
  Feb 24, 2021
  The $1,400 million stimulus check under discussion would reduce financial hardship for millions, allowing 22.6 million people to cover their bills through July.
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• Current Mortgage Rates for February 24, 2021: Rates Up Again
  Feb 24, 2021
  Mortgage rates are up across the board on Feb. 24, 2021. Here's what you need to know about rates today.
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• Stimulus Check Update: Treasury Secretary and Walmart CEO Both Support $1,400 Direct Payments
  Feb 23, 2021
  Treasury Secretary Janet Yellen said on Monday that $1,400 stimulus checks are the "right thing to do."
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• Current Mortgage Refinance Rates -- February 23, 2021: Rates Continue Upward Movement
  Feb 23, 2021
  Mortgage refinance rates have been trending upwards recently. Today was no exception as rates rose slightly on Feb. 23, 2021.
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• Here's What's in Democrats' $1.9 Trillion Stimulus Plan
  Feb 22, 2021
  On Friday, Democrats in the House of Representatives released a 591-page bill based on President Biden's proposed stimulus plan. Check out what it contains.
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• Today's Mortgage Rates -- February 22, 2021: Rates Up on Fixed-Rate Loans
  Feb 22, 2021
  On Monday Feb. 22, mortgage rates continued their upward climb for fixed-rate loan options.
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• A Simple Rule for Deciding Whether to Put Money Into Savings or the Stock Market
  Feb 22, 2021
  If you'll need the money within a few years, you should put it in a savings account. Otherwise, it makes sense to invest it on …
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• Turned Down for a Mortgage Refinance? Here's How to Bounce Back
  Feb 20, 2021
  Being turned down for a refinance loan isn't always the end of the world. Here are your options to recover from a mortgage denial.
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• This Key Decision Could Decide if Refinancing Saves You Money
  Feb 20, 2021
  How long should your mortgage loan term be? This decision will be a major factor in whether refinancing saves or costs you money.
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• What Should You Do With Money You're Saving for a Down Payment?
  Feb 19, 2021
  Saving up money for a down payment on a home? Here's why you should put the cash into a high-yield savings account.
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• Should You Open a Credit Card Just to Get a Bonus Offer?
  Feb 19, 2021
  Opening a credit card to get a bonus offer has pros and cons. Here's what you need to know before you apply for a card.
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• Today's Mortgage Refinance Rates -- February 19, 2021: Rates Rise
  Feb 19, 2021
  On Feb. 19, mortgage refinance rates ticked up. Refinancing is still a good option for many homeowners who could potentially save by securing a new …
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• Current Mortgage Refinance Rates -- February 18, 2021: Rates Inch Upward
  Feb 18, 2021
  On Feb. 18, mortgage refinance rates rose slightly. Find out how much a refinance loan could cost you at today's average rates.
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• 4 Big Emergency Fund Mistakes You Can't Afford to Make
  Feb 18, 2021
  An emergency fund can help build your financial security. Make sure you avoid these four emergency fund mistakes.
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• Recent Grad? You May Be Able to Claim Your Stimulus Checks by Filing Taxes
  Feb 17, 2021
  The IRS has now begun accepting tax returns. If you're a recent grad who didn't get a stimulus check, you may want to submit one …
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• Pros and Cons of Closing an Old Credit Card
  Feb 17, 2021
  Thinking about closing an old credit card? Consider these pros and cons first.
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• Today's Mortgage Rates -- February 17, 2021: Rates Up for Most Loans
  Feb 17, 2021
  On Feb. 17, mortgage rates trended up for most loans. Here's what you should know about average mortgage interest rates today.
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• 3 Reasons I Chose a 15-Year Mortgage Over a 30-Year Loan
  Feb 17, 2021
  A 15-year mortgage isn't right for everyone, but I chose it to save money on interest and become debt free sooner. Here's why.
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• 4 Ways to Stay Motivated When Paying Off Debt
  Feb 17, 2021
  Don't get discouraged during your efforts to pay off your loans. Follow these tips to stay motivated.
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• Biden's Stimulus Plan Would Give a 20% Income Boost to the Poorest Americans
  Feb 16, 2021
  President Biden's stimulus plan would provide a substantial income boost for America's poorest families. Here's what you need to know.
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• Current Mortgage Refinance Rates -- February 16, 2021: Rates Up Slightly
  Feb 16, 2021
  On Feb. 16, mortgage refinance rates ticked upward. Here's what you need to know about average mortgage rates today.
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• 4 Ways Credit Cards Can Actually Help Improve Your Finances
  Feb 16, 2021
  Credit cards get a bad reputation, but they can actually help improve your money situation. Here's why.
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• Current Mortgage Rates -- Feb. 15, 2021: Interest Rates on Fixed-Rate Loans Tick Up
  Feb 15, 2021
  On Monday Feb. 15, mortgage rates rose on fixed-rate loans. They remain very low, relative to historical averages.
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• 4 Factors to Consider When Picking a Mortgage Lender
  Feb 15, 2021
  The types of loans offered and qualifying requirements are just two of the key factors to consider when deciding who to borrow from. Find out …
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• 3 Steps to Keeping Your Housing Payments Affordable
  Feb 12, 2021
  There's more to affording a house than just a mortgage payment. Here are the steps to take to make sure your true housing costs are …
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• Today's Mortgage Rates -- February 12, 2021: Rates Down for Some Loans, Up for Others
  Feb 12, 2021
  Mortgage rates are mixed on Feb. 12, 2021. Find out what this means for you if you're considering purchasing a home.
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• Stimulus Check News: Key Senator Pressured to Vote Yes
  Feb 11, 2021
  Democrats can't afford to lose any votes in the Senate if they hope to pass their stimulus bill. A key senator is being pressured by …
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• Today's Mortgage Refinance Rates -- February 11, 2021: Rates Fall
  Feb 11, 2021
  On Feb. 11, 2021, mortgage refinance rates ticked down. Learn more about how average rates changed today.
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• A Family of 4 Could Get Up to $12,800 in Stimulus Payments This Year
  Feb 10, 2021
  The Democrats' stimulus plan includes $1,400 checks, plus an additional Child Tax Credit valued at $3,000 or $3,600 depending on the age of the child.
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• How Much Will Dependents Get in the Third Stimulus Check?
  Feb 10, 2021
  Child and adult dependents will be eligible for $1,400 stimulus check payments under the latest proposal. Find out how much your family might receive.
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• Here's How Income Limits Will Work for the Third Check
  Feb 10, 2021
  Lawmakers made changes to who can get the third stimulus check, but many people are still eligible for payments. Here are the income thresholds and …
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• Good News: Mortgage Rates Likely to Stay Low for a While
  Feb 10, 2021
  If you anticipate taking a home loan soon, there's good news. Recent Federal Reserve announcements mean mortgage rates will probably stay low for a while.
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• Today's Mortgage Rates -- February 10, 2021: Rates Rise on Most Loans
  Feb 10, 2021
  Mortgage rates moved up for most loans on Feb. 10, 2021. Learn about today's average rates if you're thinking about taking out a mortgage loan.
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• Stimulus Check News: House Democrats Announce the Specifics of Their Relief Plan
  Feb 9, 2021
  The House Committee on Ways and Means announced nine legislative proposals that will be part of the Democrats' coronavirus relief plan.
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• 4 Big Reasons Having Good Credit Matters
  Feb 9, 2021
  Good credit makes it possible to borrow at an affordable rate. Find out more about this and other big reasons why a high credit score …
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• Homeowners Are Borrowing More Than Ever as the Average Mortgage Climbs to New Highs
  Feb 9, 2021
  Homeowners are taking out bigger mortgage loans. But should you take out a large mortgage? Here's why it's happening and what it means for home …
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• Today's Mortgage Refinance Rates -- February 9, 2021: Rates Are Mixed
  Feb 9, 2021
  Mortgage refinance rates are mixed on Tuesday Feb. 9. If you're thinking of refinancing your current home loan, here's what you need to know about …
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• Americans Who Passed Away in 2020 Still Entitled to Stimulus Checks
  Feb 8, 2021
  If your loved one passed away in 2020, you can keep their stimulus check -- or claim it by filing a tax return.
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• Today's Mortgage Rates -- Feb. 8, 2021: Rates Are Mixed
  Feb 8, 2021
  On Feb. 8, mortgage rates are mixed, with some moving up and others down. Rates are still very competitive, so well-qualified home buyers can secure …
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• What's the Best Way to Borrow if You Can't Pay Your Taxes?
  Feb 8, 2021
  If you can't pay your taxes, it may make sense to explore borrowing options such as a personal loan or a credit card charging 0% …
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• 80% of Americans Support $1,400 Stimulus Checks, Including Most Republicans
  Feb 7, 2021
  The majority of Americans believe the federal government should provide more stimulus money. Here's what you need to know.
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• Should a Low Credit Score Be a Dealbreaker When You're Dating?
  Feb 7, 2021
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• How to Budget Better as a Couple
  Feb 6, 2021
  Need to work with your partner on a budget? Here's how to make the process easier.
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• Senate Moves Stimulus Bill Forward, Agrees to Restrict High Earners From Getting Checks
  Feb 6, 2021
  The Senate voted to move forward on a coronavirus stimulus bill. An amendment to ensure high earners don't receive checks received almost unanimous support.
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• 60% of Americans Support Strict Restrictions on the Third Stimulus Check
  Feb 6, 2021
  Will the next coronavirus relief checks go to fewer Americans than the last ones? Most Americans hope so.
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• Today's Mortgage Refinance Rates -- February 5, 2021: Rates Increase Slightly
  Feb 5, 2021
  On Feb. 5, mortgage refinance rates ticked up. Here's what you need to know about refinance rates today.
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• What to Do if Your Debt-to-Income Ratio Disqualifies You From a Mortgage
  Feb 5, 2021
  Mortgage lenders consider how much you owe relative to how much you make. Here are some options if your DTI ratio disqualifies you for a …
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• Republicans Plan Barrage of Amendments to Hold Up Biden's Stimulus Plan
  Feb 4, 2021
  Republicans have introduced more than 400 amendments to eat up the Senate's time.
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• Daily Stimulus Update: Democrats Moving Very Quickly to Provide Direct Payments
  Feb 4, 2021
  Democrats are moving very quickly to pass another coronavirus stimulus bill that will include $1,400 checks.
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• What to Do if Your Spouse's Debt Is Killing Your Homeownership Dreams
  Feb 4, 2021
  When you borrow for a home, your debt-to-income ratio is a key factor. But what if your partner's debt is preventing you from getting approved?
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• Current Mortgage Refinance Rates -- February 4, 2021: Rates Move Up
  Feb 4, 2021
  On Feb. 4, mortgage rates ticked up slightly. But there are still great opportunities to refinance.
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• DACA Recipients Once Again Eligible for FHA Mortgages
  Feb 4, 2021
  Immigrants covered by Deferred Action for Childhood Arrivals (DACA) are now eligible for FHA mortgages again. Here's what you need to know.
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• Democrats Move Forward on Stimulus Checks Without Republican Support
  Feb 3, 2021
  Democrats are moving ahead quickly to pass a COVID-19 relief bill, even without Republicans on board. Here's what you need to know.
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• White House Economic Advisor Rejects Smaller Stimulus Checks
  Feb 3, 2021
  Republicans are pushing for smaller stimulus checks, but the Biden Administration probably won't budge on $1,400 payments.
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• Current Mortgage Rates -- Feb. 3, 2021: Rates Up on 30-Year, 15-Year Loans
  Feb 3, 2021
  Mortgage rates moved up on two popular loans on Feb. 3. If you're thinking about buying a home, rates still remain very competitive.
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• Daily Stimulus Update: Negotiations Underway on Bipartisan Relief Bill With Smaller Checks
  Feb 2, 2021
  Will President Biden and the Republicans reach a deal on COVID-19 relief that provides a smaller stimulus check?
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  Feb 2, 2021
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• Current Mortgage Refinance Rates -- Feb 2, 2021: Rates Are Mixed
  Feb 2, 2021
  Mortgage refinance rates are mixed on Feb. 2, with some ticking slightly up and others down. Here's what you need to know about refinance rates …
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• 3 Steps Every First-Time Home Buyer Should Take
  Feb 2, 2021
  Before you buy your first home, there are three tasks to check off your to-do list including deciding how much to spend. Find out more …
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• Current Mortgage Rates -- Feb. 1, 2021: Rates Largely Stable
  Feb 1, 2021
  Here's what happened to average mortgage rates on Feb. 1, 2021.
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• What Are Your Chances of Facing a Huge Unexpected Expense?
  Jan 31, 2021
  Emergencies happen, but what are your chances of facing a big unexpected expense? Find out here.
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• Why Having an Emergency Fund Is So Important if You're Paying Off Debt
  Jan 31, 2021
  Are you working on paying off debt? There's another important financial goal you'll have to check off your list.
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• Why Refinancing Your Debt to a Lower Rate Doesn't Always Save You Money
  Jan 30, 2021
  Refinancing your debt should save you money, but that's not always the case. Find out how it could actually cost you more.
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  Jan 29, 2021
  Online stock brokers are now among the most downloaded apps. But is it a good idea for you to sign up for an account with …
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• Economists Call for 'Substantial Unemployment Benefits and Stimulus Checks'
  Jan 29, 2021
  As lawmakers debate the possibility of more coronavirus stimulus, economists call for "sweeping" additional relief.
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• Democrats to Move Forward on Stimulus Checks as Soon as Next Week
  Jan 29, 2021
  Democrats won't wait to deliver relief to Americans. They plan to move forward with another coronavirus relief bill as early as next week.
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• Robinhood Was Flooded With Negative Reviews -- and Google Deleted Them
  Jan 29, 2021
  App users were unhappy about Robinhood's restrictions on trading GameStop and other heavily-shorted stocks. Google deleted their reviews of the app.
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• More Than 50 Democrats Call for Recurring Stimulus Checks in the Next COVID Relief Bill
  Jan 29, 2021
  A group of Democrats wants the next stimulus bill to go further than another one-time payment. Here's what you need to know about ongoing stimulus …
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• Daily Stimulus Update: Will the Dream of a Bipartisan Bill Come to an End?
  Jan 29, 2021
  A bipartisan coalition could be sidelined if Democrats move forward with passing a bill through reconciliation.
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• 5 Things to Know Before You Open a Brokerage Account
  Jan 29, 2021
  Before you open a brokerage account, make sure you read the fine print and know the details of what your broker offers.
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• Why Did Cash App Shut Down GameStop Trading?
  Jan 29, 2021
  If you invest with Cash App, you aren't going to be able to trade GameStop right now. Here's why.
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• Today's Mortgage Rates -- January 29, 2021: Rates Declined
  Jan 29, 2021
  On Jan. 29, 2021, mortgage rates declined. Here's what happened with average mortgage interest rates today.
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• Robinhood Facing Class Action Lawsuit Over Suspended GameStop Trading
  Jan 28, 2021
  Robinhood was served with notice of a class action on Thursday after suspending trades of GameStop. Here's what happened.
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• Why Did Robinhood Shut Down GameStop Trading?
  Jan 28, 2021
  You can't buy GameStop stock on Robinhood right now. Here's why.
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• Why Did Brokers Halt GameStop Trading?
  Jan 28, 2021
  Hoping to buy GME shares? You were most likely out of luck on Thursday, but trading is expected to be open again Friday.
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• Can You Buy GameStop Through Cash App Investing?
  Jan 28, 2021
  Cash App Investing doesn't appear to allow you to purchase GME stock. That may not be a bad thing.
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• Can You Buy GameStop Through Webull?
  Jan 28, 2021
  Here's what you need to know about buying GameStop stock through the trading platform Webull.
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• Daily Stimulus Update: Democrats Divided on the Best Way to Proceed With Coronavirus Relief
  Jan 28, 2021
  While some progressives are eager to pass a bill even if reconciliation is required to do so, moderate Democrats are pushing for a bipartisan plan.
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• Current Mortgage Refinance Rates -- January 28, 2021: Rates Slide Down
  Jan 28, 2021
  Thinking about refinancing your home loan? There's good news as average mortgage refinance rates declined on Jan. 28, 2021.
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• Today's Mortgage Rates -- January 27, 2021: Rates Mixed
  Jan 27, 2021
  On Jan. 27, mortgage rates are mixed, with some ticking upward and others shifting down. Find out more about today's average rates if you're considering …
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• 4 Ways to Have Fun This Valentine's Day Without Spending Too Much
  Jan 27, 2021
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• Families Earning $300,000 Could Get Stimulus Checks Under House Plan
  Jan 26, 2021
  Some lawmakers are concerned about providing stimulus money to higher-income households. Here's how the income phase-out limits might allow that.
