- Ascent Authors
- Kailey Hagen
Kailey Hagen
Writer | TMFKailey
Expertise
Retirement, investing, banks, insurance, taxes, personal finance
Education
B.A. English, University of Wisconsin-Madison
Past Experience
- Proofreader
- Research Analyst
Has Written For
The Simple Dollar and Motley Fool syndication partners: USA Today, MSN Money, Yahoo Finance
Summary
Kailey Hagen has been writing about small businesses and finance for almost 10 years, with her work appearing on USA Today, CNN Money, Fox Business, and MSN Money. She specializes in personal and business bank accounts and software for small to medium-size businesses. She lives on what's almost a farm in northern Wisconsin with her husband and three dogs.
Career Highlights
- Growing a successful freelancing career
- Seeing her work published by major media outlets
- Being thanked by readers who have learned something valuable from her articles
Kailey's Recent Articles
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There's Literally No Reason to Pay This Bank Fee Ever Again
Sep 26, 2022
All banks charge fees, but some of them can be pretty ridiculous. Here's one fee in particular that doesn't make sense for anyone to pay.
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These 5 States Have the Lowest Healthcare Costs in the U.S.
Sep 26, 2022
Healthcare costs vary by location. Read on to learn which five states have the cheapest average costs in the nation.
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Bicycle Insurance: Is It a Thing and Do You Need It?
Sep 24, 2022
Bicycle insurance helps pay for medical payments and bicycle repairs due to crashes, among other things. Here's what cyclists need to know about it.
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3 Things I Almost Never Buy New
Sep 24, 2022
If you're looking to save a few bucks, buying used instead of new can help. Here are three common items I use this strategy with.
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Moving to This State Could Double Your Annual Expenses
Sep 22, 2022
The cost of living varies significantly by state. Here's the state where residents pay the most.
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I Bought 87 Books for $160. Here's How
Sep 22, 2022
I'm building my dream library for less than $2 a book. Here's how you can do the same.
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3 Reasons You Can't Afford to Buy Pet Insurance Last Minute
Sep 20, 2022
Pet insurance is an invaluable protection when a dog or cat becomes sick or injured. Here are three key reasons to invest in a policy …
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Car Insurance Too Expensive? 4 Smarter Moves Than Skipping It
Sep 20, 2022
Skipping car insurance can prove costly in the long run. Here are four better ways to reduce auto insurance premiums.
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Moving to One of These 5 States Could Save You $6,000 or More per Year on Housing
Sep 16, 2022
Housing prices vary widely depending on where you live. Here are the five states with the lowest average housing costs.
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Utility Costs Are Skyrocketing. These 5 States Will Feel It the Most
Sep 16, 2022
Electricity and natural gas prices have soared in the last year. Learn which states have it the worst, thanks to their high average utility costs.
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The 10 States Where Average Income Is Growing the Fastest
Sep 15, 2022
Average income is rising across the nation, but the rate of growth varies by state. Here are the 10 states where paychecks have seen the …
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Residents of These 5 States Pay at Least $500 Less Than Average for Groceries Each Year
Sep 12, 2022
Grocery prices vary widely by state. Here are the five states that pay the least, along with tips to help you save.
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Grocery Stores in These 10 States Are Shockingly Expensive
Sep 11, 2022
Groceries are costing more everywhere, but some people pay more than others. Here are the 10 states where residents pay the most.
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These States Offer the Lowest Costs on Household Essentials
Sep 10, 2022
The cost of household essentials varies widely by state. Here's a look at which states offer the best prices in several key categories.
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Inflation Hitting You Hard? Whatever You Do, Don't Make This Mistake
Sep 8, 2022
Inflation is making everything more expensive, but this short-term solution can carry serious consequences. Read on to learn more.
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4 Steps Coastal Homeowners Need to Take ASAP to Prepare for Hurricane Season
Sep 7, 2022
The peak of hurricane season is just weeks away. Read on to find out what homeowners need to do to prepare themselves.
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These Are the 5 Household Staples That Are Rising in Cost the Fastest
Sep 4, 2022
Inflation is making everything more expensive, but some costs are rising quicker than others. Read on to learn the common household items that are climbing …
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These Bank Accounts Offer APYs Over 3.00%. Here's Why You Should Stay Far Away
Aug 28, 2022
Bank accounts with high APYs mean more money for you. But there's one high-earning bank account you should stay away from. Read on to learn …
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Switching Banks for a Checking Account Bonus? 3 Things You Need to Know
Aug 27, 2022
Many banks now offer checking account bonuses to draw in new customers. Here's what you need to know before you make the switch.
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Things to Know About Homeowners Insurance in Hurricane Season
Aug 15, 2022
Hurricanes are costly storms that can wipe out entire neighborhoods. Here's what homeowners need to know about the home insurance that protects them.
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Travelers, Don't Set Foot on a Plane Without This Financial Safety Net
Aug 15, 2022
Travel insurance offers valuable financial protection if your trip is delayed, canceled, or upended by other problems. Read on to find out what you need …
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Does Home Insurance Cover Solar Panels?
Aug 15, 2022
Residential solar panels can cost up to $25,000. Here's how to ensure they're fully protected.
