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Capital One Quicksilver Cash Rewards Credit Card is a popular credit card for those who want a straightforward rewards credit card with a nice set of bonuses for new cardholders. In this comprehensive Capital One Quicksilver Cash Rewards Credit Card review, we’ll see if this cash-back offering is worth including in your wallet.
This credit card is a good fit for: Consumers who want to keep it simple with the same cash back rate on their spending. Those with big purchases coming up or people who want to pay off debt faster this card's 0% intro APR.
On Capital One's Secure Website.
On Capital One's Secure Website.
One of the most versatile and flexible cash-back cards we've seen. The long 0% intro APR makes the offer hard to pass up, especially if you're wanting to keep a one-card wallet that packs in a rich rewards program.
$200 cash bonus: New cardholders can earn a $200 bonus once $500 is spent on the card; this must be achieved within three months of the account opening.
Unlimited 1.5% cash back: This offer is a "what you see is what you get" cash back card. Transactions made with the card, no matter the amount or product/service category, earns 1.5% cash back.
$0 annual fee: Capital One gives Quicksilver® cardholders a nice break from paying an annual fee.
0% intro APR for purchases and balance transfers: There’s no APR for new purchases and balance transfers for the first 15 months with this card.
Cash back never expires: The clock is never ticking on cash back, since it is valid for redemption as long as the customer maintains their account.
No minimum cash-back redemption: Another convenient, low-maintenance aspect of the card is that the cash back can be redeemed whenever the cardholder sees fit.
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Chase Freedom Flex℠ | Bank of America® Customized Cash Rewards credit card |
Rating image, 5.00 out of 5 stars.
5.00 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Rating image, 4.50 out of 5 stars.
4.50 stars
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. |
Apply Now for Chase Freedom Flex℠
On Chase's Secure Website. |
Apply Now for Bank of America® Customized Cash Rewards credit card
On Bank of America's Secure Website. |
Credit Rating Requirement: |
Credit Rating Requirement: |
$200 |
$200 cash rewards |
1% - 5% cash back |
1% - 3% cash back |
Intro APR: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months |
Purchases: 0%, 15 billing cycles Balance Transfers: 0%, 15 billing cycles |
Regular APR: 15.24% - 23.99% Variable |
Regular APR: 14.24% - 24.24% Variable |
Annual Fee: $0 |
Annual Fee: $0 |
Highlights:
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Highlights:
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Apply Now for Chase Freedom Flex℠
On Chase's Secure Website. |
Apply Now for Bank of America® Customized Cash Rewards credit card
On Bank of America's Secure Website. |
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No bonus cash back: Yes, the rewards program's across-the-board cash back is easy to understand and keep track of. However, the downside is that no product or service category earns additional cash back, as is the case with numerous rivals. Cardholders are missing out on good earning opportunities if this is their only cash-back card.
Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.
Good to excellent credit -- typically a FICO® Score of 670 or higher -- is suggested to increase your chances of approval for Capital One Quicksilver Cash Rewards Credit Card. Capital One details potential acceptance criteria, as outlined below:
A great strength of Capital One Quicksilver Cash Rewards Credit Card is that it appeals to several different types of credit card users by taking perks offered by many of the best credit cards and packaging them into one. If you're one, or a combination of any, of the following, it'll be quite a practical card to own:
The credit limit for the Capital One Quicksilver generally ranges from $300 to $10,000 or more. Capital One bases your credit limit on multiple factors, including your annual income and credit history.
No, the Capital One Quicksilver isn't a metal credit card. It's made of plastic.
The Capital One Quicksilver is a Mastercard. Capital One previously issued this credit card as a Visa before switching to Mastercard. You can confirm which type of card it is on the top of the application page.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.
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