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• Stimulus Check Update: Biden Responsive to Republican Concerns About Third Stimulus Check
  Jan 26, 2021
  President Biden continues to work towards a bipartisan coronavirus relief deal, indicating his willingness to respond to Republican concerns about the third stimulus check.
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• 3 Reasons You Could Seriously Regret Not Having an Emergency Fund
  Jan 26, 2021
  Don't have money saved for emergencies? Here's why you may wish you'd been prepared when an emergency arises.
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• Current Mortgage Refinance Rates -- January 26, 2021: Rates Are Mixed
  Jan 26, 2021
  Mortgage refinance rates are mixed on Jan. 26, 2021, with some rates dropping and others ticking up. Find out more about today's average refinance rates …
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• Some Progressives Push for $2,000 Monthly Stimulus Checks for the Rest of the Pandemic
  Jan 26, 2021
  Some lawmakers believe one $2,000 stimulus check isn't enough and that Americans need ongoing monthly support. Here's what you need to know.
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• IRS Ready to Send Third Stimulus Check if Bill Passes
  Jan 25, 2021
  The agency promises a third stimulus check won't be held up even if a bill passes during tax season.
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• Senate Republicans Won't Vote for Biden's Stimulus Plan. But a $1,400 Check Could Still be Possible
  Jan 25, 2021
  President Biden's hopes for a bipartisan stimulus agreement are likely to be dashed, but that doesn't mean more coronavirus relief money won't come your way.
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• Today's Mortgage Rates -- January 25, 2021: Rates Are Mixed
  Jan 25, 2021
  On Jan. 25, mortgage rates are mixed. Here's what you need to know about average mortgage interest rates today.
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• 1 Overlooked Reason Why You May Regret Cosigning a Loan
  Jan 24, 2021
  You could be limiting your own future borrowing opportunities when you cosign a loan. Here's what the problem is.
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• 1 Big Reason Having a High Credit Score Can Really Pay Off
  Jan 24, 2021
  Good credit gives you the chance to take advantage of opportunities that come your way. Here's how this can pay off.
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• The Shocking Fact About December's Unemployment Numbers
  Jan 23, 2021
  Many people lost their jobs during the pandemic. December's unemployment numbers were disturbing for several reasons, including this shocking fact.
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• Weekly Mortgage News Roundup for Jan. 22, 2021
  Jan 22, 2021
  A lot happened in the world of mortgages this week, including a decline in the number of new refinance applications. Here's what you need to …
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• Current Mortgage Refinance Rates -- January 22, 2021: Rates Down Again
  Jan 22, 2021
  What happened with mortgage refinance rates on Jan. 22, 2021? Here's how average rates trended today.
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• Didn't Get Your Stimulus Payments? You Can Now Use 'Free File' to Claim Them
  Jan 21, 2021
  If you missed out on your coronavirus relief money, you can claim your stimulus checks by filing a 2020 tax return. Free File is now …
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• Today's Mortgage Refinance Rates -- January 21, 2021: Rates Fall on Refinance Loans
  Jan 21, 2021
  Mortgage refinance rates trend downward on Jan. 21. Should you think about refinancing your home loan?
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• Current Mortgage Rates -- January 20, 2021: Rates Reverse Upward Trend
  Jan 20, 2021
  Mortgage rates reversed their upward climb on Jan. 20, 2021, falling slightly. Here's what you need to know about rates today.
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• 3 Silly Financial Mistakes I Made Last Year
  Jan 20, 2021
  Everyone makes financial mistakes. Here are three small ones I made last year that cost me more money than I'd like to admit.
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• 4 Mistakes to Avoid When You're Paying Off Debt
  Jan 19, 2021
  Are you trying to become debt-free? Steer clear of these four big mistakes, including raiding your retirement accounts and paying too much interest.
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• Today's Mortgage Refinance Rates -- January 19, 2021: Rates Keep Inching Up, but Remain Competitive
  Jan 19, 2021
  Average mortgage refinance rates have gone up a bit again today on the 30-year and 15-year options, but still remain very competitive.
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• Today's Mortgage Rates -- January 18, 2021: Rates Continue Their Upward Trend
  Jan 18, 2021
  What happened with mortgage rates on Jan. 18, 2021? Learn here about changes to the average rate for fixed-rate loans and ARMs.
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• 4 Questions to Ask Before Cosigning a Loan
  Jan 18, 2021
  Don't cosign a loan until you know why the primary borrower is taking out the debt and how they plan to pay it.
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• Thinking of Buying Land? Be Sure to Get Answers to These Questions
  Jan 18, 2021
  You may not always have the freedom to do whatever you'd like on land you own. Get the answers to these five questions before you …
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• 3 Ways to Get the Best Possible Mortgage Rate
  Jan 17, 2021
  Your mortgage is a very large debt, so you should shop around for a loan, improve your credit, and consider taking other steps to get …
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• AOC Has Some Issues With Biden's Stimulus Plan
  Jan 16, 2021
  Joe Biden introduced a coronavirus stimulus plan and Democrats said they're ready to get to work, but Alexandria Ocasio-Cortez has some issues with the plan.
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• 4 Credit Card Mistakes You'll Wish You Hadn't Made
  Jan 16, 2021
  Choosing the wrong credit card and paying only the minimum are among the four credit card mistakes you're sure to regret.
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• Are You and Your Partner Ready to Buy a House Together?
  Jan 16, 2021
  Many Americans are eager to buy houses right now to take advantage of low mortgage rates. Are you and your partner ready to jump in?
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• U.S. Citizens With Undocumented Spouses Can Get Stimulus Checks
  Jan 15, 2021
  The recent $900 billion coronavirus relief bill made stimulus payments available for mixed status families who did not previously qualify. Here's what you need to …
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• Don't Accidentally Throw Away Your Stimulus Check
  Jan 15, 2021
  If your stimulus check is coming via debit card, it's really easy to confuse it with junk mail. Here's how to spot the card and …
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• Current Mortgage Rates -- January 15, 2021: Rates Up Again
  Jan 15, 2021
  Mortgage rates continue creeping up in January. Check out today's average rates if you're considering applying for a home loan.
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• $1,400 Stimulus Checks & More: Biden's Coronavirus Relief Plan Officially Released
  Jan 14, 2021
  President-elect Joe Biden has officially released his coronavirus relief plan. It includes $1,400 checks and much more. Here's what's in it.
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• This Republican Senator Is on Board With $2,000 Stimulus Checks
  Jan 14, 2021
  Will Marco Rubio vote with Democrats to authorize $2,000 payments for American families? Here's what you need to know.
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• Biden Expected to Include Child Tax Credit Expansion in Stimulus Plan
  Jan 14, 2021
  Will Joe Biden use his coronavirus stimulus plan to expand child tax credits? As we await the details of his proposals, here's what you need …
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• Daily Stimulus News: Biden Expected to Unveil Plan Today With $2,000 Check
  Jan 14, 2021
  On Thursday Jan. 14, Joe Biden is expected to reveal his plans for another coronavirus relief bill. They are expected to include a $2,000 check.
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• Today's Mortgage Refinance Rates -- January 14, 2021: Rates Up Again
  Jan 14, 2021
  Mortgage refinance rates rose on Jan. 14. Take a close look at today's rates if you're considering refinancing your home loan.
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• Biden Team Pushes for Bipartisan Support on the Next Stimulus Bill
  Jan 14, 2021
  President-elect Biden is hoping to get Republicans on board with his proposed stimulus bill, but it could be a hard sell.
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• Senate Majority Leader Suggests Your Next Stimulus Check Could Be for $1,400
  Jan 13, 2021
  Democrats have made stimulus checks their first priority, and have pledged a $2,000 check. But that promise may not be what it seems on the …
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• Bernie Sanders Urges Biden to Make $2,000 Stimulus Checks His First Priority
  Jan 13, 2021
  Bernie Sanders believes the incoming administration needs to focus on fulfilling the promise they made to provide direct relief to Americans.
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• Will The Next Stimulus Bill Include Paid Family Leave?
  Jan 13, 2021
  Paid family leave has long been a priority for the Democrats and a key issue during the pandemic. Will it make it into the next …
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• Should You Lend Your Kids Money for a Home Down Payment?
  Jan 13, 2021
  Is it a good idea to help your children buy a home by loaning them the down payment funds? Maybe. Here's what to consider to …
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• Current Mortgage Rates -- January 13, 2021: Rates Up for Fixed-Rate Loan Options
  Jan 13, 2021
  On Jan. 13, 2020, mortgage rates went up on fixed-rate loans. Find out more about today's average rates for 30-year, 20-year, and 15-year fixed-rate loans …
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• Stimulus Check Update: Impeachment Won't Slow Down a Third Stimulus Check
  Jan 12, 2021
  President-elect Joe Biden is working with leading Democrats on a plan to ensure that impeachment doesn't derail efforts to pass another stimulus bill.
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• 3 Things I Plan to Spend More On in 2021
  Jan 12, 2021
  I'll be increasing my spending in a few particular areas in 2021. Here's a look at the changes I'll likely make and why it's worth …
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• Today's Mortgage Refinance Rates -- January 12, 2021: Rates Tick Up Again
  Jan 12, 2021
  Mortgage refinance rates went up slightly on Jan. 12. Here's what you should know if you're considering refinancing your home.
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• Fewer Americans Than Ever Before Could Cover a $2,000 Expense
  Jan 12, 2021
  Far too few Americans could come up with $2,000 to cover an unexpected expense. Here's why that's a problem and what to do if you …
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• Biden's Big Stimulus Plan Faces Hurdles, Even With a Democrat-Led Senate
  Jan 12, 2021
  President-elect Biden wants to deliver stimulus to the American public, but there are hurdles to overcome.
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• A Piggyback Mortgage Could Save You PMI -- but Is It Right for You?
  Jan 11, 2021
  What is a piggyback mortgage? Here's what you need to know about this loan option that could save you from paying private mortgage insurance.
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• Biden to Reveal High-Priced Stimulus Plan This Week With $2,000 Checks
  Jan 11, 2021
  The incoming president wants to provide a lot more relief to the American people. He'll reveal a plan this week containing $2,000 stimulus checks and …
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• Will This Democratic Senator Block $2,000 Stimulus Checks?
  Jan 11, 2021
  President-elect Biden has plans to pass a $2,000 stimulus check, but the proposal could run into trouble because of a moderate Democratic senator.
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• Current Mortgage Rates -- January 11, 2021: Rates Rise Slightly on Most Loans
  Jan 11, 2021
  On Jan. 11, mortgage rates are up on most loans. Read on to find out how mortgage rates are trending today.
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• 4 Things That Could Derail Your Mortgage After Pre-Approval
  Jan 10, 2021
  Mortgage pre-approval usually means you're good to go and have your home loan. But things could still go wrong, including these four problems.
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• This Pandemic Trend Shows Why an Emergency Fund Is More Important Than Ever
  Jan 9, 2021
  Access to credit is often limited when it's needed most. Make sure you have an emergency fund.
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• 4 Smart New Year's Resolutions for Homeowners
  Jan 9, 2021
  If you're a homeowner, there are some resolutions you should make in 2021 to help you save money in the new year and beyond.
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• Weekly Mortgage News Roundup for Jan. 8, 2021
  Jan 8, 2021
  What happened in the world of mortgage loans this week? Find out all of the news you need to know if you're borrowing or refinancing.
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• Today's Mortgage Refinance Rates -- January 8, 2021: Rates Tick Up but Remain Competitive
  Jan 8, 2021
  On Jan. 8, mortgage refinance rates rose slightly. Here's what you need to know about the rates you might pay if you refinance your home.
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• Petal Credit Card Holders Could Win Money for Making More Than Minimum Payments
  Jan 7, 2021
  Petal is running a sweepstakes for cardholders who pay more than the minimum. Here's what you need to know about the contest -- and why …
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• If Your Stimulus Check Doesn't Come by Jan. 15, You'll Have to File a Return to Get It
  Jan 7, 2021
  Lawmakers authorized stimulus checks for most Americans, but the IRS has a distribution deadline. Here's what happens if your payment doesn't come before then.
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• Stimulus Check Update: The Chances of More Money Coming Are High
  Jan 7, 2021
  The IRS is delivering the $600 stimulus payments authorized by the recent relief bill, but there's a good chance more money will soon be approved.
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• Here's What a Democrat-Led Senate Means for Stimulus
  Jan 7, 2021
  After the results of the Georgia Senate race, the odds of more coronavirus stimulus money are very high.
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• Will a $2,000 Stimulus Check Be the First Priority of the New Congress?
  Jan 7, 2021
  The Democrats are likely to be in control of both houses of Congress -- and passing a $2,000 stimulus check could very well be their …
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• Current Mortgage Refinance Rates -- January 7, 2021: Some Rates Shift Up a Bit
  Jan 7, 2021
  On Jan. 7, some mortgage refinance rates were up slightly. Here's what you need to know about average refinance rates today.
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• 2 Reasons I'm Making My Emergency Fund Bigger in 2021
  Jan 7, 2021
  My emergency fund already has quite a bit of money in it. Here's why I'm adding more.
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• Today's Mortgage Rates -- January 6, 2021: Rates Are Mixed
  Jan 6, 2021
  On Jan. 6, mortgage rates are mixed, with the 30-year going up and other fixed-rate loans declining. Find out more about today's average rates.
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• 6 Things to Do Before Moving Into Your New Home
  Jan 5, 2021
  You've done the hard work of getting a mortgage and buying a new home -- but there are six more tasks to check off your …
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• Current Mortgage Refinance Rates -- January 5, 2021: Rates Are Down
  Jan 5, 2021
  Mortgage refinance rates fell on Jan. 5. Here's what you need to know if you're considering refinancing your home loan.
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• Half of Americans Struggle With Saving
  Jan 5, 2021
  There's a really common obstacle to saving and it's easy to overcome. Find out why so many Americans don't save, and learn what to do …
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• The Top 5 Money Worries Keeping Americans Up at Night
  Jan 4, 2021
  Most Americans are worried about unplanned emergencies and the stability of their income. Here's how you can manage these fears.
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• Today's Mortgage Rates -- January 4, 2021: Rates See Little Change
  Jan 4, 2021
  Mortgage rates stayed fairly stable on Jan. 4. Check out today's average rates and learn about your mortgage loan options.
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• The 4 Biggest Home-Buying Mistakes You May Be Making
  Jan 4, 2021
  Home buyers make some common mistakes, including purchasing a home that's too expensive. You'll want to be sure to avoid these four errors.
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• 4 Huge Benefits of Homeownership
  Jan 2, 2021
  Becoming a homeowner comes with ample perks. Here are four of them.
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• Americans Have Cut Their Debt by 30% Since 2018
  Jan 2, 2021
  The average American's debt balance was just over $38,000 in 2018. Now it's $26,621. That's not the only good news -- that figure may decrease …
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• Why You Shouldn't Max Out Your Budget When Buying a Home
  Jan 2, 2021
  Thinking of buying a home at the top of your budget? Here's why you could come to regret that -- and how to calculate a …
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• Current Mortgage Rates -- Jan. 1, 2021: Rates Are Down Across the Board
  Jan 1, 2021
  Mortgage rates fell on the first day of the new year. Here's what you need to know about current rates.
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• Study: Debt Is Keeping Almost 60% of Americans From Reaching Their Goals
  Jan 1, 2021
  Is debt holding you back? Here's what you can do to take back control of your finances.
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• 3 Signs You'll Come to Regret Your New Home Purchase
  Jan 1, 2021
  If you stretch to buy your home or take a mortgage loan you don't understand, you could end up regretting your home purchase.
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• 30% of Americans Are Falling Victim to This Credit Card Trap
  Jan 1, 2021
  Credit cards can be a helpful tool, but they can easily pull you into debt. Make sure to avoid this credit card trap.
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• Current Mortgage Refinance Rates -- December 31, 2020: Rates Are Down
  Dec 31, 2020
  Mortgage refinance rates on Dec. 31 fell slightly. Here's what you need to know about today's average rates for refinance loans.
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• These Are Americans' Biggest Credit Card Regrets
  Dec 30, 2020
  Americans regret the way they have used credit cards. Here are three of the biggest changes they would have made.
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• Current Mortgage Rates -- December 30: Rates Fall for the Most Popular Loans
  Dec 30, 2020
  Mortgage rates declined for the 15-year and 30-year fixed-rate mortgage as well as for the 5/1 ARM on Dec. 30. Here's what you need to …
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• Your Stimulus Check Could Be Here as Soon as Wednesday
  Dec 29, 2020
  Stimulus checks are on the way this week. Yours could be in your bank account as soon as Wednesday if the IRS has your direct …
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• 3 Shocking Facts About Americans' Debt
  Dec 29, 2020
  Debt is a major financial problem for millions of Americans. These troubling statistics underscore just how big of an issue debt can be.