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My Summer Vacation Cost $3,000 More Than I Planned. Here's Why
Jul 30, 2022
Dozens of unplanned expenses cropped up on my Greece vacation. Here's how we handled it and how you can avoid going through the same thing.
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5 Reasons You Were Denied Renters Insurance
Jul 27, 2022
Companies can deny renters insurance applications if they want. Take a look at some common risks that could lead to a denial.
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5 Ways to Save Money on Transportation When You Can't Ditch the Car
Jul 16, 2022
Gas prices are sky-high right now, and walking or taking a bus isn't always an option. Fortunately, there are still ways to save on transportation.
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I Don't Care If My Savings Account Has the Highest APY. Here's Why
Jun 15, 2022
High APYs are great, but they're not the only thing you should focus on in a savings account. These other things matter too.
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Soaring Interest Rates Make This a Terrible Investment Right Now
Jun 13, 2022
Bank account rates are rising, which is great news for savers. But you probably want to stay away from this type of account.
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In a Jam? Don't Take Out a Payday Loan Without Reading This First
Jun 13, 2022
Payday loans are extremely expensive. Check out some better alternatives and learn how to get out of payday loan debt.
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4 Ways to Fill Your Gas Tank Without Emptying Your Wallet
May 24, 2022
Gas prices are high, but with the right tricks, you can keep the pain to a minimum. Give these a try.
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The Big Reason Everyone Should Rethink Their Emergency Funds Right Now
May 19, 2022
Emergency funds protect you against the unexpected. Here's why you need to review yours ASAP.
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A Guide to Understanding the Degree of Operating Leverage (DOL)
May 18, 2022
Degree of operating leverage (DOL) is a ratio used to determine how a change in sales will affect your profitability. Follow the steps to calculate …
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A Beginner’s Guide to Standard Costs
May 18, 2022
Standard costs are the costs involved in making your product, such as materials, labor, and manufacturing overhead. Here are the pros and cons of standard …
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5 Types of Bank Accounts for Small Businesses
May 18, 2022
A business bank account is essential for running a business, but what type of account do you need? We highlight five types of accounts; you …
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How (and Why) to Support Small Businesses When You Can
May 18, 2022
Small businesses need the support of the local community to thrive. Here are eight ways you can support your favorite small businesses in your community.
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What Do I Need to Open a Business Bank Account?
May 18, 2022
If you are opening a business, you need a business bank account to send and receive funds. Here are the most common requirements to open …
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How I Wasted Over $1,000 Last Year -- and What I Wish I'd Done Instead
May 17, 2022
I spent a little too much on hobbies last year, but I learned a lot in the process. Here's what I could have done instead.
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This Financial Safe Haven Could Be Costing You a Fortune
May 15, 2022
Savings accounts keep your money safe, but they're not all created equal. You should avoid this type at all costs.
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I Saved $150,000 by Adding Onto My Home Instead of Buying New. Could You?
May 8, 2022
Buying new isn't always cheaper. Here's how I saved a fortune by adding on instead.
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3 Reasons I'm Glad I Own a 13-Year-Old Car
May 7, 2022
You can keep your shiny new cars. Here are three reasons I'm holding onto my old car for as long as I can.
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Don't Expect Your Tax Refund Anytime Soon if You've Made Any of These 3 Mistakes
May 3, 2022
Certain errors can slow your tax refund's arrival. Here are three you don't want to make.
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2 Things You'll Regret Doing With Your Tax Refund -- and 3 You Won't
Apr 28, 2022
Spending your tax refund isn't your only option. Read on for other ways you can use that cash.
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3 Ways to Grow Your Tax Refund Without Investing
Apr 28, 2022
Investing isn't the only way to grow your tax refund. Read this to learn about other options available to you.
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5 Types of Insurance the Average Family Needs
Oct 30, 2021
Insurance can help protect a family's finances. Here are five of the most important types of policy to have.
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Paying Less for Car Insurance Could Actually Cost You More. Here's Why
Oct 21, 2021
Buying the minimum car insurance has some hidden dangers. Here's why it's smart to purchase a little more.
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Here's Why Insurers Care About Your Credit Score
Oct 16, 2021
Insurers see credit scores as predictors of risk. Here's what you need to know about this practice.
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The Most Important Credit Move You're Probably Not Making
Oct 13, 2021
Your credit score affects all aspects of your financial life. Here's one step you don't want to skip if you're trying to keep yours high.
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Tips That Helped My Husband and Me Survive on a Single Income
Oct 10, 2021
Surviving on one paycheck can be a challenge. Here’s how my husband and I managed it this year.
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Most Gen Xers Are Making This 1 Huge Career Mistake
Aug 15, 2021
Gen Xers are struggling to get back into the workforce. Taking this step could help you find the job of your dreams.
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How to Raise Your Salary by 15% or More
Aug 12, 2021
Wish you made a little more money? This move can help you boost your income considerably.
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Clever Strategies to Increase Your Income -- Without Getting a Raise
Aug 7, 2021
No hope of a raise at work? Try these tips to boost your income anyway.
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Budget Apps vs. Spreadsheets: What's the Difference?
Aug 3, 2021
Not sure whether to budget with an app or a spreadsheet? Here's how to decide which is right for you.
