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TD Bank CD Rates for 2024

Updated
Kailey Hagen
Steven Porrello
By: Kailey Hagen and Steven Porrello

Our Banking Experts

Nathan Alderman
Check IconFact Checked Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page. APY = Annual Percentage Yield

If you're in the market for a certificate of deposit (CD), you may want to consider TD Bank for its competitive interest rates. TD Bank offers higher CD interest rates to TD Checking account customers, making it a good choice for those who already bank there.

Keep reading to learn more about how TD Bank CD rates compare to the competition and whether they're right for you.

TD Bank CD rates for 2024

TD Bank CD
  • 3 APY: 0.05%
  • 6 APY: 1.00% - 5.00%
  • 12 APY: 1.00% - 4.75%
  • 18 APY: 0.05%
  • 24 APY: 0.05%
  • 36 APY: 0.05%
  • 60 APY: 0.05%
Rates as of April 12, 2024

APY = Annual Percentage Yield

Term
TD Bank CD
3 Mo.
6 Mo.
1 Yr.
1.5 Yr.
2 Yr.
3 Yr.
5 Yr.
0.05%
1.00% - 5.00%
1.00% - 4.75%
0.05%
0.05%
0.05%
0.05%

Compare TD Bank CD rates

For non-customers, TD Bank's Standard CD interest rates aren't particularly impressive. But you can qualify for a more competitive APY, known as a "bump rate," if you also have an eligible TD Bank checking account. Here's a look at how its CD rates stack up against its competitors.