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• Current Mortgage Refinance Rates -- December 29: Rates Inch Up
  Dec 29, 2020
  Today's average mortgage refinance rates are slightly higher than yesterday's but are still near record lows. Here's what you need to know.
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• Trump Signs Bill Providing $600 Stimulus Checks and Expanded Unemployment
  Dec 28, 2020
  Averting a government shutdown, President Trump has put his signature on a bill guaranteeing $600 stimulus checks and expanded unemployment benefits.
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• 4 Signs It's Time for a New Bank in the New Year
  Dec 28, 2020
  If you're paying fees, you aren't getting good mobile services, or your bank is otherwise letting you down, it may be time to find a …
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• Current Mortgage Rates -- Dec. 28: Rates Creep Up for Most Loans
  Dec 28, 2020
  Mortgage rates shift up slightly for most loans on Dec. 28. Here's what you need to know.
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• Why You May Not Get a Second Stimulus Check Even if You Got the First One
  Dec 23, 2020
  While another COVID-19 stimulus check is likely on the way, you may not be in line for more money -- even if you got paid …
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• Current Mortgage Rates -- Dec. 23: Rates Are Mixed
  Dec 23, 2020
  Mortgage rates for Dec. 23 are mixed. Here's what you need to know about today's average rates.
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• A Shocking Number of Americans Don't Know This Key Financial Number
  Dec 20, 2020
  More than a third of Americans aren't sure how much money they have saved. You'll sleep better if you know what's in the bank -- …
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• 4 Signs It's Time to Switch Brokerages in 2021
  Dec 20, 2020
  Should you look for a different brokerage firm? If you're still paying commissions or these other red flags apply to you, it may be time …
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• 60% of Americans Are Worried About Their Debt -- but You Don't Have to Be
  Dec 20, 2020
  The majority of Americans are concerned about the amount they owe. But there are solutions to get out of debt.
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• 10% of Americans Are Flirting With Financial Disaster. Here's Why
  Dec 15, 2020
  Nearly 1 in 10 Americans do not have an emergency fund. This is a big problem, because it leaves them vulnerable to major financial loss.
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• One Big Change Kamala Harris Wants to Make to Increase Your Income by $500 a Month
  Nov 24, 2020
  The incoming vice president has an innovative plan to provide middle class and working families with up to a $6,000 tax credit. Here's what you …
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• Biden's Stimulus Plans Will Be a Hard Sell for Congress
  Nov 17, 2020
  President-elect Biden has shared his priorities for the next coronavirus stimulus bill. But will a Republican Congress get on board with them?
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• Weekly Mortgage News Roundup for Nov. 13, 2020
  Nov 13, 2020
  Want to know the news of the week in the mortgage world? Here's everything that happened with mortgage rates and more during the week ending …
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• Biden Urges Lawmakers to Pass Stimulus Bill Immediately
  Nov 12, 2020
  President-elect Joe Biden urged lawmakers not to wait until after the inauguration to pass another coronavirus stimulus bill. But will it make a difference?
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• IRS Warns of New Text Scam Related to $1,200 COVID-19 Stimulus Checks
  Nov 9, 2020
  The IRS has warned about a new text scam related to coronavirus stimulus checks. Learn about the scam so you can avoid identity fraud.
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• IRS Urges Eligible College Students to Register for Stimulus Checks by Nov. 21
  Nov 9, 2020
  If you are a college student eligible for a $1,200 coronavirus stimulus check under the CARES Act, take action by Nov. 21 to get your …
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• How the Appraisal Process Can Derail Your Mortgage Approval
  Nov 7, 2020
  Your home has to be appraised before you can get a mortgage -- but the process could derail your loan approval. Here's what you need …
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• Why a Stimulus Check May Have to Wait Until A New President Takes Office
  Nov 5, 2020
  With a divided Congress and lawmakers focused on other issues, there's a good chance Americans will not receive any more stimulus money until after January.
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• The Bidens Are Worth Millions but Still Have a Mortgage -- This Might Be Why
  Nov 2, 2020
  Many people with high incomes choose to use a mortgage to buy a home, even if they could afford to buy outright. The Bidens may …
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• Mortgage News Roundup for Oct. 30, 2020
  Oct 30, 2020
  Want the latest news about mortgage rates, home loans, and the housing market? Here' s what you need to know.
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• My 825 Credit Score Is About to Take a Hit. Here's Why That's OK
  Oct 26, 2020
  A good credit score is important, but you don't need perfect credit to qualify for the best rates.
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• Renters Owe $7.2 Billion in Unpaid Rent as Stimulus Negotiations Drag On
  Oct 24, 2020
  Americans need more help from Washington, D.C. As lawmakers struggle to reach compromise, study shows millions of tenants are falling behind on rent.
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• Just Two Obstacles Stand in the Way of a Second Stimulus Check
  Oct 23, 2020
  Lawmakers have found agreement on most issues related to a coronavirus stimulus check, but two big hurdles stand in the way.
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• Biden, Trump Clash Over Coronavirus Stimulus in Final Pre-Election Debate
  Oct 23, 2020
  Coronavirus stimulus was an issue in the final presidential debate before the election. Here's what happened and how it might affect a second stimulus check.
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• 3 Outside-the-Box Ways to Slash Your Grocery Bill
  Oct 23, 2020
  Aiming to cut your grocery costs? Here are three creative options that go beyond cutting coupons.
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• Mortgage Delinquencies Reach 20-Year High
  Oct 22, 2020
  More borrowers are delinquent on mortgage payments now than at any time in the past 20 years. Those struggling to pay have options.
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• Despite Missed Deadline, Coronavirus Stimulus Money Still Possible Before Election
  Oct 22, 2020
  House Speaker Nancy Pelosi set a deadline to pass stimulus relief before the election, but it has passed. Despite that, there's still a chance for …
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• My 1-Year-Old Is an Authorized User on My Credit Card. Here's Why
  Oct 21, 2020
  My one-year-old has access to an $85,000 line of credit. It's not to stock up on toys -- there's an important reason I've signed him …
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• 3 Big Credit Card Mistakes That I'll Never Make Again
  Oct 20, 2020
  When I was younger I missed a payment, opened too many credit cards, and closed old cards once I no longer needed them. Here's why …
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• Americans Made Responsible Choices With Their Stimulus Checks -- and They Need Another One
  Oct 20, 2020
  Americans did the right thing with the money the first coronavirus stimulus check provided -- but they need more relief. Find out why.
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• Mortgage Rates Hit 10th Record Low
  Oct 19, 2020
  Mortgage rates have now plummeted to a new record low. This is the 10th record they've broken this year. Here's why home loans have never …
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• Mortgages Are Getting Harder to Come By, Especially for Lower-Income Borrowers
  Oct 17, 2020
  Tighter credit standards have made it more difficult for lower-income borrowers to secure mortgage loans, even as rates hit record lows.
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• Trump Repeats Plea for Larger Coronavirus Bill, Suggests China Will Pay for It
  Oct 17, 2020
  President Trump wants a larger coronavirus stimulus package than his administration had proposed in negotiations and suggests China will pay for it.
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• Walmart CEO Tells Congress To Get Coronavirus Stimulus Done
  Oct 16, 2020
  The CEO of Walmart urges Congress to compromise on a coronavirus stimulus bill to provide much-needed relief for Americans.
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• Refinancing Now Accounts for Almost 6 in 10 of All New Mortgages. Here's Why
  Oct 16, 2020
  Many people want to take advantage of low mortgage rates, but it's refinancing, not new loans that account for most new mortgage activity. Find out …
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• Weekly Mortgage News Roundup for October 16
  Oct 16, 2020
  Keep up to date about what's going on in the world of mortgage loans and housing with The Ascent's weekly news roundup.
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• Bad News: There Almost Definitely Won't Be a Stimulus Deal Before the Election
  Oct 15, 2020
  Another stimulus deal before the election is virtually off the table. Key negotiators now agree that it's extremely unlikely to happen before November.
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• Trump Tells Lawmakers to 'Go Big or Go Home' On Stimulus Bill
  Oct 15, 2020
  President Trump is once again urging lawmakers to pass a large coronavirus stimulus bill. Sadly, this doesn't mean you'll get a second stimulus check.
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• Current Mortgages -- October 14: Rates Remain Stable Near Record Lows
  Oct 14, 2020
  Would-be homebuyers and homeowners considering refinancing will find low mortgage rates again, as rates have largely stayed stable and hovered near record lows.
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• 6 Important Lessons I Learned When Selling My Own Home
  Oct 13, 2020
  I've sold my own home several times. Here are six key things I learned along the way that might help you get a quick home …
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• Top White House Advisor Optimistic About a Bipartisan Stimulus Deal
  Oct 12, 2020
  A top White House advisor believes another coronavirus stimulus bill, including a stimulus check, could get bipartisan support. Here's what you need to know.
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• In Major Reversal, Trump Says He Wants Bigger Stimulus Package Than the Democrats
  Oct 12, 2020
  President Trump has changed course on stimulus plans, but will this up the odds of a second stimulus check?
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• Fewer Mortgages in Forbearance as Initial COVID-19 Protections End
  Oct 12, 2020
  The number of mortgages in forbearance fell this week, as the first 180-day payment deferment period came to an end.
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• Current Mortgages -- October 12: Rates Move Up a Little, but Stay Near Record Lows
  Oct 12, 2020
  Today's mortgage rates continue to hover near record lows, despite climbing very slightly from previous days.
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• Can't Make Your Personal Loan Payments? Here's What to Do
  Oct 10, 2020
  If you can't make your personal loan payments you may have options. You could refinance or talk to your creditors, but you need to do …
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• Getting Divorced? Here's What Happens to Your Mortgage
  Oct 9, 2020
  If you end your marriage, you'll need to decide what happens to your mortgage. Here's what you need to know.
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• Current Mortgage Rates -- October 9: Rates Stay Relatively Stable, Near Record Lows
  Oct 9, 2020
  Mortgage rates remain very competitive, near record lows. Here's what you need to know about average mortgage rates for Oct. 9.
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• Will a Second Stimulus Bill Pass Before the Election?
  Oct 8, 2020
  If you're hoping lawmakers will pass additional coronavirus stimulus legislation, you may need to wait until after the 2020 election. Here's why.
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• IRS Gives Non-Filers More Time to Claim Their Coronavirus Stimulus Checks
  Oct 8, 2020
  The IRS has extended the deadline for non-filers who have not received a stimulus check. If you want to receive yours this year, here's what …
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• Trump Reverses Stance on Stimulus, Asks for $1,200 Checks and Small Business Relief
  Oct 7, 2020
  The president indicated yesterday he wanted a stimulus bill to wait until after the election, but has since changed course and tweeted out support for …
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• Congressional Leaders Are Closer to a Stimulus Deal as COVID-19 Shakes Washington
  Oct 7, 2020
  Coronavirus has hit the Capitol hard in recent days. Could this be the wakeup call lawmakers need to find consensus on a stimulus bill?
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• Today's Mortgage Rates -- October 7: Another Day With Rates Near Record Lows
  Oct 7, 2020
  Average mortgage rates for Oct. 7 remain very competitive, with the 30-year loan staying below 3.00%.
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• 1 in 5 Americans Have Given Up on Getting a Second Stimulus Check
  Oct 6, 2020
  A recent poll revealed 20% of Americans don't think lawmakers in D.C. will provide more coronavirus relief. Do you believe a second stimulus check is …
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• Biden vs. Trump: Here's Where Each Candidate Stands on Income
  Oct 6, 2020
  Where do President Trump and Democratic nominee former Vice President Joe Biden stand on issues related to income? Here's what you need to know.
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• The 2020 Election Could Impact Your Personal Finances. Here's How
  Oct 6, 2020
  Elections have consequences -- and some of them could be financial. Here's how the 2020 election results could change your financial situation.
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• How My Emergency Fund Saved My Dog's Life
  Oct 6, 2020
  You've often heard the advice to have an emergency fund -- but it's only when you're faced with a real emergency that you realize just …
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• House Passes $2.2 Trillion Stimulus Bill With Second Check -- but Will it Pass?
  Oct 5, 2020
  The House of Representatives has passed another coronavirus stimulus bill, but it's unlikely to be signed into law. Here's why.
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• Today's Mortgages -- October 5: Rates Drop for All Loan Types
  Oct 5, 2020
  Today's mortgage rates have ticked lower. Consider locking in your loan today.
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• My Mortgage Refinance More Than Doubled My Payment. Here's Why It Was a Smart Move
  Oct 3, 2020
  Many people refinance their mortgages to lower their monthly payments, but I raised mine. Why? Because it will save me money in the long run.
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• 4 Things That Could Cause Mortgage Rates to Rise
  Oct 3, 2020
  Mortgage rates are very low. But they could go back up if new fees are imposed, if the economy improves, or other changes occur.
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• New Amex Program Gives You 3x Points if You Refer a Friend in October
  Oct 2, 2020
  If you refer a friend to American Express in October, you can earn three times the points and your friend will get a generous sign-up …
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• Weekly Mortgage News Roundup for October 2, 2020
  Oct 2, 2020
  Our top mortgage stories for the week ending Oct. 2 include some expert insight into how long low mortgage rates may last, tips for virtual …
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• Airlines to Get More Stimulus Relief, Even as the Unemployed Wait for Aid
  Oct 2, 2020
  The U.S. Treasury has offered coronavirus relief loans to seven airlines, while most unemployed Americans still wait for help from Washington D.C.
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• Coronavirus Stimulus Check Negotiations Show Signs of Progress, Upping the Odds of a Second $1,200 Payment
  Oct 2, 2020
  The White House has put forth a plan for a $1.6 trillion coronavirus stimulus package that includes another $1,200 stimulus check. Here's what you need …
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• Should You Get a Personal Loan to Pay the Bills?
  Oct 2, 2020
  A personal loan can help you cover costs, but you will have to pay it back, and all your purchases will be more expensive due …
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• Key White House Negotiator Vows One More Serious Try on Coronavirus Stimulus
  Oct 1, 2020
  Treasury Secretary Steve Mnuchin said Wednesday that he's ready to go back to the negotiating table to try to reach a compromise with House Speaker …
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• 3 Bad Reasons to Get a Personal Loan
  Sep 30, 2020
  Securing a personal loan makes sense under the right circumstances, but there are some bad reasons to borrow. Here are three of the worst.
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• Current Mortgages -- September 30: Slight Downward Shift Is Good News for Borrowers
  Sep 30, 2020
  Mortgage rates see a slight downward shift, remaining near record lows for Sept. 30, 2020.
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• Goldman Sachs Economists Now Anticipate Slower Growth After Giving Up on Coronavirus Stimulus
  Sep 29, 2020
  Economists from Goldman Sachs Group, Inc. believe the government will not pass more coronavirus stimulus legislation, and that will have a detrimental effect on economic …
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• Tomorrow is the Last Day to Get Coronavirus Stimulus Money for Dependents This Year
  Sep 29, 2020
  If you didn't receive the CARES Act stimulus money for dependents, you can still get it this year -- but you must take action by …
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• Pelosi Says a COVID-19 Stimulus Deal Could Still Happen
  Sep 28, 2020
  House Speaker Nancy Pelosi has now indicated she believes a coronavirus stimulus deal could be reached. Will this break the stalemate?
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• How Long Will Low Mortgage Rates Last?
  Sep 28, 2020
  Mortgage rates are near record lows. No one can predict how long it will last, but signs suggest rates may stay low for a while, …
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• Today's Mortgages -- Sept. 28: Mixed Results for 30-Year vs. Other Mortgage Types
  Sep 28, 2020
  Today's mortgage rates are down slightly for the 30-year but up for others, with rates remaining near record lows on Sept. 28.
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• How I Racked Up $6,930 in Debt -- and What I Did About It
  Sep 27, 2020
  Getting into serious debt was a big mistake, but with a little hard work, it's one I overcame. Here's how to take control of your …
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• How Many People in Your State Are Missing Their Stimulus Check?
  Sep 25, 2020
  The IRS will write to people who might not have received their coronavirus stimulus checks. Have lots of people in your state missed out on …
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• Current Mortgages -- September 25: Rates Remain Steady, Near Record Lows
  Sep 25, 2020
  Today's mortgage rates remain very competitive. Here's what you need to know about rates for a 5/1 ARM, as well as a 15-, 20-, and …
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• IRS Should Do More to Reach Out to Americans Who Missed Out on Stimulus Check, Says GAO
  Sep 24, 2020
  The Government Accountability Office believes the IRS should take more aggressive action to provide stimulus payments to Americans who missed out.