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If You're a New Parent, Pay Attention to These Expenses
Aug 2, 2021
Becoming a parent means adding a host of new expenses to your budget. Here are five of the most significant.
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10 Best Post-Pandemic Side Hustles
Jul 11, 2021
Looking to earn a little extra money this summer? Here are a few ideas worth considering.
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How to Entertain Your Kids Without Spending a Fortune This Summer
Jul 8, 2021
Looking for a cheap way to make some fun summer memories? Start with these ideas.
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5 Things Your Car Insurance May Not Cover
Jul 3, 2021
Car insurance covers a lot, but it also has some surprising gaps. Here are five things you may not realize aren't covered automatically.
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3 Signs You Shouldn't Use an Online Bank
Jul 3, 2021
Not sure if online-only banks are for you? Here are three signs you may want to stick with a brick-and-mortar bank.
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3 Tips for Scoring a Great Auto Insurance Rate With a Poor Driving Record
Jul 2, 2021
Shopping for auto insurance with a poor driving record presents some unique challenges. Here's how to score a reasonable rate.
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3 Reasons to Have Multiple Savings Accounts
Jul 2, 2021
Sometimes, a single savings account isn't enough. Here are a few reasons to consider opening more than one.
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Your Weird Car Insurance Questions, Answered
Jun 23, 2021
It's not always easy to figure out what your car insurance covers, especially in unusual situations. Here's how to know what protections you need.
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Millions Are Quitting Their Jobs for Better Opportunities. Should You?
Jun 22, 2021
New job opportunities are cropping up every day. Is now the time for you to switch employers?
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Italy Removes 10-Day Tourist Quarantine Requirement -- but Only for Certain Flights
Jun 17, 2021
If you're planning to travel to Italy this summer, be aware of the country's COVID protocols. Here's what you need to know before you book …
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These 5 States Have the Highest Average Auto Insurance Premiums
Jun 11, 2021
Average car insurance rates vary by state, and drivers in these five states pay the most of all. Find out how you can keep your …
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How Being Loyal to Your Auto Insurer Could Cost You Money
Jun 8, 2021
Insurance companies want to make money, and they sometimes use controversial tactics to get more. Here's how to protect yourself.
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How to Kick 3 Common Budget-Killing Habits
May 30, 2021
Do you struggle to stick to your budget? Beating these three bad habits can help.
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Planning a Summer Vacation? These Tips Can Help You Save
May 25, 2021
Summer vacations can be expensive. Here's how to travel without breaking the bank or skimping on fun.
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These 5 Tips Can Help You Save on All Your Summer Weddings This Year
May 22, 2021
Is your summer wedding calendar full? Try these tips to stop them from draining your wallet.
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3 Ways Spring Cleaning Can Save You Money
May 22, 2021
Cleaning out your home could have some unexpected benefits. Keep reading to learn how you could fatten your wallet.
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3 Money Lessons I've Learned From My Newborn Son
May 21, 2021
Parenthood changes your finances dramatically. Here are three money-saving tips I'm keeping in mind now that I have a baby.
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7 Money-Saving Tips for Your Memorial Day Road Trip to Myrtle Beach
May 18, 2021
Heading to Myrtle Beach? These tips can help you save no matter where you're driving from.
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I've Gotten Over 1,000 Car Insurance Quotes. Here's What I've Learned
May 15, 2021
I've spent years getting auto insurance from all major companies in all states. Here are some of my best tips for making the process easier.
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Drivers in These 5 States Pay the Least for Auto Insurance
May 11, 2021
Find out which five states have the lowest average auto insurance premiums and how you can score a great rate in any state.
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Shopping for a New Car? How Your Choice Could Affect Your Auto Insurance Rates
May 11, 2021
Trying to keep your car insurance premiums low? Then you probably want to know how your ride affects your rates.
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Owning One of These 10 Cars Will Raise Your Auto Insurance Rates
May 11, 2021
If you own one of these cars, your insurance company might be charging you a higher rate. Find out why.
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5 Surprising Factors That Are Raising Your Auto Insurance Premiums
May 11, 2021
We all want to keep our insurance premiums as low as possible. Learn what factors might be working against you.
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These 3 Tips Will Help You Grow Your Wealth in 2021
Jan 31, 2021
Did 2020 hit your finances hard? Use these strategies to recover in 2021.
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Give Your Credit Score a Boost in 2021 With These Simple Strategies
Jan 22, 2021
A high credit score can save you money and unlock access to the best credit cards. Here's how to raise yours.
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The 3 Smartest Places to Stash Your Money Now
Jan 14, 2021
Trying to improve your financial security? Start by keeping money in these three places.
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This Bank Is Offering $250 to Babies Born on Dec. 31
Dec 30, 2020
Have a New Year's Eve baby? Don't pass up this chance to earn some easy cash. One bank wants to give babies born at the …
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Our Readers' Top 2020 Money Questions, Answered
Dec 23, 2020
We looked back on our year and answered five of our readers' most pressing money questions. Read on to find out what we had to …
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Our Experts' Best Banking Advice of 2020
Dec 15, 2020
Want to learn more about budgeting or how to grow your savings? These five articles are a great place to start.
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What's the Best Way to Finance Your Holiday Purchases?
Nov 11, 2020
You have several ways to pay for your holiday purchases. Here's a look at the pros and cons of each.