Rates as of
Bank & CD Offer APY Term Min. Deposit Next Steps
APY: 5.10% Term: 10 Months Min. Deposit:  $0
APY: 4.70% Term: 1 Year Min. Deposit:  $2,500
APY: 5.05% Term: 1 Year Min. Deposit:  $1
APY: 5.15% Term: 9 Months Min. Deposit:  $1
Member FDIC.
APY: 4.75% Term: 1 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.05% Term: 1 Months Min. Deposit:  $1,000
APY: 5.06% Term: 1 Months Min. Deposit:  $500
APY: 3.00% Term: 1 Months Min. Deposit: 
APY: 3.00% Term: 2 Months Min. Deposit: 
Huntington Bank Standard CD
Member FDIC.
APY: 0.05% Term: 3 Months Min. Deposit:  $1,000
APY: 3.00% Term: 3 Months Min. Deposit:  $0
APY: Up to 4.51% Term: 3 Months Min. Deposit:  $2,500
APY: 5.26% Term: 3 Months Min. Deposit:  $1
APY: 5.00% Term: 3 Months Min. Deposit:  $500
APY: 3.50% Term: 3 Months Min. Deposit: 
APY: 2.00% Term: 3 Months Min. Deposit:  $2,500
APY: 3.00% Term: 3 Months Min. Deposit:  $500
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 3 Months Min. Deposit:  $500
APY: 4.90% Term: 5 Months Min. Deposit: 
Fidelity CD
Member FDIC.
APY: 5.25% Term: 6 Months Min. Deposit:  $1,000
APY: 5.10% Term: 6 Months Min. Deposit:  $500
APY: 4.00% Term: 6 Months Min. Deposit: 
APY: 3.80% Term: 6 Months Min. Deposit: 
APY: 4.95% Term: 6 Months Min. Deposit:  $500
Valley Bank CD
Member FDIC.
APY: 4.75% Term: 6 Months Min. Deposit:  $500
APY: 4.40% Term: 6 Months Min. Deposit:  $0
APY: 4.25% Term: 6 Months Min. Deposit:  $0
First Internet Bank of Indiana CD
Member FDIC.
APY: 5.18% Term: 6 Months Min. Deposit:  $1,000
APY: 4.25% Term: 6 Months Min. Deposit:  $2,500
APY: 4.80% Term: 6 Months Min. Deposit:  $500
APY: 5.15% Term: 6 Months Min. Deposit:  $0
Member FDIC.
APY: 5.15% Term: 6 Months Min. Deposit:  $1,000
APY: 4.00% Term: 6 Months Min. Deposit:  $1,000
Vanguard Brokered CD
Member FDIC.
APY: 5.30% Term: 6 Months Min. Deposit:  $1,000
Member FDIC.
APY: 3.00% Term: 6 Months Min. Deposit:  $1,000
Salem Five Bank CD
Member FDIC.
APY: 5.00% Term: 6 Months Min. Deposit:  $10,000
Member FDIC.
APY: 1.00% - 5.00% Term: 6 Months Min. Deposit:  $250.00
Republic Bank of Chicago CD
Member FDIC.
APY: 0.50% Term: 6 Months Min. Deposit:  $1,000
APY: 5.10% Term: 6 Months Min. Deposit:  $2,500
Member FDIC.
APY: Up to 5.05% Term: 6 Months Min. Deposit:  $1,000
APY: Up to 2.51% Term: 6 Months Min. Deposit:  $2,500
First Tech CD
APY: up to 4.91% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: 5.05% Term: 6 Months Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 6 Months Min. Deposit:  $1,000
Member FDIC.
APY: 5.37% Term: 6 Months Min. Deposit: 
Generations Bank High-Yield CD from Raisin
Member FDIC.
APY: 5.21% Term: 6 Months Min. Deposit:  $1
Member FDIC.
APY: 0.05% Term: 6 Months Min. Deposit:  $1,000
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.50% Term: 6 Months Min. Deposit:  $1,000
Member FDIC.
APY: 5.00% Term: 6 Months Min. Deposit:  $2,500
Member FDIC.
APY: 5.30% Term: 6 Months Min. Deposit:  $1,000
All America Bank CD
Member FDIC.
APY: 4.75% Term: 6 Months Min. Deposit: 
Member FDIC.
APY: 4.76% Term: 6 Months Min. Deposit:  $1,000
Generations Bank CD
Member FDIC.
APY: 5.00% Term: 6 Months Min. Deposit:  $1,000
APY: 5.23% Term: 6 Months Min. Deposit:  $1
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 6 Months Min. Deposit:  $500
APY: 3.00% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: 5.00% Term: 6 Months Min. Deposit:  $500
Member FDIC.
APY: 5.01% Term: 7 Months Min. Deposit:  $500
APY: 4.75% Term: 7 Months Min. Deposit:  $500
APY: 5.00% Term: 7 Months Min. Deposit: 
APY: Up to 5.01% Term: 7 Months Min. Deposit:  $2,500
Huntington Bank Promotional CD
Member FDIC.