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• CEOs of America's Top Companies Warn Economy Could Backslide Without More Coronavirus Stimulus
  Sep 24, 2020
  America's economic recovery is fragile, and the CEOs of some of America's largest companies believe more stimulus funds are critical to continued improvement.
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• Bipartisan Group of Lawmakers Pushes for Stimulus Bill Before Election
  Sep 24, 2020
  The chances of a second stimulus check grow smaller every day. But some lawmakers continue to push for more coronavirus relief, even as the clock …
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• Can't Make All Your Credit Card Payments? Here's What to Do
  Sep 24, 2020
  If you can't pay all your credit card bills, your options include a balance transfer, a refinance, or negotiation with creditors.
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• Two Critical Dates if You're Missing Your COVID-19 Stimulus Check
  Sep 24, 2020
  Non-filers and those with undeclared dependents may be missing out on COVID-19 stimulus money. Here's what you need to do.
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• Today's Mortgages -- September 23: Another Day of Below 3.00% Rates for 30-Year Loans
  Sep 23, 2020
  Today's mortgage rates remain near record lows, so borrowers should consider locking in.
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• A Second Stimulus Check Is Even Further Away After the Passing of Ruth Bader Ginsburg
  Sep 21, 2020
  Lawmakers have been struggling to reach agreement on another coronavirus stimulus bill. The odds of success just declined even further.
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• Current Mortgage Rates -- September 21: Rates Remain Competitive
  Sep 21, 2020
  The average interest rate on a 30-year fixed rate loan is below 3.00% again, and rates on other loans are also near record lows. Here's …
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• Shopping for a Jumbo Loan? It's More Important Than Ever to Compare Rates
  Sep 20, 2020
  Are you in the market for a jumbo loan? Find out why there's a wide variation in rates right now, and how much you might …
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• Weekly Mortgage News Roundup for Sept. 18, 2020
  Sep 18, 2020
  Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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• Moderate Democrats Urge Pelosi to Compromise on Stimulus Bill
  Sep 17, 2020
  Democratic party leaders stand firm on the need for broad relief, but some moderates want compromise to provide at least some help to struggling Americans.
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• Today's Mortgage Rates -- September 16, 2020: Rates Remain Very Competitive
  Sep 16, 2020
  Mortgage rates are still very competitive for Sept. 16, 2020. Prospective homeowners should consider locking in to secure a low rate for the life of …
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• New Stimulus Proposal Includes Second Check, Enhanced Unemployment
  Sep 15, 2020
  The March to Common Ground stimulus framework introduced by the bipartisan Problem Solvers Caucus would include a second stimulus check and more.
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• 5 Smart Ways to Use Spare Cash During the Pandemic
  Sep 15, 2020
  Are you lucky enough to have extra money during these troubled times? From investing to paying down debt, here are five smart ways to use …
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• $1.5 Trillion Stimulus Bill, Including Second Check, to Be Unveiled This Afternoon
  Sep 15, 2020
  The House Problem Solvers Caucus is back with a new stimulus proposal. Will this be the ticket to finally passing a bill?
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• Mnuchin Urges Immediate Stimulus Bill That Ignores Deficit Concerns
  Sep 14, 2020
  Treasury Secretary Steve Mnuchin has urged lawmakers to pass a stimulus bill as soon as possible, without concerns about its impact on the deficit or …
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• Mortgage Rates for September 14: Rates Stay Low for Another Day
  Sep 14, 2020
  The average rate for a 30-year fixed rate mortgage is below 3.00% again, making now a great time to lock in a loan at a …
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• Mortgage Rates Have Hit a New Record Low. Here's What That Means to Homebuyers
  Sep 11, 2020
  Mortgage rates are lower than they have been since Freddie Mac began tracking rates in 1971. Here's what you need to know.
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• Average Mortgage Rates for September 11, 2020: Low Rates Persist
  Sep 11, 2020
  Mortgage rates remain extremely low today, with the average 30-year fixed rate mortgage again coming in below 3.00%. Here's what you need to know.
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• IRS: 9 Million Americans May Have Stimulus Checks Waiting to Be Claimed
  Sep 10, 2020
  An estimated 9 million Americans have unclaimed COVID-19 stimulus checks, according to the IRS. Here's what you need to know.
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• Here's How I Saved $2,400 During the Pandemic
  Sep 10, 2020
  
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• 4 Money Traps to Avoid During the Pandemic
  Sep 10, 2020
  The COVID-19 pandemic has made Americans more vulnerable to scams and other money mistakes. Here are four money traps you'll want to avoid during these …
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• 6 Key Details in Republicans' Proposed Stimulus Bill
  Sep 9, 2020
  The Republicans have proposed a new $500 billion coronavirus stimulus bill amid stalled negotiations on a broader package. Here's what you need to know about …
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• Current Mortgage Rates for September 9 -- Rates Remain Near Record Lows
  Sep 9, 2020
  Near-record-low mortgage rates continue for the week following the Labor Day holiday.
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• Today's Mortgage Rates for September 7: Rates Dip Back Below 3.00%
  Sep 7, 2020
  If you're in the market for an affordable mortgage, today is a great time to lock in your rate.
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• Pence: Congress to Pass Spending Bill Without COVID-19 Stimulus
  Sep 4, 2020
  The Trump Administration and Congress will move forward on a government funding bill with no coronavirus relief. Find out what this means for the likelihood …
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• Weekly Mortgage News Roundup for Sept 4, 2020
  Sep 4, 2020
  Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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• How to Save Over $16,000 on Your Mortgage
  Sep 4, 2020
  Did you know there's a simple trick to saving thousands on your monthly mortgage payments? Here's how you can do it.
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• What to Do With Your Credit Cards During COVID-19
  Sep 3, 2020
  During the COVID-19 crisis, changing how you use your credit cards may make sense. Here's what you need to know.
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• Why It's a Better Time Than Ever to Buy Mortgage Points
  Sep 3, 2020
  Buying mortgage points can make record low interest rates even lower. Read on to see why buying points makes more sense now than ever.
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• 4 Smart Money Moves to Make During COVID-19
  Sep 3, 2020
  Coronavirus has impacted the economy and may affect your finances if it hasn't already. Here are some smart money moves to make during the pandemic.
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• These Are the 10 States Where It Costs the Most to Buy a Home
  Sep 2, 2020
  The median home price in the United States was $295,300 in June of 2020, but prices vary by state. Here are the states with the …
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• Good News for Homebuyers as Average Mortgage Rates for September 2 Dip Slightly
  Sep 2, 2020
  The average mortgage interest rate for a 30-year fixed rate mortgage fell below 3.00% again. Find out more about today’s average mortgage interest rates, which …
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• Which Industries Are Being Hit Hardest by the Coronavirus Crisis?
  Sep 1, 2020
  Coronavirus is affecting people and businesses across the country, but some are being hit harder than others. Here's what you need to know.
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• We're Paying Off Our Mortgage 13 Years Early and Saving Thousands
  Sep 1, 2020
  We're paying off our mortgage ahead of schedule. Find out how we're doing it, why we're doing it, and whether you can use the same …
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• These Are the 10 States Where Homes Are Most Affordable
  Sep 1, 2020
  Average home values vary dramatically across the United States. Discover which 10 states have the lowest median home prices.
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• Mortgage Rates Today, August 31, 2020: Rates Creep Up, but Are Still Competitive
  Aug 31, 2020
  This is what mortgage rates look like today. Should you lock one in now?
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• Can You Refinance if You're Underwater on a Mortgage?
  Aug 30, 2020
  Refinancing an underwater mortgage loan generally isn't possible. Find out why, and learn about other options.
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• 7 Home Financing Mistakes to Avoid at All Costs
  Aug 29, 2020
  If you're applying for home financing, avoid these seven major mistakes. These missteps could cost you thousands -- some can even cause your mortgage approval …
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• Fannie Mae and Freddie Mac Announce Expanded Coronavirus Relief Options for Homeowners
  Aug 28, 2020
  Fannie Mae and Freddie Mac's new relief for homeowners impacted by COVID-19 includes a moratorium on evictions and foreclosures through the end of the year.
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• Mortgage Rates Plunge After Refinance Fee Is Delayed. Borrowers May Want to Act Fast
  Aug 28, 2020
  Fannie Mae and Freddie Mac have delayed a planned 0.5% fee for mortgage refinance loans, and their action sent rates falling. But the delay is …
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• Mortgage Rates for August 28, 2020: 30-Year Mortgages Fall Below 3% Again
  Aug 28, 2020
  With mortgage rates back below 3%, should you rush to apply?
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• Mortgage Rates for August 26, 2020 -- 30 Year Rate Back Above 3%
  Aug 26, 2020
  Here's an overview of today's mortgage rates. Are you ready to apply for a home loan?
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• Fannie Mae and Freddie Mac Explain New 0.5% Mortgage Refinance Fee
  Aug 25, 2020
  Fannie Mae and Freddie Mac have responded to criticism about their new mortgage refinance fee, but their answers leave a lot to be desired.
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• Today's Mortgage Rates - August 24, 2020
  Aug 24, 2020
  This is what mortgage rates look like today. Should you lock one in now?
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• 6 Tips to Secure the Cheapest Mortgage Refi Offer
  Aug 23, 2020
  If you're refinancing your mortgage, you want to get the cheapest new loan you can. Here are some tips on how to score a low-cost …
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• 5 Cash-Out Refinancing Mistakes to Avoid
  Aug 22, 2020
  With today's low mortgage rates, it's a good time for a cash-out refinance loan. Just make sure you avoid these mistakes.
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• Weekly Mortgage News Roundup for Aug. 21, 2020
  Aug 21, 2020
  Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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• How to Get the Lowest 15-Year Mortgage Rate
  Aug 20, 2020
  Looking for the lowest 15-year mortgage rate? Here are some tips to help you get the most affordable home loan.
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• Today's Mortgage Rates - August 19, 2020
  Aug 19, 2020
  This is what mortgage rates look like today. Should you lock one in now?
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• Current Mortgage Rates for August 17, 2020
  Aug 17, 2020
  Here are the average mortgage rates for Aug. 17, 2020. They're still very affordable, so now could be the time to lock in.
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• Today's Mortgage Rates - August 14, 2020
  Aug 14, 2020
  Here are the average mortgage rates for Aug. 14, 2020. They're still near record lows, so now is the time to lock in.
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• Mortgage Refi Costs to Rise in September as Fannie Mae, Freddie Mac Add 0.5% Fee
  Aug 13, 2020
  With Fannie Mae and Freddie Mac imposing new fees, mortgage refinance loans will soon be .5% more expensive.
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• Current Mortgage Rates for August 12, 2020
  Aug 12, 2020
  Here are the average mortgage rates for Aug. 12, 2020. Today's low rates mean it could be a good time to lock in a home …
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• What to Do If You Can't Afford Pads or Tampons
  Jul 26, 2020
  As many as two-thirds of low-income women struggle to afford menstrual hygiene products. Find out what to do if you have no pads left and …
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• Contactless Payments Are Set to Continue Growing Post-COVID
  Jun 18, 2020
  The U.S. is behind when it comes to contactless card payments, but COVID-19 may be changing that. Here are the contactless payment statistics you should …
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• Mortgage Rates Are at All-Time Lows. Should You Apply Now?
  May 18, 2020
  Record low mortgage rates could make it the ideal time to purchase a home or refinance. But is applying for a mortgage now the right …
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• 3 Reasons I Don't Worry About a Recession
  May 9, 2020
  While coronavirus could cause a 2020 recession, you can protect yourself with an emergency fund, multiple income streams, and a solid investment strategy.
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• How Does Your Household Spending Compare With the Average?
  May 8, 2020
  The average household spends $5,102 per month. See how this breaks down and compare your spending with that of your peers.
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• Here's What Happened When I Asked My Credit Card Company to Waive My Annual Fee
  May 1, 2020
  When I requested a waiver of my annual fee, I was told no. So I called back with more info in hand.
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• Report: Gen Xers Are Most Likely to Know Their Credit Scores
  Apr 30, 2020
  Just 18% of Gen Xers don't know their credit scores, compared to 23% of millennials, 20% of boomers, and 54% of members of Generation Z. …
  Read More
• 3 Surprising Stats About Subprime Consumers
  Apr 29, 2020
  Subprime consumers have higher incomes and less debt than you'd expect. Find out why anyone can have a low credit score, no matter their financial …
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• The Average American Spends Way More on Transportation Than You'd Guess
  Apr 28, 2020
  The average American spends about 16% of their income on transportation costs. Find out how to reduce that spending to free up some wiggle room …
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• This Generation Has Had the Biggest Credit Score Increase
  Apr 27, 2020
  Is your generation doing the best at boosting credit scores? Find out here.
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• Average Food Spending Tops 10% of Income. Here's How to Save
  Apr 26, 2020
  Americans spend a fortune on food -- but these tips can help you cut costs.
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• 42 States Improved Their Average FICO® Scores Last Year -- Did Yours?
  Apr 25, 2020
  In most states, average credit scores are rising. Is your state following the trend?
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• Why I Finally Signed Up for a Credit Card With an Annual Fee
  Apr 23, 2020
  Are you against credit card annual fees? I was too, until I finally realized that some cards are worth paying for. Could that also be …
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• When Will You Get Your Coronavirus Stimulus Check?
  Apr 22, 2020
  Stimulus checks have started to be directly deposited, but for a paper check, you may have to wait until August. Find out how to check …
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• The Basics of Your Credit Card's Extended Warranty
  Apr 22, 2020
  An extended warranty on your credit card could cover items for longer than the manufacturer warranty. Here's how extended warranties protect you.
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• Weekly Credit Reports Will Be Free for a Year
  Apr 21, 2020
  You can get your credit report for free each week for a year thanks to a joint decision made by Equifax, Experian, and TransUnion. Read …
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• Should You Invest Your Stimulus Check in a High-Yield Savings Account?
  Apr 16, 2020
  Investing your stimulus check in a high-yield savings account could help maximize your return. But it's not the best option for everyone. Find out more.
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• Parental Leave: What to Know and How to Prepare
  Apr 13, 2020
  If you're having a child, you need to make a plan for parental leave. Make sure you are financially prepared for the costs of taking …
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• How to Get Your Budget Back on Track After Coronavirus
  Apr 9, 2020
  The coronavirus changed the American way of life and impacted almost everyone's budgets. Here's how you can get your finances back on track.
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• How to Build Financial Security
  Apr 9, 2020
  You can become more financially secure by living on a budget, building emergency savings, and taking a few other key steps. Learn about them here.
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• How to Apply for Unemployment in Georgia
  Apr 7, 2020
  If you've lost your job due to the novel coronavirus, you may be entitled to unemployment benefits. Here's what Georgia residents need to know.
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• Subprime Borrowers' Income Is Far Higher Than You'd Think
  Apr 5, 2020
  What's the average income of people with a subprime credit score? Find out here.
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• How Do Your Debts Compare to the Average?
  Apr 3, 2020
  The average American owes a lot of money. Find out how you compare and see if you could manage your debt differently.
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• How to Apply for Unemployment in Maine
  Apr 1, 2020
  If you've lost your job or had your hours reduced due to the coronavirus, unemployment benefits may help. Use this guide to apply for unemployment …
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• How to Apply for Unemployment in Iowa
  Mar 30, 2020
  If you've had a job loss or income reduction in Iowa due to coronavirus, this guide will help you through the process of applying for …
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• How to Apply for Unemployment in Louisiana
  Mar 30, 2020
  If you're laid off or your work hours are reduced due to coronavirus, you may be entitled to unemployment benefits in Louisiana. Find out how …
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• How to Apply for Unemployment in Hawaii
  Mar 30, 2020
  If you're laid off or your work hours are reduced due to the coronavirus crisis, you may be entitled to unemployment benefits in the state …
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• How to Apply for Unemployment in Idaho
  Mar 27, 2020
  Idaho allows you to apply for unemployment online or via phone. Check out this guide to learn how to apply if your job has been …
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• How to Apply for Unemployment in Alabama
  Mar 27, 2020
  If you've lost your job in Alabama due to the novel coronavirus, find out what unemployment benefits you might be entitled to and how you …
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• How to Apply for Unemployment in Washington, D.C.
  Mar 26, 2020
  Did you lose your job in the nation's capital? Check out this guide on how to apply for unemployment in Washington, D.C.
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• Americans Owe Far Too Much on Store Cards
  Mar 24, 2020
  Americans carry surprisingly high balances on store credit cards. Find out why that's a problem and some alternatives that are better for your bottom line.
