The Chase Freedom lineup includes some of the most popular Chase credit cards. All the Chase Freedom cards have similar sets of features, but there are also some differences. In this guide to Chase Freedom benefits, you'll learn about every important perk that can help when you're comparing credit cards to decide which one is right for you.
The Chase Freedom Unlimited® was originally known for its unlimited 1.5% on every purchase. Chase has since upgraded the card to include bonus categories, but the credit card company kept that 1.5% cash back rate for all non-bonus category spending. Here's the full list of what you get with this rewards card.
After you spend $500 on purchases within the first three months after opening an account, Chase gives you a welcome bonus of $200 cash back. You'll receive 20,000 bonus rewards points with this offer, which can be redeemed for $200 cash back.
The Chase Freedom Unlimited® earns:
This introductory 0% APR offer applies to purchases and lasts for 15 months after opening the account. Be aware that if you want to make a balance transfer, the 0% rate will not apply.
The Chase Freedom Unlimited® won't cost you anything extra because Chase doesn't charge an annual fee for it.
DashPass is a subscription service available through DoorDash. Members can get unlimited free delivery on eligible orders over $12. Other service fees may apply.
As a Chase Freedom Unlimited® cardholder, you're eligible for a complimentary three months of DashPass if you activate by Dec. 31, 2021. After those three months are up, you're automatically enrolled for another nine months with a 50% discount on the standard $9.99 monthly rate. Cancel the membership before then if you don't want to pay for it.
Eligible purchases made with your Chase Freedom Unlimited® will qualify for the following Chase card benefits:
The Chase Freedom Unlimited® includes the following built-in travel protections for eligible purchases made with the credit card:
The Chase Freedom Flex℠ stands out for its rotating 5% back categories. It's also a World Elite Mastercard®, so it has a few additional benefits compared to the other Chase Freedom cards, which are Visa cards. Other than that, this card has many of the same perks as the Chase Freedom Unlimited®.
You just need to spend $500 on purchases within three months of opening the Chase Freedom Flex℠ to collect this $200 sign-up bonus.
The Chase Freedom Flex℠ earns:
You can see which rotating bonus categories this card offers each quarter with a Chase Freedom bonus calendar. To activate the rotating bonus categories, either log in to your Chase account or call the card issuer at the number on the back of your card.
This 0% introductory APR lasts for 15 months and applies to all your purchases. As with the Chase Freedom Unlimited®, it does not apply to balance transfers.
The Chase Freedom Flex℠ is free to carry, as it has no annual fee.
Since this is a World Elite Mastercard®, it includes the following complimentary extras:
You get three free months of DashPass, DoorDash's subscription service. It gives you unlimited free deliveries on eligible orders over $12 (other fees may apply). To take advantage of this Chase Freedom Flex℠ offer, you need to activate it by Dec. 31, 2021.
Once the complimentary three-month period ends, you're automatically enrolled for another nine months of DashPass. There's a 50% discount off the standard monthly $9.99 rate during that time. If you don’t want to keep your membership, cancel it before the end of those complimentary three months.
The Chase Freedom Flex℠ has the following built-in protections for eligible purchases you make with it:
When it comes to travel protections, the Chase Freedom Flex℠ offers the following on eligible purchases made with the credit card:
The Chase Freedom is no longer open to applications. It was effectively replaced by the Chase Freedom Flex℠ in September 2020. Consumers who have the credit card can continue to use it. Below, you'll find the Chase Freedom benefits it offered before applications were closed.
When applications for the Chase Freedom were open, new cardholders could get a $200 cash back bonus. The sign-up bonus required $500 of purchases in the first three months.
The Chase Freedom earns:
If you're a Chase Freedom cardholder, you can still activate bonus categories every quarter to get your 5% back, either online or by calling Chase.
New Chase Freedom cardholders could get a 15-month 0% intro APR on purchases.
All the cards in the Chase Freedom line are no-annual-fee credit cards, and this is no exception.
As a Chase Freedom cardmember, you can still get a complimentary three months of DashPass if you activate before Dec. 31, 2021. DashPass is the subscription service for DoorDash. It gets you unlimited deliveries with no delivery fee for eligible orders that cost more than $12. Other service fees may apply.
With this perk, you're also automatically enrolled for another nine months of DashPass once those complimentary three months are over. Those nine months include a 50% discount off the normal rate of $9.99 per month. You can, however, cancel before those nine months kick in.
Even though Chase no longer issues Chase Freedom cards, many of the cardholder perks remain. If you pay for eligible purchases with your Chase Freedom, you'll get a couple of protections:
You'll get these travel protections on eligible travel purchases when you pay with your Chase Freedom:
Considering none of them charge annual fees, the Chase Freedom cards offer an impressive slate of benefits. You'll get cash back rates on par with the best credit cards, excellent sign-up bonus and 0% APR introductory offers, and quite a few valuable extras.
It usually takes a good credit score, specifically a FICO® Score of 670 or higher, to get approved for a Chase Freedom card. Read up on how to get prequalified for a Chase card to see whether you have a solid shot at an approval. If your credit score is high enough, you just need to decide which Chase Freedom credit card you want: the Chase Freedom Unlimited® or the Chase Freedom Flex℠.
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