Top perks
Above-average APY on savings
Aspiration offers an above-average APY to those who have at least $500 of qualifying debit card transactions each month. Aspiration Plus members qualify for an even higher rate, which could help offset what they pay to maintain their account.
Up to 10% back
You can earn up to 10% cash back when you use your debit card at businesses that are members of Aspiration's Conscience Coalition.
One free out-of-network ATM withdrawal per month
Aspiration Plus members are eligible for one out-of-network ATM withdrawal per month. The bank also offers over 55,000 fee-free ATMs nationwide.
Manage your savings and checking in one place
When you open an Aspiration account, you get a checking account and a savings account, so you can manage your finances all in one place.
Know your impact on people and the planet
Every Aspiration account holder receives a personal impact score, which helps measure the impact purchases have on the planet and people.
Get your paycheck up to two days early
Customers who have their paychecks direct deposited into their Aspiration accounts can access those funds up to two days earlier than with most traditional banks.
FDIC insured
Finally, Aspiration accounts are covered by the same FDIC insurance as traditional bank accounts. Aspiration is unique in that balances are deposited with up to eight FDIC insured banks. In total, that gives you up to $2 million in FDIC insurance per depositor.
