Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Marriott Bonvoy Boundless Review: A Top Hotel Card With Lucrative Benefits

Review Updated
Lyle Daly
By: Lyle Daly

Our Credit Cards Expert

Nathan Alderman
Check IconFact Checked Nathan Alderman
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.

The Marriott Bonvoy Boundless® Credit Card combines competitive features with a reasonable annual fee. With a high rewards rate and an impressive sign-up bonus, this hotel credit card can earn you plenty of Marriott stays. Learn whether it will work for you in our Marriott Bonvoy Boundless® Credit Card review.

Marriott Bonvoy Boundless® Credit Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Good/Excellent (670-850)

Intro APR Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Regular APR

21.49% - 28.49% Variable

Rewards Circle with letter I in it. Earn up to 17X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy® and 2X points on all other purchases.

Up to 17X Points on Stays

Annual Fee Circle with letter I in it. N/A

$95

Welcome Offer Circle with letter I in it. Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

Earn 3 Free Night Awards

  • The sign-up bonus, premium hotel rewards earn rate, and deep bench of hotel properties makes this a compelling pick for hotel stays.

    • Big sign-up bonus
    • Annual free night award
    • Automatic elite status
    • Bonus rewards on Marriott Bonvoy purchases
    • Consumer and travel protections
    • Annual fee
    • Few premium travel perks
    • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
    • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
    • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
    • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
    • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
    • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
    • No Foreign Transaction Fees.
    • Member FDIC

Full Marriott Bonvoy Boundless review

This credit card is a good fit for: Travelers who like staying at Marriott hotels and want a hotel card with an affordable annual fee.

Top perks

There's a lot to like about the Marriott Bonvoy Boundless® Credit Card.

Earn 3 Free Night Awards as a welcome bonus

Earn 3 Free Night Awards after you spend $3,000 on purchases in your first 3 months from your account opening. Each Free Night Award is valid for a one-night stay at a property with a redemption value of up to 50,000 points. That includes many expensive Marriott properties, making this one of the more valuable welcome offers you can find.

SEE MORE: Best Credit Card Sign-Up Bonuses

Complimentary Silver Elite status

This credit card includes Silver Elite status in the Marriott Bonvoy program. Benefits of that status tier include a 10%-point bonus on stays, late checkout when available, and free wifi.

There's also the opportunity to move up to Gold Elite status. You can earn this upgrade by spending $35,000 on purchases each calendar year with your Marriott Bonvoy Boundless® Credit Card.

High rewards rate

The Marriott Bonvoy Boundless® Credit Card earns up to 17 points per $1 on purchases at participating Marriott Bonvoy hotels. It earns a base rate of 6 points per $1 on these purchases, plus you can also earn another 10 points per $1 for being a Marriott Bonvoy member and 1 point per $1 for Silver Elite status. If you reach a higher status tier, you can earn even more.

In addition, this card earns:

  • 3 points per $1 on the first $6,000 in combined purchases each year at grocery stores, gas stations, and dining
  • 2 points per $1 on other purchases

Annual free night award

Every year after your account anniversary, you'll receive a free night award. This gets you one night at a property with a redemption level of up to 35,000 points. If you use that free night, you'll most likely come out ahead on the card's annual fee from that alone.

RELATED: Best Hotel Credit Cards

Purchase protection

When you make an eligible purchase and pay with your Marriott Bonvoy Boundless® Credit Card, it's covered for 120 days against damage or theft. The maximums on this card's purchase protection are $500 per claim and $50,000 per account.

Travel protection

This card offers baggage delay insurance, lost luggage reimbursement, and trip delay reimbursement. For travel protections to apply, you must pay with your Marriott Bonvoy Boundless® Credit Card.

No foreign transaction fee

Like most travel credit cards, this card doesn't charge foreign transaction fees. It's a good choice for international trips.