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• Getting Out of Debt Tops Americans' List of Financial Goals
  Mar 23, 2020
  Debt freedom is a top financial goal for many Americans. How can you get out of debt responsibly without compromising other financial priorities?
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• This Credit Misunderstanding Could Hurt Almost a Third of Americans
  Mar 22, 2020
  If you're one of the millions laboring under the misconception that your credit score doesn't matter, you could be making your financial life much harder.
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• About Half of All Americans Are Worried by Their Debt
  Mar 22, 2020
  Debt is a source of worry for millions of Americans. Here's what to do if you're one of them.
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• Coronavirus: Housing Assistance Resources
  Mar 20, 2020
  There is help if you're worried about eviction or foreclosure during the coronavirus pandemic. Explore some resources here.
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• Coronavirus: Resources for High-Risk Populations
  Mar 19, 2020
  From prescription delivery to telehealth options to special shopping hours and more -- here’s a list of resources for at-risk populations during these uncertain times.
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• 6 Things You Need to Know About Your Health Insurance Coverage During the Coronavirus Crisis
  Mar 19, 2020
  As the coronavirus threatens our health, it's important to understand your insurance, including deductibles, coinsurance costs, and maximum out-of-pocket limits.
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• What Happens if You Can't Return to Work Due to the Coronavirus?
  Mar 19, 2020
  If your job is eliminated due to the impact of COVID-19, look into career retraining, finding a new position with transferable skills, temp-to-hire work, or …
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• Mental Health Relief and the Coronavirus
  Mar 19, 2020
  If you’re struggling with anxiety, depression, or other mental health issues during the coronavirus, you’re not alone. Here are free resources for handling the emotional …
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• Financial Lessons to Learn While You Can't Leave the House
  Mar 18, 2020
  While you're stuck at home, take the time to learn about key financial concepts like how interest works, how your credit score is calculated, and …
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• How to Build a Budget During COVID-19
  Mar 18, 2020
  In this step-by-step guide, we’ll explain how to assess your situation, find coronavirus assistance, and pare down your expenses during these uncertain times.
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• Office Closed by Coronavirus? 5 Tips on Working From Home Productively
  Mar 18, 2020
  These five tips from an experienced telecommuter can help you thrive while working from home.
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• Feeling Unprepared for COVID-19? Here Are Some Steps You Can Take
  Mar 18, 2020
  These six steps for COVID-19 preparation include stocking up, checking out telehealth options, and reviewing your health insurance coverage.
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• 3 Ways to Protect Your Finances From the Coronavirus Outbreak
  Mar 18, 2020
  If you're worried about the financial impact of coronavirus, now's the time to shore up your emergency fund, check your health insurance, and get a …
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• What to Do If Coronavirus Cuts Your Income
  Mar 18, 2020
  Coronavirus has reduced income for millions of Americans. Find out what benefits you’re eligible for, how you can reduce your debt payments during this time, …
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• Americans Plan to Cut These 4 Big Expenses to Increase Savings
  Mar 18, 2020
  To save money, many Americans are giving up four big expenses -- including cutting back on subscriptions. But is it worth it? Learn more in …
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• How a Hard Inquiry on My Credit Report Actually Affected My Score
  Mar 17, 2020
  Hard inquiries can impact your credit score, but by how much? If you're considering applying for a loan or mortgage, here's what you need to …
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• 4 Things to Do With Extra Cash When You've Finally Paid Off Debt
  Mar 17, 2020
  When you’re done with debt payments, you have lots of options for redirecting that cash. Here are some ideas of what to do.
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• Does an Airline Credit Card Make Sense for You?
  Mar 16, 2020
  With so many options on the market today, when does it make sense to opt for an airline-branded credit card? Find out how to decide …
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• Report: Debt Is Up 250% Among Older Adults Since 2001
  Mar 14, 2020
  Debt levels have gone up a lot among older Americans. Here's the debt situation that older adults are facing.
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• A Surprising Number of Americans Have a Credit Score Above 700
  Mar 13, 2020
  You may be surprised to learn how many Americans have earned a good credit score. Find out how you can join them, too.
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• Your Credit Score Is Likely to Peak at This Age
  Mar 12, 2020
  You may be surprised to find out how old the average American is before their score peaks. Here's what you need to know.
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• Should You Use a Personal Loan to Pay Your Taxes?
  Feb 20, 2020
  There are both pros and cons to using a personal loan to pay the IRS. Find out what they are and what your other options …
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• 26% of Americans Would Rather Get a Cavity Filled Than Make a Budget
  Feb 10, 2020
  Is making a budget really more painful than getting a tooth drilled? Not if you change your mindset about budgeting and find an approach that …
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• How to Save an Extra $1,000 in 2020
  Feb 9, 2020
  Want to end 2020 with an extra $1,000 in your savings account? Here are a few ways you can do it.
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• 4 Ways to Make Sure You Never Miss a Credit Card Payment
  Feb 9, 2020
  You can't afford to miss a credit card payment and these tips will help you make sure you never do.
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• 5 Expenses Worth Splurging On
  Feb 8, 2020
  No one wants to waste money, but careful spending doesn't always mean scrimping or passing up a purchase. Here are five things you should consider …
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• Credit Card Late Payment Fees Could Go Up in 2020
  Feb 8, 2020
  Paying your credit card late could get more expensive in 2020. Here's how to make sure you avoid these costlier late payment fees.
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• The 3 Biggest Risks of Taking Out a Personal Loan
  Feb 6, 2020
  Taking out a personal loan could hurt your financial situation if you're not careful. Here are the three biggest risks and how to avoid them.
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• Are You Better Off With Multiple Credit Cards or One Great One?
  Feb 6, 2020
  Managing multiple credit cards has some pros and cons. Here's how to decide if you're better off with one great card or if you should …
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• Here's Why Credit Scores Have Gone Up for the Past 9 Years
  Feb 3, 2020
  Credit scores have been on the rise, and the average American's score is now pretty good. Here we explain why that's been happening.
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• Americans Are Using Far Too Much Credit
  Feb 1, 2020
  Did you know that average Americans are using far too much credit? Check out this article and learn how credit utilization can impact your credit …
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• 4 Reasons You Shouldn't Be Afraid of a Credit Card Annual Fee
  Jan 30, 2020
  Credit card annual fees aren't necessarily something to shy away from. Here are a few ways the card may pay for itself.
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• Are You 'Credit Invisible'? Here's How to Build Your Credit Score
  Jan 19, 2020
  What should you do if you have no credit record or credit score? Find out the answer here.
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• 4 Money-Saving Challenges to Try in 2020
  Jan 14, 2020
  Want to boost your savings in 2020? Check out these fun challenges and learn how to start putting more money aside.
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• 5 Smart Financial New Year's Resolutions to Make
  Jan 13, 2020
  Financial New Year's resolutions can help you end 2020 better off than you started. Here are five you should consider.
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• Which Generation Has the Best Credit Scores?
  Jan 13, 2020
  Some generations have higher average credit scores than others. Find out which age group has the best credit.
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• Are Credit Scores in Your State Above or Below Average?
  Dec 28, 2019
  Credit scores vary from one state to the next. Find out how your state compares.
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• 1 in 5 Americans Have a Credit Score Above 800. Here's How to Join Them
  Dec 27, 2019
  Around 20% of Americans have credit scores topping 800. Find out how you can become one of them.
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• 4 Reasons You Should Be Excited to Live on a Budget
  Dec 25, 2019
  Think budgeting is boring and restrictive? This will make you reconsider those beliefs.
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• These Credit Cards Are the Most Popular for Holiday Spending
  Dec 17, 2019
  Which credit cards do most consumers use when shopping for the festive season? Find out here.
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• How to Make 2020 the Year You Master Your Money
  Dec 17, 2019
  Managing money is a challenge for many, but you can change all that in 2020. Here are the five steps you should take to become …
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• The Majority of Americans Are Making This Holiday Spending Mistake
  Dec 17, 2019
  Most Americans don't use the most optimal payment method when buying holiday gifts. Are you one of them?
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• Did You Get Closer to Financial Independence in 2019?
  Dec 16, 2019
  Financial independence is a goal everyone should have. Did you get closer to achieving it in 2019?
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• A Quarter of Americans Are Making a Big Mistake This Holiday Season
  Dec 14, 2019
  During the festive season, it's far too easy to get carried away and make spending mistakes. Are you one of the many Americans making this …
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• Survey: Americans With a Holiday Budget Spend Less on Average
  Dec 14, 2019
  Research shows Americans who have a holiday budget spend less than average. Here's why that's a good thing.
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• Which Generation Splurges the Most on Holiday Spending?
  Dec 13, 2019
  Some generations spend more on holiday expenses than others. Find out here who spends the most.
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• How to Set Financial Resolutions You'll Actually Stick to in 2020
  Dec 12, 2019
  Setting financial goals the right way can maximize your chances of achieving them. Here's how you can make 2020 money resolutions you'll stick to.
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• Is Taking Out That Personal Loan a Big Mistake?
  Dec 12, 2019
  Personal loans can either help your finances or hurt them. Here are a few times when taking out a loan is not a good idea.
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• How Does Your Credit Score Compare to the Average?
  Dec 11, 2019
  How does your credit score compare to the average American's? Find out here.
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• 6 End-of-Year Financial Tasks to Put on Your To-Do List
  Dec 8, 2019
  Are you ending 2019 on a high note when it comes to taking control of your money? You will be if you complete these end-of-year …
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• How to Maximize Credit Card Rewards When Holiday Shopping
  Dec 8, 2019
  Want to earn tons of credit card rewards with your holiday shopping? Here's how you can do it.
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• Start Setting Your New Year's Financial Resolutions Now
  Dec 8, 2019
  Don't wait until Jan. 1 to set your financial resolutions. Start now and maximize your chances of reaching your goals.
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• 6 Tips for Holiday Shopping on a Tight Budget
  Dec 7, 2019
  If you've got a tight holiday budget, here are some tips to keep your spending under control.
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• Most Americans Don't Have a Holiday Budget -- and That's a Problem
  Dec 7, 2019
  The majority of Americans wing it when it comes to holiday spending -- which could help explain why so many end up in debt.
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• Don't Use These 4 Loan Types for Debt Consolidation
  Dec 5, 2019
  Not all debt consolidation loans will make debt payoff easier. Here are four kinds of consolidation loans you should likely avoid.
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• Report: Most Americans Have Good Credit. What if You Don't?
  Dec 4, 2019
  The average credit score in America is good, but many people are below the average. Here's what to do if you're one of them.
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• 3 Credit Card Mistakes That Could Cost You Thousands
  Dec 1, 2019
  Did you know that certain credit card mistakes could cost you big bucks? Here are three mistakes you should be sure to avoid.
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• 3 Reasons to Use a Credit Card for Holiday Purchases
  Nov 29, 2019
  Credit cards are often the best way to pay for holiday purchases so that you can earn rewards and gain extra purchase protection.
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• 6 Budget-Busters to Avoid This Holiday Season
  Nov 28, 2019
  Will holiday spending cause you to blow your budget? Not if you can successfully avoid these budget-busters.
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• Couples Who Want Separate Bank Accounts May Want a Shared Credit Card
  Nov 28, 2019
  When you maintain a separate bank account from your partner, you'll need to find ways to share expenses. Here's one way to do it easily.
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• Avoid This Simple but Expensive Mistake When Borrowing Money
  Nov 22, 2019
  Advertisers try to seduce customers with low monthly payments rather than promoting the total loan cost. Be sure you don't make this big money mistake.
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• The 3 Best Things to Cut From Your Budget If You Need to Save More
  Nov 21, 2019
  Cutting your budget can be hard. Here are the best things to do if you want to reduce what you spend.
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• How to Talk to a Spouse Who's Overspending
  Nov 21, 2019
  Handling money conflicts as a couple is hard. Here are some tips to help if your spouse is spending too much.
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• Credit Card Debt Stressing You Out? You Aren't Alone
  Nov 19, 2019
  How common is it to be stressed about credit card debt? Find out here and get tips on how to tackle your debt.
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• Here's What's Driving Americans Into Debt
  Nov 17, 2019
  People borrow for lots of reasons. Here are some of the most common reasons that Americans end up in debt.
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• 4 Reasons to Start a 529 Account for Your Newborn
  Nov 17, 2019
  If you have a new member of your family, the longer you put off opening a 529 account, the less money they will have in …
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• 97% of Americans Are Making This Money Management Mistake
  Nov 16, 2019
  Americans are making a big mistake when it comes to their finances. Are you one of them?
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• Millennial Couples Are Most Likely to Have Separate Banking Accounts
  Nov 15, 2019
  Why are millennials more likely to have separate bank accounts? And what are upsides and downsides for couples who separate their banking activities?
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• Don't Make These 4 Credit Mistakes Over the Holiday Season
  Nov 15, 2019
  The holidays are a prime time to spend on your credit cards. Make sure you avoid these mistakes so you don't get into financial trouble.
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• Traveling for the Holidays? Here's How Your Credit Card Can Help You Save
  Nov 15, 2019
  Could your credit card rewards make your holiday travel cheaper? Find out three ways your card could help you save on trips this holiday season.
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• Americans Watch TV 100 Times as Much as Their Finances
  Nov 10, 2019
  Are you guilty of spending too little time on your finances even as you binge watch your favorite TV shows? Here's what you should do …
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• Here's What Americans With Good Credit Understand About Debt
  Nov 9, 2019
  People with good credit know that purposeful debt can be good debt. Here's why that knowledge is so essential.
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• Most Americans Have Debt -- and It's Costing Them a Lot More Than Money
  Nov 7, 2019
  Is debt keeping you from living your dreams? If so, you're not alone -- but you have options.
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• 4 Reasons to Make a Big Purchase on a Credit Card
  Nov 7, 2019
  Don't know how much to save and spend? Meeting financial goals will be hard. If you're among the millions that don't know, these tips can …
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• 80% of Americans Aren't Confident They Could Miss 3 Paychecks
  Nov 6, 2019
  Without an emergency fund, you're on the brink of financial disaster -- and many Americans can’t afford to miss even three paychecks.
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• Half of Americans Don't Know How Much to Save -- Don't Be One of Them
  Nov 5, 2019
  Don't know how much to save and spend? Meeting financial goals will be hard. If you're among the millions that don't know, these tips can …
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• Americans Are (Literally) Sick of Managing Their Money
  Nov 5, 2019
  Are you one of the majority of Americans dealing with the major consequences of financial stress? These tips can help you get a handle on …
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• Is It OK to Splurge After You Meet a Financial Goal?
  Nov 4, 2019
  Meeting a financial goal deserves a reward -- but is more spending a good option?
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• You'll Never Guess How Few Gen Zers Have Credit Cards
  Nov 3, 2019
  Most Gen Zers don't have credit cards. But there may be reasons they should get them ASAP.
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• Your Daily Money Management Checklist
  Nov 3, 2019
  Are you spending enough time every day on your finances? Here's what you should be doing to manage your money daily.
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• Why This Is the Ideal Time to Swear Off Credit Card Debt for Good
  Nov 1, 2019
  Recent reports from the Consumer Financial Protection Bureau show it's an especially bad time to carry credit card debt.
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• Americans Spend 25 Times More Time Cleaning House Than Managing Money
  Nov 1, 2019
  What's worth a bigger time investment -- cleaning your house or cleaning up your financial life? Most Americans are getting this wrong.
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• Less Than Half of Americans Took These Smart Money Steps Last Year
  Oct 31, 2019
  A few simple money moves can make a big difference in your finances -- but most Americans aren't making them.
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• 6 Ways to Find Extra Money to Pay Off Credit Card Debt
  Oct 29, 2019
  Are you tired of being in credit card debt? Try one of these techniques to find extra money for debt payoff.
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• Credit Card Interest Rates Hit a 25-Year High. What Should You Know?
  Oct 29, 2019
  Are you in credit card debt? New record high interest rates mean your debt will be much more expensive to repay.
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• 4 Money Moves That Will Make You Feel Like a Genius in 20 Years
  Oct 29, 2019
  Your actions today affect your money tomorrow. Here are some steps to take with your money. Your future self will thank you.
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• What to Do if Your Credit Card Is Stolen While Traveling
  Oct 28, 2019
  What should you do if your credit card is stolen while you're away from home? Here are the key steps you need to take ASAP.
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• What's the Best Source of Startup Capital?
  Oct 28, 2019
  Starting a company can be expensive. Check out options for funding to find out which source of startup capital is best.
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• A Simple Guide to Credit Card Purchase Protection
  Oct 27, 2019
  How can credit card purchase protection keep your purchases safe? Find out here.