APY: 5.13% Term: 7 Months Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 5.20% Term: 7 Months Min. Deposit:  Up to $10,000
APY: 4.90% Term: 9 Months Min. Deposit:  $500
APY: 4.25% Term: 9 Months Min. Deposit:  $2,500
APY: 4.85% Term: 9 Months Min. Deposit:  $1
Member FDIC.
APY: 5.30% Term: 9 Months Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 9 Months Min. Deposit:  $1,000
Member FDIC.
APY: 3.75% Term: 9 Months Min. Deposit:  $500
APY: 5.15% Term: 9 Months Min. Deposit:  $2,500
APY: 4.45% Term: 9 Months Min. Deposit:  $0
NASA Federal Credit Union High-Yield Certificate
Federally insured by NCUA.
APY: 5.55% Term: 9 Months Min. Deposit:  $10,000
APY: 4.90% Term: 9 Months Min. Deposit:  $0
Salem Five Bank CD
Member FDIC.
APY: 5.00% Term: 9 Months Min. Deposit:  $10,000
Generations Bank High-Yield CD from Raisin
Member FDIC.
APY: 5.31% Term: 10 Months Min. Deposit:  $1
Huntington Bank Promotional CD
Member FDIC.
APY: 4.86% Term: 11 Months Min. Deposit:  $1,000
APY: 3.50% Term: 11 Months Min. Deposit:  $1,000
APY: 4.75% Term: 11 Months Min. Deposit:  $0
First Internet Bank of Indiana CD
Member FDIC.
APY: 5.31% Term: 1 Year Min. Deposit:  $1,000
APY: 4.80% Term: 1 Year Min. Deposit:  $0
Member FDIC.
APY: 4.50% Term: 1 Year Min. Deposit:  $500
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.60% Term: 1 Year Min. Deposit:  $1,000
APY: 4.75% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: Up to 4.80% Term: 1 Year Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 0.75% Term: 1 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.75% to 3.75% Term: 1 Year Min. Deposit:  $500
APY: 1.50% Term: 1 Year Min. Deposit:  $500
First Tech CD
APY: up to 4.55% Term: 1 Year Min. Deposit:  $500
Member FDIC.
APY: 5.05% Term: 1 Year Min. Deposit:  $1,000
Valley Bank CD
Member FDIC.
APY: 4.50% Term: 1 Year Min. Deposit:  $500
APY: 5.25% Term: 1 Year Min. Deposit:  $2,500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 1 Year Min. Deposit:  $1,000
All America Bank CD
Member FDIC.
APY: 4.75% Term: 1 Year Min. Deposit: 
Member FDIC.
APY: 0.05% Term: 1 Year Min. Deposit:  $1,000
Connexus Credit Union Share CD
APY: Up to 4.81 Term: 1 Year Min. Deposit:  $5,000
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 1 Year Min. Deposit:  $500
Member FDIC.
APY: 5.15% Term: 1 Year Min. Deposit:  $2,500
APY: 5.00% Term: 1 Year Min. Deposit:  $0
APY: 5.00% Term: 1 Year Min. Deposit:  $5,000
APY: 4.25% Term: 1 Year Min. Deposit: 
Vanguard Brokered CD
Member FDIC.
APY: 5.40% Term: 1 Year Min. Deposit:  $1,000
APY: 4.65% Term: 1 Year Min. Deposit:  $0
Member FDIC.
APY: 5.20% Term: 1 Year Min. Deposit:  $1,000
APY: 4.00% Term: 1 Year Min. Deposit:  $0
Flushing Bank CD
Member FDIC.
APY: 5.00% Term: 1 Year Min. Deposit:  $1,000
APY: 4.85% Term: 1 Year Min. Deposit:  $1
Member FDIC.
APY: 5.31% Term: 1 Year Min. Deposit: 
Member FDIC.
APY: 4.76% Term: 1 Year Min. Deposit:  $1,000
APY: 4.95% Term: 1 Year Min. Deposit:  $500
Member FDIC.
APY: 1.00% - 4.75% Term: 1 Year Min. Deposit:  $250.00
Member FDIC.
APY: 5.25% Term: 1 Year Min. Deposit:  $1,500
Fidelity CD
Member FDIC.
APY: 5.05% Term: 1 Year Min. Deposit:  $1,000
APY: 4.80% Term: 1 Year Min. Deposit:  $0
Generations Bank CD
Member FDIC.
APY: 5.20% Term: 1 Year Min. Deposit:  $1,000
APY: 4.90% Term: 1 Year Min. Deposit:  $500
Salem Five Bank CD
Member FDIC.
APY: 5.55% Term: 1 Year Min. Deposit:  $10,000
Member FDIC.
APY: 5.25% Term: 13 Months Min. Deposit:  $1,000
APY: 5.25% Term: 13 Months Min. Deposit: 
APY: 5.15% Term: 13 Months Min. Deposit: 
First National Bank Special CD
Member FDIC.
APY: 5.00% Term: 13 Months Min. Deposit:  Up to $10,000
Republic Bank of Chicago CD
Member FDIC.
APY: 4.33% Term: 13 Months Min. Deposit:  $1,000
