by Maurie Backman | March 26, 2020
Lost your job in the COVID-19 crisis? Here's what you need to know about unemployment benefits in your state.
Millions of jobs have already been lost nationwide due to COVID-19, and New Jersey is no exception. Here's what you need to know about filing for unemployment benefits in the Garden State.
To be eligible for benefits, you need to have lost your job due to no fault of your own (you can't have been fired for cause). You can also claim benefits even if your layoff is expected to be temporary. For claims filed in 2020, you'll need to have earned at least $200 per week for 20 or more weeks during the base year period leading up to your claim (which, if you're filing in March 2020, is Oct. 1, 2018 through Sept. 20, 2019). Or you'll need to have earned at least $10,000 in total during the base year period.
You can apply for unemployment benefits online -- just create an account on the NJ Department of Labor's website.
Due to a high volume of claims right now, there's a specific daily schedule you'll need to follow to file for benefits. If the last four digits of your Social Security number are between:
You can file between 4 p.m. and 7 p.m. if you miss your initial window.
You'll also need to provide information that includes:
Your weekly benefit will equal 60% of the average weekly wage you earned during your base year, up to a maximum of $713.
You can collect unemployment benefits for up to 26 weeks as of now. However, the CARES Act extends that period by 13 weeks, allowing you to collect unemployment benefits for up to 39 weeks.
If your initial unemployment claim is denied, you can file an appeal here.
Whether you work for a small business that's shut down due to COVID-19 or a larger employer that's laid you off, the sooner you file an unemployment claim, the sooner your money will start hitting your bank account. Don't delay in getting that lifeline -- it could spare you a world of debt in the coming weeks or months as you look for work.
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