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Don't Use a Credit Card If You Don't Know These 3 Things
Nov 6, 2020
Credit cards can be useful, but they can also be costly if used incorrectly. Here are three key things you need to know about them.
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Is a Store Credit Card Right for You?
Oct 23, 2020
There are hundreds of retailer-branded credit cards out there. Here's how to know if you should make room for some of them in your wallet.
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How to Do Your Holiday Shopping on a Budget
Oct 22, 2020
Holiday shopping can cost a lot. Here's how to make it cost a little bit less.
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Is My High-Yield Savings Account Still Worth It?
Oct 19, 2020
Has your savings account rate plummeted this year? Here's why and how to know if you should stick with yours.
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Questions to Ask Before Signing Up for COVID-19 Hardship Assistance
Sep 24, 2020
Hardship assistance programs can be a lifesaver right now, but you should ask these questions first.
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3 Ways You Can Get Your Bank to Pay You
Sep 13, 2020
Banks pay interest on your savings, but that's not the only way they give out money. If you're in need of some extra cash, find …
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How I Bought My First Home at 24
Sep 5, 2020
I bought my first home at a young age. I had saved enough for a low down payment and was ready to work hard on …
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Quit Your Job to Take Care of Your Kids? You Might Qualify for COVID Relief
Sep 1, 2020
This COVID-19 law could pay you to stay home with your children for up to 12 weeks. Here's what you need to know.
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50,000 Americans Will Get Overdue Stimulus Checks in September
Aug 31, 2020
The IRS is finally mailing out 50,000 stimulus checks it accidentally withheld. Here's everything you need to know.
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Banking Alerts That Can Make Your Life a Lot Easier
Jul 24, 2020
Sick of checking your account balance daily to make sure nothing is amiss? Try using some of these alerts instead.
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Why Does My Savings Account Interest Rate Keep Dropping?
Jul 8, 2020
The recession is taking a toll on the interest you earn on your savings account. Here's a closer look at why.
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Got COVID-19 Medical Debt? 4 Things to Do Now
Jul 1, 2020
You don't need any more financial stress right now. Here's the best way to handle your coronavirus-related medical debt.
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4 Ways to Make Up for Lost Income in 2020
Jun 10, 2020
Lost your job or some of your income? Here are some ways you can get your finances back on the right track before the year …
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How to Prepare Yourself for the Next Big Emergency
Jun 5, 2020
Financial emergencies come in many forms, but you can cushion yourself against the worst of them. Here's how to be prepared for whatever comes your …
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10 Ways to Slash Your Utility Costs
Jun 2, 2020
You can't get away from utility costs, but you can reduce them. Try these tips to save yourself some money every month.
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5 Ways to Save on Your Summer Home Projects
May 30, 2020
Planning to do some remodeling this year? If you're worried about how much it will cost, you'll want to read this first.
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5 Ways to Lower Your Cell Phone Bill
May 28, 2020
Cell phones can be expensive, but you do have some control over what you pay. Try these tips to lower your bill and potentially save …
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5 Ways to Cash a Check Without a Bank Account
May 23, 2020
No bank account to deposit your check in? Read this to find out how you can access your money.
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Why Your Pet Needs an Emergency Fund Too
May 19, 2020
Your pet is like family. Make sure you create an emergency fund or fully factor their costs into yours so you can always afford their …
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7 Online Banking Safety Tips You Should Know by Heart
May 17, 2020
Your money is yours. Keep it that way by following these tips.
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Will Coronavirus Hardship Assistance Programs Hurt My Credit?
May 14, 2020
Coronavirus hardship assistance programs can help you keep your credit score high, but you still have to be careful. Find out how they work.
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How to Stop Money From Destroying Your Marriage
May 9, 2020
Managing your money together is an important part of marriage. Here's how to do it effectively.
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5 Places You Might Have Unclaimed Money Waiting for You
Apr 28, 2020
Need some extra cash? You might have money waiting for you in a few places. From old tax refunds to unpaid wages, now's a good …
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How to Redo Your Financial Plan After a Divorce
Apr 25, 2020
Divorce means starting over. Follow these steps to build a new budget and get your finances in order as quickly as possible.
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What You Need to Know About Coronavirus Hardship Assistance
Apr 22, 2020
Hardship assistance programs can help you in these difficult times, but you need to know what you're getting. Here are a few things to know …
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7 Ways to Save an Extra $100 This Month
Apr 20, 2020
Need some extra cash this month? It may not be as hard as it seems. Here are some tips to help you save a bit …
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How to Create a Budget With a Reduced Income
Apr 16, 2020
Going through a tough time financially because of the coronavirus? You’re not alone, and these tips can help you rework your budget to see you …
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7 ATM Security Tips You Need to Know
Apr 12, 2020
Where there's money, there are people out to steal it. Keep these tips in mind when using an ATM.
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7 Perks You Might Not Realize Your Travel Credit Card Offers
Apr 9, 2020
Your cardholder agreement might hide some valuable perks. Here are seven to watch for.
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How to Apply for Unemployment in Mississippi
Apr 6, 2020
Mississippi workers who are out of work because of the novel coronavirus can apply for unemployment. Here's what you need to know to claim your …
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3 Ways Your Bank Is Costing You Money
Apr 5, 2020
Some banks put their bottom line ahead of you. Here are three of their most common strategies.