SEE MORE: Best Travel Credit Cards

Alternatives to consider

  • If you want more flexible travel rewards points: The Chase Sapphire Preferred® Card earns some of the most useful travel points you'll find. With this card, you can use points to book travel through Chase Travel at a rate of $0.0125 per point. You can also transfer points to a large roster of airline and hotel partners, including Marriott.
  • If you want premium perks with Marriott: Look no further than the Marriott Bonvoy Brilliant® American Express® Card, the hotel's most feature-packed card. It offers an even more valuable annual free night and lots of spending credits -- albeit for a much higher annual fee. (Terms apply, see rates and fees)
As of Nov. 27, 2023
Image for
Image for
Image for

Marriott Bonvoy Boundless® Credit Card

Chase Sapphire Preferred® Card Marriott Bonvoy Brilliant® American Express® Card
Rating image, 4.00 out of 5 stars.
4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Credit Rating Requirement: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Good/Excellent (670-850)

Good/Excellent (670-850)

Welcome Offer: Circle with letter I in it. Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!

Earn 3 Free Night Awards

Welcome Offer: Circle with letter I in it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

60,000 bonus points

Welcome Offer: Circle with letter I in it. Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

185,000 Marriott Bonvoy bonus points

Rewards Program: Circle with letter I in it. Earn up to 17X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy® and 2X points on all other purchases.

Up to 17X Points on Stays

Rewards Program: Circle with letter I in it. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases

Rewards Program: Circle with letter I in it. Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.

2X-6X points

Intro APR: Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Intro APR: Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: N/A

Intro APR:

Purchases: n/a

Balance Transfers: n/a

Regular APR:

21.49% - 28.49% Variable

Regular APR:

21.49%-28.49% Variable

Regular APR:

20.99%-29.99% Variable

Annual Fee: Circle with letter I in it. N/A

$95

Annual Fee: Circle with letter I in it. N/A

$95

Annual Fee:

$650

Highlights:

  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees.
  • Member FDIC

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Highlights:

  • Earn 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.
Show More Arrow graphic to expand and collapse content Show Less Arrow graphic to expand and collapse content

What could be improved

This Marriott Bonvoy credit card has a couple of minor downsides worth mentioning.

Annual fee

The annual fee for the Marriott Bonvoy Boundless® Credit Card is $95. Considering what the card offers, that's not a lot. It's easily outweighed by the yearly free night award alone. However, you should make sure you can maximize this card's benefits so the annual fee will be worth it. If not, continue reading credit card reviews to find one that's a better match.

Few premium travel perks

This is a mid-tier hotel credit card. While it can provide a lot of value, it doesn't have much in the way of high-end benefits. For example, there's no spending credits at Marriott hotels or airport lounge access.

Considering the card only costs $95, that's to be expected. But if you're a frequent traveler, you may be better off with a more expensive card that also has more benefits. That could be one of the Marriott Bonvoy cards with a higher annual fee, or a different type of travel card entirely.

MORE OPTIONS: Best Credit Cards

Find the best credit card for your needs

Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.

Suggested credit score

It's recommended to have at least a 670 FICO® Score to get the Marriott Bonvoy Boundless® Credit Card. Like most rewards cards, this Marriott card is aimed at consumers who have good credit.

Because Chase issues the Marriott Bonvoy Boundless® Credit Card, the Chase 5/24 rule is another important factor that can affect your application. Chase generally denies the application of anyone who has already opened five or more credit cards during the last 24 months.

RELATED: How to Build Credit Fast

The Marriott Bonvoy Boundless is right for you if:

You like to stay at Marriott hotels and you book stays there at least two or three times per year.

Considering the Marriott Bonvoy Boundless® Credit Card only charges a small annual fee, it's the perfect choice for frequent guests of Marriott who are looking for a budget-friendly credit card. The annual free night award, the sign-up bonus, and the generous rewards rate all ensure that you'll get plenty of value from this card.

Our credit card methodology

At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.

We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.

FAQs

  • The minimum starting credit limit for the Marriott Bonvoy Boundless® Credit Card is $5,000. Credit limits vary based on the applicant's creditworthiness, and it's possible to get a much larger limit. Some cardholders have reported getting credit limits of $25,000 or more with this card.

  • The Marriott Bonvoy Boundless® Credit Card typically isn't hard to get for applicants with good credit who haven't opened too many other cards recently. A FICO® Score of 670 or higher is recommended. Also, make sure you've opened fewer than five credit cards in the last 24 months so you pass Chase's 5/24 rule.

  • Yes, you can use the Marriott Bonvoy Boundless® Credit Card internationally, and it doesn't charge a foreign transaction fee.

Our Credit Cards Experts