SchoolsFirst Federal Credit Union CD
Federally insured by NCUA.
APY: 5.00% Term: 13 Months Min. Deposit:  $500
Member FDIC.
APY: 3.50% Term: 13 Months Min. Deposit:  $1,000
NASA Federal Credit Union High-Yield Certificate
Federally insured by NCUA.
APY: 5.30% Term: 15 Months Min. Deposit:  $10,000
Flushing Bank CD
Member FDIC.
APY: 4.60% Term: 15 Months Min. Deposit:  $1,000
Member FDIC.
APY: 4.00% Term: 15 Months Min. Deposit:  $500
Federally insured by NCUA.
APY: 5.10% Term: 16 Months Min. Deposit:  $500
Member FDIC.
APY: 2.85% Term: 1.5 Year Min. Deposit:  $500
Vanguard Brokered CD
Member FDIC.
APY: 5.30% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.45% Term: 1.5 Year Min. Deposit:  $0
Member FDIC.
APY: 4.60% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.27% Term: 1.5 Year Min. Deposit: 
Member FDIC.
APY: 4.50% Term: 1.5 Year Min. Deposit:  $1,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 5.04% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.45% Term: 1.5 Year Min. Deposit:  $0
Salem Five Bank CD
Member FDIC.
APY: 4.50% Term: 1.5 Year Min. Deposit:  $10,000
APY: 4.90% Term: 1.5 Year Min. Deposit:  $2,500
Member FDIC.
APY: 0.05% Term: 1.5 Year Min. Deposit:  $250.00
Republic Bank of Chicago CD
Member FDIC.
APY: 1.00% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.00% Term: 1.5 Year Min. Deposit:  $500
APY: 1.50% Term: 1.5 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.10% Term: 1.5 Year Min. Deposit: 
APY: 3.25% Term: 1.5 Year Min. Deposit:  $0
APY: 4.50% Term: 1.5 Year Min. Deposit:  $0
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 1.5 Year Min. Deposit:  $500
Member FDIC.
APY: 3.00% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.00% Term: 1.5 Year Min. Deposit:  $1,000
APY: 4.75% Term: 1.5 Year Min. Deposit:  $500
APY: 4.40% Term: 1.5 Year Min. Deposit:  $2,500
APY: 4.60% Term: 1.5 Year Min. Deposit:  $500
APY: 4.50% Term: 1.5 Year Min. Deposit:  $0
APY: 4.60% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.00% Term: 1.5 Year Min. Deposit:  $2,500
Member FDIC.
APY: 4.90% Term: 1.5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 0.05% Term: 1.5 Year Min. Deposit:  $1,000
Fidelity CD
Member FDIC.
APY: 5.00% Term: 1.5 Year Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 3.50% Term: 19 Months Min. Deposit:  Up to $10,000
Valley Bank CD
Member FDIC.
APY: 4.00% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: 4.25% Term: 2 Year Min. Deposit:  $1,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.82% Term: 2 Year Min. Deposit:  $1,000
APY: 4.50% Term: 2 Year Min. Deposit:  $2,500
Member FDIC.
APY: Up to 4.30% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.50% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: 2.00% Term: 2 Year Min. Deposit:  $500
APY: 4.00% Term: 2 Year Min. Deposit:  $2,500
APY: 4.40% Term: 2 Year Min. Deposit:  $1,000
APY: 4.20% Term: 2 Year Min. Deposit:  $500
Vanguard Brokered CD
Member FDIC.
APY: 5.20% Term: 2 Year Min. Deposit:  $1,000
Salem Five Bank CD
Member FDIC.
APY: 3.25% Term: 2 Year Min. Deposit:  $10,000
APY: 4.00% Term: 2 Year Min. Deposit:  $0
Member FDIC.
APY: 0.05% Term: 2 Year Min. Deposit:  $250.00
Generations Bank CD
Member FDIC.
APY: 4.24% Term: 2 Year Min. Deposit:  $1,000
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 2 Year Min. Deposit:  $1,000
Republic Bank of Chicago CD
Member FDIC.
APY: 1.25% Term: 2 Year Min. Deposit:  $1,000
First Tech CD
APY: up to 2.25% Term: 2 Year Min. Deposit:  $500
Member FDIC.
APY: 4.65% Term: 2 Year Min. Deposit:  $1,500
APY: 1.50% Term: 2 Year Min. Deposit:  $500
APY: 3.30% Term: 2 Year Min. Deposit:  $5,000
Member FDIC.
APY: 5.20% Term: 2 Year Min. Deposit: 
Member FDIC.