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5 Signs You're Heading for a Financial Crisis
Apr 4, 2020
Don't ignore these warning signs. Deal with them before they become a full-blown crisis.
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Should I Open a New Savings Account During the Coronavirus Crisis?
Apr 2, 2020
In these chaotic times, savings accounts can be a safe haven for your money. Here's what you need to know about opening one now.
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Should I Open a CD During the Coronavirus Crisis?
Apr 2, 2020
A CD offers a safe way to earn some interest on your savings. Here's what you need to know to decide if it's right for …
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What Percentage of Americans Have a Perfect FICO® Score?
Apr 2, 2020
Only a very small number of Americans have a credit score that's perfect. But do you really need one?
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How to Apply for Unemployment in Kentucky
Mar 31, 2020
Unemployment can provide some income during these uncertain times. Here's what Kentucky workers affected by the novel coronavirus need to know.
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How to Apply for Unemployment in Florida
Mar 31, 2020
Florida workers who have been laid off due to COVID-19 qualify for unemployment. Here's everything you need to know.
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How to Apply for Unemployment in New Hampshire
Mar 31, 2020
New Hampshire workers affected by the novel coronavirus are eligible for unemployment benefits. Here's everything you should know before you apply.
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5 Problems With the 50/30/20 Budget
Mar 31, 2020
No cookie-cutter budget is perfect. Here's how to build a better one based on your lifestyle.
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The Real Cost of Only Making Your Credit Card's Minimum Payment
Mar 31, 2020
You should always try to make more than the minimum payment on your credit card. Here's a closer look at why.
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How to Apply for Unemployment in Indiana
Mar 30, 2020
Unemployment benefits are a lifeline for Americans who have lost their incomes due to the novel coronavirus. Here's everything Indiana residents need to know.
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How to Apply for Unemployment in North Dakota
Mar 30, 2020
North Dakota workers laid off due to the novel coronavirus can claim unemployment benefits. Here's everything you need to know about applying and qualifying.
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How to Apply for Unemployment in Maryland
Mar 30, 2020
Many Maryland workers can count on unemployment benefits to help them through the novel coronavirus pandemic. Here's what you need to know to apply.
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How to Apply for Unemployment in Delaware
Mar 30, 2020
Unemployment benefits can replace some of your income during the COVID-19 pandemic. Here's everything Delaware residents need to know to apply.
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How to Apply for Unemployment in Alaska
Mar 30, 2020
Unemployment benefits can ease the financial strain of COVID-19. Here's everything Alaskans need to know to apply.
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How to Apply for Unemployment in Kansas
Mar 30, 2020
Unemployment is a safety net in these uncertain times. Here's everything Kansas residents need to know to apply.
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7 Irregular Expenses You Can't Forget to Budget For
Mar 28, 2020
Did you remember irregular expenses in your budget? Here are a few you can't forget about.
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How to Apply for Unemployment in Arizona
Mar 27, 2020
Arizona workers who have lost their income due to the novel coronavirus can claim unemployment benefits. Here's everything you need to know.
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How to Apply for Unemployment in Minnesota
Mar 27, 2020
Minnesota workers aren't alone in this difficult time. Here's how to apply for unemployment benefits if your job has been affected by the coronavirus.
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How to Apply for Unemployment in Wisconsin
Mar 26, 2020
Wisconsin workers who have lost their jobs due to COVID-19 can claim unemployment. Here's everything you need to know.
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How to Apply for Unemployment in Michigan
Mar 26, 2020
Laid off due to the coronavirus pandemic? Here's what you need to qualify and apply for Michigan unemployment benefits until you can go back to …
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7 Security Risks of Mobile Banking -- and How to Avoid Them
Mar 25, 2020
It's up to you to keep your money safe. Always avoid making these mobile banking mistakes.
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23 Banks Helping Customers Affected by Coronavirus
Mar 23, 2020
Struggling to keep up with your personal loan, auto loan, or other payments during the coronavirus crisis? These banks are standing by to help.
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Should You and Your Spouse Have Joint Bank Accounts?
Mar 21, 2020
There isn't a clear right or wrong answer. Here's how to decide which approach is best for you.
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COVID-19: Jobs That Are in Demand Now
Mar 19, 2020
Out of work? If you've lost your job because of the novel coronavirus, check out our list of places that are hiring right now.
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The Coronavirus Outbreak Makes an Emergency Fund More Important Than Ever
Mar 19, 2020
How much should you keep in your emergency fund in a pandemic? Here’s how to build your emergency savings during a worldwide health crisis.
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7 Things You Should Stock Up on for Coronavirus Isolation
Mar 18, 2020
There are more important things than toilet paper and pasta. Here are seven things you should actually be stocking up on right now.
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Why Was My Balance Transfer Denied?
Mar 15, 2020
Thinking about transferring a balance? You'll want to read this first.
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5 Things You Probably Didn't Know About the Gender Pay Gap
Mar 15, 2020
he gender pay gap is a real problem for women from all walks of life. Here are a few surprising facts you may not know …
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A Simple Way to Save Hundreds of Dollars per Month
Mar 14, 2020
Need a little extra cash? This simple lifestyle change can help.