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• 5 Unexpected Costs I Faced After Having a Baby
  Oct 27, 2019
  My newborn son is already the source of some surprising costs. Here are just a few of them.
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• When to Call a Credit Card Reconsideration Line
  Oct 26, 2019
  Credit card reconsideration lines give you a second chance to get approved. Learn more here.
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• 5 Tips for Getting Your Credit Card Spending Under Control
  Oct 25, 2019
  If you're spending too much on your credit cards, follow these basic tips to get your spending under control.
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• 5 Major Benefits of Improving Your Credit Score
  Oct 25, 2019
  It's worth improving your credit score because of the major benefits you'll reap with a higher score. Here are five of those benefits.
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• 4 Warning Signs Your Credit Card Spending Is Out of Control
  Oct 24, 2019
  Spending too much with credit cards can quickly get you into financial trouble -- so watch for these red flags that suggest you're spending too …
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• 4 Times Being Cheap Doesn't Pay
  Oct 23, 2019
  It doesn't always make sense to opt for the cheapest option. In these four situations, spending more could be smarter.
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• 3 Ways the Gender Pay Gap Is Hurting American Women
  Oct 22, 2019
  How does the gender pay gap affect women? Here are three ways that women get hurt because they make far less than men.
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• Why You Should Start Saving for the Holiday Season Now
  Oct 21, 2019
  Don't want to end up in holiday debt? Now is the time to start saving money for the festive season.
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• The Best -- and Worst -- Reasons to Take Out a Personal Loan
  Oct 20, 2019
  Taking out a personal loan could be a smart move or a financial faux pas. Find out some good and bad reasons to borrow using …
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• How to Get Back on Track if You've Gone Over Budget
  Oct 20, 2019
  Going over budget can be a problem for your finances, but it is not the end of the world. Here's how you can get back …
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• 6 Signs You and Your Partner Are Financially Compatible
  Oct 18, 2019
  Financial compatibility is essential for a successful relationship. Here are six signs that you and your partner are on the same page.
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• 3 Warning Signs Financial Fights Are in Your Relationship's Future
  Oct 15, 2019
  Financial fights are far too common -- are you and your partner likely to have a lot of them?
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• Before Your Trip, Check If Your Credit Card Has These Key Features
  Oct 15, 2019
  Will your credit card be a help or a hindrance when you go on a trip? This guide will help you find out.
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• What Is Identity Theft Insurance, and Should You Get It?
  Oct 13, 2019
  Should you pay for identity theft insurance? Consider the pros and cons here.
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• Personal Loan or Balance Transfer: What's the Best Way to Consolidate Debt?
  Oct 9, 2019
  Choosing the right approach for consolidating debt is key. Find out whether a personal loan or a credit card balance transfer is the best approach …
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• Credit Card Refinancing vs. Debt Consolidation: What's the Difference?
  Oct 8, 2019
  Thinking about consolidating or refinancing debt but not sure what the differences between the two processes are? Here's what you need to know.
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• Who Is Eligible for a Business Credit Card?
  Oct 8, 2019
  Interested in getting a business credit card? Find out if you're eligible to apply for one.
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• 3 Times When Borrowing Money Is the Smartest Move
  Oct 7, 2019
  Can going into debt ever actually improve your situation? Here are three times when borrowing money is financially smart.
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• 4 Signs You've Outgrown Your Credit Card
  Oct 7, 2019
  Sometimes sticking with old credit cards is the wrong move. Watch out for these red flags to find out if this is the case for …
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• How to Avoid These Common Money Mistakes Couples Make
  Oct 7, 2019
  Couples often make these four financial mistakes -- and there can be big consequences. Here's what you need to know to avoid them.
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• Fine Print to Watch for When Comparing Credit Card Rewards
  Oct 6, 2019
  Credit card rewards programs can appear better than they are if you don't read the fine print. Here are some key things to look for …
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• 4 Ways to Make Sure Your Balance Transfer Is a Big Money Saver
  Oct 5, 2019
  Will your balance transfer save you money or end up costing you in the end? It all depends on whether you’re going about it the …
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• How to Get Your Partner on Board With Your Budget
  Oct 4, 2019
  If you and your beloved don't agree on budgeting, problems will abound. Here's how you can get your partner on board with your budget.
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• Should You Cosign on Your Kid's Credit Card?
  Oct 4, 2019
  Cosigning on a child's credit card can have consequences. Is becoming a cosigner something you should agree to?
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• How to Teach Your Kids About Responsible Credit Card Use
  Oct 4, 2019
  Want to help your kids avoid trouble with credit card debt? Here's how you can teach them to be responsible.
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• Should You Add Your Spouse as an Authorized User on Your Credit Cards?
  Oct 3, 2019
  Your spouse shares your life -- but should he or she share your credit line? Find out if you should add your spouse as an …
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• How to Pick the Right Balance Transfer Card
  Oct 3, 2019
  Picking the wrong balance transfer card could adversely impact your ability to save. How can you find the perfect card for you?
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• Should You Transfer a Credit Card Balance Multiple Times?
  Oct 2, 2019
  Thinking of transferring a balance you already transferred? Read this to find out if you should.
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• 5 Signs Your Credit Card Fee Isn't Worth Paying
  Sep 30, 2019
  Credit cards can come with high annual fees. If yours does, is the fee actually worth paying?
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• Couples Rank This Financial Lie as the Biggest Relationship Challenge
  Sep 27, 2019
  Any financial infidelity can be damaging, but this lie is seen as the most serious relationship challenge.
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• 3 Reasons You Keep Blowing Your Budget
  Sep 26, 2019
  Going over budget is a big source of frustration -- so why do you keep doing it? How can you stick to your budget without …
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• How to Avoid Financial Disaster When You Lose Your Job
  Sep 26, 2019
  A job loss can have a big impact on your financial life. Here's what you should do after you've lost your job.
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• Here Are the Top 10 Purchases Women Hide From Their Partners
  Sep 26, 2019
  Both men and women hide purchases from their partners. Find out which purchases women are most likely to keep secret.
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• 2 in 5 Millennials Are Making a Big Credit Card Mistake
  Sep 25, 2019
  Are you one of the millennials making this major credit card error? Find out here.
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• 6 Uplifting Signs That Americans Are Using Credit Cards Wisely
  Sep 24, 2019
  Data shows some actual good news about the ways Americans are using credit cards. Check out these six positive signs.
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• 3 in 4 Americans Say This Money Practice Would Make Them Happier
  Sep 24, 2019
  Wouldn't it be nice if your money was a source of happiness instead of stress? If you're like most Americans, adopting this habit will make …
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• A Timeline of When Couples Share Their Deepest Money Secrets
  Sep 24, 2019
  When should you share your financial secrets with your beloved? Here's a timeline of when most couples have big money talks.
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• Most Americans Don't Know This Key Credit Card Benefit
  Sep 23, 2019
  Did you know that credit cards can help secure your financial future? More than half of Americans are unaware of this key credit card benefit.
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• 2 in 3 Americans Are Procrastinating on This Smart Money Move
  Sep 22, 2019
  It takes just a few minutes to ask for a credit line increase, and it could significantly improve your credit.
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• Keep Buying Your Daily Latte -- and These 4 Other Budget Boogeymen
  Sep 16, 2019
  Cutting your budget to the bone isn’t always the best approach. Here’s why you may want to ignore the common advice to cut out every …
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• 4 Reasons to Transfer to a New Credit Card
  Sep 16, 2019
  Switching to a new credit card can have some big benefits. Check out four reasons why you may want to transfer to a new card.
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• Struggling Financially After Divorce? Here's What to Do
  Sep 15, 2019
  Ending a marriage can have major financial implications. Follow this guide to help you recover.
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• Do I Need a Chip-and-PIN Credit Card in Europe?
  Sep 15, 2019
  In the U.S. chip-and-signature credit cards are much more common than the chip-and-PIN cards often used in Europe. Make sure you understand the difference.
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• Almost Half of All Americans Are Making This Mistake With Their Credit Cards
  Sep 15, 2019
  Credit cards can help you financially, but they can also cost you a lot of money. Here's why you should pay off your balance every …
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• The ABCs of Credit
  Sep 14, 2019
  The ABCs of credit stand for APR; Benefits and rewards; and Cardholder terms. Learn more here.
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• Don't Let These Credit Score Myths Screw Up Your Finances
  Sep 14, 2019
  Having a good credit score is important, but there are a lot of misconceptions about how to earn one. We debunk the myths and explain …
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• How to Get Married Without Going Broke -- or Worse, Borrowing
  Sep 13, 2019
  Spending it all on a wedding -- or borrowing for one -- can be a bad financial decision. But if you follow these tips, you …
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• Study: Personal Loans Can Help Solve Past Debt Problems
  Sep 12, 2019
  Here are three reasons why taking out a new loan could help you solve past debt problems.
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• How to Cope When a Spender Marries a Saver
  Sep 12, 2019
  Opposites attract, but this can lead to problems when merging your financial lives. Here are some tips for dealing with what can happen when a …
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• The 1 Thing You Should NOT Do Before You Apply for a Big Loan
  Sep 11, 2019
  Are you about to borrow a lot of money? Make sure you don’t make this key mistake before applying for a loan.
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• The Smart Debt Repayment Plan for Couples
  Sep 11, 2019
  If you and your partner are both in debt, you can work together to pay back what you owe. Here’s how you can cut your …
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• Hiding Financial Secrets From Your Partner? Here's Why You Should Come Clean
  Sep 10, 2019
  Should you confess financial infidelity to your partner? Here are three reasons why coming clean makes sense.
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• 5 Money Issues That Could Ruin Your Relationship
  Sep 10, 2019
  Is your love at risk because of finances? Watch out for these five money issues that are common relationship killers.
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• Are Men or Women More Likely to Commit Financial Infidelity?
  Sep 9, 2019
  The majority of men and women have committed financial infidelity -- but which gender is more likely to commit this relationship sin?
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• 4 Money Mistakes New Parents Make
  Sep 8, 2019
  Babies are expensive enough without making money mistakes. Here are four financial faux pas that new parents should avoid.
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• 60% of Americans Say Their Debt Is a Problem -- Here's What to Do About It
  Sep 8, 2019
  A majority of Americans report that their debt is a significant issue for them. If you feel the same, these steps can help you get …
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• Will Debt Consolidation Help Your Finances or Hurt Them?
  Sep 7, 2019
  Debt consolidation sometimes helps your finances -- but could also make your situation worse. Here’s a guide to how consolidation could affect you.
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• 3 Benefits of Tracking Your Spending
  Sep 4, 2019
  Is tracking your spending really worth it? Yes, you’ll be surprised at how much it can help you financially.
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• What to Do If You Can't Pay All Your Monthly Bills
  Sep 4, 2019
  Do you owe more money than you can afford to pay each month? Here are some things you can do to help.
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• 5 Rules of Smart Credit Card Use
  Sep 3, 2019
  Being smart about credit cards doesn’t have to be hard -- just follow these five important rules.
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• 5 Things to Know About Health Insurance If You're Planning for a Baby
  Sep 2, 2019
  Thinking about growing your family? Make sure you understand these key health insurance facts before moving forward.
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• 3 in 4 Americans Aren't Planning to Make This Smart Money Move
  Sep 2, 2019
  Just one-quarter of Americans are planning to take this key step that could help improve credit and score free cash. Find out what it is.
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• When and How to Tell Your Boss You're Having a Baby
  Sep 2, 2019
  Having a new baby? Make sure you manage things well at work so there’s one less thing to worry about after the baby is born.
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• Only 3 in 10 Americans Are Avoiding This Money Mistake With Their Partners
  Sep 1, 2019
  Are you putting your relationship at risk because of this common money mistake? Most Americans have made this major error.
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• In Defense of Annual Fees: Some Rewards Cards Are Worth It
  Sep 1, 2019
  Think that credit card annual fees aren’t worth paying? The reality is that sometimes the fee will pay for itself and more.
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• How to Make Having a Baby More Affordable
  Sep 1, 2019
  Pregnancy and newborns can come with big costs. Check out this advice to keeping your spending down as you grow your family.
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• The 4 Biggest Debt Consolidation Mistakes
  Aug 31, 2019
  Thinking about consolidating your debt? Here are a few key mistakes that you can’t afford to make.
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• 4 Unexpected Costs to Plan for During Pregnancy
  Aug 30, 2019
  Having a baby is expensive -- and added costs start during pregnancy. Here are four unexpected costs you may be hit with that you should …
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• Americans Got These 3 Finance Questions Wrong -- Did You?
  Aug 29, 2019
  Most Americans don't know the answers to these three personal finance questions, and that's worrying. Do you know the right answers? Test your knowledge here!
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• How Long Should You Keep Credit Card Statements?
  Aug 29, 2019
  Is it safe to throw out your old statements? Find out here how long to keep credit card statements.
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• How Using a Midwife Can Help Save on Pregnancy Costs
  Aug 26, 2019
  Can having your baby cost you less if you use a midwife? Here are some ways you can keep your bills lower by getting midwifery …
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• How to Lower Your Credit Card Payments
  Aug 26, 2019
  What can you do if your credit card payments are too high? Here are some steps that could reduce your payments.
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• 4 Home Improvement Projects You Shouldn't Cut Corners On
  Aug 25, 2019
  Want to make sure your home improvement project pays off? Here are some projects you want to splurge on the best for, instead of settling …
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• What's the Best Way to Pay for Car Repairs?
  Aug 25, 2019
  Not sure how to pay for your car repairs? Here are some ideas that will help the next time you have automotive expenses.
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• What Is a Predatory Loan, and How Can You Avoid One?
  Aug 25, 2019
  Predatory loans can lock people into damaging debt situations through terms they didn’t expect or understand.
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• 4 Things to Know Before You Apply for a Personal Loan
  Aug 24, 2019
  Should you apply for a personal loan? Not until you know these four things.
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• Gender Pay Gap Statistics for 2020: Improvement, But No Solution
  Aug 21, 2019
  Is the gender pay gap real? The data shows it definitely is. Here are some of the most striking wage gap statistics for 2020.
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• 4 Financial Conversations to Have Before You Say I Do
  Aug 19, 2019
  Money is a leading cause of relationship issues. Have these money conversations before you get married to make sure you’re compatible.
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• 5 Financial Red Flags to Watch Out for Before Marriage
  Aug 18, 2019
  Thinking about getting married? Keep your eyes open for these red flags that suggest your partner may not be willing to handle finances after you’ve …
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• 8 Things Jetsetters Should Look for in a Travel Card
  Aug 18, 2019
  What are the key features of travel credit cards? Read on to find out what jetsetters should look for when choosing credit.
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• 4 Ways a Balance Transfer Can Go Wrong
  Aug 17, 2019
  Thinking of doing a balance transfer? Make sure to avoid these four mistakes that could cause a balance transfer to go awry.
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• What's the Difference Between Revolving Debt and Installment Loans?
  Aug 16, 2019
  There are big differences between revolving debt and installment loans that you need to know about. Find out about them here.
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• 5 Things to Look for in a Balance Transfer Card
  Aug 16, 2019
  Looking for a balance transfer credit card? Here are a few key features you’ll want to be on the lookout for.
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• What Happens if You Cosign and the Borrower Doesn't Pay?
  Aug 15, 2019
  If you cosign for a loan and the borrower doesn’t pay, you can face serious consequences. Here’s what can happen if the borrower leaves you …
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• 4 Surprising Ways Maxing Out Your Credit Card Can Hurt You
  Aug 14, 2019
  Did you know that maxing out your credit cards can hurt you? Here’s how charging too much can adversely affect your finances.
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• What Can I Use My Personal Loan For?
  Aug 14, 2019
  What are some of the things you can use your personal loan for? Read on to find out.
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• How to Get Over Your Fear of Investing
  Aug 13, 2019
  Fear of investing could make earning a reasonable return on investment impossible. Find out here how to overcome your fear.
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• Do Credit Cards Get Closed Due to Inactivity?
  Aug 13, 2019
  Could your credit card get closed if you don’t use it? Learn about when inactivity could lead to cards being closed.
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• How to Increase Your Net Worth
  Aug 10, 2019
  Increasing your net worth means you become wealthier and closer to financial independence. Here’s how you can do it.
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• 4 Budgeting Mistakes You're Probably Making
  Aug 9, 2019
  Budgeting mistakes can make sticking to your budget a challenge. Here are four key mistakes to avoid.
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• Chase Forgives Canadian Credit Card Debt
  Aug 9, 2019
  Canadians just got an unexpected windfall -- Chase forgave all their credit card debt. What does this mean for Canadians and their neighbors to the …
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• Should You Get a Personal Loan to Pay Off Credit Card Debt?