APY: 4.90% Term: 2 Year Min. Deposit:  $1,000
APY: 4.20% Term: 2 Year Min. Deposit:  $0
Fidelity CD
Member FDIC.
APY: 4.90% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 0.05% Term: 2 Year Min. Deposit:  $1,000
APY: 4.00% Term: 2 Year Min. Deposit:  $0
Member FDIC.
APY: 4.50% Term: 2 Year Min. Deposit:  $2,500
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.45% Term: 2 Year Min. Deposit:  $1,000
APY: 4.00% Term: 2 Year Min. Deposit:  $0
APY: 4.30% Term: 2 Year Min. Deposit: 
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 2 Year Min. Deposit:  $500
APY: 4.50% Term: 2 Year Min. Deposit:  $500
All America Bank CD
Member FDIC.
APY: 4.25% Term: 2 Year Min. Deposit: 
Connexus Credit Union Share CD
APY: Up to 4.56% Term: 2 Year Min. Deposit:  $5,000
Member FDIC.
APY: 4.50% Term: 2 Year Min. Deposit:  $1,000
Member FDIC.
APY: 5.00% Term: 25 Months Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 3.50% Term: 25 Months Min. Deposit:  Up to $10,000
APY: 3.75% Term: 30 Months Min. Deposit:  $2,500
APY: 1.50% Term: 30 Months Min. Deposit:  $500
First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 35 Months Min. Deposit:  Up to $10,000
Member FDIC.
APY: 4.75% Term: 35 Months Min. Deposit:  $1,000
APY: 4.15% Term: 3 Year Min. Deposit:  $500
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.66% Term: 3 Year Min. Deposit:  $1,000
Vanguard Brokered CD
Member FDIC.
APY: 5.15% Term: 3 Year Min. Deposit:  $1,000
APY: 4.00% Term: 3 Year Min. Deposit:  $0
Salem Five Bank CD
Member FDIC.
APY: 2.00% Term: 3 Year Min. Deposit:  $10,000
APY: 3.75% Term: 3 Year Min. Deposit:  $2,500
APY: 4.25% Term: 3 Year Min. Deposit:  $500
APY: 4.15% Term: 3 Year Min. Deposit:  $0
APY: 4.00% Term: 3 Year Min. Deposit:  $2,500
APY: 4.00% Term: 3 Year Min. Deposit:  $0
Member FDIC.
APY: 4.15% Term: 3 Year Min. Deposit:  $1,000
Fidelity CD
Member FDIC.
APY: 4.80% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.40% Term: 3 Year Min. Deposit:  $500
Member FDIC.
APY: 4.80% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 0.05% Term: 3 Year Min. Deposit:  $250.00
Republic Bank of Chicago CD
Member FDIC.
APY: 1.50% Term: 3 Year Min. Deposit:  $1,000
First Tech CD
APY: up to 2.45% Term: 3 Year Min. Deposit:  $500
APY: 4.10% Term: 3 Year Min. Deposit:  $1,000
APY: 3.35% Term: 3 Year Min. Deposit:  $5,000
Member FDIC.
APY: 0.10% Term: 3 Year Min. Deposit:  $1,000
All America Bank CD
Member FDIC.
APY: 3.75% Term: 3 Year Min. Deposit: 
APY: 1.50% Term: 3 Year Min. Deposit:  $500
Member FDIC.
APY: 5.15% Term: 3 Year Min. Deposit: 
Member FDIC.
APY: 2.00% Term: 3 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.30% Term: 3 Year Min. Deposit:  $2,500
APY: 3.00% Term: 3 Year Min. Deposit:  $0
APY: 2.85% Term: 3 Year Min. Deposit: 
APY: 3.50% Term: 3 Year Min. Deposit:  $0
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.35% Term: 3 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.25% Term: 3 Year Min. Deposit:  $1,500
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 3 Year Min. Deposit:  $500
Member FDIC.
APY: up to 1.75% Term: 37 Months Min. Deposit:  $1
Member FDIC.
APY: 4.75% Term: 45 Months Min. Deposit:  $1,000
APY: 3.40% Term: 4 Year Min. Deposit:  $5,000
Member FDIC.
APY: 4.90% Term: 4 Year Min. Deposit: 
Member FDIC.
APY: 4.55% Term: 4 Year Min. Deposit:  $1,000
Fidelity CD
Member FDIC.
APY: 4.55% Term: 4 Year Min. Deposit:  $1,000
Member FDIC.
APY: 0.15% Term: 4 Year Min. Deposit:  $1,000
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.20% Term: 4 Year Min. Deposit:  $1,000
APY: 4.05% Term: 4 Year Min. Deposit:  $1,000
Member FDIC.
APY: 3.95% Term: 4 Year Min. Deposit:  $1,000
APY: 3.50% Term: 4 Year Min. Deposit:  $0