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7 Ways to Save More Money Without Changing Your Lifestyle
Mar 1, 2020
Think saving money is hard? Here are seven simple tips that might change your mind -- and none of them require huge sacrifices.
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5 Tips to Try If You Stink at Saving
Feb 26, 2020
Saving doesn't have to be difficult. Follow these tips to see how simple it can be.
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5 Things You Should Never Pay For With a Credit Card
Feb 25, 2020
Credit cards have a lot of perks, but in these five scenarios, they'll hurt you rather than help you. Find out when to keep your …
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7 Annual Expenses You Should Start Planning for Now
Feb 24, 2020
Your budget needs to include more than just your monthly expenses. Here are seven annual expenses you shouldn't forget about.
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Are Side Hustles Worth It for Women?
Feb 22, 2020
Men outearn women in side hustles, even though they put in less hours. Here are some tricks to maximize your side hustle earnings.
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7 in 10 Americans Worry About Paying Their Bills -- But You Don't Have To
Feb 18, 2020
Stop stressing about money and start saving. Try these strategies today.
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How to Plan for Spring Break on a Budget
Feb 14, 2020
Planning a spring vacation this year? It doesn't have to break the bank. Try these tips to keep your costs down.
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How to Celebrate Valentine's Day on a Budget
Feb 7, 2020
Valentine's Day doesn't have to bring a huge bill. Here are a few ways to go big on a small budget.
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Here's How Much the Average Person Actually Makes From a Side Hustle
Feb 5, 2020
The average person makes a pretty decent income from side jobs, but why be average? Here are some tips for making more than the median …
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5 Money Mistakes You Shouldn't Repeat in 2020
Jan 30, 2020
Haven't made a financial resolution for the new year yet? Here are a few ideas for you.
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4 Common Credit Card Fees You Don't Need to Pay
Jan 18, 2020
You get a say in whether you pay these credit card fees. Why pay them if you don't have to?
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Why Do I Have So Many Credit Scores?
Jan 17, 2020
With so many different credit scores, which one do you trust? Here's what you need to know.
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4 Simple Ways to Double Your Money
Jan 12, 2020
There are many ways to grow your wealth. Here are four ideas to get you started.
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7 Factors Lenders Look at When Considering Your Loan Application
Jan 10, 2020
If you understand what factors lenders consider when evaluating your application, it will improve your odds of approval. Here are seven you should know.
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The 3 Most Expensive Ways to Borrow Cash -- And 3 Better Alternatives
Jan 2, 2020
Borrowing money is a big decision. Here are three types of loans you should avoid at all costs.
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5 Things to Do Before You Close a Credit Card
Jan 2, 2020
Canceling a credit card can have some unintended consequences. Here are five things you need to do to avoid problems.
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5 Things That Will Keep You From Getting a Credit Card
Dec 21, 2019
These five things can tank your chances of getting a credit card. Here's how to avoid them.
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Residents of These 5 States Have Their Identities Stolen Most Often
Dec 20, 2019
Residents of these five states must take extra precautions to avoid identity theft. Is your state one of them?
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4 Ways Bad Credit Can Come Back to Bite You
Dec 20, 2019
Bad credit has some far-reaching consequences. Here are a few of the most significant.
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Half of Americans Are Setting Themselves Up for Holiday Overspending
Dec 15, 2019
Holiday shopping is expensive. Here's how to keep yours in check.
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9% of Americans Are Still Paying Off Holiday Debt From Last Year
Dec 6, 2019
The holidays are fun, but they're not worth taking on debt for. Create a holiday budget to keep yourself on track.
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The Average American Spends Over $700 on the Holidays
Dec 5, 2019
Holiday spending adds up faster than you realize. Try these tips to keep your costs down this year.
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12% of Americans Have No Chance of Getting Good Loan Terms
Dec 3, 2019
Poor credit is a serious problem, but you can fix it. Here's what you need to do.
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What Information Is on a Credit Report?
Dec 2, 2019
Your credit report is a comprehensive record of your financial life. What does yours say about you?
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The Average FICO® Score Is Climbing -- Is Yours?
Nov 28, 2019
Credit scores are designed to give lenders a long term view of your ability to manage credit. If you're struggling with yours, follow these steps …
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4 Reasons to Be Thankful for Credit Cards
Nov 28, 2019
It's the season of gratitude. Here are a few reasons to be thankful for those credit cards in your wallet.
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3 Things to Know Before Making a Charitable Contribution This Year
Nov 25, 2019
Charitable donations can help you and people in need, but you have to check these three things first.
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People in These 9 States Have the Best Credit Scores in the Nation
Nov 24, 2019
Some states have better average credit than others. Here are the nine that are leading the pack.
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5 Hidden Holiday Costs That Can Ruin Your Budget
Nov 18, 2019
Prepping for the holiday season involves more than buying gifts. You also have to plan for all those extra costs.
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What Is the Prime Rate?
Nov 18, 2019
Banks use the prime rate to set their own interest rates. Here's how it works.
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5 Ways to Slash Your Holiday Expenses
Nov 17, 2019
Love the holidays but hate the cost? Try a few of these tips.