  Aug 9, 2019
  Personal loans can be used to pay off credit card debt. This could save money, but it isn’t always the best approach. Find out what …
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• My Husband and I Never Fight About Money. Here Are Our Secrets
  Aug 8, 2019
  It’s hard not to fight about money when you’re married, but it is possible. Here’s how my husband and I handle our finances without conflict.
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• Here's What Millennials Are Doing Right -- and Wrong -- When It Comes to Credit
  Aug 6, 2019
  When it comes to credit cards, millennials are making some good decisions, but there are still ways they could make the most of their credit …
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• How to Get Out of Debt With Bad Credit
  Aug 6, 2019
  Having bad credit makes it harder to get out of debt. Here are some options that are open to you even with a low credit …
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• What Makes a Good Secured Credit Card?
  Aug 3, 2019
  Secured credit cards are a great option for your first card. Just be sure to research your options so you can get a card with …
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• How to Stop Spending Money You Can't Afford To
  Aug 2, 2019
  If you’re one of the many Americans who are overspending each month, take control of your finances and break your bad spending habits with these …
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• Does APR Matter When Choosing a Credit Card?
  Aug 2, 2019
  APR is one of many factors to consider when selecting a credit card, but is it the most important? It might depend on your situation.
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• 3 Things Lenders Love to See in Your Credit Report
  Aug 1, 2019
  What should be in your credit report if you want to earn a good score? Here are three key things lenders want to see.
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• Why Did My Credit Card Company Close My Account?
  Aug 1, 2019
  Credit card companies can close your account for a number of reasons at their own discretion. Find out what might cause this to happen.
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• You'll Be Surprised What Type of Debt Is Growing the Fastest
  Aug 1, 2019
  With all the loans out there, from mortgages to student loans, you may be surprised that this type of debt is growing at a faster …
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• You'll Never Guess How Many Credit Card Users Have Maxed Out Their Credit Cards
  Aug 1, 2019
  Spending up to your credit limit is an all-too-common problem. Find out how you can remedy the situation if you're one of many Americans who've …
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• What's the Average Personal Loan Balance at Every Age?
  Jul 31, 2019
  Millions of Americans currently have personal loans. Find out what the average balance is for each generation.
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• How I Raised My Credit Score by 131 Points in 2 Years
  Jul 31, 2019
  With a little diligence and financial responsibility, you can raise your credit score, too. Follow these tips to learn how I did it.
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• 4 Ways to Make Saving Money More Fun
  Jul 29, 2019
  Read on to learn four ideas that will make saving your money an enjoyable activity rather than a negative one.
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• How Does Your Personal Loan Rate Compare to the Average?
  Jul 28, 2019
  Are you one of the millions of Americans with an outstanding personal loan? Find out how your loan rate matches up against the average.
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• Personal Capital Launches Savings Account With 2.3% APY
  Jul 26, 2019
  Personal Capital has become the latest fintech company to launch a high-yield savings account. Is it right for you?
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• How to Figure Out Your Total Debt Balance
  Jul 21, 2019
  The first step to paying off your debt is finding out exactly how much you owe. Follow these tips and you'll be on your way …
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• 4 Financial Conversations to Have With Your Partner Before Parenthood
  Jul 19, 2019
  Before you add a new member to your family, here are a few key financial conversations that you need to have with your partner.
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• Do You Need a Cohabitation Agreement Before Moving in With Your Partner?
  Jul 18, 2019
  Before you move in with your partner, consider signing a cohabitation agreement to make sure you are on the same page.
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• Is It Ever OK to Take Out a Payday Loan?
  Jul 9, 2019
  With such high interest rates, payday loans are rarely a good idea. Find out what your other options are, and when a payday loan might …
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• The Worst Things to Charge on a Credit Card
  Jul 9, 2019
  Credit cards are a great tool for making purchases both big and small, but if you’re not able to pay off what you charge each …
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• 5 Ways to Pay Less Credit Card Interest
  Jul 8, 2019
  Reducing credit card interest is possible. Check out these five ways you can cut interest costs and save money.
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• 8 in 10 Couples Have Argued Over Purchases. Here's How to End Those Fights for Good
  Jul 8, 2019
  Want to stop fighting with your partner about money? Here are the steps you should take.
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• Your Step-by-Step Guide to Switching Banks
  Jul 5, 2019
  Thinking about changing to a different bank? Don't miss this step-by-step guide that makes the process easy.
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• 8 Credit Card Benefits You May Be Overlooking
  Jul 5, 2019
  Does your credit card offer you benefits you aren’t taking advantage of? Don’t miss out on these often-overlooked credit card perks.
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• 5 Reasons to Switch to an Online Bank Today
  Jul 2, 2019
  Are you still using a brick-and-mortar bank? It's time to switch to an online-only institution. Here's why.
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• Do You Really Need a Detailed Budget?
  Jul 2, 2019
  Living on a budget can be a drag. Find out here if you really need a detailed budget or if you could benefit from an …
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• 10 Credit Card Words You Should Understand
  Jul 1, 2019
  Do you know these important credit card terms? If not, you might not understand what you're paying to use your credit card.
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• 5 Questions to Ask Before You Get a Joint Loan with Your Partner
  Jul 1, 2019
  Should you take out a loan with your romantic partner? Make sure you answer these questions first.
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• What's the Difference Between a Personal Loan and a Line of Credit?
  Jul 1, 2019
  Personal loans and lines of credit both allow you to borrow money, but they work differently. Here’s what you need to know about these two …
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• Ready for a Baby? 5 Financial Milestones to Hit First
  Jul 1, 2019
  Are you thinking about starting a family? Check these financial milestones off your to-do list first before you become a parent.
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• 12 Perks of the Best Travel Credit Cards
  Jul 1, 2019
  Are you looking for a travel credit card? Make sure your card offers at least a few of these 12 benefits.
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• 6 Reasons Your Budget is Impossible to Stick To
  Jun 27, 2019
  Do you have a hard time sticking with your budget? These are probably some of the reasons why. Keep reading to find out how to …
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• Less Than 40% of Credit Card Holders Have Used This Smart Debt Payoff Technique
  Jun 27, 2019
  Paying off debt is a challenge, but this technique can help. Unfortunately, most people don't use it. Here's how you can take advantage and save …
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• Why I Moved My Money Out of a Robo-Advisor
  Jun 27, 2019
  Are robo-advisors worth it? They're great for some investors, but not everyone. Read on to find out why I decided using a robo-advisor wasn't for …
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• Do You Have More Credit Cards Than the Average Person?
  Jun 26, 2019
  How many credit cards does the average American have? Should you open a new card to get rewards? Can you have too many cards? Read …
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• 66% of Credit Card Holders Have Made This Big Mistake
  Jun 25, 2019
  Are you making this costly credit card error? Most people have made this mistake in the past, and it can be an expensive one.
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• The Financial #adulting Checklist for College Grads
  Jun 24, 2019
  Ready to handle your money like an actual adult after graduating from college? This checklist will help you take the necessary steps.
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• How Debt Consolidation Could Lead to Big Financial Trouble
  Jun 21, 2019
  Consolidating debt can help you pay down debt more easily -- but it could also lead to financial disaster if you’re not smart about the …
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• Should I Pay Off a Personal Loan Before Applying for a Mortgage?
  Jun 20, 2019
  Should you pay off a personal loan before borrowing for a home? Find out the pros and cons of freeing yourself of this debt before …
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• 28% of Americans Rely on Their Credit Cards When They Run Out of Money
  Jun 18, 2019
  Too many Americans turn to high-interest credit cards when their bank accounts run dry. Here are some tips to make sure it doesn't happen to …
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• Is Paying Off Debt Always the Best Thing to Do With Your Money?
  Jun 17, 2019
  Wondering if you should pay off your debt or do something else with your cash? This guide will help you decide.
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• 5 Big Mistakes to Avoid When Paying Off Debt
  Jun 16, 2019
  Paying off debt can be a challenge -- but the process becomes harder if you make mistakes. Here are a few errors you’ll want to …
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• How to Bring Up Your Debt When You're Dating
  Jun 16, 2019
  Owing a lot of money can affect your dating life. Here’s how you can bring up your debt -- ideally without scaring off a would-be …
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• Should You Keep Your Old Secured Credit Card?
  Jun 16, 2019
  Secured cards help build credit. But should you keep them open once your credit score has improved?
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• Don't Make These 3 Credit Card Mistakes I Did
  Jun 15, 2019
  My credit card mistakes made it harder for me to build credit. Don't make the same mistakes I did -- learn from my errors.
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• What to Do When You Marry Someone With Debt
  Jun 15, 2019
  Are you tying the knot with someone who has a lot of debt? Here are a few steps you should take.
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• What Should You Do if You Can't Afford Your Monthly Debt Payments?
  Jun 14, 2019
  If you can’t afford to pay your monthly bills, what should you do? Here are the steps you should take ASAP.
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• When Is Interest on Debt Tax Deductible?
  Jun 13, 2019
  Can you deduct the interest you pay on your debt? Find out the circumstances under which interest payments can be deducted from your taxes.
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• 5 Signs You're Choosing the Wrong Personal Loan Lender
  Jun 13, 2019
  Is your personal loan lender actually the wrong lender for you? Watch out for these red flags that suggest you’re choosing the wrong loan.
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• 6 Tips for Setting Effective Financial Goals
  Jun 11, 2019
  Setting financial goals is important if you want to achieve big things with your money -- but how can you make sure your goals are …
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• How Many Savings Accounts Should I Have?
  Jun 10, 2019
  Do you have one savings account? You could be missing out on several conveniences. Read on to find out how many you should have -- …
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• 4 Situations When Debt Settlement is the Answer
  Jun 10, 2019
  When is debt settlement the right way to deal with your debt? Find out the answer here.
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• 5 Signs You Need a Bigger Emergency Fund
  Jun 10, 2019
  Is your emergency fund big enough to keep you from ending up in debt? Here are a few signs that you may need to increase …
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• The New Graduate's Guide to Retiring by 50
  Jun 10, 2019
  Early retirement takes a lot of effort, but it's doable. Here's a guide for the new graduate looking to retire by 50.
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• 5 Factors Besides Your Credit That Affect Personal Loan Approval
  Jun 10, 2019
  Are you hoping to get approved for a personal loan? Sure, lenders will check out your credit score -- but that’s not all they’ll look …
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• Why Focusing on Monthly Payments Is the Wrong Approach to Your Personal Loan
  Jun 10, 2019
  When applying for a personal loan, should you focus on monthly payments only? Find out why this is a bad approach.
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• 5 Tips for Comparing Credit Card Offers
  Jun 10, 2019
  How can you compare credit card offers to decide which card is best for you? Find some tips here.
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• What's the Best Way to Pay for Fertility Treatments?
  Jun 5, 2019
  Paying for fertility treatments can be an expensive undertaking if it's not covered by your insurance, but there are other options to help offset the …
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• Personal Loan vs. Home Equity Loan: Which Is Best for Home Improvement?
  Jun 4, 2019
  So you want to fix up your home and you need to borrow to do it. Should you take out a personal loan or a …
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• 4 Reasons NOT to Combine Your Finances With Your Significant Other
  Jun 4, 2019
  Just because you join your life with someone doesn’t mean you need to combine finances. Here are a few reasons why you may want to …
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• 4 Reasons to Combine Your Finances With Your Significant Other
  Jun 4, 2019
  When you’re a couple, it can make sense to merge every aspect of your life -- including your finances. Here are a few reasons why …
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• 5 Steps to Becoming Debt Free in 2019
  Jun 4, 2019
  Want to make 2019 the year that you finally get out of debt? Be sure to take these steps if you hope to be successful.
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• What You Should Look for in Your Credit Card Fine Print
  Jun 3, 2019
  While credit card promotional offers seem attractive, it’s important to read the fine print. Here’s what you need to look for.
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• Why I Prefer Cash-Back Cards to Rewards Cards
  May 30, 2019
  When it comes to credit card perks, cash back beats out other rewards any day in my book. Here's why I like cash-back cards much …
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• 5 Things You Can Do With a Personal Loan
  May 29, 2019
  Thinking about taking out a personal loan but not sure what you can do with the funds? Find out here.
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• How Much Debt Is Too Much Debt?
  May 27, 2019
  Being in too much debt can get you into trouble -- but exactly how much debt is too much?
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• Why I Switched to Online Banking and Never Looked Back
  May 27, 2019
  For the past five years I've used online banking exclusively for my personal banking needs. Here are the reasons why.
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• 4 Things to Look For in Your First Credit Card
  May 22, 2019
  What should you look for when picking a credit card? Check out four key factors to consider.
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• 4 Costliest Credit Card Mistakes
  May 20, 2019
  Credit cards can help you improve your credit score and earn rewards. But if you make any of these four mistakes, your credit card could …
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• When Should Your Kid Get a Credit Card?
  May 20, 2019
  Is your child old enough for a credit card of their own? Here's how to know when they're ready.
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• 3 Reasons You Need to Care About Your Credit Score
  May 16, 2019
  Your credit score matters for lots of different reasons. Find out here why you need to care about this important number.
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• 3 Financial Goals You Should Start Setting Now
  May 12, 2019
  Want to get ahead financially? Here are a few key financial goals you should set for yourself to achieve this dream.
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• 4 Ways You're Sabotaging Your Savings Goals
  May 8, 2019
  Are you inadvertently making it harder to hit your savings targets? Find out four ways you may be hurting your efforts to save.
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• How to Have an Honest Talk About Money With Your Significant Other
  May 8, 2019
  Talking about money is tough, but it doesn’t have to be a relationship killer. Follow this advice to have an honest -- and productive -- …
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• Should You Choose a Fixed or Variable-Rate Loan?
  May 7, 2019
  When you borrow money, you may have a choice between a fixed rate loan or a variable rate loan. Read on to find out how …
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• 3 Habits of People With Excellent Credit Scores
  May 7, 2019
  If you hope to earn a great credit score, these are the three key habits you'll need to adopt.
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• 5 Times Getting a Personal Loan Is a Big Mistake
  May 6, 2019
  Taking out a personal loan can make a lot of sense under the right circumstances. But there are also times when it can be the …
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• How to Protect Yourself From Credit Card Skimmers
  May 6, 2019
  Credit card skimmers are machines that capture your credit card info. Follow these four tips to reduce the chances that thieves will get ahold of …
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• 6 Questions to Ask Before Cosigning a Loan
  May 6, 2019
  Are you considering cosigning a loan? Don't take on responsibility for anyone else's debt until you ask these questions.
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• Graduating College With No Credit? Here's Where to Start
  May 6, 2019
  What should you do if you're graduating college with no credit? Take these steps to start building a solid credit history and an excellent credit …
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• How Can You Boost Your Chances of Getting Approved for a Personal Loan?
  May 3, 2019
  When you apply for a personal loan, you want to do everything possible to increase your chances of approval. Here are some ways to maximize …
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• How to Help a Family Member Who's in Debt
  May 2, 2019
  When your loved ones are in debt, it can be hard to watch them struggle. Here are some tips on how you can help.
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• Should You Say Yes to Loan Protection Insurance?
  May 2, 2019
  Loan protection insurance may seem like a good way to ensure that disability or death doesn't lead to default -- but is buying this insurance …
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• Why Would Lenders Reject Your Personal Loan Application -- and What Should You Do Afterward?
  Apr 30, 2019
  Being rejected after applying for a personal loan is a major letdown. Here's what you should do if this happens to you.
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• 5 Savings Mistakes You Should Stop Making Right Now
  Apr 30, 2019
  Are you being smart about saving money? Here are a few savings mistakes you should stop making now.
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• 5 Signs It's Time to Apply for a New Credit Card
  Apr 29, 2019
  Is your credit card no longer a good fit? These five signs suggest you need to consider finding a new credit issuer to do business …
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• Should You Join a Credit Union?
  Apr 29, 2019
  Credit unions provide many of the same services as banks, but they work on a different business model. Is it a good idea to join …
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• How to Stop Living Paycheck to Paycheck in 5 Easy Steps
  Apr 29, 2019
  Living paycheck to paycheck can be really stressful -- but there’s a way to escape the cycle. Just follow these five easy steps.
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• Credit Card Advice Every College Student Needs
  Apr 29, 2019
  Making the wrong decisions about credit cards can get college students in trouble. This advice can help you avoid mistakes.
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• 3 Financial Habits to Help You Succeed in Retirement
  Apr 25, 2019
  Hoping to enjoy your golden years, rather than spend them worrying about going broke? Here's how you can set yourself up for success.
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• 5 Financial To-Dos When You Change Jobs
  Apr 24, 2019
  Leaving your job for new employment? Make sure to check these financial tasks off your to-do list first.