All America Bank CD
Member FDIC.
APY: 3.49% Term: 4 Year Min. Deposit: 
APY: 3.00% Term: 4 Year Min. Deposit:  $0
APY: 3.75% Term: 4 Year Min. Deposit:  $2,500
Republic Bank of Chicago CD
Member FDIC.
APY: 1.50% Term: 4 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.00% Term: 4 Year Min. Deposit:  $500
First National Bank Standard CD
Member FDIC.
APY: 1.00% Term: 4 Year Min. Deposit:  $500
Member FDIC.
APY: 4.15% Term: 4 Year Min. Deposit:  $1,500
APY: 2.50% Term: 4 Year Min. Deposit: 
APY: 4.05% Term: 4 Year Min. Deposit:  $500
APY: 3.95% Term: 4 Year Min. Deposit:  $0
Vanguard Brokered CD
Member FDIC.
APY: 4.30% Term: 4 Year Min. Deposit:  $1,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.50% Term: 4 Year Min. Deposit:  $1,000
Salem Five Bank CD
Member FDIC.
APY: 2.25% Term: 4 Year Min. Deposit:  $10,000
APY: 4.00% Term: 4 Year Min. Deposit:  $500
APY: 1.61% Term: 4 Year Min. Deposit: 
APY: 4.00% Term: 4 Year Min. Deposit:  $0
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 4 Year Min. Deposit:  $1,000
NASA Federal Credit Union High-Yield Certificate
Federally insured by NCUA.
APY: 4.60% Term: 49 Months Min. Deposit:  $10,000
First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 52 Months Min. Deposit:  Up to $10,000
Member FDIC.
APY: 4.75% Term: 59 Months Min. Deposit:  $1,000
APY: 3.75% Term: 5 Year Min. Deposit:  $2,500
APY: 3.75% Term: 5 Year Min. Deposit:  $0
Member FDIC.
APY: 4.80% Term: 5 Year Min. Deposit: 
APY: 4.00% Term: 5 Year Min. Deposit:  $500
First National Bank Standard CD
Member FDIC.
APY: 1.50% Term: 5 Year Min. Deposit:  $500
APY: 1.50% Term: 5 Year Min. Deposit:  $500
All America Bank CD
Member FDIC.
APY: 3.49% Term: 5 Year Min. Deposit: 
NASA Federal Credit Union Share Certificate
Federally insured by NCUA.
APY: 4.10% Term: 5 Year Min. Deposit:  $1,000
APY: 3.45% Term: 5 Year Min. Deposit:  $5,000
Member FDIC.
APY: 4.00% Term: 5 Year Min. Deposit:  $2,500
Member FDIC.
APY: 0.25% Term: 5 Year Min. Deposit:  $1,000
APY: 4.00% Term: 5 Year Min. Deposit:  $500
APY: 4.00% Term: 5 Year Min. Deposit:  $0
First Tech CD
APY: up to 3.55% Term: 5 Year Min. Deposit:  $500
Republic Bank of Chicago CD
Member FDIC.
APY: 1.50% Term: 5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 0.05% Term: 5 Year Min. Deposit:  $250.00
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 5 Year Min. Deposit:  $1,000
APY: 3.90% Term: 5 Year Min. Deposit:  $0
Vanguard Brokered CD
Member FDIC.
APY: 5.15% Term: 5 Year Min. Deposit:  $1,000
APY: 3.95% Term: 5 Year Min. Deposit:  $1,000
Fidelity CD
Member FDIC.
APY: 4.50% Term: 5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 2.00% Term: 5 Year Min. Deposit:  $500
APY: 3.00% Term: 5 Year Min. Deposit:  $0
APY: 4.00% Term: 5 Year Min. Deposit:  $2,500
Member FDIC.
APY: 4.30% Term: 5 Year Min. Deposit:  $500
Salem Five Bank CD
Member FDIC.
APY: 2.25% Term: 5 Year Min. Deposit:  $10,000
First Internet Bank of Indiana CD
Member FDIC.
APY: 4.55% Term: 5 Year Min. Deposit:  $1,000
APY: 3.90% Term: 5 Year Min. Deposit:  $0
Member FDIC.
APY: 3.90% Term: 5 Year Min. Deposit:  $1,000
Member FDIC.
APY: 4.15% Term: 5 Year Min. Deposit:  $1,500
APY: 3.25% Term: 5 Year Min. Deposit: 
Member FDIC.
APY: 4.50% Term: 5 Year Min. Deposit:  $1,000
First National Bank Special CD
Member FDIC.
APY: 3.00% Term: 61 Months Min. Deposit:  Up to $10,000
Member FDIC.
APY: up to 2.00% Term: 61 Months Min. Deposit:  $1
APY: 1.50% Term: 6 Year Min. Deposit:  $500
Huntington Bank Standard CD
Member FDIC.
APY: 0.10% Term: 6 Year Min. Deposit:  $1,000
APY: 3.90% Term: 6 Year Min. Deposit:  $500
APY: 3.75% Term: 7 Year Min. Deposit:  $2,500
APY: 3.75% Term: 10 Year Min. Deposit:  $2,500