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These 5 States Have the Worst Average Credit Scores in the Nation
Nov 17, 2019
Average credit scores are rising, but they're still pretty dismal in these five states.
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7 Reasons Your Budget Isn't Working for You
Nov 14, 2019
Avoiding these seven budgeting pitfalls is key to creating a budget that'll actually work for you.
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3 Times a Personal Loan Makes Sense
Nov 12, 2019
Personal loans aren't always the best solution, but here are three times when they can be a great option.
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7 Underrated Credit Card Perks You Should Take Advantage Of
Nov 8, 2019
Rewards points aren't the only credit card perk worth having. Here are seven lesser-known ones that can be even more valuable.
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Take These 5 Steps Now to Prepare Yourself for Any Financial Emergency
Nov 8, 2019
Financial emergencies come in many forms, but the preparation for them is more or less the same. Here are five steps everyone should take.
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This Is the Most Dangerous Type of Debt in America
Nov 7, 2019
Every form of debt can be a source of financial stress, but there's one that tops them all. Do you know which it is?
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4 Money Mistakes That Could Send You Spiraling Into Debt
Nov 3, 2019
No one wants to take on more debt than necessary. Here are five mistakes you definitely need to avoid.
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Trick or Treat? How to Tell If a Credit Card Offer Is a Good Deal
Oct 31, 2019
Your wallet only has room for so many credit cards. Find out how to decide which ones are right for you.
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1 in 5 Americans Has Subprime Credit -- Here's What They Can Do
Oct 31, 2019
Subprime credit haunts you in more ways than you realize. Here’s what you can -- and should -- do about it.
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15% of Americans Think They'll Have Debt Forever. Don't Be One of Them.
Oct 27, 2019
You can get out of that crippling debt cycle. Just follow these tips.
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Report: More Americans Are Making This Savvy Credit Card Move
Oct 24, 2019
Credit card debt is a huge financial burden. This simple trick can help you get rid of it faster.
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5 Reasons Your Credit Card's APR Could Change
Oct 23, 2019
Your APR affects how fast your balance grows. Knowing when and how it might change could save you money.
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The 7 Biggest Banking Mistakes Nearly Everyone Is Making
Oct 19, 2019
Don't miss out on valuable opportunities to grow your wealth. Avoid these seven costly banking mistakes.
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5 Times You Shouldn't Transfer Your Credit Card Balance to a New Card
Oct 18, 2019
Before you transfer a balance, make sure it's actually a smart move. Here are five times when it's not.
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7 Things You Should Know Before You Switch Banks
Oct 17, 2019
Switching banks is more complicated than just transferring your funds from one account to another. Here are seven things to know before you do it.
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5 Times Getting a Personal Loan Is a Bad Idea
Oct 17, 2019
A personal loan is versatile and doesn't require collateral. But it has its drawbacks too.
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These 4 Words Are the Key to Becoming Rich
Oct 14, 2019
There are many strategies to becoming wealthy, but they all boil down to a simple idea.
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What Happens to Your Store Credit Card When the Store Closes?
Oct 13, 2019
Stores close and sometimes their credit cards close with them. Here's what you need to know if it happens to you.
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What Is a Precomputed Loan?
Oct 12, 2019
Precomputed loans can cost you money if you intend to pay back your debt early. Here's everything you need to know about them.
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5 Signs You're a Target for Identity Thieves
Oct 11, 2019
In the internet age, it's easier than ever for thieves to steal your identity. If you've done any of these five things, you could be …
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5 Easy Ways to Turbocharge Your Savings
Oct 10, 2019
Boosting your savings sounds difficult, but it doesn't have to be. Here are five strategies anyone can use to increase their savings quickly.
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5 Times You Need to Check Your Credit Reports
Oct 10, 2019
Do yourself a favor and verify that your credit reports are accurate by checking them whenever one of these five scenarios applies to you.
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5 Ways a Late Credit Card Payment Can Really Hurt You
Oct 9, 2019
The effects of a late payment are far-reaching. Here are five examples of how it can hurt you.
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5 Financial Habits of Highly Successful People
Oct 8, 2019
If you want to become wealthy, you have to master the basics of money management. Here are five tips anyone can use to grow their …
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Don't Close That Credit Card Without Asking Yourself These 6 Questions
Oct 5, 2019
You need to understand the effects of your decision. Start by asking yourself these questions.
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3 Things Every Savvy Shopper Does When Comparing Personal Loans
Oct 4, 2019
Want the best rate on your personal loan? Try these smart shopping tips.
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5 Financial Mistakes You Shouldn't Be Making in Your 40s
Oct 1, 2019
Make your 40s your best decade yet. Start by avoiding these five devastating money mistakes.
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5 Perks You Can Only Get With a High Credit Score
Sep 30, 2019
Your credit score determines your eligibility for loans and credit cards, but here are a few lesser-known incentives for keeping your score high.
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The Most Important Credit Move You're Probably Not Making
Sep 29, 2019
Keeping your credit score high requires many good financial habits. Here's one that most people forget about.
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5 Dangerous Money Habits to Avoid at All Costs
Sep 25, 2019
Bad financial habits can hurt your credit and your ability to save. Here are five of the worst to avoid.
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Take a Victory Lap! Proof Americans Aren't (That) Bad With Money
Sep 22, 2019
Tired of all the gloomy financial stats stressing you out? Here are five that will cheer you up.