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• 4 Tips for Tracking Your Spending in 2019
  Apr 23, 2019
  So you've decided to track your spending in 2019. Here are some tips to make the process easy and effective.
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• 5 Steps to Make 2019 Your Best Financial Year Ever
  Apr 22, 2019
  This year can be your most successful year ever when it comes to your money. Just follow these steps.
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• 4 Credit Card Mistakes to Stop Making Now
  Apr 22, 2019
  Want to use your credit cards wisely? You need to stop making these mistakes right now.
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• 4 Rotten Eggs That May Be Hidden in Your Credit Report
  Apr 18, 2019
  Is your credit report filled with rotten eggs? Finding them may not be as fun as an Easter egg hunt, but it can pay big …
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• 4 Ways an Earth-Friendly Lifestyle Saves You Money
  Apr 18, 2019
  Could being kind to the planet also leave extra cash in your wallet? Here are four key ways an Earth-friendly lifestyle can help you save …
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• Save Trees and Make Green With These 4 Tips
  Apr 18, 2019
  Did you know saving the planet can also save you money? Check out these four tips to help you keep more green in your wallet.
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• What Is a Bad Credit Score?
  Apr 18, 2019
  What is a bad credit score? Scores within this range are considered poor, and improving them should be a top goal.
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• Why You Need an Emergency Fund to Help You Avoid Credit Card Debt
  Apr 17, 2019
  Want to avoid credit card debt? Here's why you need an emergency fund if you hope to be successful at that goal.
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• What Is an Average Credit Score?
  Apr 16, 2019
  An average credit score can really hurt you. Find out if you have one and how to improve it.
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• Should You Put More in Your 401(K) Than You Need to Get the Employer Match?
  Apr 12, 2019
  You should always invest enough in your 401(k) to get an employer match. But should you put more money into your 401(k) or do something …
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• Saving vs. Investing: Which Is the Right Approach for You?
  Apr 11, 2019
  Should you be saving your money or investing it? This guide will help you decide on your approach.
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• Should You Charge Your Wedding Expenses on a Credit Card?
  Apr 10, 2019
  It's your big day -- should you break out the credit card to make it a dream wedding? Find out here if charging your wedding …
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• Should You Focus on Rewards or APR When Picking a Credit Card?
  Apr 9, 2019
  Is it better to opt for a rewards card with a higher APR or for a card with the lowest annual percentage rate you can …
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• This 1 Tip Will Help You Save $147 Dollars Per Month
  Apr 9, 2019
  Want to have an extra $147 in your pocket? Just do this one thing.
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• Is It Time to Switch Banks?
  Apr 1, 2019
  Should you change to a different bank? These red flags suggest it's time to make a switch.
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• Everything You Need to Know About Secured Credit Cards
  Apr 1, 2019
  Secured credit cards help you build credit when you can't qualify for an unsecured card. But there could be high fees charged, and you need …
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• How to Switch Banks in 6 Simple Steps
  Apr 1, 2019
  Thinking of switching banks? Here are the six simple steps you need to take to make the process easy.
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• How to Stay Out of Credit Card Debt in 5 Easy Steps
  Mar 27, 2019
  Want to get out of credit card debt for good? Just follow these five simple steps.
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• How to Check Your Credit in 6 Easy Steps
  Mar 26, 2019
  You know checking your credit is important -- but do you actually know how to? This step-by-step guide will help.
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• Here's What Actually Happens When You Pay Your Credit Card Late
  Mar 26, 2019
  You probably know paying your credit card late is bad -- but what exactly happens if you do it? Read on to find out.
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• How to Choose the Best Savings Account for You
  Mar 25, 2019
  Which savings account is best? Find out here how to choose the right savings account to meet your needs.
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• 9 States With the Most Credit Card Debt
  Mar 25, 2019
  Do people in your state carry a lot of credit card debt? Find out with this list of the nine states where people owe the …
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• Here's How Much My Credit Score Fell When My Utilization Rate Topped 50%
  Mar 25, 2019
  A great credit score can fall quite a bit when your utilization rate climbs. Here's what happened to my score.
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• How to Set a Budget for 2019 and Stick to It
  Mar 21, 2019
  Setting a budget can be hard, but you need to do it to get ahead. Follow these tips to set a budget for 2019 that …
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• How Writing a Goodwill Letter Could Help Improve Your Credit Score
  Mar 20, 2019
  Could you boost your credit score just by writing a letter? Find out here.
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• End 2019 $1,378 Richer With This 52-Week Money Challenge
  Mar 20, 2019
  Saving money doesn't have to be hard. This 52-week money challenge makes it easy to save more than $1,000.
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• My Bank of America Card Paid for Global Entry: Here's How It Worked
  Mar 19, 2019
  A statement credit if you pay for Global Entry is a common credit card perk. Here's how it worked for me.
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• How to Retire Early in 4 Easy Steps
  Mar 19, 2019
  Retiring early takes a little effort. Here are a few of the key steps you should take if you want to leave the workforce early.
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• 3 Reasons to Say No to Cosigning a Loan
  Mar 18, 2019
  Should you cosign a loan? While helping out a family member or friend may seem like a good idea, there are some big reasons to …
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• Personal Loans vs. Credit Cards: What's the Best Way to Borrow for Big Purchases
  Mar 18, 2019
  So you need to buy something big and you don’t have the cash for it. Should you use a credit card, or would a personal …
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• 4 Times You Should Consider a Personal Loan
  Mar 18, 2019
  Personal loans can be a smart way to borrow -- in the right circumstances. Find out when it’s smart to take a personal loan.
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• 7 Money Mistakes Gen Xers Are Making Right Now
  Mar 4, 2019
  Gen Xers are making some big mistakes when it comes to their money. Here are seven of the errors they’re making.
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• 5 Things to Avoid While Waiting for Your Mortgage to Close
  Mar 4, 2019
  Waiting for your mortgage to close? Here are five things to avoid in the interim until the house is yours.
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• 5 Reasons You Should Switch Banks Right Now
  Mar 1, 2019
  Is it time to switch to a different bank? Here are five reasons you should definitely move your money elsewhere.
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• 4 Signs You're Ready to Start Investing
  Feb 28, 2019
  Investing money for your future is essential -- but are you ready to start investing? These four signs suggest you are.
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• 3 Signs You Are Ready for a New Credit Card
  Feb 27, 2019
  Is it time to switch to a different credit card? These three signs suggest you need to explore some new options.
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• 4 Mistakes to Avoid When Repairing Your Credit
  Feb 26, 2019
  If you’re trying to boost your credit score, make sure you avoid these mistakes.
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• 4 Reasons to Never Tap Into Your Retirement Savings
  Feb 26, 2019
  Thinking about tapping into your retirement savings? Here are four reasons why that's a bad idea.
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• 3 Reasons You Should Tap Into Your Retirement Savings
  Feb 26, 2019
  Should you tap into your retirement savings? While there are lots of downsides to doing so, here are three reasons why this should be considered.
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• 4 Signs You Aren't Ready to Invest
  Feb 25, 2019
  Investing is important, but not everyone is ready to do it. Check out these four signs that suggest you aren't ready to start investing for …
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• 10 Financial New Year's Resolutions to Make for 2019
  Feb 25, 2019
  Hoping to be better about money during the new year? Consider making these financial resolutions for 2019.
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• For Your Heart's Sake, Schedule These 5 Financial Health Checkups
  Feb 18, 2019
  Financial worries can increase your risk of suffering a heart attack. Alleviate stress by scheduling these five financial health checkups.
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• Are Your Kids Depleting Your Savings Account? 5 Tips to Make Your Money Go Further
  Feb 18, 2019
  Kids are expensive -- but you don’t have to live with a low account balance just because you have offspring. Find out here how to …
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• 6 Ways to Celebrate Valentine's Day Without Breaking the Bank
  Feb 11, 2019
  Here are a few tips to help you celebrate Valentine's Day with your loved one without breaking the bank.
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• 3 Exercises to Trim Your Financial Fat in 2019
  Feb 11, 2019
  Want to get your financial life in shape in 2019? Make these tips part of your routine.
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• Attraction Can Be a Distraction, So Ask Yourself: Is Their Credit Score a Match?
  Feb 11, 2019
  Could compatible credit scores be a good predictor of your success as a couple? The answer is yes -- and here's why!
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• How the 2019 Tax Bracket Changes Affect Your Wallet
  Feb 11, 2019
  The tax brackets are changing in 2019. Here's how the changes will affect your wallet.
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• From Credit Card Hacks to Romance Scams, Financial Fraud Picks Up Speed
  Feb 11, 2019
  Being scammed can be a major blow to your finances and your peace of mind. Learn how fraudsters are coming for your money -- and …
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• Feel Like Every Day Is Financial Groundhog Day? Here's How to Escape the Debt Cycle
  Feb 4, 2019
  Are you stuck in a perpetual cycle of debt and feeling like you’ll never move forward? Follow these tips to wake up to a brighter …
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• Is a Home Equity Loan Right for You?
  Jan 30, 2019
  Considering a home equity loan? Here are a few key questions to ask to help decide if a home equity loan is right for you.
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• How Much Does a Late Credit Card Payment Really Cost You?
  Jan 29, 2019
  How much does a late credit card payment cost you? Between late fees, a penalty APR, and a reduction in your credit score, it could …
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• 5 Money Strategies to Help You Get Ahead in 2019
  Jan 29, 2019
  Want to get ahead with your money in 2019? Here are five money strategies to try out.
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• 3 Reasons to Pay Down Debt in 2019
  Jan 29, 2019
  Paying off debt in 2019 should be one of your top financial goals. Read on to find out three reasons why.
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• 3 Signs You Need to Get Better at Managing Money
  Jan 29, 2019
  Are you falling down on financial management? Here are three big red flags that suggest you need to get better at managing your money.
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• 4 Money Mistakes You Should Never Make Again
  Jan 28, 2019
  Are you guilty of making these four money mistakes? Making even one could make your financial life harder.
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• 10 Must-Dos to Get Your Personal Finances in Order
  Jan 28, 2019
  Want to get your financial life under control? Here are 10 tasks you must check off your to-do list.
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• How to Open a New Online Savings Account
  Jan 14, 2019
  Interested in opening a new online savings account? Follow these steps to make the process easy.
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• 4 Reasons to Get a Personal Loan in 2019
  Jan 10, 2019
  Does taking out a personal loan in 2019 make sense for you? Check out these top reasons to get a personal loan this year.
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• 3 Credit Rules You Should be Following
  Dec 31, 2018
  You don't want to mess up your credit score or pay a fortune in credit card interest. Follow these rules to make sure you use …
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• Is Mortgage Interest Still Deductible After Tax Reform?
  Dec 28, 2018
  Can you still deduct interest paid on your mortgage after tax reform? Find out the answer here so you don't miss out on any deductions.
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• What Happens to Your Debt When You Die?
  Dec 27, 2018
  Will your debt continue to haunt you from beyond the grave? Find out what exactly happens to debt when you die while you still owe.
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• You Won’t Believe How Long People Expect to Be in Credit Card Debt
  Dec 27, 2018
  Find out here the depressing length of time many Americans think it will take to pay off their credit card debt.
  Read More
• How to Pull a Free Annual Credit Report
  Dec 26, 2018
  Do you know how to check your credit for free? This step-by-step guide explains exactly how you can obtain a free annual credit report.
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• How to Dispute Something on Your Equifax Credit Report
  Dec 26, 2018
  If you have a mistake on your Equifax credit report, you need to take action. Find out here how to dispute inaccurate information.
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• How to Dispute Something on Your TransUnion Credit Report
  Dec 25, 2018
  Is there an error on your TransUnion credit report? This step-by-step guide will tell you exactly how to dispute the inaccurate information.
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• 5 Money Mistakes That Could Cost You a Fortune
  Dec 25, 2018
  Are you making money mistakes? Here are five big financial faux pas to avoid at all costs.
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• 5 Ways Your Credit Score Is Used Other Than Getting a Loan
  Dec 24, 2018
  Your credit score matters even if you don't plan to borrow. Find out what other individuals and companies may be interested in looking at your …
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• 3 Factors Propelling Americans’ Credit Card Debt Toward $830 Billion
  Dec 21, 2018
  Why are Americans so indebted? Here’s the depressing reason why credit card debt is on the rise.
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• 4 Steps to Make Sure Credit Cards Are Right for You
  Dec 20, 2018
  How can you make sure you're ready to get a credit card? Just follow these four simple steps to ensure you're prepared to take on …
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• Are Home Equity Loans Still Deductible After Tax Reform?
  Dec 18, 2018
  Can you still deduct interest on home equity loans after tax reform? Find out the new rules here for deducting interest on home equity loans.
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• The Biggest Threat to Your Credit Score
  Dec 17, 2018
  Your credit score is an important financial metric. You don’t want to put it at risk by ignoring this major threat.
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• How to Dispute Something on Your Experian Credit Report
  Dec 17, 2018
  If your Experian credit report has any errors, this step-by-step guide will help you through the process of disputing the inaccurate info.
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• Are There Errors on Your Credit Report?
  Dec 5, 2018
  You'd be surprised how many Americans have mistakes on their credit reports.
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• 6 Shopping Hacks That Will Save You Money
  Nov 29, 2018
  Want to have more money in your savings account? These six shopping hacks make it easy to spend less on the stuff you love.
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• How Much Money Should You Have in an Emergency Fund?
  Nov 29, 2018
  Could you cover a $2,000 emergency without going into debt? Find out how much you need to have saved.
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• How Much Money Should You Be Saving Each Month?
  Nov 29, 2018
  Around 65% of Americans are saving 10% of their income or less. Find out if that's enough in this article from The Ascent.
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• 5 Credit Card Mistakes That Could Be Tanking Your Credit Score
  Nov 28, 2018
  Are you using your credit cards the wrong way and hurting your credit score? Find out here if you're making mistakes that could cost you.
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• 4 Dangers of Debt Consolidation
  Nov 27, 2018
  Debt consolidation could make your financial problems worse if you don't recognize these risks and take steps to mitigate them.
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• 3 Reasons to Consolidate Your Credit Card Debt
  Nov 27, 2018
  Reducing your interest rate is just one of three big reasons why credit card debt consolidation can be a smart move. Learn more now.
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• How to Consolidate Credit Card Debt
  Nov 27, 2018
  Consolidating credit card debt can save you money and help you get back on track financially. But, how do you do it? Find out now.
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• Everything You Need to Know About Employer Credit Checks
  Nov 26, 2018
  It's natural to be nervous when employers want access to this important financial information. Find out what rights you have and what limits employers must …
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• 5 Ways to Tank Your Credit Score (and How to Prevent Them)
  Nov 26, 2018
  Many people don't know how their credit score is calculated. Find out how to avoid lowering yours.
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• Credit Freezes Started in September -- Here's How They Work
  Nov 20, 2018
  Starting Sept 21, you can freeze your credit for free. Find out what this means and why you might want to do it in this …
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• How to Transfer a Credit Card Balance
  Nov 1, 2018
  Sometimes it's a smart move to transfer a credit card balance to another card. Do you know how to do it?
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• 4 Questions to Ask Yourself Before Transferring a Credit Card Balance
  Oct 22, 2018
  Do you have high interest debt? If so, you may be interested in transferring a balance.
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• 5 Risks of Consolidating Debt With a 401(k)
  Oct 18, 2018
  Thinking about consolidating debt using a loan from your 401(k)? Be aware of these significant risks before you make this choice.
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• Debt Settlement vs. Debt Consolidation: What is the Difference?
  Oct 18, 2018
  Do you know the difference between consolidating debt and settling your debt? While both processes help you deal with owing money, they are definitely not …
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• This 1 Mistake Could Tank Your Credit Score 100 Points
  Oct 18, 2018
  It's an easy mistake to make, but it could dramatically reduce your credit score -- making it harder to borrow and resulting in all your …
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• Why a Home Equity Loan Is a Risky Choice for Debt Consolidation
  Oct 18, 2018
  Thinking about taking out a home equity loan to consolidate your debt? You need to be aware of the risks of this choice.
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• What Does It Mean to Be an Authorized User on a Credit Card?
  Oct 18, 2018
  Authorized users have the authority to use a credit card, but no responsibility to pay the bill. Learn what it means to be an authorized …
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• What You Risk by Not Checking Your Credit Report for Mistakes
  Oct 18, 2018
  If you don't check your credit report for mistakes, you could find yourself denied a loan or paying more when you borrow.
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• What's the Difference Between Secured and Unsecured Debt?
  Oct 18, 2018
  When you're borrowing money, you need to know if the debt is secured or unsecured. Find out how to tell -- and why the difference …
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