TD Bank CD review

The CDs offered from TD Bank are a solid choice for those who have an eligible TD Bank checking account. Read below for more details.

TD Choice Promotional CDs

Pros

  • Competitive rates for checking account customers
  • Low minimum balance
  • Decent variety of terms

Cons

  • Have to open an eligible TD checking account to qualify for competitive rates
  • Low standard APY
  • No 4-year CD term

TD Bank's Choice Promotional CDs are designed to benefit the bank's existing customers and attract new ones into the fold. The Bump Rate CDs offer competitive APYs. Plus, the minimum balance requirements are low and customers have a good mix of term options to choose from. Rates and terms may vary by location, so it's best to check TD Bank's website for current rates in your area.

If you don't have an eligible TD Bank checking account, don't worry, as it's easy to open one and start taking advantage of these great products. Of course, if you prefer to stick with your current checking account, you can find CDs at other financial institutions with higher rates.

Other TD Bank CD accounts

TD Bank also offers these other types of CDs:

  • TD No-Catch CDs
  • TD Step Rate CDs

Who is a TD Bank CD right for?

A TD Bank CD is right for existing TD Bank customers who have an eligible TD Bank checking account and those with at least $250 they can afford to leave untouched for several months.

Keep reading about TD Bank

Our CDs methodology

At The Motley Fool Ascent, certificates of deposit (CDs) are rated on a scale of one to five stars, primarily focusing on annual percentage yield (APY) and early withdrawal penalty fees. Our highest-rated CDs generally include competitive APYs without complex qualification tiers, low withdrawal fees, reliable brand trust and reputation, and ease of use.

See our full Ratings Methodology here.

FAQs

  • A TD Bank CD can help you grow your wealth, and the variety of terms and low balance requirements make it easy to build a CD ladder.

  • A TD Bank CD is definitely worth it if you have or are willing to open a TD Bank checking account to access the higher rates. Those without a TD Bank checking account may be able to find a better rate elsewhere.

Our Banking Experts