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5 Costly Travel Mistakes You Didn't Realize You Were Making
Sep 21, 2019
Make sure you don't accidentally run up unexpected bills while you're traveling. Here are five big mistakes to avoid.
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5 Easy Ways to Save Money on Your Vacation
Sep 17, 2019
Traveling is expensive. But these simple tips can help you cut your costs.
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Here's 1 Reason Why Boomers May Have Less Debt Than Millennials
Sep 17, 2019
Sometimes it pays to listen to your elders. Here's one trick baby boomers know that can save you money in the long run.
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The Newlywed's Guide to Merging Finances
Sep 16, 2019
You've tied the knot. Now tie up the loose ends in your financial plans.
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5 Money Habits Men Look for in a Romantic Partner
Sep 14, 2019
Want to make yourself more financially appealing to a special man in your life? Here are some traits men find attractive in their significant other.
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Here's Why Having a Good Checking Account Matters
Sep 13, 2019
Managing your money shouldn’t be complicated. Having the right checking account can save you money and make your life easier.
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7 Unexpected Fees That Could Ruin Your Vacation
Sep 13, 2019
Not all travel costs are obvious. Here are seven hidden costs you can avoid.
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Financial Traits Women Look for in a Partner
Sep 12, 2019
Want to improve your relationship with money and attract a new partner at the same time? Do these five things.
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5 Things You Probably Don't Know About Your Own Bank
Sep 7, 2019
Banks bury a lot of important details in their fine print. Here are five you should know about.
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4 Money Moves Every College Grad Needs to Make ASAP
Sep 3, 2019
Whatever field you are in or salary you earn, start your adult life off on the right financial foot by following these five steps.
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5 Financial Mistakes You Shouldn't Be Making in Your 30s
Sep 3, 2019
Your 30s is the time to lay a solid groundwork for your financial future. Here are five mistakes to avoid.
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Think Carefully Before Taking Advantage of This Credit Card ‘Perk’
Aug 24, 2019
Special financing deals aren't always what they seem. Here's why.
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10 Wedding Expenses I'm Not Wasting My Money On
Aug 17, 2019
Weddings are expensive. But I'm saving by cutting costs, and you can too.
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5 Mistakes That Will Scare Lenders Away
Aug 13, 2019
Lenders hesitate to give out loans to borrowers with an unreliable financial history. Avoid these pitfalls to make sure your loan request gets approved.
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The 5 Worst Credit Mistakes You Can Make
Aug 2, 2019
Ruining your credit is all too easy. Here are five mistakes you don't want to make.
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Don't Use a Credit Card in These 4 Situations
Jul 25, 2019
Credit cards are a smart way to pay most of the time, but here are four times you should leave your card in your wallet.
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6 Habits of People With Excellent Credit
Jul 15, 2019
Want a perfect credit score? Here's what you have to do to get it.
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Don't Make These 7 Money Mistakes While Traveling Abroad
Jul 10, 2019
Vacations are meant to be relaxing escapes, but don’t leave your good money sense at home. Be sure to avoid these common mistakes when you …
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How Much Credit Is Enough to Meet Your Needs?
Jul 8, 2019
There are no hard and fast rules, but here are some basic guidelines you should follow.
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Is Now the Right Time to Refinance Your Auto Loan?
Jul 3, 2019
Refinancing your auto loan could help you save money, but only if the circumstances are right. Here's everything you need to know.
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4 Surprising Things That Can Lower Your Credit Score
May 30, 2019
You work hard to keep your credit score high. Don't let these careless mistakes ruin it.
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5 Things You Should Never Spend Your Money on If You Want to Be Rich
May 28, 2019
Becoming wealthy requires more than a high income. You also need to control where that money goes.
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Read This Fine Print Before Applying for a Credit Card
May 27, 2019
Don't be swayed by fancy marketing language. Dig into the card's details so you understand exactly what you're getting.
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How to Make Credit Card Companies Fight for Your Business
May 23, 2019
Want to know the secret to getting the best credit cards? Follow the steps detailed here.
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Do These 5 Things If You Want to Get -- and Stay -- Rich
May 20, 2019
You don't need an inheritance or a multibillion-dollar idea. Just do these five things.
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4 Secrets Your Credit Card Issuer Doesn't Want You to Know
May 17, 2019
If you aren't reading your credit card's fine print, you probably don't know about most of these.
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4 Money Habits That Are Preventing You From Becoming Rich
May 14, 2019
So you want to be rich? Start by breaking these bad money habits today.
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6 Surprising Tax Deductions for Uber and Lyft Drivers
Mar 19, 2019
The government expects a cut of your Uber or Lyft earnings. Fortunately, there are a number of tax deductions you can take advantage of to …
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What Do You Need to Open a Savings Account?
Mar 18, 2019
Opening a savings account isn't difficult, but you need to have the right documentation on hand.
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4 Finance Secrets Rich People Don't Want You to Know
Mar 14, 2019
The rich think about money a little differently. Here's how you can capitalize on what they know.
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5 Myths About Millionaires and Money Management
Mar 11, 2019
There are a lot of misconceptions about millionaires and how they got their money. But the truth is it’s easier to join them than you …
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